The Freddie Mac CreditSmart® curriculum is your guide to better credit, money management, and responsible homeownership. Our free program can help you build or repair your credit, avoid costly scams, and make sound financial decisions. Take the 12–module course online, or in a class led by a HUD-approved housing counselor.
In addition to a savvier you, completing a financial education program can also help improve your credit score and open doors to a wider array of mortgage products, like Freddie Mac's 3% down payment mortgage Home Possible Advantage if you're a first–time homebuyer.
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We offer the resources to help you make informed housing decisions and support your success – whether you rent, own, or plan to buy a home.