While much of the country has spent the last week fixated on brackets, a different kind of madness has taken over the housing industry – the start of Spring Homebuying Season. As brackets are busted, buzzers are beaten, and champions are crowned during the NCAA Final Four in Minneapolis, we'll be hard at work making sure you're ready to purchase a home.
Forget about the FINAL FOUR, we're here to tell you about the FOUR Cs. When lenders decide whether you qualify for a loan, they evaluate the four Cs – Capacity, Capital, Collateral and Credit. Think you know your stuff? Take this quiz and prove you're prime-time player.
For more information on buying, renting and owning a home visit My Home by Freddie Mac®.
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In times of crisis, Freddie Mac is here to be a stabilizing force in the housing markets. When others might take a step back, we take a step forward, and that was certainly the case in 2020.
The effectiveness of our risk management and our innovative approach to tailoring transactions to investor needs and market conditions demonstrate our ongoing commitment to leadership in this asset class.
Freddie Mac delivered a strong performance in 2020 while supporting the housing market and families affected by the pandemic.
Across all sectors in housing, we’re experiencing a technology transformation that is increasing velocity, reducing cost and improving quality. In fact, the pace of change throughout the mortgage process has been steadily accelerating, and that trajectory is likely to continue in years ahead.