Being financially prepared for emergencies or natural disasters is about more than just having savings set aside. It's also about having access to important personal financial, medical and other records that can help you on the road to recovery.
What is your bank account information? Do you know how to contact your mortgage company? Who are your insurance providers and what are the policy numbers for your homeowners, renters, or car insurance?
These are the basic questions you should start with, but there are ways to be even more prepared. The Ready.gov website offers resources, tips and guidance for financially preparing for the impact of an emergency. It also provides the Emergency Financial First Aid Kit, a helpful resource developed by the Federal Emergency Management Agency and Operation HOPE, to help individuals and families prepare for emergencies.
The kit provides fillable checklists for collecting and compiling important information, such as:
Following these tips will help you and your family be better prepared to deal with the impact of an emergency or disaster.
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