Home Affordable Refinance Lenders
Refinancing Options for Borrowers with Freddie Mac-Owned Mortgages
If you are interested in refinancing your Freddie Mac-owned mortgage under the federal Home Affordable Refinance Program (HARP), lenders are available to work with you and determine your eligibility for this offering. To refinance through this program, check with the lender to whom you are currently making your monthly mortgage payments (also referred to as your servicer) to see if they offer HARP. Also, you can reach out to any of the lenders identified in our list and map below to discuss your options and eligibility.
Click on your state to see a list of participating lenders that conduct business in your area.
Important note: our published list of participating lenders is not a comprehensive list of all Freddie Mac-approved lenders offering HARP.
The listing provides contact information and indicates the maximum financing the lender offers based on the current value of your home. Lenders may use a different name for their HARP offering. If applicable, that name is included as part of their listing. Please review this information carefully to determine which of the listed lenders may be able to assist you.
Click here to view the list of participating HARP lenders.
Because not all loans or all borrowers will qualify for refinancing under HARP and lenders may have different requirements, it is important to explore all refinancing options available to you before making a home financing decision.