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Research and Analysis

April, Make or Break for Home Sales

April, Make or Break for Home Sales

Pending home sales trend bodes well for best home sales since 2007.

Housing Markets Experience Some Winter Doldrums

Housing Markets Experience Some Winter Doldrums

Housing markets weakened slightly, which is no surprise considering the harsh winter and slowdown in economic activity at the outset of 2015.

U.S. Housing Market Showed a 4.4 Percent Improvement in 2014

U.S. Housing Market Showed a 4.4 Percent Improvement in 2014

Vegas, Denver & Chicago were most improved housing markets last year.

The Affordability Stretch Got A Little Easier

The Affordability Stretch Got A Little Easier

With homebuyer affordability improving, some Americans are feeling the burn a bit less as they stretch to make homeownership a reality.

Borrowers Who Refinanced in 2014 to Save About $5 Billion in Interest Payments

Borrowers Who Refinanced in 2014 to Save About $5 Billion in Interest Payments

For the first time since 2009, over half of all borrowers who refinanced saw their home equity increase since first taking out their original loan.

Are You Making Home Improvements? You're Not Alone

Are You Making Home Improvements? You're Not Alone

Home improvements and repairs – a $300 billion industry – are back on the rise and now generate about 1.8% of U.S. economic activity. A new report shows the U.S. home improvement industry is faring much better than the broader housing market. So who are our big spenders, and where do they live?

U.S. Housing Stability Improving

U.S. Housing Stability Improving

Overall most markets are improving, with some to keep an eye on.

The Lowdown on Mortgage Rates, ARMs:  New Surveys

The Lowdown on Mortgage Rates, ARMs: New Surveys

Mortgage rates are hovering near all-time lows - averaging 3.63% for a 30-year fixed. As for ARMs? With rates so low on fixed-rate loans, ARMs are less popular. But more lenders are offering ARMs, and for certain consumers, an adjustable rate product may still make sense.

Nearly 50% of Homebuyers Aren't Shopping Around

Nearly 50% of Homebuyers Aren't Shopping Around

A recent study by the Consumer Financial Protection Bureau and the Federal Housing Finance Agency found that almost half of U.S. homebuyers fail to shop around for mortgages.

Mortgage Rates:  New Lows in the New Year

Mortgage Rates: New Lows in the New Year

30-year fixed down to 3.73%, the lowest level since May 2013. A year ago, the rate was 4.51%.

Three Reasons Why Mortgage Originations are Down

Three Reasons Why Mortgage Originations are Down

Mortgage rates remain near historic lows, buying a home remains largely affordable, and – in some areas – buying is less expensive than renting. So, why are mortgage originations down this year?

Nearly 30% of Housing Metros Unaffordable

Nearly 30% of Housing Metros Unaffordable

With the latest data, 47 of the 163 metros are now unaffordable. While that's only 29% of markets, these markets represent roughly 44% of households in our sample.