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Research and Analysis

The Affordability Stretch Got A Little Easier

The Affordability Stretch Got A Little Easier

With homebuyer affordability improving, some Americans are feeling the burn a bit less as they stretch to make homeownership a reality.

Borrowers Who Refinanced in 2014 to Save About $5 Billion in Interest Payments

Borrowers Who Refinanced in 2014 to Save About $5 Billion in Interest Payments

For the first time since 2009, over half of all borrowers who refinanced saw their home equity increase since first taking out their original loan.

Are You Making Home Improvements? You're Not Alone

Are You Making Home Improvements? You're Not Alone

Home improvements and repairs – a $300 billion industry – are back on the rise and now generate about 1.8% of U.S. economic activity. A new report shows the U.S. home improvement industry is faring much better than the broader housing market. So who are our big spenders, and where do they live?

U.S. Housing Stability Improving

U.S. Housing Stability Improving

Overall most markets are improving, with some to keep an eye on.

The Lowdown on Mortgage Rates, ARMs:  New Surveys

The Lowdown on Mortgage Rates, ARMs: New Surveys

Mortgage rates are hovering near all-time lows - averaging 3.63% for a 30-year fixed. As for ARMs? With rates so low on fixed-rate loans, ARMs are less popular. But more lenders are offering ARMs, and for certain consumers, an adjustable rate product may still make sense.

Nearly 50% of Homebuyers Aren't Shopping Around

Nearly 50% of Homebuyers Aren't Shopping Around

A recent study by the Consumer Financial Protection Bureau and the Federal Housing Finance Agency found that almost half of U.S. homebuyers fail to shop around for mortgages.

Mortgage Rates:  New Lows in the New Year

Mortgage Rates: New Lows in the New Year

30-year fixed down to 3.73%, the lowest level since May 2013. A year ago, the rate was 4.51%.

2014 Industry Projections - Did We Get it Right?

2014 Industry Projections - Did We Get it Right?

It's that time of year when we take stock. So let's look back at 5 key housing predictions for 2014. Did projections hit the target? And what do we think will happen in the year ahead?

Home Satisfaction? What Americans Want from Their Housing

Home Satisfaction? What Americans Want from Their Housing

A new survey highlights the housing satisfaction gap: the top 10 things people want from their housing, but don't have.

Better Momentum for Housing

Better Momentum for Housing

More housing markets are moving in the right direction. Is yours?

Searching for an Affordable Home?

Searching for an Affordable Home?

While most housing markets are still affordable for the typical buyer some markets just keep getting more expensive.

10 for 10

10 for 10

A new research paper examining the effect of payment reduction on default finds that a 10 percent payment reduction decreases expected defaults by 10 to 11 percent.