Research and Analysis

First-time Buyers Are Finally on the Rise

First-time buyers represented 46 percent of Freddie Mac's purchased loans in the first quarter, which was the largest share in recent history. Can it continue?

Will Millennials Move Out?

What happens the newly crowned largest generation decides to start buying homes...and what happens if they don't?

When Mortgage Rates Weren't Groovy

The most dramatic increase in mortgage rates came during the late 1970s. What would happen if rates rise like that again?

Recap of 2017: The Best Year in a Decade

Despite challenges, the housing markets remain on track for their best year in a decade.

The Big, Bad "B" Word

Even as the housing industry continues to recover and grow more stable, many are keeping an eye out for the next house price bubble.

Is Geography Destiny?

We examine the relationship between government regulations, geography, housing supply, house prices and rents.

Winter is Coming. Will Home Sales and Prices Cool?

With school back in session now is a good time to look back on how Spring and Summer home sales have fared thus far.

What Do Today's Mortgage Rates Mean for You?

Can you afford to buy a house? It's a question that's become more difficult to answer — especially because the data differs for everyone.

Nine Housing Markets Without Room To Stretch

The April Insight looks at some of the factors that drive the location decisions of ordinary families trying to live in the most expensive metros in the U.S.

Forecasting 2017 with Freddie Mac's Chief Economist

As 2016 gives way to 2017, we move away from recapping the year that was and transition to prognosticating the year to come.

Baby Boomer Myths: Up-Close and Personal with Sean Becketti, Chief Economist

Baby Boomers comprise one-quarter of the population but own two-thirds of the housing wealth. Their decisions will reshape our housing market in the coming years. Freddie Mac's chief economist uses our latest survey results to bust some myths about 55+ homeowners and renters.

Sales on Track Despite Limited Housing Stock & Rising House Prices

How are home sales looking now that we're more than half way through 2016?