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Is Geography Destiny?

Is Geography Destiny?

We examine the relationship between government regulations, geography, housing supply, house prices and rents.

Can You Skip the Property Appraisal?

Can You Skip the Property Appraisal?

You might be able to skip the traditional property appraisal. Talk to your loan officer to see if you qualify.

Mortgage Relief Amid California Wildfires

Mortgage Relief Amid California Wildfires

If you're a homeowner impacted by the wildfires in California, mortgage relief may be available. Contact your mortgage company right away to discuss your options.

Let's Talk About 4, 8 and 13

Let's Talk About 4, 8 and 13

If you believe in superstitions and are looking to buy or sell a home, put aside the 4s and 13s and embrace the 8.

Habitat: 'She Nailed It!'

Habitat: 'She Nailed It!'

During this month's SERVE, we continue our long tradition of working with Habitat for Humanity to create a safe and affordable place for families to call home.

Be Wicked Smart About Online Rental Scams

Be Wicked Smart About Online Rental Scams

We're continuing our 'Be Wicked Smart' series in celebration of National Cyber Security Awareness Month. Today's topic - online rental scams.

Be Wicked Smart About Phishing

Be Wicked Smart About Phishing

It's October AND National Cyber Security Month – be wicked smart.

Millennials Buy Homes for Their Best Friends

Millennials Buy Homes for Their Best Friends

One–third of Millennials had their best friends at heart — dogs, that is — when deciding to buy their first homes, according to a recent survey.

Hurricane Help FAQs

Hurricane Help FAQs

To help you get answers to your hurricane–related questions, we've compiled a list of answers to FAQs due to the recent hurricanes.

Are You Financially Prepared for An Emergency?

Are You Financially Prepared for An Emergency?

Being financially prepared for emergencies is about more than just having savings set aside.

Outsmarting Scammers

Outsmarting Scammers

Following a natural disaster or during times of hardship, it's very important to recognize and avoid scams.

Mortgage Assistance for Hurricane Maria

Mortgage Assistance for Hurricane Maria

If you are a homeowner impacted by Hurricane Maria, mortgage relief may be available. Contact your mortgage company right away to discuss your options.

Avoiding Repair Scams After a Disaster

Avoiding Repair Scams After a Disaster

Following natural disasters, scam artists are hard at work trying to take advantage of your situation. Here are some tips to avoid them and stay safe.

Meeting the Housing Needs of America's Seniors

Meeting the Housing Needs of America's Seniors

Freddie Mac is working to meet the growing need for seniors housing. We provide financing so specialized facilities can be built, improved and maintained.

¿Con quién debo comunicarme para obtener ayuda luego de un desastre natural?

¿Con quién debo comunicarme para obtener ayuda luego de un desastre natural?

A continuación encontrará una lista de organizaciones que le pueden brindar ayuda para recuperarse de las consecuencias del huracán. Fraude, Centros de Recuperación ante desastres de FEMA, Recursos de asistencia para recuperarse, Ayuda hipotecaria

Who Do I Call For Help After a Natural Disaster?

Who Do I Call For Help After a Natural Disaster?

Picking up the pieces after a natural disaster can be overwhelming. Here is a list of organizations to help you in your recovery.

Cómo Solicitar Ayuda Después de un Huracán

Cómo Solicitar Ayuda Después de un Huracán

Si su hogar o lugar de trabajo ha sido afectado por los huracanes Harvey o Irma, aquí le informamos algunos pasos importantes que debe dar de inmediato para encaminarse hacia la recuperación.

Getting Help After a Hurricane

Getting Help After a Hurricane

If you've been affected by Hurricane Harvey or Irma, these four important steps can help you get on the path to recovery.

Mortgage Relief for Hurricane Irma

Mortgage Relief for Hurricane Irma

If you are a homeowner impacted by Hurricane Irma, mortgage relief may be available. Contact your mortgage company right away to discuss your options.

Housing Industry Sees Affordable Renting as a Growing Concern

Housing Industry Sees Affordable Renting as a Growing Concern

Affordability isn't just an issue for potential homeowners, it's also a major problem facing renters today.

Hurricane Preparedness

Hurricane Preparedness

Texas and Louisiana just experienced the devastation caused by Hurricane Harvey, and already we are bracing for the impact of another powerful storm, Hurricane Irma.

HARP Bonus: More Time, Low Rates

HARP Bonus: More Time, Low Rates

HARP has been extended until December 31, 2018 and rates are still historically low. All it takes is a few minutes to see if you qualify.

Winter is Coming. Will Home Sales and Prices Cool?

Winter is Coming. Will Home Sales and Prices Cool?

With school back in session now is a good time to look back on how Spring and Summer home sales have fared thus far.

Mortgage Assistance in the Aftermath of Hurricane Harvey

Mortgage Assistance in the Aftermath of Hurricane Harvey

If you are a homeowner impacted by Hurricane Harvey, mortgage relief may be available. Contact your mortgage company right away to discuss your options.

Buying a Home is Still Affordable. Or is it?

Buying a Home is Still Affordable. Or is it?

Is buying a home affordable today? The answer is yes and no. It depends on a variety of factors, including where you live.

Going Green? Ask Questions First!

Going Green? Ask Questions First!

If you're looking to finance your energy–efficient home improvements, make sure you ask yourself these three questions first.

The Facts (and Myths) on Home Inspections

The Facts (and Myths) on Home Inspections

Because home inspections are such an important part of your homebuying journey, it's important to separate the facts from the myths.

Paying Down the Mortgage: Meet Stephen, Brad and Patty

Paying Down the Mortgage: Meet Stephen, Brad and Patty

We reached out to three homeowners, all at various stages of their mortgage, and asked them how it felt to be paying off their home. Read what they had to say.

The Facts (and Myths) on Down Payments and PMI

The Facts (and Myths) on Down Payments and PMI

Before accepting the 20% down myth, it's important to do your homework, weigh the pros and cons regarding your down payment options and separate the facts from the myths.

An MVP Team Can Help You Score That Home

An MVP Team Can Help You Score That Home

For something as important as buying a home, you need the right team of housing professionals working with you.

33% of Homeowners Do This.  Would You?

33% of Homeowners Do This. Would You?

Last year, 19% of survey respondents said they would buy a house sight unseen. This year, 33%. Find out why.

Better, Stronger and Making a Difference

Better, Stronger and Making a Difference

We've transformed into a stronger, more competitive company. In turn, this has allowed us to transform the U.S. housing finance system for the better.

Making (Manufactured) Home Sweeter

Making (Manufactured) Home Sweeter

Manufactured homes are an affordable option for many people, especially in rural areas. Our support for manufactured housing communities helps keep them that way.

3% Down in Three Easy Steps

3% Down in Three Easy Steps

Are you looking to take advantage of a 3% down payment? Here are the three steps that you need to know.

Low Rates = High Purchasing Power

Low Rates = High Purchasing Power

Mortgage rates are a still a steal for buyers.

Welcome to Your New Luxury (Manufactured) Home

Welcome to Your New Luxury (Manufactured) Home

For high–end finishes at bargain prices, check out today's crop of new manufactured homes.

Could You Chart a Similar Path to Buying a Home?

Could You Chart a Similar Path to Buying a Home?

Meet Layanna, a single mom. Through her commitment and the support of her real estate agent, loan officer, and community, she's a brand–new homeowner.

Get Smart(er) on Green

Get Smart(er) on Green

Knowing the facts about your home's energy consumption is important for everyone as the country continues to advance its efforts to conserve. How much do you know?

How Well Do You Know Your Stars and Stripes?

How Well Do You Know Your Stars and Stripes?

Test your knowledge on all things Independence Day with our fun facts quiz.

What Does Homeownership Mean? We Asked, They Answered

What Does Homeownership Mean? We Asked, They Answered

In honor of National Homeownership Month wrapping up — and our important mission of making home possible — we asked families across the nation, 'What does homeownership mean to you?'

Freddie Mac's LGBTQ Community: Proud of our Allies

Freddie Mac's LGBTQ Community: Proud of our Allies

Freddie Mac's LGBTQ employee resource group celebrates allies during Pride Month.

Freedoms of Homeownership

Freedoms of Homeownership

When considering the pros and cons of buying a home, one thing you can place in the 'pros' column is the independence owning a home can bring.

Homeownership: Beyond the Mortgage

Homeownership: Beyond the Mortgage

The financial obligations of owning a home are more than just paying the mortgage. Similar to owning a car, your home will need regular upkeep to keep it safe and in great shape.

The Math Behind Putting Less Than 20% Down

The Math Behind Putting Less Than 20% Down

Did you know that you could buy a home with a down payment of less than 20%? Lots of people do. Want to join them? Find out how all of the numbers add up.

How New Homeowners Can Keep Lawns and Wallets Green

How New Homeowners Can Keep Lawns and Wallets Green

Smart landscaping and lawn care are essential to protecting the value of the most expensive thing you are ever likely to buy: your home.

Five Benefits of Homeownership You Need to Know

Five Benefits of Homeownership You Need to Know

If you're looking to take the plunge into homeownership, its likely you've made a pros and cons list. Here are five things that should go straight to the top of your pros list.

Meet the Team: Lender

Meet the Team: Lender

Lenders will help you understand your mortgage options, terms, closing costs, and more.

Renters Benefit from Our Latest Milestone

Renters Benefit from Our Latest Milestone

Freddie Mac surpassed a major milestone this week — and you're the winner.

Meet the Team: Real Estate Agent

Meet the Team: Real Estate Agent

You're going to be spending a lot of time with your agent so it's important to find someone who gets you.

Meet the Team: Housing Counselor

Meet the Team: Housing Counselor

While many people want to jump straight into the house–hunting part of the buying process, it's important to understand what the process entails first.

Spring Homebuying Season: Quiz #2

Spring Homebuying Season: Quiz #2

How much have you learned about the difference between the first and second–time homebuying experience? Take the quiz and let us know if you're a homebuying all–star.

Celebrating Homeownership

Celebrating Homeownership

This June we're celebrating National Homeownership Month by providing helpful tips on buying and owning.

What's the Point?

What's the Point?

Today's infographic considers 3 important questions to help you get the point on points.

How Much Does it Cost to Sell Your Home?

How Much Does it Cost to Sell Your Home?

We all know that buying a home costs money, however, selling a home is costing homeowners across the country a surprising amount.

Tackling the Affordable Housing Crisis

Tackling the Affordable Housing Crisis

As demand for affordable rental housing continues to increase, our nation's supply is not keeping up.

What Do Today's Mortgage Rates Mean for You?

What Do Today's Mortgage Rates Mean for You?

Can you afford to buy a house? It's a question that's become more difficult to answer — especially because the data differs for everyone.

The Right Fit

The Right Fit

When it comes to home buying, which should come first? The house or the mortgage?

The Chicken or The Egg of Real Estate

The Chicken or The Egg of Real Estate

If you're looking to buy your second, or 'move up' home, you may be faced with the difficult decision of what to do first: list your home or make an offer. Follow along as we detail some important factors that may help you on your journey.

Getting Better and Better

Getting Better and Better

Our transformation into a more competitive company is building a better housing finance system for homebuyers, renters, lenders and taxpayers.

2 x 10 Toes = We Need More Room!

2 x 10 Toes = We Need More Room!

Our first home was absolutely perfect — until kids came along and we quickly outgrew it. Follow my journey of 'moving up' and moving out.

Spring Homebuying Season: Quiz Time!

Spring Homebuying Season: Quiz Time!

How much have you learned about the first–time homebuying experience? Test your knowledge!

Closing the Deal: Sign Here and Here and...

Closing the Deal: Sign Here and Here and...

Check out the infographic which highlights the traditional closing process, so you can know what to expect on your closing day!

Keep Breathing: You've Decided to Make an Offer

Keep Breathing: You've Decided to Make an Offer

Here's an outline of the traditional offer process so you can know what to except when it's your turn to make the deal!

Two Freddie Mac Leaders on List of Most Important People in CRE Finance

Two Freddie Mac Leaders on List of Most Important People in CRE Finance

Commercial Observer magazine listed Freddie Mac leaders David Brickman and John Cannon on their list of the most important people in CRE finance.

How Far Will Your Funds Go?

How Far Will Your Funds Go?

Steps to get a handle on how much you can borrow.

Get the Real Scoop on Down Payments

Get the Real Scoop on Down Payments

Believe that you need to make a down payment of at least 20% to buy a home? You have lots of company. Putting down that much money upfront certainly has benefits, but it's not required.

Urban or Suburban?

Urban or Suburban?

Buying a home is a big deal, so finding the right one that fits your needs is especially important and can have long–term impacts on both your wallet and your quality of life.

9 Times in 10, It's Affordable

9 Times in 10, It's Affordable

Around 90% of the units that Freddie Mac Multifamily funds offer rents that are affordable to low– and moderate–income households. Our funding is vital to making sure that renters across the country have access to adequate, affordable apartment homes.

PROVE You're Serious by Getting Pre-APPROVED

PROVE You're Serious by Getting Pre-APPROVED

This year's Spring Homebuying Season is hot! Improve your odds of getting into a home by getting pre–approved.

Nine Housing Markets Without Room To Stretch

Nine Housing Markets Without Room To Stretch

The April Insight looks at some of the factors that drive the location decisions of ordinary families trying to live in the most expensive metros in the U.S.

Diversity at Work: When Collaboration Fuels Success

Diversity at Work: When Collaboration Fuels Success

Freddie Mac's Loan Advisor Suite benefits from different perspectives.

Say What? Learning the Homebuying Language

Say What? Learning the Homebuying Language

Here's a quick cheat sheet of must–know terms that'll help you navigate the homebuying process. Print it out or pull it up on your phone and you'll sound like a pro in no time!

Kicking off the Spring Homebuying Season: Meet Nicole

Kicking off the Spring Homebuying Season: Meet Nicole

As a recent first–time homebuyer, I'm excited to share my journey with you over the next couple of weeks!

Why the 30-year Fixed Rate Wins 'Most Popular'

Why the 30-year Fixed Rate Wins 'Most Popular'

Of all of the mortgage products out there, the 30–year, fixed–rate mortgage reigns as the most popular. Find out why it's been the favorite for years.

Need a Spring Refresh? Consider Refinishing Your Kitchen Cabinets

Need a Spring Refresh? Consider Refinishing Your Kitchen Cabinets

Refinishing kitchen cabinets is a popular DIY project that takes time and attention to detail, but the results will revitalize the look of your kitchen at a fraction of the cost of a full remodel.

What's that Sizzle? It's the 2017 Homebuying Season.

What's that Sizzle? It's the 2017 Homebuying Season.

The 2017 Spring homebuying season is already off to a hot start and activity is expected to grow throughout the year. Why so fast out of the gate? Let's find out.

This Week's Housing Headlines

This Week's Housing Headlines

Miss some of the week's housing–related news? We've combed through the headlines for you and captured some highlights.

March Madness: Host City Advantage

March Madness: Host City Advantage

As hopeful fans cheer on their teams during the 2017 NCAA March Madness Basketball Tournament, the housing industry is revving up for Spring Homebuying Season.

This Week's Housing Headlines

This Week's Housing Headlines

Mortgage rates are up, and so are home prices. You'll find both stories and more in our weekly rundown of some of the top housing news.

Who Do I Call...For Mortgage Help After a HAMP Interest-rate Reset?

Who Do I Call...For Mortgage Help After a HAMP Interest-rate Reset?

Have you fallen behind on your monthly mortgage payments since the interest rate reset on your HAMP–modified loan and wondered if there's a way to help you get back on track?

Get Out Your Crystal Ball!

Get Out Your Crystal Ball!

See what Freddie Mac has been up to lately.

Saturdays + Spring = Seller's Sweet Spot

Saturdays + Spring = Seller's Sweet Spot

Homes listed during these two weeks sell on average nine days faster and for 1 percent more (about $1,500) than the average listing.

This Week's Housing Headlines

This Week's Housing Headlines

Need some tips as we head into the spring homebuying season? USA Today has you covered. You'll find that story, along with other housing highlights from the week, in our roundup.

Freddie Mac Is a Tech Company?

Freddie Mac Is a Tech Company?

Discover why Freddie Mac is being seen as a tech company.

Serious Delinquency Rate Dips Below 1%

Serious Delinquency Rate Dips Below 1%

For the first time in nearly a decade, our single–family serious delinquency rate fell below 1%.

The Importance of Affordable Housing and Homeownership

The Importance of Affordable Housing and Homeownership

In commemoration of Black History Month, Freddie Mac held a panel discussion on the company's commitment to affordable housing, particularly in the African American community.

This Week's Housing Headlines

This Week's Housing Headlines

Lots of mortgage numbers in the news this week. Check out our rundown of some of the top housing stories to see why they matter.

What Renters Can Expect This Year

What Renters Can Expect This Year

More newly built apartments are likely to become available in 2017 than in 2016. But it won't be much easier to find an affordable apartment to rent this year in most areas, according to Freddie Mac's Multifamily 2017 Outlook.

Remodeling Tips for Aging in Your Home

Remodeling Tips for Aging in Your Home

More than 60 percent of homeowners ages 55 and up say they would prefer to age in place versus downsize. Check out some remodeling strategies to ensure a safe and comfortable living environment that meets life's changing needs.

This Week's Housing Headlines

This Week's Housing Headlines

The Motley Fool has an interesting read titled '4 Mortgage Fears and How to Fix Them.' It's just one of the stories we're featuring in our weekly media roundup.

Moving Housing Forward

Moving Housing Forward

Our transformation into a more competitive company continues to move housing forward.

Celebrate Frederick Douglass on His 199th Birthday

Celebrate Frederick Douglass on His 199th Birthday

Born a slave, escaped to freedom. Educated himself, became a scholar. Acted as a champion of freedom and equality for all, Frederick Douglass still is an inspiration.

Roses are Red, Violets are Blue, What Can Your Tax Return Do for You?

Roses are Red, Violets are Blue, What Can Your Tax Return Do for You?

Have you gotten your refund already or are you planning on filing soon? Here are 3 ways your tax return could bring you closer to homeownership.

Stop Guessin' and Stressin'

Stop Guessin' and Stressin'

Overwhelmed by the homebuying process? We're debunking mortgage myths to get you in the know and into a new home — so put your mind at ease!

This Week's Housing Headlines

This Week's Housing Headlines

It turns out that Hispanics were the only ethnic group to increase their homeownership rate last year. That story tops our housing week in review — read on for more.

Who Do I Call...If I Need Mortgage Help While I'm Unemployed?

Who Do I Call...If I Need Mortgage Help While I'm Unemployed?

Are you struggling financially because you lost your job and want to know whether there's a way to reduce the strain of trying to make your monthly mortgage payments until you find a new job?

Need Housing Help? Start Here

Need Housing Help? Start Here

At one of the 14 Freddie Mac–sponsored borrower help centers across the country, you can get tips and tools to prepare for homeownership.

It's All About You

It's All About You

Homebuyers and homeowners directly influence how Freddie Mac does business even though you're not our direct customers.

This Week's Housing Headlines

This Week's Housing Headlines

Home prices rise while mortgage rates stand pat. Both stories are among the media reports we're following this week.

Finding the One

Finding the One

Today we're wrapping up our new year, new home blog series with tips on how to choose the right location and the right type of home for you.

Who Do I Call...If I Need to Move for a Military or Other Job Relocation?

Who Do I Call...If I Need to Move for a Military or Other Job Relocation?

Do you need to relocate within a tight timeframe because of a permanent change of military station or other job transfer and want to explore options for selling your home quickly?

The Cost of Moving In

The Cost of Moving In

Whether you're moving across town or across the country, you'll need to budget for the cost of transporting yourself and everything you own to a new home.

This Week's Housing Headlines

This Week's Housing Headlines

Feel like you've missed out on the week's housing news? Catch up right here with our weekly roundup of key stories from around the country.

The Down Payment Math Challenge

The Down Payment Math Challenge

If you're in the market to buy a home, the amount of your down payment is likely top of mind: three percent, five percent, 10 or 20. There's no right answer for everyone; what is right for you depends on some key factors, namely your savings and monthly budget.

Who Do I Call...For Mortgage Help During Financial Hardship?

Who Do I Call...For Mortgage Help During Financial Hardship?

If a major event in your personal life has dealt a long–term blow to your finances, are you wondering whether you might have your monthly mortgage payment lowered to fit your reduced income?

Forecasting 2017 with Freddie Mac's Chief Economist

Forecasting 2017 with Freddie Mac's Chief Economist

As 2016 gives way to 2017, we move away from recapping the year that was and transition to prognosticating the year to come.

This Week's Housing Headlines

This Week's Housing Headlines

Mortgage rates continue to move lower — good news for buyers and for homeowners looking to refinance. See our weekly roundup for the latest media stories.

3 Benefits of Credit Risk Transfer

3 Benefits of Credit Risk Transfer

Credit risk transfer is changing the way the U.S. residential housing market is funded. Learn about its 3 main benefits.

Improve Your Homebuying Odds: Get Pre-Approved

Improve Your Homebuying Odds: Get Pre-Approved

Anyone looking to buy — especially in a competitive market — should ask a reputable lender to pre–approve them for a mortgage.

This Tool Makes It Easier to Manage Your Money

This Tool Makes It Easier to Manage Your Money

If your resolution is to get into a new home this year, it's important to understand how to manage your money. In fact, this knowledge is valuable in any case.

This Week's Housing Headlines

This Week's Housing Headlines

Check out our summary of some of the week's most interesting housing headlines. Whether you're looking to buy, rent, or refinance, there's news of note for you.

Steps to Better Credit

Steps to Better Credit

Our Building Better Credit guide lays out the steps you can take to establish and maintain good credit, as well as improve your credit today.

Are You On the Right Track? Understanding Your Credit Score.

Are You On the Right Track? Understanding Your Credit Score.

Your credit score is a vital piece of a lender's credit decision, influencing the credit that's made available to you and the terms that you're offered. How is your score calculated?

This Week's Housing Headlines

This Week's Housing Headlines

What are the experts predicting for housing in 2017? Check out our roundup of some of the week's top housing headlines for that story and more.

Calculating Renting vs. Buying

Calculating Renting vs. Buying

Our rent vs. buy calculator can help you map out the financial differences between renting and buying.

Hacks for Un-Decking the Hall

Hacks for Un-Decking the Hall

The decorations that are so exciting to hang up can be just as daunting to take down as we move from the season of 'Deck the Halls' to the season of 'What do I do with it all?'

Renting & Buying: Meet the Pros

Renting & Buying: Meet the Pros

Both renting and buying have a lot of pros. Meet them now.

This Week's Housing Headlines

This Week's Housing Headlines

It's been a quiet week in advance of the New Year's holiday, but housing stories were still making headlines. We've collected some of the highlights in our weekly summary.

The Best of 2016

The Best of 2016

See what interesting things you might have missed from this year's top 10 blog list.

This Week's Housing Headlines

This Week's Housing Headlines

While 2016 comes to a strong close, 2017 predictions keep rolling in.

Home for the Holidays

Home for the Holidays

When we make our mission personal, we change people's lives. Follow along as our Community Crew volunteers give back and help Andrea Morgan in her journey to peace, joy and home.

Who Do I Call...About a Letter I Received from Freddie Mac?

Who Do I Call...About a Letter I Received from Freddie Mac?

Did you receive a letter from Freddie Mac with the subject, 'Borrower Notification: Freddie Mac Has Purchased Your Loan' but don't know what it means or what to do about it?

Celebrating Home

Celebrating Home

This holiday season, we take time to be thankful for what matters most: home and family.

This Week's Housing Headlines

This Week's Housing Headlines

Mortgage interest rates and housing affordability were top of mind this week.

5 Ways to Reduce Heating Bills

5 Ways to Reduce Heating Bills

There are dozens of ways a homeowner can reduce their heating bills. Here are fives ways that provide a good return on investment, are fairly easy to accomplish and are relatively inexpensive when compared with other energy improvements.

Looking to Improve Your Financial Savvy in 2017? Get CreditSmart

Looking to Improve Your Financial Savvy in 2017? Get CreditSmart

Our free program can help you build or repair your credit, avoid costly scams, and make sound financial decisions. Get CreditSmart today.

This Week's Housing Headlines

This Week's Housing Headlines

Is now a good time to invest in real estate? Read what one influential voice is saying in our roundup of top housing headlines from the week.

Homebuyers: Is $10,000 Waiting for You?

Homebuyers: Is $10,000 Waiting for You?

Eighty–seven percent of U.S. homes are eligible for one or more homeownership programs. The down payment program benefit most frequently found? About $10,000! Could you qualify?

10 Hot Housing Markets for 2017

10 Hot Housing Markets for 2017

While most predict that the housing market will cool off slightly next year, 10 cities will remain hot thanks in large part to Millennials and Baby Boomers.

This Week's Housing Headlines

This Week's Housing Headlines

Mortgage rates, home sales and prices are rising, and so are conforming loan limits. Find these stories and more in this week's headlines.

Extra Credit for Managing Your Finances Well

Extra Credit for Managing Your Finances Well

Your credit score reflects your record of paying bills and other debts on time, and it's a major factor in whether you'll get that apartment lease or home mortgage. (It's also important if you want to apply for some other credit line.)

Borrowing Power to Increase Nationwide in 2017

Borrowing Power to Increase Nationwide in 2017

New rules mean you may be able to borrow more next year.

A Day for Sharing and Giving Thanks

A Day for Sharing and Giving Thanks

Family and friends. Marshmallows on sweet potatoes. Green bean casserole. Pie. A food–induced nap, followed by more pie. Football all day. Thanksgiving is a time to step back from our day–to–day and appreciate what and who we have in our lives.

The Rental Experience is Satisfying and More Affordable Than Owning

The Rental Experience is Satisfying and More Affordable Than Owning

Freddie Mac's September survey of the nation's renters saw an increase in the percentage who said they are satisfied with the rental experience and a steady majority who expect to rent their next residence.

This Week's Housing Headlines

This Week's Housing Headlines

Tenants are concerned about rising rents, but that's not the only expense they're keeping their eye on. Find that story and other highlights from the week in our headlines roundup.

4 Minutes to a Safer You

4 Minutes to a Safer You

International Fraud Week is a good time to learn what scams are out there and how to protect yourself. Take 4 minutes to watch these 4 videos to become a safer renter and homebuyer today.

Considering A Manufactured Home?

Considering A Manufactured Home?

Forget what you think you know about manufactured homes. With prices averaging $71,300, they might just be the affordable housing option you're looking for.

Higher Utility Bills Bigger Worry Than Rising Rents

Higher Utility Bills Bigger Worry Than Rising Rents

More renters worry about rising utility costs than rent hikes, but nearly half are willing to pay more for green energy– and water–saving features, says the latest national renter survey from Freddie Mac.

A Salute to Our Veterans

A Salute to Our Veterans

This Veterans Day, in communities across the nation, we pay special tribute to veterans and their families.

This Week's Housing Headlines

This Week's Housing Headlines

Housing news took a backseat this week as the election drove the bulk of the media coverage. Still, some noteworthy stories made headlines.

PMI: Your Top Questions Answered

PMI: Your Top Questions Answered

Private mortgage insurance (PMI) is a big topic for homeowners and homebuyers alike and there is good reason, namely your wallet. Follow along as we share the top questions received today, along with the answers.

This Week's Housing Headlines

This Week's Housing Headlines

Considering buying a home? This week's headlines roundup includes a rundown of some of the most useful apps and websites. Click through to check out the full list.

Moving Housing Forward

Moving Housing Forward

Our progress in becoming a more competitive company continues to move housing forward.

Don't be Spoofed: It's a Wrap

Don't be Spoofed: It's a Wrap

With the wrap up of National Cyber Security Awareness month, it's a good time to reflect and take some steps to become more cyber savvy. Today learn how to protect your mortgage application from identity thieves.

What Do Homebuying and High School Have in Common?

What Do Homebuying and High School Have in Common?

Counselors who can help you succeed. A high–school guidance counselor might have advised you on what you needed to do to graduate and the path you might take toward your future. A housing counselor can advise you on how to become and stay a homeowner.

This Week's Housing Headlines

This Week's Housing Headlines

How does your city rank when it comes to your ability to build wealth? That's one of the stories we're highlighting this week. Read on for the full list.

The Energy Revolution and You

The Energy Revolution and You

The topic of clean energy has been on the table for decades, with many left wondering if it would ever take flight. Well, it has, and it's power is making a big impact on the environment and your wallet.

Don't be Spoofed: Take Two

Don't be Spoofed: Take Two

National Cyber Security Awareness month is a good time to reflect and take some steps to become more cyber savvy. Today's topic? Online rental scams.

This Week's Housing Headlines

This Week's Housing Headlines

Hispanic homebuyers, Millennials, underwater borrowers — there's something for all of you in today's collection of noteworthy media headlines from the past seven days.

A Down Payment of Less than 20% Is OK. Really.

A Down Payment of Less than 20% Is OK. Really.

Did you know that the average down payment among first–time homebuyers is 6% and it's 13–14% for repeat buyers, according to the National Association of Realtors®? It's possible to put down even less.

Baby Boomer Myths: Up-Close and Personal with Sean Becketti, Chief Economist

Baby Boomer Myths: Up-Close and Personal with Sean Becketti, Chief Economist

Baby Boomers comprise one-quarter of the population but own two-thirds of the housing wealth. Their decisions will reshape our housing market in the coming years. Freddie Mac's chief economist uses our latest survey results to bust some myths about 55+ homeowners and renters.

This Week's Housing Headlines

This Week's Housing Headlines

Help is available for many homebuyers looking for a mortgage with a low down payment. That's just one of the stories we've corralled for this week's headline roundup.

Don't be Spoofed

Don't be Spoofed

It's spooky out there. Keep yourself and your information safe and secure — don't be spoofed! National Cyber Security Awareness month is a good time to reflect and take some steps to become more cyber savvy.

Myth vs. Fact Quiz

Myth vs. Fact Quiz

Over the last few months we've been dispelling the top two myths on everything from down payments to renting. See how well you know the facts in today's quiz.

This Week's Housing Headlines

This Week's Housing Headlines

If you're thinking of buying, mortgage rates are still near their record lows. Check out our weekly headline roundup for that story and more.

Do You Know Your Energy?

Do You Know Your Energy?

Knowing the facts about energy consumption and conservation is important for all families as the U.S. continues to advance its efforts to conserve. We've hand picked some important facts: do you know your energy?

In Your Community

In Your Community

This month, we are celebrating the first anniversary of our October volunteer Serve initiative — 31 days where Freddie Mac employees and our nonprofit partners unite to give back and support the communities where we live and work.

5 Tips for Renters

5 Tips for Renters

Here's vital information to help you compete for an apartment in today's rental market and also protect your rights, interests, and security deposit when you get ready to sign the lease.

This Week's Housing Headlines

This Week's Housing Headlines

No time this week to check out the notable housing news? Not to worry — we've done the work for you.

Myth vs. Fact: Home Inspections

Myth vs. Fact: Home Inspections

Home inspections are so important because they give you the opportunity to thoroughly inspect the home with a professional before you spend any of your hard-earned money to buy it. Because of this, today we're tackling the two biggest myths.

Average Apartment Size Shrinks 7%

Average Apartment Size Shrinks 7%

The size of the average new American apartment is off about 7 percent since 2009, says a new analysis from RCLCO, a real estate consulting group based in Bethesda, MD.

Freddie Mac: A 2016 Top Company for Working Moms

Freddie Mac: A 2016 Top Company for Working Moms

For the 12th time, Working Mother magazine today named Freddie Mac a top company for working moms.

This Week's Housing Headlines

This Week's Housing Headlines

How does student loan debt affect economic mobility? A new study has some answers. Read on for that and other stories from our weekly list of housing highlights.

Are You the Brightest Bulb?

Are You the Brightest Bulb?

When it comes to saving energy in the home, we all like to think we know a thing or two. How plugged in are you? Let's find out with this Energy IQ quiz.

Myth vs. Fact: Renting

Myth vs. Fact: Renting

Approximately one-third of Americans rent their homes, both by choice and because of financial ability. If you're one of them or thinking about renting, today we're debunking the top two myths.

This Week's Housing Headlines

This Week's Housing Headlines

See the 25 markets where the cost of renting a home is rising fastest. You'll find that story - and others - in our roundup of some of the week's most noteworthy housing news.

Energy Costs Across the Country: The Highs, The Lows

Energy Costs Across the Country: The Highs, The Lows

Monthly energy costs can vary wildly from state-to-state, with some states seeing nearly double the cost as others. And it's not just about low energy prices, it's about consumption. See how the states stack up.

Myth vs. Fact: Qualifying for a Mortgage

Myth vs. Fact: Qualifying for a Mortgage

Confused about what it takes to get a mortgage in today's market? Here are the facts to dispel the two biggest myths about qualifying for one.

This Week's Housing Headlines

This Week's Housing Headlines

Mortgage rates are down and refinance activity is going strong. Check out our weekly news roundup for that story and more.

Myth vs. Fact: Down Payments

Myth vs. Fact: Down Payments

Down payment requirements are one of the biggest misconceptions in the market. Today we're debunking the top 2 myths.

Avoiding Repair Scams After a Disaster

Avoiding Repair Scams After a Disaster

Fraud artists who show up after disasters promise quick, quality repairs but then overcharge, do shoddy work, or skip town with the insurance money before the job is done. Here's how to protect yourself.

Making an Offer: Getting Started

Making an Offer: Getting Started

You've found the perfect home and you're ready to make an offer. Where should you start? The first step is understanding what you can afford.

Celebrating Labor Day

Celebrating Labor Day

Labor Day is more than just a long-weekend and the start of a new school year. It's a yearly national tribute to the contributions workers have made to the strength, prosperity and well-being of our country.

This Week's Housing Headlines

This Week's Housing Headlines

Lots of thought-provoking media coverage this week to get you through the holiday weekend. Read on for a list of some of the stories that caught our eye.

4 Reasons to Make Your Home More Energy Efficient

4 Reasons to Make Your Home More Energy Efficient

It's not just about lower utility bills. Learn about all the reasons that drive today's homebuyers and homeowners to be green at home.

Myth vs. Fact: Mortgage Refinancing

Myth vs. Fact: Mortgage Refinancing

Today's mortgage interest rates are at historic lows. So if you've been on the fence about whether to refi, this may be the time. Today we're dispelling the top two myths about refinancing.

This Week's Housing Headlines

This Week's Housing Headlines

Where is it easiest to get a mortgage? That story from CNBC is just one of this week's most interesting housing headlines.

Good News for HARP: More Time, Low Rates

Good News for HARP: More Time, Low Rates

HARP, one of the most successful crisis-era programs for homeowners has been extended to September 30, 2017. If you haven't acted yet, you now have more time to take advantage of today's low rates.

Sales on Track Despite Limited Housing Stock & Rising House Prices

Sales on Track Despite Limited Housing Stock & Rising House Prices

How are home sales looking now that we're more than half way through 2016?

Green? Or Just a Shade of Green?

Green? Or Just a Shade of Green?

If you're in the market to buy an energy-efficient home, take note of a practice called 'greenwashing' that may oversell the true 'green.' Is it really energy-efficient or are you being misled by a mere lightbulb?

Myth vs. Fact: 3% Down Mortgage

Myth vs. Fact: 3% Down Mortgage

Not sure you qualify for our 3% down mortgage? Today we're dispelling the top two myths about what it takes.

This Week's Housing Headlines

This Week's Housing Headlines

No shortage of media focus this week on Millennials. To see why, check out our weekly collection of some of the most interesting housing headlines.

Myth vs. Fact: PMI

Myth vs. Fact: PMI

Confused about PMI? You're not alone. So today we're dispelling the top two myths.

Knowledge is Power. Really.

Knowledge is Power. Really.

One of the first steps for saving on your utility bills is to determine how much energy your appliances use. What trumps what — the computer, dishwasher or clothes dryer — for making your bills soar? Find out.

This Week's Housing Headlines

This Week's Housing Headlines

In the news this week, the housing market continues its recovery — but are some people being left behind? You'll find that coverage and more in our roundup.

15 Low-Cost Money-Saving Energy Tips: You've Got the Power

15 Low-Cost Money-Saving Energy Tips: You've Got the Power

The typical U.S. family spends at least $2,200 a year on home utility bills. These bills are a part of life, however many don't realize the power they have to cut this figure by up to 25%. Find out how and start saving today.

3.4 Million Homeowners Have Saved Big $$$ Through HARP. Could You?

3.4 Million Homeowners Have Saved Big $$$ Through HARP. Could You?

If you're underwater on your mortgage and could use extra cash in your wallet, call your lender today and ask if HARP can help you.

Giving Rentals a Green Advantage(sm) for Working Families

Giving Rentals a Green Advantage(sm) for Working Families

Freddie Mac Multifamily's Green Advantage is a better way to harness the value that energy and water efficiency can bring to multifamily projects (lower utilities and operating costs), the working families who rent them (lower individual utility bills), and the environment where we all live.

This Week's Housing Headlines

This Week's Housing Headlines

Which housing stories captured the headlines this week? No need to guess - we've rounded up some of the most interesting for you.

Would You Pass This Quiz?

Would You Pass This Quiz?

Understanding and keeping a handle on your finances and credit history is essential. To gauge the American public's financial knowledge and decision-making skills, the National Financial Capability Study includes a 5-question test. Find out how you stack up: Take the test now.

Going Green: Tax Credits & Rebates

Going Green: Tax Credits & Rebates

In the market to make energy-efficient improvements to your home? Be sure to check out federal tax credits and product rebates from your state and local governments and utility company to help offset your up front costs.

Moving Housing Forward

Moving Housing Forward

Our progress in becoming a more competitive company continues to move housing forward.

Chris Boyle Wins HousingWire Women of Influence Kudos

Chris Boyle Wins HousingWire Women of Influence Kudos

Congratulations to Chris Boyle, Freddie Mac Single-Family SVP of Sales & Relationship Management, for being recognized among the housing industry's top 'Women of Influence' by HousingWire.

This Week's Housing Headlines

This Week's Housing Headlines

Whether you're buying or selling, younger or older, new-house hunting, condo shopping or renting, there's housing news of note this week for you. Check out our collection of headlines.

Six Down, Six to Go

Six Down, Six to Go

We're essentially half way through 2016. So how are homes sales doing?

Freddie Mac Multifamily: Innovation in San Francisco

Freddie Mac Multifamily: Innovation in San Francisco

Here's what it took to keep 1400 apartments in 15 buildings affordable to seniors and low-income families in San Francisco.

Financing Your Green: Three Critical Questions to Ask

Financing Your Green: Three Critical Questions to Ask

If you're looking to finance energy efficient improvements for your home, your first step is to get educated on today's programs to avoid financial pitfalls in the future. Dig in and get clear answers to your questions.

This Week's Housing Headlines

This Week's Housing Headlines

It's been a low-key week on the housing front, but we've still managed to dig through the headlines and find stories that matter. Check out our weekly summary.

Expect the Unexpected Housing Choices in Retirement

Expect the Unexpected Housing Choices in Retirement

The way renters age 55 and older predict they'll spend their retirement years can be quite different from what they actually experience, according to the Freddie Mac 55+ Survey findings.

Faces of HARP Success

Faces of HARP Success

Homeowners nationwide continue to reap significant savings by refinancing through the HARP, with an average savings of $2,400 per year. HARP expires at the end of this year - don't let the savings window close on you.

Multifamily: Innovation is Happening

Multifamily: Innovation is Happening

The first half of 2016 was a showcase of creative solutions, out-of-the-box thinking, strong relationship building, and tangible business results. Here are just a few examples of how Freddie Mac Multifamily has been moving rental housing forward since January.

This Week's Housing Headlines

This Week's Housing Headlines

House prices are up, but some big cities still have a good supply of affordable homes. Click through for that story and more in our weekly roundup.

ISO Down Payment Help?

ISO Down Payment Help?

If you're in the market to buy your first home, but know you'll need some help with your down payment or closing costs, assistance may be right under your nose.

Discount Movie Tickets and Rental Homes

Discount Movie Tickets and Rental Homes

Something you might enjoy in your mid-50s and beyond: Becoming eligible for discounts at movie theaters, restaurants, and other entertainment venues. You also might prefer to sell your home and rent your next one, or move from your current apartment to another. You'd be in good company.

5 Lessons from the Crisis

5 Lessons from the Crisis

During the crisis, we learned there were 5 major factors for successful loss mitigation.

This Week's Housing Headlines

This Week's Housing Headlines

Mortgage rates drop again and approach their all-time lows. Read on for more noteworthy headlines in our weekly roundup.

3 Steps to 3% Down

3 Steps to 3% Down

3% down in today's market is the real deal. Today we're sharing 3 steps to a 3% down Freddie Mac Home Possible Advantage mortgage.

How Well Do You Know Your Red, White, and Blue?

How Well Do You Know Your Red, White, and Blue?

July 4th is a holiday to spend with family and friends, enjoying backyard barbecues, and, of course, watching fireworks. It's also the day we celebrate our nation's birthday and the signing of the Declaration of Independence in 1776.

This Week's Housing Headlines

This Week's Housing Headlines

The last time the homeownership rate in the U.S. hit 50% was in the 1940s. Could it happen again? That story and more in our weekly news roundup.

3 Benefits of Credit Risk Transfer

3 Benefits of Credit Risk Transfer

Credit risk transfer is changing the way a significant portion of the U.S. single-family housing market is funded. Learn about it's 3 main benefits.

Home Searches Made Easier

Home Searches Made Easier

Register today for a free HomeSteps.com Home Search Account to keep track of your recent searches and receive weekly notifications of new home listings.

HARP: Get the Facts and Act Fast

HARP: Get the Facts and Act Fast

Over 3.4 million homeowners have been helped through HARP, yet many eligible homeowners are still sitting on the sidelines due to common myths about the program. Follow along as we deliver the facts.

Time to Test Your Homebuying Smarts

Time to Test Your Homebuying Smarts

Take the time to see what you learned in our 'It's About Time' blog series quiz.

This Week's Housing Headlines

This Week's Housing Headlines

We've waded through the week's housing news so you don't have to. Here are just some of the interesting headlines we came across.

Ahead in May

Ahead in May

We still have some ground to make up but housing remains a bright spot in the economy.

Many Returns of the Day, USDA!

Many Returns of the Day, USDA!

Congratulations to the U.S. Department of Agriculture (USDA) Rural Development on its Single-Family Housing Guaranteed Loan Program's 25th anniversary! Freddie Mac looks forward to working together even more closely over the next 25.

$650 Billion And Going Strong

$650 Billion And Going Strong

We're celebrating an important corporate milestone — the transfer of a significant amount of mortgage credit risk on $650 billion in unpaid principal balance of single-family and multifamily loans.

This Week's Housing Headlines

This Week's Housing Headlines

Mortgage rates hit a three-year low. Check out that story and more in this week's headline roundup.

Who to Contact After Closing

Who to Contact After Closing

You were lucky enough to find and buy your dream home during this spring homebuying season. Now you have questions about your loan, so who should you call?

HARP: Two Ways to Save

HARP: Two Ways to Save

HARP, a federal program launched to help homeowners who owe more on their home than it's worth, helps borrowers save in two ways: through lower rates and lower terms. Find out if you're eligible for HARP and act fast as the program ends soon!

4 Tips to Keep Your Cool on Closing Day

4 Tips to Keep Your Cool on Closing Day

The thing you'll probably remember years later about your closing is how many times you had to sign your name. No need to feel overwhelmed! Following these tips will help you stay calm, cool, and collected during your closing.

This Week's Housing Headlines

This Week's Housing Headlines

Some insights into the housing choices of the nation's 55+ population, a drop in mortgage rates, and a scam warning are among this week's most interesting housing headlines.

Grandkids Over Golf

Grandkids Over Golf

Will Boomers all retire to warmer weather to play golf? Freddie Mac asked nearly 6,000 55+ homeowners and renters about their future housing plans.

Steps to a Smooth Closing

Steps to a Smooth Closing

The key to a smooth closing on a house is doing everything you can to eliminate the element of surprise. Like not waiting until the last minute to get a mortgage, closing agent, insurance company, or review your closing document.

Beware of Phishers Trying to Hook Your Closing Costs

Beware of Phishers Trying to Hook Your Closing Costs

Homebuying season can be open season for scams. Don't get caught.

Before You Close, Watch This!

Before You Close, Watch This!

Watch this video to learn about a dangerous settlement fraud that could cost you tens of thousands of dollars and stop your home purchase at the closing table.

This Week's Housing Headlines

This Week's Housing Headlines

What does this week's array of economic reports tell us? This week's housing headlines offer indications.

Calculating Ways Homeowners Can Save Money

Calculating Ways Homeowners Can Save Money

During the homebuying process, you're probably focused on all of the related costs. Why not think a bit about how you might save money once you're a homeowner? Freddie Mac's calculators and worksheets can help.

Chris Boyle Wins HousingWire Women of Influence Kudos

Chris Boyle Wins HousingWire Women of Influence Kudos

Congratulations to Chris Boyle, Freddie Mac Single-Family SVP of Sales & Relationship Management, for being recognized among the housing industry's top 'Women of Influence' by HousingWire.

Honoring Those Who Put Their Lives on the Line

Honoring Those Who Put Their Lives on the Line

Today ends Military Appreciation Month, but past and present Service members have Freddie Mac's support all year.

Addressing Appraisal Errors

Addressing Appraisal Errors

The appraisal value is critical to sellers — who want the highest price — and buyers who want the price they offered and know their mortgage lender will finance. Regardless of which side of the transaction you're on, it's essential to know how to look out for your best interests.

This Week's Housing Headlines

This Week's Housing Headlines

As the weather warms, the housing market stays hot. Find out why and more: Read our weekly summary of housing news.

Making up Ground

Making up Ground

Housing remains a bright spot in the economic outlook and should propel the U.S. economy forward for the balance of this year.

Rules for a Smooth Home Inspection

Rules for a Smooth Home Inspection

Home buyers get a limited amount to have their home inspected for big issues (foundation cracks) or smaller ones, like broken outlets. Here's how to make the best use of your inspection contingency period to find out what's behind the walls and avoid unexpected repairs.

Freddie Mac Earns Three Mortgage-Backed Securities Awards

Freddie Mac Earns Three Mortgage-Backed Securities Awards

For the second consecutive year Freddie Mac's Structured Agency Credit Risk (STACR®) debt notes have been named RMBS Deal of the Year by Global Capital, a leading financial news and data service covering the capital markets. Freddie Mac also earned top honors for Best Overall Securitization Issuer and Best RMBS Issuer.

This Week's Housing Headlines

This Week's Housing Headlines

The Wall Street Journal has tips for retirees grappling with the question: rent or buy? Read that and other stories in our weekly summary of news from around the 'net.

Down Payments: There's Help for That

Down Payments: There's Help for That

'If only I could afford the down payment, I could buy that home.' You might be able to do both. An acceptable down payment might be smaller than you think (hint: less than 20%). On top of that, you might be eligible for down payment assistance.

Dear Seller, Pick Me

Dear Seller, Pick Me

Congratulations, you've found the home of your dreams! Before you submit an offer, you may want to include one thing to set you apart from the competition — a letter to the seller.

This Week's Housing Headlines

This Week's Housing Headlines

Looking to buy a house in a tight market? The New York Times has some tips this week. Read our roundup for that story and other news of note.

Try, Try Again: Responding to a Counteroffer

Try, Try Again: Responding to a Counteroffer

You've found the right team. You've found the right home. You're all set to name a price and start moving in furniture, right? Wrong! Making the initial offer is often just the first of several steps before signing the contract.

Take the Anxiety Out of Your First Home Offer

Take the Anxiety Out of Your First Home Offer

Here's how to put together an opening bid on a house without making yourself a nervous wreck.

This Week's Housing Headlines

This Week's Housing Headlines

Mortgage rates are hovering just above their lows for the year. That's great news for house hunters, and it's just one of the key media stories we're tracking this week.

First-time Homebuyers Spring Back

First-time Homebuyers Spring Back

Early reports are showing first-time homebuyers coming back into the market.

Moving Housing Forward

Moving Housing Forward

Our transformation to be a more competitive company continues to move housing forward.

Down Payments and PMI: Get the Facts

Down Payments and PMI: Get the Facts

Does word on the street have you believing you need to put 20% down to buy a home? The fact is that you don't and we encourage you to do your homework and work with a housing professional to find the best option for you.

This Week's Housing Headlines

This Week's Housing Headlines

This week's housing news is a lot like a spaghetti Western: Some good, some bad, and some downright ugly. Check out our full round-up.

Who Let the Bugs In?

Who Let the Bugs In?

Spring has sprung and so have the bugs and rodents seeking to invade homes. Whether you are looking at homes to purchase or are a homeowner, there's no time like the present to inspect a home's exterior, especially after the long winter season, which can make it more inviting to house-hunting pests.

In the Mix

In the Mix

With new home sales data in for March, we're currently running 153,000 home sales (non-seasonally adjusted) below what we saw in March of 2007, however, we're already ahead of last year's home sales at the same time.

Cities that Gained the Most New Residents

Cities that Gained the Most New Residents

About three-quarters of U.S. metropolitan areas added to their populations between July 2014 and July 2015, according to the U.S. Census Bureau. In total, the number of people living in metro areas grew by 2.5 million during those 12 months, to 275.3 million.

Job Interview Questions for Your Next Lender

Job Interview Questions for Your Next Lender

Questions you'll want to ask to find that lender who will follow through on their promises, close your loan on time, and get you the best deal you can afford.

This Week's Housing Headlines

This Week's Housing Headlines

Low mortgage rates are helping to heat up the spring homebuying season. Check out our weekly news roundup for some of the hottest housing headlines.

What's in Your Trash Can?

What's in Your Trash Can?

Today, in observance of Earth Day, we celebrate the big difference our employees are making.

Homework and a Home Purchase

Homework and a Home Purchase

Before making a major purchase, consumers are routinely advised to 'do their homework first.' What does this mean in the context of buying a house? It's more than just getting your financial house in order — you also need to study where you live now.

Borrower Help Centers Guide the Path to Homeownership

Borrower Help Centers Guide the Path to Homeownership

The journey toward owning a home can seem long and winding, especially if you're a first-time homebuyer. A housing counselor can help you map a clear path and guide your way forward. Freddie Mac's Borrower Help Centers and Borrower Help Network offer the trustworthy, one-to-one help you may want.

This Week's Housing Headlines

This Week's Housing Headlines

The 30-year mortgage rate hit its lowest mark since May 2013. That's just one of the news stories we've been tracking this week. Check out the full roundup.

Do You Know Your Housing Lingo?

Do You Know Your Housing Lingo?

If you've just dipped your toe into the house-hunting world, it's easy to feel overwhelmed — especially when everyone seems to be speaking an unfamiliar language.

Putting Together a Homebuying Dream Team - Part 2

Putting Together a Homebuying Dream Team - Part 2

The last two positions for your dream team of home buying professionals are critical for catching costly issues early and avoiding legal complications when its time to close.

Putting Together a Homebuying Dream Team - Part 1

Putting Together a Homebuying Dream Team - Part 1

A dream team of home buying professionals can help you save time and money by catching costly issues early and avoiding legal complications in the closing.

Why Was My Mortgage Sold?

Why Was My Mortgage Sold?

Did you receive a letter stating that Freddie Mac purchased your loan? If so, do not be alarmed and check out our most frequently asked questions.

Celebrating Volunteers

Celebrating Volunteers

During National Volunteer Week we take a moment to celebrate all volunteers who give back to make our communities better and improve the lives of others.

This Week's Housing Headlines

This Week's Housing Headlines

Among this week's headlines: House prices continue to rise while mortgage rates hit their lowest level in over a year. Check out our roundup.

Mortgage Rates: Still Something to Celebrate

Mortgage Rates: Still Something to Celebrate

Today's mortgage rates remain near historic lows and this has an important and direct effect on how much home you can afford.

Serving it up for Financial Literacy

Serving it up for Financial Literacy

April is Financial Literacy Month – an ideal time to brush up on financial education and life-long money management skills.

What Should Home Shoppers Know About Remodeling?

What Should Home Shoppers Know About Remodeling?

From a home shopper's point of view, buying a recently remodeled house could be a savvy way to buy cool upgrades, like an upscale bathroom, for about half the project's original cost. Remodeling Magazine's latest Cost vs. Value report shows why.

This Week's Housing Headlines

This Week's Housing Headlines

We considered being all cute and cunning with our headline wrap-up this week in honor of April Fool's Day. But instead we're going to play it straight and simply say, 'Here's the news.'

Top 5 Cities for Walking, Biking, and Transit

Top 5 Cities for Walking, Biking, and Transit

Why is location so important? Because it's about convenience, quality of life, and being close to things that matter most.

How to Spot a Phony Online Rental Ad

How to Spot a Phony Online Rental Ad

This new Freddie Mac video will teach you how to check out online ads for rentals before you write a check.

3 Tips to Find the One

3 Tips to Find the One

You've pored over local real estate listings and watched hours of house hunting shows. You're ready to take the plunge and start seriously looking for a new home. How can you make sure you pick the right one?

3 Tips to Find the One

3 Tips to Find the One

You've pored over local real estate listings and watched hours of house hunting shows. You're ready to take the plunge and start seriously looking for a new home. How can you make sure you pick the right one? Follow these 3 tips.

This Week's Housing Headlines

This Week's Housing Headlines

There are just not enough affordable homes to go around – that was the focus of a number of media reports this week. Read more in our weekly headlines rundown.

A Slow Start to the Best Year in Home Sales in a Decade

A Slow Start to the Best Year in Home Sales in a Decade

Houses certainly aren't selling at breakneck speed so far this year, but with the spring home buying season upon us we expect them to improve. Our housing tracker shows where we currently stand.

Avoid These 7 Borrowing Pitfalls

Avoid These 7 Borrowing Pitfalls

Because lending transactions often seem complicated, it's not unusual for borrowers to rely on the expertise of professionals for guidance. But what if the 'professional' you choose is actually a scam artist or predator looking to push you into a costly or risky situation?

This Week's Housing Headlines

This Week's Housing Headlines

Tips for young homebuyers, good news about Hispanic homeownership, and a boost in house and apartment building. You'll find all those stories in our weekly roundup.

Your Top 3 Down Payment Myths Debunked

Your Top 3 Down Payment Myths Debunked

Today we're debunking the top 3 down payment myths in time for spring homebuying.

How Much Home Can You Afford?

How Much Home Can You Afford?

Condo? Fixer-upper? McMansion? Starter home? Town house? Tiny house? Before you start looking seriously at buying ANY kind of home this spring, you'll first need to answer the single-most important question: How much home can I afford?

Spring Forward to Spring Homebuying

Spring Forward to Spring Homebuying

Today kicks off our 'It's About Time' blog series that will help you be ready in time for spring homebuying.

This Week's Housing Headlines

This Week's Housing Headlines

Thinking about refinancing? This week's roundup features a list of the top ten states where you should seriously consider it.

You Want Affordable Rent - We're Here to Help

You Want Affordable Rent - We're Here to Help

Are you feeling the pinch brought on by the severe shortage of affordable rental housing? Freddie Mac Multifamily feels your pain — and we're working to help ease it.

You've Got Mail

You've Got Mail

Do you want to know more about buying or renting a home, the housing market and housing finance? It's quick and easy when you sign up for our weekly roundup.

Freddie Mac Leaders Make Industry's Top 50 Influential List

Freddie Mac Leaders Make Industry's Top 50 Influential List

Following a year of strong fundamentals and record purchase volume, two of our Multifamily employees were named to the Commercial Observer magazine's fourth annual 50 Most Important People in Commercial Real Estate Finance list. David Brickman, EVP and head of Multifamily, and John Cannon, SVP of production, sales and marketing, both ranked 22nd on the list.

This Week's Housing Headlines

This Week's Housing Headlines

Among this week's headlines: An eye-opening story from the New York Times about overcrowded housing, and the physical and emotional toll it can take.

Did it Work?  Test Your Knowledge

Did it Work? Test Your Knowledge

Take our quiz to test your knowledge on How it Works.

3 Ways Your Tax Refund Can Bring You Closer to Homeownership

3 Ways Your Tax Refund Can Bring You Closer to Homeownership

The average 2015 tax refund is $3,120 so far - what will you do with yours?

How it Works: Credit Risk Transfer

How it Works: Credit Risk Transfer

Today's video will show you how credit risk transfer works.

This Week's Housing Headlines

This Week's Housing Headlines

A slew of housing and economic data came out this week. But what's it trying to tell us? Check out some key headlines.

More than 3.3 Million People Have Saved With HARP. Could you?

More than 3.3 Million People Have Saved With HARP. Could you?

If you owe more on your mortgage than your home is worth and haven't refinanced into a lower interest rate yet, then HARP is designed for you.

How It Works: The Mortgage Loan Application Process

How It Works: The Mortgage Loan Application Process

Read on to see what the mortgage application process is all about.

HomeSteps: More Questions Answered

HomeSteps: More Questions Answered

More questions answered about HomeSteps just in time for spring homebuying.

This Week's Housing Headlines

This Week's Housing Headlines

Didn't have time this week to check out the housing news? We've done the work for you and collected some of the most prominent media reports here.

This Week's Housing Headlines

This Week's Housing Headlines

Didn't have time this week to check out the housing news? We've done the work for you and collected some of the most prominent media reports here.

Moving Housing Forward

Moving Housing Forward

See how our work to build a better Freddie Mac and a better housing finance system is moving housing forward.

How It Works: The Closing Process

How It Works: The Closing Process

You'll sign many important documents at closing, the final step in the homebuying process when the property is legally transferred to you. Learn more about what to expect at closing and how it all comes together.

Outlook 2016: More Apartments, Low Vacancy Rates, Higher Rents

Outlook 2016: More Apartments, Low Vacancy Rates, Higher Rents

The number of apartments added to the market hit a 27-year high in 2015; however, most of the new units were rented quickly and the market remained tight. According to the Freddie Mac Multifamily Outlook 2016, it'll be a similar story in 2016.

How it Works: Making an Offer

How it Works: Making an Offer

Learn about the process for making an offer in our How it Works series.

This Week's Housing Headlines

This Week's Housing Headlines

Economic reports and yet another drop in mortgage rates dominated the week's housing headlines. We've gathered up some of the highlights for you.

HomeSteps: Your Top Questions Answered

HomeSteps: Your Top Questions Answered

Today we answer your top questions to help you start your home search at HomeSteps.

How it Works: Amortization

How it Works: Amortization

Your amortization table outlines every monthly payment you make on your loan and its contribution toward equity. Find out how it works and why it's important.

How to Avoid Mortgage Fraud in 60 Seconds

How to Avoid Mortgage Fraud in 60 Seconds

In just one minute this new Freddie Mac video will teach you the essentials for avoiding mortgage fraud.

This Week's Housing Headlines

This Week's Housing Headlines

Another week, another drop in mortgage rates — and just in time for the spring homebuying season. Read that story and more of the week's notable housing news.

Putting Our Rental Housing Money Where Our Mission Is

Putting Our Rental Housing Money Where Our Mission Is

More than 650,000 renter households across more than 3,500 apartment properties nationwide will benefit from the $47.3 billion in financing that Freddie Mac Multifamily delivered to the market last year. True to our mission, we contributed to every corner of the multifamily rental housing market.

How it Works: Mortgage Servicing

How it Works: Mortgage Servicing

Today in our How It Works series we're focused on mortgage servicing.

How It Works: PMI

How It Works: PMI

If you're in the market to buy a home, you've likely heard the acronym 'PMI.' What is it and how does it work?

The Best Year in Home Sales Since 2007!

The Best Year in Home Sales Since 2007!

Expect home sales to carry this momentum forward in 2016.

How it Works: Adjustable Rate Mortgages (ARMs)

How it Works: Adjustable Rate Mortgages (ARMs)

Is an ARM right for you? Learn how they work before making your decision.

Credit Risk Transfer: How Does it Work?

Credit Risk Transfer: How Does it Work?

Our new credit risk transfer infographic breaks it down.

Law Enforcement Cracking Down on Online Home Rental Scams

Law Enforcement Cracking Down on Online Home Rental Scams

Law enforcement started the year by cracking down on fraudsters using phony online real estate ads to fleece would-be renters.

U.S. Housing Market Continues to Show Strong Improvement

U.S. Housing Market Continues to Show Strong Improvement

MiMi sees the best housing improvement in a year.

How it Works: Underwriting a Mortgage

How it Works: Underwriting a Mortgage

Freddie Mac's How It Works series looks at the different steps involved in underwriting a mortgage.

How It Works:  The Secondary Mortgage Market

How It Works: The Secondary Mortgage Market

Follow along with our new blog series, where we discuss how things work in the mortgage market, from underwriting your loan to credit risk transfer. To kick off the series, we introduce you to the inner workings of the secondary mortgage market.

This Week's Housing Headlines

This Week's Housing Headlines

Learn about a new tool aimed at helping would-be homebuyers shop for loans. It's one of the media stories we're highlighting in this week's roundup.

Introducing the Real Estate Professionals Resource Center

Introducing the Real Estate Professionals Resource Center

Check out our new online resource for real estate professionals.

In Search of Roommates as Good as Those on TV

In Search of Roommates as Good as Those on TV

Living with roommates looks like fun on TV. But it can be trickier in real life. Around one-third of working-age adults share an apartment with someone they aren't related to, and could they tell you stories about their experiences!

This Week's Housing Headlines

This Week's Housing Headlines

Which housing markets will be hot in 2016? Is relief from ever-rising rents in sight? Will the strong purchase market continue? Read on for insights into these questions and other top issues.

Looking to Get More Financially Savvy in 2016? Get CreditSmart

Looking to Get More Financially Savvy in 2016? Get CreditSmart

The Freddie Mac CreditSmart® curriculum is your guide to better credit, money management, and responsible homeownership.

Get More Apartment for Rent Signs Ready

Get More Apartment for Rent Signs Ready

It's official: Freddie Mac Multifamily is the leader in U.S. multifamily housing finance for the first time, providing total funding of $47.3 billion in 2015. This achievement represents important contributions to every corner of the multifamily market – including supporting affordability for those who need it most.

GSEs Tout UCD Benefits at MISMO Winter Summit

GSEs Tout UCD Benefits at MISMO Winter Summit

Learn what the GSEs had to say about the Uniform Closing Dataset yesterday at the annual MISMO Winter Summit.

This Week's Housing Headlines

This Week's Housing Headlines

Which housing and economic issues are making headlines as 2016 gets underway? Early coverage suggests it's going to be another interesting year.

Kitchen, Closet, Bathtub?

Kitchen, Closet, Bathtub?

Depending on where you want to live, that's how much house $50,000 could buy you.

The Top 10

The Top 10

The results are in. We've run the numbers and here are 10 most-read posts of 2015. See what interesting topics you might have missed.

Tips, Bits & Lists: It's a Wrap

Tips, Bits & Lists: It's a Wrap

Today we wrap up our 12 days of tips, bits & lists blog series with an overview of the financial obligations that come with homeownership.

U.S. Housing Market Posts Strong Improvement

U.S. Housing Market Posts Strong Improvement

MiMi sees the best housing improvement since last summer.

Tips, Bits & Lists: Day 11

Tips, Bits & Lists: Day 11

On the 11th day of tips, bits & lists, we introduce you to 11 online calculators designed to help demystify mortgages.

November Home Sales

November Home Sales

Still on track for the best year in homes sales since 2007.

Tiny Houses: Just Right for Retirement?

Tiny Houses: Just Right for Retirement?

Tiny houses and micro-units typically bring to mind Millennials and Generation Xers shrinking their housing costs and environmental impacts. But they could be gaining popularity among Baby Boomers, too.

Tips, Bits & Lists: Day 10

Tips, Bits & Lists: Day 10

On the 10th day of tips, bits & lists, we take on the 10 words you'll want to brush up on if you're in the market to buy a home.

Tips, Bits & Lists: Day 9

Tips, Bits & Lists: Day 9

On the 9th day of tips, bits & lists, we feature types of multifamily apartment properties (containing five or more units).

Tips, Bits & Lists: Day 8

Tips, Bits & Lists: Day 8

Today's 8-question quiz will test your knowledge on down payments.

Get Ready, Here Comes Winter

Get Ready, Here Comes Winter

Winter is off to a mild start in many places across the country but, depending on where you live, that'll change soon enough. So take this time to prepare yourself and your home for the wintry weather ahead.

Serious Delinquency Rate at 7 Year Low

Serious Delinquency Rate at 7 Year Low

Freddie Mac's single-family serious delinquency rate declined to 1.36% in November 2015, reaching its lowest level since October 2008.

Tips, Bits & Lists: Day 7

Tips, Bits & Lists: Day 7

Today in our tips, bits & lists blog series learn about the 7 factors that affect your mortgage interest rate.

Tips, Bits & Lists: Day 6

Tips, Bits & Lists: Day 6

On the 6th day of tips, bits & lists, we talk about the six things to know about apartment leases.

Tips, Bits & Lists: Day 5

Tips, Bits & Lists: Day 5

On the 5th day of tips, bits & lists, we give graduates tips for improving their credit – or establishing it in the first place.

This Week's Housing Headlines

This Week's Housing Headlines

One topic dominated the news this week: The Fed's decision to raise interest rates. You'll find that story, of course, and others making headlines in our weekly roundup.

Tips, Bits & Lists: Day 4

Tips, Bits & Lists: Day 4

On the 4th day of tips, bits & lists, we're focused on the 4 Cs. You're probably thinking diamonds, but actually we're talking about the 4 Cs of qualifying for a mortgage.

Tips, Bits & Lists: Day 3

Tips, Bits & Lists: Day 3

On the 3rd day of tips, bits & lists, we're answering the top questions about our 3% down mortgage — Home Possible Advantage.

More Homeowners Tap Equity

More Homeowners Tap Equity

An estimated $12.2 billion in net home equity was cashed out during the refinance of conventional prime-credit home mortgages in the third quarter.

Freddie Mac Seals Deal to Help 10,000 Veterans, Other Families

Freddie Mac Seals Deal to Help 10,000 Veterans, Other Families

Easter Seals and Freddie Mac are teaming up to help as many as 10,000 veterans, seniors, people with disabilities, caregivers and others to better manage their finances and find housing options in their communities.

Tips, Bits & Lists: Day 2

Tips, Bits & Lists: Day 2

In October 2015, two new mortgage disclosure forms went into effect as part of the Consumer Financial Protection Bureau's Know Before You Owe mortgage rule. What are these forms and how can they help you? Find out here.

12 Days of Housing Tips, Bits & Lists

12 Days of Housing Tips, Bits & Lists

On these 12 days of Christmas and all through the year, Freddie Mac is serving up housing tips to those far and near. There will be tidbits and resources and quizzes too, but nowhere will you find a turtle dove or two. Today's tips are just for you.

This Week's Housing Headlines

This Week's Housing Headlines

In the news this week: Lots of information – some of it troubling – for renters. Check out those headlines and more in our weekly roundup.

That Apartment Property Over There? You Might Be an Investor

That Apartment Property Over There? You Might Be an Investor

Who invests in – and, therefore, technically owns – multifamily rental properties? Maybe you do, without even knowing it.

Home is a Place to Nurture and Be Nurtured

Home is a Place to Nurture and Be Nurtured

We're celebrating home this holiday season by featuring families who answered the important question, 'What home means to me?' Meet another six this week.

This Week's Housing Headlines

This Week's Housing Headlines

Will they or won't they? Lots of media speculation this week on whether millennials will make the leap into homeownership in 2016. That story and more in our weekly roundup.

Don't Buy Trouble When Fixing Your Credit

Don't Buy Trouble When Fixing Your Credit

A new Freddie Mac video shows why consumers who pay for a quick 'guaranteed' fix to poor credit usually end up buying a lot of trouble. Watch for tips to protect yourself.

HomeSteps.com: Fresh Look; Same Quality Difference

HomeSteps.com: Fresh Look; Same Quality Difference

Freddie has affordable and repaired homes available across the country just waiting for an owner. Now looking for one just got easier, thanks to HomeSteps®' redesigned website.

What Home Means to Me

What Home Means to Me

This holiday season, we're featuring families across the nation who answered the important question, 'What home means to me?' This week we highlight another six of them.

Borrowing Power Increases in 39 U.S. Counties Next Year

Borrowing Power Increases in 39 U.S. Counties Next Year

National conforming loan limits remain unchanged in 2016, but 39 high-cost counties will see an increase. See where your county stacks up.

Home for the Holidays

Home for the Holidays

In honor of making home possible, we asked families across the nation, 'What does home mean to you?' This week we highlight six of them and we'll be featuring others throughout the holiday season.

This Week's Housing Headlines

This Week's Housing Headlines

Is another housing bubble taking shape? Hear from the experts and catch up on some of the week's other top housing news.

Home Maintenance: What to Expect

Home Maintenance: What to Expect

Maintenance will cost you time and money, but it can protect your home's value and ensure the comfort and safety of your family. Learn what to expect about home maintenance costs.

Building a Better Housing Finance System

Building a Better Housing Finance System

A better housing finance system that's good for the industry, investors and America's taxpayers. This is how we're doing it.

 What Do Renters Save For: Tahiti or an Emergency Expense?

What Do Renters Save For: Tahiti or an Emergency Expense?

What are renters' savings priorities? We asked these questions and more in our quarterly renter survey.

Refinancing: What to Expect

Refinancing: What to Expect

Throughout the term of your mortgage, you may choose to refinance. Find out what you can you expect from the refinance process and how it can affect your wallet – short- and long-term.

This is a Week to Watch Out for Fraud

This is a Week to Watch Out for Fraud

Freddie Mac is using International Fraud Awareness Week to alert lenders and consumers about mortgage fraud and how to report suspicious activities to Freddie Mac's fraud investigators.

This Week's Housing Headlines

This Week's Housing Headlines

New efforts aimed at helping borrowers with HAMP modifications and stabilizing distressed neighborhoods made headlines this week. Read about them — and other housing-related news — in our Friday roundup.

The Closing Process: What to Expect

The Closing Process: What to Expect

You've saved for it, searched for it, found it, and negotiated over it. Finally, you're ready to take possession of it — your new home. Before that can happen, however, comes the closing process.

Honoring Our Veterans

Honoring Our Veterans

On this Veterans Day we pay special tribute to all veterans and we thank you for your service to our nation.

Financial Obligations: What to Expect

Financial Obligations: What to Expect

There are many financial obligations that come with homeownership. Here's what you can expect.

NSI: Coming to a Community Near You

NSI: Coming to a Community Near You

On December 1st, local community organizations in 18 metros will be given the opportunity to review and purchase REO properties owned by Freddie Mac before they are listed for sale.

This Week's Housing Headlines

This Week's Housing Headlines

Before you shut down for the weekend, have a look at some of the housing stories we've been following this week.

Tenant Rights: What to Expect

Tenant Rights: What to Expect

As a tenant, you also have important rights that protect your privacy, security deposit, the condition of your home, and you and your family from illegal discrimination.

900 Conference-goers Talk Rental Housing Growth

900 Conference-goers Talk Rental Housing Growth

More than 900 industry professionals explored the market's growth from various angles at Freddie Mac Multifamily's Customer Conference, held recently in Chicago.

Leasing Costs: What to Expect

Leasing Costs: What to Expect

It's important to have a solid understanding of your financial situation and what you can afford to pay before you start looking for that perfect rental home. Here's what expenses you can expect from leasing.

Moving Housing Forward

Moving Housing Forward

Freddie Mac is building a better company and a better mortgage finance system that is moving housing forward. Our proof is in our numbers.

This Week's Housing Headlines

This Week's Housing Headlines

Home prices are up, new home sales are down. And the age-old question – buy or rent – is on a lot of people's minds. We'll check out those stories and more in our headline round-up.

September Home Sales

September Home Sales

Still on pace for the best year in home sales since 2007

Paperwork: What to Expect

Paperwork: What to Expect

Many people feel overwhelmed with the homebuying process because of the amount of paperwork and signatures required. How can you ease the anxiety? Get familiar with the documents before closing and lean on your team.

Your Answers Are Just a Click Away

Your Answers Are Just a Click Away

At home or on the go, My Home is built to share and connect people with in-depth and user-friendly information that answers important questions about home. Find out why it's worth getting connected.

Home Inspections: What to Expect

Home Inspections: What to Expect

Home inspections are so important because they give you the opportunity to thoroughly inspect the home with a professional before you spend any of your hard-earned money to buy it. Here's what you can expect from yours.

This Week's Housing Headlines

This Week's Housing Headlines

It's been another busy week, with lots of media reports coming out of the Mortgage Bankers Association's 102nd Annual Convention & Expo. Freddie was there making some news of our own. Check it out.

Down Payments: What to Expect

Down Payments: What to Expect

If you're in the market to buy a home, your down payment is probably top of mind. Here's what you should expect.

The Leasing Process: What to Expect

The Leasing Process: What to Expect

You've decided to rent and you've found a place you like. Here's what you can expect to encounter on the road to a signed lease.

This Week's Housing Headlines

This Week's Housing Headlines

Will it, or won't it? Lots of reporting this week on whether the Fed will raise rates this year. You'll find that story and more in our weekly recap.

Giving Credit Where Credit Is Due

Giving Credit Where Credit Is Due

It's International Credit Union Day – and we're giving credit where credit is due.

Making an Offer: What to Expect

Making an Offer: What to Expect

You've found the home you've been searching for and now it's time to make your offer. Learn what steps to expect in the process.

Asking Early, Always and Often What Your Customers Want

Asking Early, Always and Often What Your Customers Want

A new Executive Perspective by Freddie Mac EVP of Single Family, Dave Lowman, zeros in on the lessons of customer service he acquired after 25 years of experience as a Freddie Mac customer.

Making Apartments Greener Can Save Renters Some Green

Making Apartments Greener Can Save Renters Some Green

Energy-efficient apartment buildings generate important savings. Not only in resources and for the environment, but also in operating costs, which can lead to lower rents and utility costs for residents. That's the idea behind Freddie Mac Multifamily's new Green Rebate offering.

Your Team: What to Expect

Your Team: What to Expect

Learn what to expect from your home buying team.

Freddie Mac's support for student housing

Freddie Mac's support for student housing

Student housing is a growing sector of the multifamily market.

This Week's Housing Headlines

This Week's Housing Headlines

We try not to overload Friday's headlines recap with stories about Freddie Mac, but we've been in the news quite a bit this week. House hunters, renters, lenders – read up!

Meet the Experts: Staging

Meet the Experts: Staging

Putting your house on the market? Watch this video to learn 3 tips for staging your home.

More Rental Supply, More Renter Demand: New Research

More Rental Supply, More Renter Demand: New Research

With so many new apartment buildings being built, why is the market still so tight? How long will this go on? Freddie Mac's Multifamily Outlook Second Half 2015 answers these questions.

Freddie Mac Announces Relief for Eligible Borrowers, Employers, Employees in South Carolina Disaster Areas

Freddie Mac Announces Relief for Eligible Borrowers, Employers, Employees in South Carolina Disaster Areas

Borrowers whose home or place of business is in a disaster area, borrowers should immediately contact their mortgage servicer – the company to which they send their monthly mortgage payment.

New Mortgage Disclosures Begin Tomorrow

New Mortgage Disclosures Begin Tomorrow

Tomorrow the Know Before You Owe mortgage rule goes into effect, replacing previous disclosures with two new forms.

This Week's Housing Headlines

This Week's Housing Headlines

October brings cooler weather and falling leaves. This year, it's also bringing new regulations for mortgage lenders that significantly change the homebuying process. Read more in our headline round-up.

Job Issues Receding as Cause of Mortgage Delinquencies

Job Issues Receding as Cause of Mortgage Delinquencies

The percentage of mortgage delinquencies linked to unemployment and income losses is falling, according to Freddie Mac statistics.

Giving Back

Giving Back

Unite 5,000 employees and 15 nonprofits around a common goal of doing good over 31 days and you can make a real difference for families and neighborhoods. That's exactly what October's Serve Call-to-Action volunteer initiative is all about.

Meet the Experts: Credit

Meet the Experts: Credit

Learn 3 ways to improve your credit in this video.

Teaming Up in Tampa

Teaming Up in Tampa

Freddie Mac is teaming up to help make the dream of homeownership a reality for families in Florida.

Freddie Mac Named a Top 100 Company for Working Moms

Freddie Mac Named a Top 100 Company for Working Moms

Working Mother magazine just named Freddie Mac one of the 2015 Working Mother 100 Best Companies.

August Home Sales

August Home Sales

With summer now in the review mirror, how are home sales tracking so far this year?

This Week's Housing Headlines

This Week's Housing Headlines

Think you know what city is the world's most expensive place to live? That's one of the takeaways from this week's batch of housing-related news.

U.S. Housing Markets See Best Annual Improvement in a Decade

U.S. Housing Markets See Best Annual Improvement in a Decade

Housing stability index trending in the right direction for the second consecutive month.

Meet the Experts: Housing Counseling

Meet the Experts: Housing Counseling

Learn 3 ways housing counselors can help you.

Will New Mortgage Disclosures Delay Your Closing?

Will New Mortgage Disclosures Delay Your Closing?

According to the Consumer Financial Protection Bureau (CFPB), the answer is no for just about everybody.

This Week's Housing Headlines

This Week's Housing Headlines

Whether you're thinking of buying, selling, or renovating a home, there was news this week you'll want to know. Here's our recap of some of the top housing headlines.

Countdown to Know Before You Owe

Countdown to Know Before You Owe

Starting October 3rd, the Know Before You Owe mortgage rule will simplify and improve the way you'll receive information about mortgage loans, both when applying for a loan and when you're getting ready to close.

Meet the Experts: Home Purchase Costs

Meet the Experts: Home Purchase Costs

Watch this video to understand the 3 main costs of buying a home.

Freddie Mac: First-Time Homebuyer Gains Hold Steady in 2015

Freddie Mac: First-Time Homebuyer Gains Hold Steady in 2015

According to the latest numbers, Freddie Mac financed affordable mortgages for nearly one million first-time homebuyers and over 4.5 million low- and moderate-income borrowers between 2009 and 2015.

This Week's Housing Headlines

This Week's Housing Headlines

What's hot and what's not in housing? Check out our weekly recap of some of the industry's top headlines.

Top 5 Concerns of Potential Homebuyers

Top 5 Concerns of Potential Homebuyers

What's the biggest concern about buying a home? Redfin posed that question to more than 3,500 households. Check out this year's top five and how they compare to last year's.

Meet the Experts: Down Payments

Meet the Experts: Down Payments

Learn 3 facts about down payments that may surprise you in our Meet the Expert video series.

This Week's Housing Headlines

This Week's Housing Headlines

We usually try not to boast, but we're pretty proud of this HousingWire headline: 'Freddie Mac rising; with Donald Layton at the helm, Freddie Mac surges into new territory.'

Fraudsters Casting Wider Net on Internet

Fraudsters Casting Wider Net on Internet

Fraudsters are using pictures of anything that looks like a house to trick would-be renters out of their money and personal information.

I See a Red Door and I Want It Painted ... Gray

I See a Red Door and I Want It Painted ... Gray

Gray holds onto its title as the hottest color for home interiors, according to the Paint Quality Institute. Judge for yourself.

Meet the Experts: Homeownership

Meet the Experts: Homeownership

Molly, a real estate agent for Century 21 New Millenium, shares 3 reasons to consider homeownership. Watch the video.

5 Steps to Establishing a Credit History

5 Steps to Establishing a Credit History

Whether you want to rent an apartment or buy a home, your credit history helps open the door. If you're just starting out and haven't yet established your creditworthiness, these steps will set you on the right path.

This Week's Housing Headlines

This Week's Housing Headlines

A wild week comes to a close, leaving us with lots of new housing and economic data to absorb. Key for house hunters: mortgage rates tumble.

Help for Borrowers Struggling to Make Higher HAMP Payments

Help for Borrowers Struggling to Make Higher HAMP Payments

If higher HAMP payments have left you struggling, you may be eligible to have your loan re-modified.

U.S. Housing Markets Strengthen

U.S. Housing Markets Strengthen

Over Half of All States; 40 Percent of Top 100 Metros in Stable Housing Range.

The Best July for Home Sales Since 2006

The Best July for Home Sales Since 2006

How will home sales compare this year?

Where Are Homebuyers Hiding? In Single-Family Rentals

Where Are Homebuyers Hiding? In Single-Family Rentals

The housing industry is wondering who is America's next homebuyer? One group is people renting single-family properties, according to new Freddie Mac research.

4 Tips to Help You Plan for Home Maintenance

4 Tips to Help You Plan for Home Maintenance

Maintenance will cost you time and money, but it can protect your home's value and ensure the comfort and safety of your family. These 4 tips can help you plan.

Brass Tacks Facts: Test Your Knowledge

Brass Tacks Facts: Test Your Knowledge

Test your knowledge of mortgage essentials.

This Week's Housing Headlines

This Week's Housing Headlines

Several important numbers are in. Read about them and more in this week's housing headlines.

Remodeling? 6 Tips for Hiring Professionals

Remodeling? 6 Tips for Hiring Professionals

Chances are you'll need to hire professional help for at least part of your remodeling project. Keep these 6 in mind when hiring one:

NBC4 Spotlights V.E.T.S Program

NBC4 Spotlights V.E.T.S Program

NBC4 takes an inside look at Freddie Mac's partnership with tech services firm Sharp Decisions and the innovative V.E.T.S program that is helping vets jumpstart their civilian careers in IT.

Respect Your Elders

Respect Your Elders

The housing needs of Baby Boomers, now between 69 and 51 years old, will start to change substantially over the next 10-20 years. It's not too soon to start preparing.

This Week's Housing Headlines

This Week's Housing Headlines

This week brought lots of news that's helpful to consumers. Check the housing headlines on our blog to learn more.

NPL Sales: Calling All Bidders

NPL Sales: Calling All Bidders

Today Freddie Mac announced a $1.2 billion auction of deeply delinquent non-performing loans (NPLs), and we're calling all eligible bidders.

Getting Down to Brass Tacks: APR

Getting Down to Brass Tacks: APR

If you're shopping for a mortgage and you're confused about why mortgage rates are quoted in terms of interest rate and APR, you're not alone.

All in a Rate: 7 Key Factors

All in a Rate: 7 Key Factors

Become a savvier shopper by learning what 7 factors affect your interest rate.

This Week's Housing Headlines

This Week's Housing Headlines

Not all of the news is good, but if you're thinking about buying a home, you should definitely give these articles a read.

Top Industry Honors for Two Freddie Mac Women Executives

Top Industry Honors for Two Freddie Mac Women Executives

Two Freddie Mac top-ranking women recently received honors for their industry contributions – Senior Vice Presidents Christina Boyle and Debby Jenkins.

Getting Down to Brass Tacks: Escrow

Getting Down to Brass Tacks: Escrow

You've done your homework and are ready to own a home. You know what you can afford and understand your rate and terms. And just when you thought you had all the real estate lingo down, a new term came along: escrow. What is it and do I need it?

Moving Housing Forward

Moving Housing Forward

Freddie Mac is building a better company and a better mortgage finance system that is moving housing forward. The proof is in the numbers.

Attention Service Members, Veterans, Educators, First Responders in Jacksonville FL

Attention Service Members, Veterans, Educators, First Responders in Jacksonville FL

Freddie Mac's HomeSteps® REO Sales Division is holding its Second Annual Housing Fair and Open House on August 8 to provide free homeownership counseling and bus tours of available homes to service personnel, educators, first responders, and city workers.

This Week's Housing Headlines

This Week's Housing Headlines

Everyone selling a home wants it to go quickly. We've got some tips in this recap of the week's housing news that may give you a leg up over the competition.

Renting Broadens Its Base, Harvard Study Finds

Renting Broadens Its Base, Harvard Study Finds

More people are renting their homes, and it's not only young singles just starting out, the Joint Center for Housing Studies of Harvard University (JCHS) reported in its annual housing study.

Getting Down to Brass Tacks: Taxes and Insurance

Getting Down to Brass Tacks: Taxes and Insurance

If you've visited online calculators to find out how much home you can afford, you've likely come across the asterisk by the resulting payment, noting that it doesn't include taxes and insurance. Why? And how do I budget for them? Let's dig in.

Take Root Milwaukee Celebrates Fifth Year of Stabilizing Neighborhoods

Take Root Milwaukee Celebrates Fifth Year of Stabilizing Neighborhoods

Since Freddie Mac launched Take Root Milwaukee in 2010, the 32 member lenders, real estate firms, and government agencies have helped more than 16,400 residents buy a home, fix a home, build their finances, and avoid foreclosure.

Know Your Apartment Property Types

Know Your Apartment Property Types

Don't know a garden-style apartment property from a walk-up? Wonder what the difference is between a high-rise and a mid-rise? Here are definitions of various types of multifamily (five or more units) rental housing.

June Homes Sales Interactive

June Homes Sales Interactive

With new home sales data out for June, we're currently running 86,000 home sales (non-seasonally adjusted) above the June 2013 rate keeping us on track for the best year in home sales since 2007.

This Week's Housing Headlines

This Week's Housing Headlines

Bloomberg says the housing recovery is in 'full swing.' Read what others have to say about that in our weekly headline roundup.

Did You Know? 5 Fun Freddie Mac Facts

Did You Know? 5 Fun Freddie Mac Facts

In celebration of Freddie Mac's 45th birthday, we wanted to share some fun and interesting facts about us.

Harvard Study Reveals the Changing Face of American Households

Harvard Study Reveals the Changing Face of American Households

The average age of households has risen as Baby Boomers have moved into their 50s and 60s, but Millennials are now the largest generational group and their influence on housing markets will expand. Also increasing is the percentage of households led by minorities and immigrants.

Getting Down to Brass Tacks: The Amortization Schedule

Getting Down to Brass Tacks: The Amortization Schedule

You've decided to become a homeowner and are trying to make sense of many new and important terms, such as amortization. What is it and how does it benefit me? Think consistency.

10 Tips to Keep Burglars at Bay While You're Away

10 Tips to Keep Burglars at Bay While You're Away

According to the FBI, burglary victims lost an estimated $4.5 billion in property in 2013. The average dollar loss per case was $2,322.

This Week's Housing Headlines

This Week's Housing Headlines

There's mostly good news for homebuyers, as the housing market continues to pick up steam. Read the stories we've collected this week.

Floor Plans of TV's Most Famous Fictional Families

Floor Plans of TV's Most Famous Fictional Families

Big fan of The Simpsons? How about The Big Bang Theory? Or maybe Friends, or even Frasier? It's easier than ever to live like your favorite TV character.

Renters Insurance Covers Your Assets

Renters Insurance Covers Your Assets

The benefits of auto or homeowners insurance are pretty clear, and most of us wouldn't want to go without – even if coverage wasn't required by law. But renters insurance? It isn't mandatory, but it's worth considering.

Getting Down to Brass Tacks: Equity Matters

Getting Down to Brass Tacks: Equity Matters

Homeownership sounds appealing for many reasons, and the chatter about 'building equity' has you particularly intrigued. But what exactly does building equity mean and how does it work?

This Week's Housing Headlines

This Week's Housing Headlines

The spring homebuying season may be behind us, but there's plenty of housing activity to report on – as this week's round-up of headlines shows.

The First Rule of Mortgage Applications Is: You Do Not Lie on Mortgage Applications

The First Rule of Mortgage Applications Is: You Do Not Lie on Mortgage Applications

A recent column by Ken Harney highlights why borrowers should never stretch the truth on a loan application to get a mortgage or a better interest rate.

Choosing the Right Mortgage

Choosing the Right Mortgage

The type of mortgage you select may make a big difference in your monthly payments and the overall cost of your loan.

Looking for a Roommate? Go Greyhound

Looking for a Roommate? Go Greyhound

Greyhounds top the list of best pet breeds for apartments. See what others are recommended for apartment living.

Counseling Without the Couch: What a Housing Counselor Can Do for You

Counseling Without the Couch: What a Housing Counselor Can Do for You

A housing counselor can be a great ally for a homebuyer – especially for someone navigating the process for the first time.

Test Your Patriotic Knowledge

Test Your Patriotic Knowledge

Cities and towns across America are filled with patriotic-sounding names. Test your knowledge today.

Music Tastes Aside, Austin and Nashville Markets Hit High Notes

Music Tastes Aside, Austin and Nashville Markets Hit High Notes

Austin and Nashville have exceeded national averages for employment and population growth, and have generated some of the highest levels of multifamily rental housing construction among major U.S. metropolitan areas. What led to these successes? Can they be sustained?

New Capital Requirements for Lender Paid Mortgage Insurance

New Capital Requirements for Lender Paid Mortgage Insurance

Freddie Mac, working with FHFA, is adding higher capital standards for Lender Paid Mortgage Insurance to the Private Mortgage Insurer Eligibility Standards. The change is intended to help reduce the long-term risk of LPMI policies.

Down Payment Hurdles May Be Easier to Clear Than You Thought

Down Payment Hurdles May Be Easier to Clear Than You Thought

Lack of funds for a down payment is the reason often given for not buying a home. Contrary to what some believe, the down payment doesn't need to be 20% or more of the purchase price. And for eligible homebuyers, financial help with the down payment is available.

Are You Ready to Have The Talk About ... Mortgages?

Are You Ready to Have The Talk About ... Mortgages?

A large percentage of new renters and homebuyers rely on parents or advice. My Home by Freddie Mac can help family and friends answer the tough questions about mortgages, leases, closing costs and other housing matters.

10 States with the Highest Foreclosure Rates

10 States with the Highest Foreclosure Rates

The national foreclosure rate reached a 19-month high in May, according to real estate information company RealtyTrac. As reported in USA Today, the rise is largely the result of a bottleneck of older foreclosures finally being pushed through the process.

This Week's Housing Headlines

This Week's Housing Headlines

The housing market springs to life. Whether you're looking for a home or selling one, there's a lot of valuable information in the media stories we've gathered up this week.

5 Tips to Help Recent Grads Build Credit

5 Tips to Help Recent Grads Build Credit

A good credit history matters a lot in reaching important goals in your life like buying a house or car, renting an apartment and to some degree even getting a job. Here are 5 tips to help recent grads build credit.

4 Reasons Home Sales Are Surging

4 Reasons Home Sales Are Surging

Reports the Associated Press: 'Home sales are on pace for their best year since 2007. First-time buyers are streaming back into the market.' Why all the activity now after so many years of sluggishness?

Get Ready, Set Before Going to Shop for Your First Home

Get Ready, Set Before Going to Shop for Your First Home

Buying your first home is a huge and often intimidating step. How to start? Read on for tips from the Independent Community Bankers of America.

May Home Sales

May Home Sales

With new home sales data out for May, we're currently running 17,000 home sales (non-seasonally adjusted) above the May 2013 rate keeping us on track for the best year in home sales since 2007.

Serious Delinquency Rate Reaches 2008 Levels

Serious Delinquency Rate Reaches 2008 Levels

Good news. Fewer homeowners are struggling to make their mortgage payment.

Top Five Documents Missing from Loan Files

Top Five Documents Missing from Loan Files

Freddie Mac's Single Family Quality Control team reports that the most common error turning up in the files of new loans involves borrower income.

Curb Appeal (to Game of Thrones fans)

Curb Appeal (to Game of Thrones fans)

Missing Game of Thrones already? Well, we found something that might cheer you up – and believe it or not, it's actually related to housing.

This Week's Housing Headlines

This Week's Housing Headlines

The Wall Street Journal asks: 'Is getting a mortgage easier than consumers think?' If you're considering buying a home, you'll definitely want to read their story. It's just one of the interesting headlines we've collected for you this week.

From My Home to Your Home

From My Home to Your Home

Introducing My Home by Freddie Mac – a one-stop reference to help consumers become smart homebuyers, homeowners and renters.

Low Gas Prices Are Great for Vacationers But Not Everyone

Low Gas Prices Are Great for Vacationers But Not Everyone

Summer vacationers can rejoice that gas prices are $1 lower per gallon than a year ago, but there is a downside for some parts of the country – like Midland, Texas, and Casper, Wyo. – where energy-related jobs are an important part of their local economy.

5 Tips for a Better Credit Score

5 Tips for a Better Credit Score

Your credit score influences a lender's decision to give you a single-family home mortgage loan – or not. These five tips can help you gain or maintain solid credit.

This Week's Housing Headlines

This Week's Housing Headlines

Mortgage rates continue to rise. That's just one of the stories we're highlighting in this week's collection of housing headlines.

Generation Gap in Household Formations

Generation Gap in Household Formations

The total number of U.S. households with at least one member younger than 50 years old shrank between 2004 and 2014; at the same time, the number with at least one member between 50 and 75 grew. What's going on?

Spring Homebuying: Test Your Knowledge

Spring Homebuying: Test Your Knowledge

We hope you enjoyed our series on spring homebuying. Take today's quiz to test your knowledge.

Fraudster Preys on Christian Faithful, Gets 30 Years

Fraudster Preys on Christian Faithful, Gets 30 Years

A Michigan man is convicted for targeting a religious community with phony promises of foreclosure relief.

This Week's Housing Headlines

This Week's Housing Headlines

Some positive industry news this week: Housing is looking up, multifamily delinquencies are down, fixed mortgage rates are flat, and more.

Most New Apartment Construction in a Word: Luxury

Most New Apartment Construction in a Word: Luxury

There's good news and bad news about the multifamily rental properties being built lately.

What Home Means

What Home Means

In honor of National Homeownership Month and our important mission to make home possible we asked, 'What does home mean to you?' See what people from across the nation said.

5 Tips for House Hunting With Kids

5 Tips for House Hunting With Kids

Including your children in your home search can help them better adapt to change and ease anxiety. Here are 5 tips to help make your house hunt an enjoyable family task.

A Message from Freddie Mac SVP Chris Boyle on Loan Prospector Fees

A Message from Freddie Mac SVP Chris Boyle on Loan Prospector Fees

Freddie Mac is eliminating its fees for Loan Prospector effective June 1.

This Week's Housing Headlines

This Week's Housing Headlines

The unofficial start of summer meant a fairly quiet week for housing news. But we found some interesting stories to share – check them out in this week’s post.

Nearly 80 Percent of Top 100 U.S. Housing Markets Improving

Nearly 80 Percent of Top 100 U.S. Housing Markets Improving

Strong Buyer Demand Driving Top Performing Markets in MiMi this Month

April Homes Sales

April Homes Sales

Currently existing home sales are slightly down 0.7%, and new home sales are up 17% compared to 2013 through April on a non-seasonally adjusted basis.

This Week's Housing Headlines

This Week's Housing Headlines

Whether you're a renter, homeowner (single-family or condo), prospective homebuyer, or mortgage servicer, we've gathered up a host of headlines you'll want to check out.

Honoring Our Service Men and Women

Honoring Our Service Men and Women

On Memorial Day, we recognize those who responded to the nation's call to serve and fight for our safety and freedom. Learn about Freddie Mac's commitment to our service men and women.

350,000 Mortgages: A Snapshot

350,000 Mortgages: A Snapshot

See what type of mortgages Freddie Mac funded in the first quarter.

How Much Longer Can Low Mortgage Rates Keep Homebuyer Affordability Afloat?

How Much Longer Can Low Mortgage Rates Keep Homebuyer Affordability Afloat?

Low mortgage rates offset rising house prices to keep homebuyer affordability high in most housing markets at the start of the year.

Tipping Point? Do Renters Become Homeowners When Rents Rise?

Tipping Point? Do Renters Become Homeowners When Rents Rise?

Are rising rents driving residents to homeownership? We wanted to know so we asked renters and found that the majority of them are not moving out.

This Week's Housing Headlines

This Week's Housing Headlines

Are you thinking about buying that first home? You'll definitely be interested in some of the media stories we're following this week.

4 Ways to Bridge the Cash Gap

4 Ways to Bridge the Cash Gap

Need help with cash for down payments and closing costs? Here are 4 ways to close that gap.

Use Your Assets

Use Your Assets

Good news for retiring Baby Boomers and other savvy homebuyers who have limited incomes but substantial financial assets – these will help you to qualify for a low-rate mortgage.

You've Got Questions? We've Got Answers

You've Got Questions? We've Got Answers

What's on your mind these days when it comes to housing? Thanks to our consumer response specialists who answer your questions every day, we've got a pretty good idea. Here are five of the questions they hear most often.

HARP Refi Extended through 2016

HARP Refi Extended through 2016

Freddie Mac is extending a successful program that has helped millions of homeowners.

This Week's Housing Headlines

This Week's Housing Headlines

The GSEs reported quarterly earnings this week. That's where a lot of our focus has been, but it's certainly not the only housing news making headlines. Read our round-up.

Spring Homebuying Tips in a Seller's Market

Spring Homebuying Tips in a Seller's Market

In a seller's market, you need to be smart and prepared to get the right house at the right price. Here are 12 tips for buying a home this spring.

Moving Housing Forward

Moving Housing Forward

As reported in our 1st quarter financial results released today, we're building a better housing finance system for the nation and moving housing forward.

This Week's Housing Headlines

This Week's Housing Headlines

New home sales are up, homeownership is down, and the Fed is feeling optimistic. What does it all mean? You'll find some answers in the news stories we've collected this week.

Refinancing Borrowers Saving Over $1.4 Billion in Mortgage Interest Payments

Refinancing Borrowers Saving Over $1.4 Billion in Mortgage Interest Payments

Equity Cash-Out Activity Increases, But Volume Remains Low

Get CreditSmart

Get CreditSmart

April is National Financial Literacy Month and a good reminder of how important it is to be financially literate. It's especially key if you're thinking about buying a home. Learn more about the tools you need to become a successful homeowner.

Serious Delinquency Rate Nears 2008 levels

Serious Delinquency Rate Nears 2008 levels

Good news for homeowners. Freddie Mac's single-family serious delinquency rate declined to 1.73% at March 31, 2015, nearing its lowest level since December 2008.

Yes, That's 11 Zeroes

Yes, That's 11 Zeroes

Freddie Mac Multifamily's K-Deal program reached a milestone: $100 billion in K-Deal securitizations. It's one way we're living the future of housing finance today.

This Week's Housing Headlines

This Week's Housing Headlines

Are you a credit union member? You could get a real deal on a mortgage, especially with today's extremely low mortgage rates. Check out that story and others.

Heading into May, Momentum Builds for Home Sales

Heading into May, Momentum Builds for Home Sales

Last month, we indicated that April would be a make or break month for home sales. So, how are we doing?

Choosing a Neighborhood: 5 Considerations for First-time Buyers

Choosing a Neighborhood: 5 Considerations for First-time Buyers

Choosing a neighborhood is about more than location, location, location. These 5 considerations can help you buy a home that is a good fit, will serve you well and will be a good investment for your future.

Housing Stability Index Shows 60% of Top 100 U.S. Metro Markets Improving

Housing Stability Index Shows 60% of Top 100 U.S. Metro Markets Improving

MiMi now tracks the top 100 metro markets across the country.

It's Easy Being Green

It's Easy Being Green

Freddie Mac employees are making it easier for the company to get greener every year. Poor Kermit.

 Looking to Buy a Home? Let's Get Started

Looking to Buy a Home? Let's Get Started

Is your goal to buy a home? Here's one of the first things you need to do: Figure out how much you can afford. It's quick and easy with our online calculators.

The FYI on PMI

The FYI on PMI

Confused about PMI? Here's the FYI.

This Week's Housing Headlines

This Week's Housing Headlines

Renters: Be sure to read 'Wallet Squeeze' from the Denver Post/Associated Press. It's an eye-opener, and just one of the important housing stories we're featuring this week.

Mortgage Rates: Still the Deal of the Century

Mortgage Rates: Still the Deal of the Century

If you are in the market to buy a home, today's average mortgage rates are something to celebrate compared to almost any year since 1971.

4 Tips for Former Homeowners Returning to the Market

4 Tips for Former Homeowners Returning to the Market

Homeownership is becoming a possibility again for many families who lost their homes to foreclosure or short sale early in the Great Recession. For those who want to get back into the homeownership game, these four tips can help them prepare.

This Week's Housing Headlines

This Week's Housing Headlines

Helpful hints for potential homebuyers and good news about credit availability in this week's headlines help give the spring homebuying season a good start.

Hiring Young People on the Autism Spectrum

Hiring Young People on the Autism Spectrum

Freddie Mac's program to hire young people with autism, starting as interns, was recently highlighted on NBC4 and NPR's Marketplace.

Did You Know?

Did You Know?

If you're in the market to buy a home, it's good to be in-the-know. We're here to share some fun and interesting housing-related facts to keep you sharp and entertained.

The 4 Cs You Need for a Home Mortgage

The 4 Cs You Need for a Home Mortgage

What do mortgage lenders look for in a borrower? Do you have what it takes to qualify?

This Week's Housing Headlines

This Week's Housing Headlines

We're wrapping up another busy week with a look at some of the stories making news. There's lots of fresh housing data for number-crunchers to comb through.

Lender Checklists for Fighting Mortgage Fraud

Lender Checklists for Fighting Mortgage Fraud

It's time to take a fresh look at their process for detecting and stopping mortgage fraud.

4 Tips for Nipping Closing Day Jitters

4 Tips for Nipping Closing Day Jitters

Follow these four tips to help you nip those closing day jitters.

No Foolin'

No Foolin'

We're not the only ones who believe that a 3% down mortgage product will help boost sales this spring homebuying season.

Joining the United Nations for World Autism Awareness Day

Joining the United Nations for World Autism Awareness Day

Freddie Mac discusses autism in the workplace at the United Nations' World Autism Awareness Day April 2.

April, Make or Break for Home Sales

April, Make or Break for Home Sales

Pending home sales trend bodes well for best home sales since 2007.

3% Down Checklist

3% Down Checklist

Our checklist can help determine if our new 3% down mortgage is right for you.

This Week's Housing Headlines

This Week's Housing Headlines

There's news of note for both home sellers and homebuyers in this week's headlines. Check out our wrap-up.

Spring Homebuying Kicks Off Best Year for Homes Sales in Seven Years

Spring Homebuying Kicks Off Best Year for Homes Sales in Seven Years

In the March edition of RealtyTrac's HousingNewsReport, Freddie Mac Deputy Chief Economist Len Kiefer outlines the top three reasons why he's optimistic about this year's spring homebuying season and 2015 home sales.

Housing Markets Experience Some Winter Doldrums

Housing Markets Experience Some Winter Doldrums

Housing markets weakened slightly, which is no surprise considering the harsh winter and slowdown in economic activity at the outset of 2015.

Help for Borrowers Struggling to Make Higher HAMP Payments

Help for Borrowers Struggling to Make Higher HAMP Payments

If you're struggling to make a higher mortgage payment because of an interest rate reset on your HAMP modification, help is now available.

Homes from Seattle to Miami: Start Your Search Here

Homes from Seattle to Miami: Start Your Search Here

Are you looking for a 2 bed, 2 bath home in Seattle? Or perhaps you have your sights set on a 2 bed, 2 bath condo in Miami. HomeSteps® has homes just like these and more across the country – one of them may be the home you've been dreaming of.

VETS Hiring Program Featured on NBC4

VETS Hiring Program Featured on NBC4

Freddie Mac hires more veterans through the VETS partnership with tech services firm Sharp Decisions. Watch the NBC4 story.

This Week's Housing Headlines

This Week's Housing Headlines

'10 housing markets where down payments are affordable' – that's just one of the stories we're following this week. Read our wrap-up.

America's Sweethearts - The Top 10

America's Sweethearts - The Top 10

To usher in the 2015 home buying season, a recent survey reveals America's most desired, or 'hottest,' neighborhoods. Did your neighborhood make the list?

Life, The Unexpected and Mortgage Applications

Life, The Unexpected and Mortgage Applications

After submitting your mortgage applications, tell lenders about job changes, new debts and other life events to avoid costly delays and disappointments .

This Week's Housing Headlines

This Week's Housing Headlines

With the spring homebuying season upon us, we've collected some relevant stories for potential buyers. Read on...

From ARMs to PMI, 10 Terms You Should Know

From ARMs to PMI, 10 Terms You Should Know

In just a short time, you'll notice For Sale signs sprinkled throughout your neighborhood. If you're a first-time homebuyer, ask yourself: Am I ready to talk the housing market talk? Your words are important and we're here to help you talk wisely.

5 Tips for First-time Homebuyers

5 Tips for First-time Homebuyers

Buying a home is an exciting experience, but it can also be overwhelming if you don't understand the entire mortgage process. Check out these five tips from Bankrate.com to make it easier.

Two Freddie Mac Leaders Make the Top 50 Influential List

Two Freddie Mac Leaders Make the Top 50 Influential List

In an industry that is based on relationships, two of our Multifamily employees were named to Mortgage Observer magazine's third annual 50 Most Important People in Commercial Real Estate Finance list.

Freddie Mac: Your Top Questions Answered

Freddie Mac: Your Top Questions Answered

Today we answer your top questions.

This Week's Housing Headlines

This Week's Housing Headlines

What's making news these days on the housing front? Here are some of the key stories we've been following in the media this week.

The Dress, the WeaselPecker and Housing Data

The Dress, the WeaselPecker and Housing Data

See how home sales perform this spring with our new interactive housing tracker.

Top Company for Executive Women

Top Company for Executive Women

Freddie Mac makes the list of the Top 50 Companies for Executive Women. The recognition comes from NAFE – the National Association for Female Executives.

Which Markets Will Have the Highest Apartment Vacancy Rates

Which Markets Will Have the Highest Apartment Vacancy Rates

This year we will see of one of the largest increases in apartment building completions in recent history with Millenials helping to fill these new units in some markets, based on our Multifamily housing economic outlook for 2015.

Spring Forward to Buying a Home

Spring Forward to Buying a Home

The crocuses will be poking up soon, and, with the change in weather, the housing market, too, will be warming up. Our new blog series on the Spring Homebuying Season starts this week – to help you get ready to buy a home.

This Week's Housing Headlines

This Week's Housing Headlines

'Birdman' took home the Best Picture Oscar. Has it been a winning week in housing? Check out some of the top headlines and decide for yourself.

Financing Homes Near Wind Turbines

Financing Homes Near Wind Turbines

Wind farms are spreading quickly and raising questions about whether Freddie Mac will finance mortgages on homes near towering wind turbines.

U.S. Housing Market Showed a 4.4 Percent Improvement in 2014

U.S. Housing Market Showed a 4.4 Percent Improvement in 2014

Vegas, Denver & Chicago were most improved housing markets last year.

5 Tips for First-time Homebuyers

5 Tips for First-time Homebuyers

Buying a home is an exciting experience, but it can also be overwhelming if you don't understand the entire mortgage process. Check out these five tips from Bankrate.com to make it easier.

Looking for Happiness?  Try These Towns.

Looking for Happiness? Try These Towns.

Happiness can't be bought, but it can be found. Where? For starters: Sea Ranch, CA; Cedar Rapids, IA; and Kansas City, MO. If you're looking to buy a home and be near happy people everywhere, check out these ZIP codes.

This Week's Housing Headlines

This Week's Housing Headlines

What impact are millennials and first-time homebuyers having on the housing market? Find out in our compilation of this week's interesting housing news.

Our Commitment in Numbers

Our Commitment in Numbers

As reported in our 4th quarter and full-year 2014 financial results released today, we continue to return value to the nation and move housing forward.

87% of U.S. Homes Qualify for Down Payment Assistance

87% of U.S. Homes Qualify for Down Payment Assistance

You could get down payment help for more than 68 million homes across the country.

4 Tips to Finding a House You Love

4 Tips to Finding a House You Love

Buying a home can be an emotional experience. It's a big investment, and you want to be happy with your home. If you're ready to buy, here are a few tips — along with pitfalls to avoid. Let's start with 'Don’t fall in love with a house you can't afford'.

This Week's Housing Headlines

This Week's Housing Headlines

Welcome to the Valentine's week edition of our housing headlines. We can't guarantee you'll love the stories – but they're a lot cheaper than a dinner date and a dozen roses.

3 Ways Your Tax Refund Can Bring You Closer to Homeownership

3 Ways Your Tax Refund Can Bring You Closer to Homeownership

Over the course of the next few months, nearly 8 out of 10 tax filers will get a refund. Here are three ways yours could bring you closer to making your dream of homeownership a reality.

The Affordability Stretch Got A Little Easier

The Affordability Stretch Got A Little Easier

With homebuyer affordability improving, some Americans are feeling the burn a bit less as they stretch to make homeownership a reality.

Double-Digit Rates? 1 in 3 Consumers Would Still Prefer to Buy

Double-Digit Rates? 1 in 3 Consumers Would Still Prefer to Buy

A new poll finds that many consumers view buying a home as a better investment than renting, even if mortgage rates were to climb.

How Many First Responders Own Homes?

How Many First Responders Own Homes?

Most firefighters, police and paramedics are homeowners, says a new Freddie Mac analysis of data from the U.S. Census and Bureau of Labor Statistics.

This Week's Housing Headlines

This Week's Housing Headlines

From the president's housing budget to the return of the refinance market, this week's housing news has something for everyone.

Location, Location, Location... And Your Commute

Location, Location, Location... And Your Commute

The 'location, location, location' mantra is important for many reasons — including your commute. Where you decide to live can mean the difference between commuting 15 or 90 minutes each way. Before you buy, do your homework and test the drive, not just once but twice.

Borrowers Who Refinanced in 2014 to Save About $5 Billion in Interest Payments

Borrowers Who Refinanced in 2014 to Save About $5 Billion in Interest Payments

For the first time since 2009, over half of all borrowers who refinanced saw their home equity increase since first taking out their original loan.

Freddie Mac Updates Lender Resources to Help Combat Mortgage Fraud

Freddie Mac Updates Lender Resources to Help Combat Mortgage Fraud

Freddie Mac's fraud investigators are giving lenders new handbooks and checklists for flagging the latest mortgage frauds.

Are You Making Home Improvements? You're Not Alone

Are You Making Home Improvements? You're Not Alone

Home improvements and repairs – a $300 billion industry – are back on the rise and now generate about 1.8% of U.S. economic activity. A new report shows the U.S. home improvement industry is faring much better than the broader housing market. So who are our big spenders, and where do they live?

Punxsutawney Phil's Prediction

Punxsutawney Phil's Prediction

Today is Groundhog Day. And in a time honored tradition, all eyes were on Punxsutawney Phil. Is spring coming early or is it still 6 weeks away?

Making Housing Affordable

Making Housing Affordable

Did You Know? Last year our Multifamily business helped house students, seniors and other renters who needed affordable apartments.

 Touchdown for Vacation Rentals

Touchdown for Vacation Rentals

Vacation rentals are a growing trend, especially in markets where large events are taking place. Just ask those homeowners who were lucky enough to rent out their digs for Super Bowl 49. I think they'd consider it a touchdown.

This Week's Housing Headlines

This Week's Housing Headlines

What's a 'boomerang homebuyer?' Find out in our roundup of this week's housing news.

Treasury Announces $5k Bonus to HAMP Borrowers in Good Standing

Treasury Announces $5k Bonus to HAMP Borrowers in Good Standing

Eligible HAMP borrowers in good standing for six years will receive invitations from to apply for a $5,000 lump sum payment from the Treasury to reduce the balances on their Freddie Mac mortgages.

The Urban Flock

The Urban Flock

Remember when families flocked to the suburbs to trade the 'congestion and pollution' of city life for tree-lined streets and manicured lawns? We do, too, but today's market is eyeing the urban core.

Serious Delinquency Rate at Six Year Low

Serious Delinquency Rate at Six Year Low

Freddie Mac's single-family serious delinquency rate declined to 1.88% at December 31, 2014, reaching its lowest level since January 2009.

How Many Jobs Does It Take to Afford Rent?

How Many Jobs Does It Take to Afford Rent?

How many jobs must minimum wage earners work to afford rent? The answer is 2.6 jobs.

Boomerang Buyers Are Bouncing Back

Boomerang Buyers Are Bouncing Back

Boomerang buyers, those who lost their home during the crisis, are back in the market. In a new report from RealtyTrac, 7.3 million of them will return to the market over the next eight years, peaking at 1.3 million in 2018.

U.S. Housing Stability Improving

U.S. Housing Stability Improving

Overall most markets are improving, with some to keep an eye on.

The Lowdown on Mortgage Rates, ARMs:  New Surveys

The Lowdown on Mortgage Rates, ARMs: New Surveys

Mortgage rates are hovering near all-time lows - averaging 3.63% for a 30-year fixed. As for ARMs? With rates so low on fixed-rate loans, ARMs are less popular. But more lenders are offering ARMs, and for certain consumers, an adjustable rate product may still make sense.

This Week's Housing Headlines

This Week's Housing Headlines

Lower interest rates are giving the housing and mortgage markets a boost. Read all about it – and more – in this week's headlines.

4 Tips for Buying a HomeSteps Home

4 Tips for Buying a HomeSteps Home

HomeSteps homes are definitely worth a look if you're shopping for a home. Buying one is even easier with these 4 tips.

10 Weeks & 10 Homes

10 Weeks & 10 Homes

Did You Know? The typical homebuyer searches for 10 weeks and looks at 10 homes before buying.

This Week's Housing Headlines

This Week's Housing Headlines

The economic recovery continues, and more Americans are feeling positive. This news and more in this week's housing headlines.

Baby Boomers & Their Mortgage Debt

Baby Boomers & Their Mortgage Debt

Did You Know? Baby Boomers are carrying much more mortgage debt than earlier generations at this stage in life. The amount Boomers (age 50-69) have left on their mortgage has grown 142% since 1992.

Nearly 50% of Homebuyers Aren't Shopping Around

Nearly 50% of Homebuyers Aren't Shopping Around

A recent study by the Consumer Financial Protection Bureau and the Federal Housing Finance Agency found that almost half of U.S. homebuyers fail to shop around for mortgages.

Best Bang for the Condo Buck

Best Bang for the Condo Buck

In today's purchase market, condos could be the answer for many first-time homebuyers and those with lower and/or limited incomes. See where you get the best bang for your buck.

This Week's Housing Headlines

This Week's Housing Headlines

New Year's resolution: Keep up with the latest housing and economic news and trends. Start now by reading this week's housing headlines.

Mortgage Rates:  New Lows in the New Year

Mortgage Rates: New Lows in the New Year

30-year fixed down to 3.73%, the lowest level since May 2013. A year ago, the rate was 4.51%.

4 Resolutions for Prospective Homebuyers

4 Resolutions for Prospective Homebuyers

Look online and you'll find that the most popular New Year's resolutions are to lose weight, get organized and spend less/save more. If you're thinking of buying a home in 2015, we hope you'll add the following 4 resolutions to your list...

In Good Faith

In Good Faith

Closing costs average about $2,539 – so it's important to understand what your costs will be before you commit to the loan. That's where the Good Faith Estimate comes in.

3% Down: More Questions Answered

3% Down: More Questions Answered

Since lenders will soon begin taking applications, today we're answering more questions about our new 3% down mortgage - Home Possible Advantage.

Best of 2014

Best of 2014

The list is made, we've checked it twice. This year's top blog posts have more than sufficed. The proof was there in the numbers, driven by links, Tweets and thousands of clicks. Here's a recap in case you missed them preparing for ole St. Nick.

Top 10 Cities Where Snowbirds Flock

Top 10 Cities Where Snowbirds Flock

El Paso, Texas, and Little Rock, Arkansas, are among the cities where snowbirds and retirees flock to in winter.

This Week's Housing Headlines

This Week's Housing Headlines

More homeowners are regaining their footing, and housing and economic indicators generally point in a positive direction despite a recent drop in home building. Read about these developments and more in this week's housing headlines.

Don't be one of the 70% who is Unaware of Down Payment Assistance

Don't be one of the 70% who is Unaware of Down Payment Assistance

70% of U.S. adults are unaware of the down payment assistance programs for middle-income homebuyers in their community – don't be one of them.

2014 Industry Projections - Did We Get it Right?

2014 Industry Projections - Did We Get it Right?

It's that time of year when we take stock. So let's look back at 5 key housing predictions for 2014. Did projections hit the target? And what do we think will happen in the year ahead?

This Week's Housing Headlines

This Week's Housing Headlines

In this week's housing headlines, read about what's up, what's down, what's back, and what might be next.

FYI - Anti-Mortgage Scam Effort Launched in NY

FYI - Anti-Mortgage Scam Effort Launched in NY

Attorney General Eric T. Schneiderman has launched AGScamHelp, a website where financially troubled homeowners can check out companies offering to help them avoid foreclosure.

Today's Renter? Tomorrow's Homebuyer? Get the Facts from Our New Survey

Today's Renter? Tomorrow's Homebuyer? Get the Facts from Our New Survey

Many renters live paycheck to paycheck - and 61% plan to keep renting in the next three years, new Freddie Mac research shows.

3% Down: Your Top Questions Answered

3% Down: Your Top Questions Answered

Get the answers to your top questions about our new 3% down mortgage.

This Week's Housing Headlines

This Week's Housing Headlines

Some key economists offer up their housing forecasts for 2015. See what they have to say and catch up on the rest of the week's housing news.

Home Satisfaction? What Americans Want from Their Housing

Home Satisfaction? What Americans Want from Their Housing

A new survey highlights the housing satisfaction gap: the top 10 things people want from their housing, but don't have.

People.com Highlights Partnership to Hire Veterans

People.com Highlights Partnership to Hire Veterans

Freddie Mac VP and business technology officer Tim Snyder, a Gulf War vet, talks about the squad of veterans joining our team through the V.E.T.S. program - in a recent People.com article.

3.2 Million Have Benefitted from HARP; You Could Too

3.2 Million Have Benefitted from HARP; You Could Too

You could be one of the more than 722,000 borrowers who still have a strong financial incentive to refinance through HARP.

Home for the Holidays

Home for the Holidays

This holiday season, we take time to be thankful for what matters most: home and family.

Better Momentum for Housing

Better Momentum for Housing

More housing markets are moving in the right direction. Is yours?

Sniffing Out Pet Friendly Rentals

Sniffing Out Pet Friendly Rentals

Renting with Fido is on the rise, but it's often hard to find rentals that allow pets.

Borrowing Power Increases in 46 U.S. Counties Next Year

Borrowing Power Increases in 46 U.S. Counties Next Year

Borrowers in high cost areas will be able to borrow more next year based on the Federal Housing Finance Agency's (FHFA) designation of high-cost areas for 2015.

This Week's Housing Headlines

This Week's Housing Headlines

For the latest on mortgage rates, home construction, and homebuilder confidence, check out our weekly collection of some of the top housing headlines.

Freddie Mac CIO, Team Recognized with 'Top 10 Breakaway Leaders Award'

Freddie Mac CIO, Team Recognized with 'Top 10 Breakaway Leaders Award'

General Colin Powell recently presented the Top 10 Breakaway Leaders award to our CIO Rob Lux – in recognition of our IT team's outstanding service and innovation through technology.

This is the Week to Learn About Mortgage Fraud

This is the Week to Learn About Mortgage Fraud

International Fraud Awareness Week is the time to review the best ways to avoid the most common mortgage and real estate scams.

Top 6 Remodeling Projects for the Buck

Top 6 Remodeling Projects for the Buck

The six remodels adding the most dollar value at resale are: fixing up the basement, adding a family room, an upscale kitchen remodel, adding a moderate master suite, building a two-story addition and adding an upscale master suite.

Searching for an Affordable Home?

Searching for an Affordable Home?

While most housing markets are still affordable for the typical buyer some markets just keep getting more expensive.

This Week's Housing Headlines

This Week's Housing Headlines

We can't compete with a comet landing, but we still managed to collect some noteworthy housing stories making news this week here on terra firma. Here's our round-up.

10 for 10

10 for 10

A new research paper examining the effect of payment reduction on default finds that a 10 percent payment reduction decreases expected defaults by 10 to 11 percent.

Honoring Our Veterans

Honoring Our Veterans

This Veterans Day, in communities across America, we pay special tribute to veterans and their families. Freddie Mac Home Team volunteers recently helped repair homes for veterans' widows and made care kits for a D.C. veterans service center.

This Week's Housing Headlines

This Week's Housing Headlines

A few notable housing stories managed to crack through this week's wall-to-wall election coverage. Here are some highlights.

Our Commitment in Numbers

Our Commitment in Numbers

As reported in our 3rd quarter 2014 financial results released today, we continue to return value to the nation and move housing forward.

The $1.5 M Question: Rent vs. Buy?

The $1.5 M Question: Rent vs. Buy?

Mike and Jen can afford $1,400 per month on housing and have saved $10,000 for a down payment. But, they're left wondering which option – renting or buying – makes best financial sense. Lets find out.

Larger Share of Americans Tapping Home Equity When Refinancing

Larger Share of Americans Tapping Home Equity When Refinancing

The share of borrowers who are tapping their equity by cashing out at the time of refinance has doubled from the same quarter last year as a result of broad-based house price appreciation.

This Week's Housing Headlines

This Week's Housing Headlines

No tricks, but no treats either when it came to this week's housing news. Here's a look at some of the most noteworthy headlines.

What Is 90%, Alex?

What Is 90%, Alex?

Answer: This is about how many of the apartments that Freddie Mac Multifamily® finances are affordable to moderate- and low-income renters. That's been the case every year since at least 2008.

Lower Interest Rates for Service Members

Lower Interest Rates for Service Members

A new White House program aims to increase mortgage benefits to service members. Participating banks and institutions will contact eligible military personnel to offer mortgage relief, including a six percent interest rate cap.

More Local Markets Improve as Housing Stabilizes

More Local Markets Improve as Housing Stabilizes

Is your housing market improving, flat or declining?

This Week's Housing Headlines

This Week's Housing Headlines

Regulators take action on multiple fronts to spur mortgage lending. What could that mean for you? Check out our headline roundup.

Where Does the Secondary Mortgage Market Go from Here?

Where Does the Secondary Mortgage Market Go from Here?

Freddie Mac CEO Donald H. Layton met this week with mortgage bankers at their annual conference. Learn his thoughts on what may be ahead for the secondary market and its many stakeholders.

L.I.F.T. Off

L.I.F.T. Off

What's it going to take to achiever a better, faster economic trajectory?

More Possible Home Possible

More Possible Home Possible

Next month, enhancements to Freddie Mac's Home Possible® Mortgages will make more homes possible for families nationwide.

This Week's Housing Headlines

This Week's Housing Headlines

Good news in this week's headlines for prospective homebuyers: Mortgage rates hit new 2014 lows.

Mortgage Rates Hit New 2014 Lows

Mortgage Rates Hit New 2014 Lows

When was the last time the 30-year fixed rate mortgage averaged a 3 handle?

Supersizing the American Dream

Supersizing the American Dream

Did you know that new homes today are 61% larger than in 1973? And, while the size of new homes has increased, the average household size has decreased, giving us even more living space.

This Week's Housing Headlines

This Week's Housing Headlines

HousingWire shared our infographic on the growth of Hispanic ownership. We think it's an important story, and it's among the highlights in our weekly media roundup.

New Financing to Support Affordable Rental Housing

New Financing to Support Affordable Rental Housing

Freddie Mac announces a new commercial loan program for small rental properties.

Now: Streamlined Loan Mod for Those Who Haven't Paid for 2 Years

Now: Streamlined Loan Mod for Those Who Haven't Paid for 2 Years

Lenders can now use Freddie Mac's streamlined modification initiative to help borrowers who haven't made a mortgage payment for 720 days or more.

How One Family Found Answers and Hope

How One Family Found Answers and Hope

Ryan and Linda felt discouraged. They didn't know where to turn for help in keeping their Phoenix-area home. Then a friend suggested contacting a housing counselor.

The Rising Generation of Hispanic Homebuyers

The Rising Generation of Hispanic Homebuyers

If you are wondering who tomorrow's homebuyers will be, look no further than the nation's fastest-growing population segment — Hispanics.

This Week's Housing Headlines

This Week's Housing Headlines

Among this week's interesting housing reads, MarketWatch asks, 'Are millennial home buyers starting to make a comeback?'

Seriously Delinquent Rate Reaches Lowest Point in Five Years

Seriously Delinquent Rate Reaches Lowest Point in Five Years

The decline in Freddie Mac's single-family seriously delinquent rate to below 2% is good news for homeowners.

Cribs: Rachel vs. Richie

Cribs: Rachel vs. Richie

All-American Sitcoms: They've made their way into most of our lives — from their theme songs to their cast of characters. And for 30 minutes each week, we were invited into these characters' homes. What would it cost to live there today?

Which Mortgage is Right for You?

Which Mortgage is Right for You?

The type of mortgage you select may make a big difference in your monthly payments and the overall cost of your loan. Learn which is right for you.

InformationWeek Lauds Freddie CIO For Driving Change

InformationWeek Lauds Freddie CIO For Driving Change

Wall Street & Technology names Freddie Mac CIO Rob Lux to its Elite Eight for the IT division's success at driving change and bringing new technology to the company and its customers.

This Week's Housing Headlines

This Week's Housing Headlines

The mortgage markets struggle to find a solid footing. Read our recap of the week's housing news for that story and more.

Celebra

Celebra

It's National Hispanic Heritage Month, when we recognize and celebrate the heritage and culture of Hispanic and Latino Americans and the contributions they've made to the United States. To help celebrate, let's start by getting educated.

Portrait of a Ruthless Defaulter

Portrait of a Ruthless Defaulter

Why do commercial real estate borrowers default?

53% of Americans Believe House Prices Will Rise in Coming Year

53% of Americans Believe House Prices Will Rise in Coming Year

When asked if home prices in general would go up, down or stay the same over the next 12 months, the vast majority (84%) of Americans said that they expected them to rise or stay the same. Read about other key findings in Bankrate's September 2014 Financial Security Index.

Housing Markets Struggle to Keep Stable Momentum

Housing Markets Struggle to Keep Stable Momentum

Two steps forward and one step backward sums up the latest release of MiMi as housing markets struggle to keep stable momentum.

Your HAMP Modification Interest Rate May Reset This Year

Your HAMP Modification Interest Rate May Reset This Year

If you received a HAMP loan modification in 2009, the interest rate on your mortgage may have or will soon reset to a higher rate. Find out how much.

Freddie Mac: Top Company for Hispanics

Freddie Mac: Top Company for Hispanics

Hispanic Business recently named Freddie Mac, once again, one of the 2014 Best Companies for Diversity.

This Week's Housing Headlines

This Week's Housing Headlines

Mortgage myths, millennial homeownership, and new maps that shed light on how minorities fared in the mortgage boom/bust. They all made headlines this week.

Homeowner Confidence at Four-Year High

Homeowner Confidence at Four-Year High

Did you know that some 65% of homeowners say they are confident they would get the asking price for their home if they put it on the market today? That's up from 40% in 2010.

What We Think About Homebuying: Survey Says...

What We Think About Homebuying: Survey Says...

A new survey shows 68% of Americans think it's a good time to buy a home – yet many have misconceptions about getting a mortgage or the downpayment required.

Freddie Mac: 'Top 100' for Working Moms

Freddie Mac: 'Top 100' for Working Moms

Working Mother magazine today named Freddie Mac one of the 2014 Working Mother 100 Best Companies.

Bacon vs. Rent: Which is Sizzling?

Bacon vs. Rent: Which is Sizzling?

From December 1999 through June 2014, rents increased 53% on average, while all other goods and services – including bacon – only went up 40%. Find out what rents are doing in your area.

How Much Will You Bring to Closing?

How Much Will You Bring to Closing?

The average closing costs are $2,539, but they can vary widely depending on where you live. See where your state stacks up.

This Week's Housing Headlines

This Week's Housing Headlines

The Wall Street Journal's post about why renters aren't buying is generating a lot of buzz. Check it out for yourself in this week's headline roundup.

Why People Rent:  Survey Says...

Why People Rent: Survey Says...

Did you know in a recent survey more than 55% of people gave this reason why they'd rent instead of buy: not enough savings or too much debt. At the bottom of the list? Concern housing prices might fall.

Good to Knows about REOs

Good to Knows about REOs

If you're looking to buy a home, you'll likely come across homes for sale referred to as 'REO' or 'bank-owned.' What are these properties and should you consider looking at them? Lets take a look.

This Week's Housing Headlines

This Week's Housing Headlines

House hunting? Mortgage rates are low and holding steady. Read more in our recap of the week's housing news.

Aging Population Faces Housing Shortage

Aging Population Faces Housing Shortage

The U.S. is unprepared to meet the housing needs of its aging population, concludes a new report by the Harvard Joint Center for Housing Studies and AARP Foundation.

Home Searches Made Easier

Home Searches Made Easier

Home searching just got easier with HomeSteps.com's Home Search Account. Register today.

This Week's Housing Headlines

This Week's Housing Headlines

Among this week's most interesting housing stories, there's new help ahead for military homeowners, while a renewed focus on HARP aims to bring mortgage relief to more borrowers.

Golden State Rebound

Golden State Rebound

Our latest MiMi release shows that the housing recovery plods along through the first half of 2014. One surprising trend revealed in the latest MiMi quarterly report is the robust improvement in California.

Housing Markets Stabilizing, Fundamentals Normalizing

Housing Markets Stabilizing, Fundamentals Normalizing

The newly updated Multi-Indicator Market IndexSM (MiMiSM) shows the U.S. housing market continuing to plod along with most markets still generally weak, while those with stronger local economies and favorable demographics continue to improve at a much stronger pace.

Mortgage Fraud: Most Active States & Schemes

Mortgage Fraud: Most Active States & Schemes

The five most active states for mortgage fraud, and the most active schemes, according to Freddie Mac's fraud investigators.

Survey Says the Biggest Red Flag for Mortgage Lenders Is ...

Survey Says the Biggest Red Flag for Mortgage Lenders Is ...

Your credit score is the most important factor to a lender deciding whether to give you a mortgage loan, right? Wrong, according to a new survey.

This Week's Housing Headlines

This Week's Housing Headlines

Mortgage rates hit a low point for the year. That's just one of the housing stories making news this week.

Three Reasons Why Mortgage Originations are Down

Three Reasons Why Mortgage Originations are Down

Mortgage rates remain near historic lows, buying a home remains largely affordable, and – in some areas – buying is less expensive than renting. So, why are mortgage originations down this year?

529: It's not Just for College Savings

529: It's not Just for College Savings

529 is not just a college savings plan. It's also the amount of the reduction in your monthly mortgage payment had you completed a Home Affordable Mortgage Program (HAMP) loan modification over the last five years. Learn if HAMP is right for you.

This Week's Housing Headlines

This Week's Housing Headlines

Among this week's interesting reads, learn about the 'single security' and why it matters for lenders, borrowers, investors, and U.S. taxpayers.

Nearly 30% of Housing Metros Unaffordable

Nearly 30% of Housing Metros Unaffordable

With the latest data, 47 of the 163 metros are now unaffordable. While that's only 29% of markets, these markets represent roughly 44% of households in our sample.

The Math Challenge: Whether to Rent or Buy?

The Math Challenge: Whether to Rent or Buy?

Find out which is the better option when the monthly payment is the same.

Who's Who?

Who's Who?

The homebuying process: It's exciting, can be intimidating and there are a lot of people involved. The good news? All these people work hard to make your experience as smooth as possible, including several that will hold your hand throughout the process. Let us introduce you.

This Week's Housing Headlines

This Week's Housing Headlines

Freddie Mac itself is in the headlines. Read what the media is saying about our second-quarter financial results and other key stories this week.

Our Commitment in Numbers

Our Commitment in Numbers

As reported in our 2nd quarter 2014 financial results released today, we continue to return value to the nation and move housing forward.

How Do Mortgage Fraudsters Find Their Targets?

How Do Mortgage Fraudsters Find Their Targets?

Borrower desperation simplifies the fraudsters' job to the point where all they have to do is advertise a promise and post a phone number or e-mail address.

This Week's Housing Headlines

This Week's Housing Headlines

The economy grows, while mortgage rates drop. Check out those stories and more in our recap of this week's housing headlines.

Multifamily Mid-Year Outlook:  Finding A New Normal

Multifamily Mid-Year Outlook: Finding A New Normal

Multifamily market conditions are strong, with vacancy rates at a 13-year low. How long will this last?

Freddie Mac Legal Department Recognized for Pro Bono Work

Freddie Mac Legal Department Recognized for Pro Bono Work

The National Law Journal recently recognized Freddie Mac with the Washington In–House Legal Department of the Year award for Pro Bono.

Cash-Out Refinancing Ticks Higher As Boom Ends

Cash-Out Refinancing Ticks Higher As Boom Ends

The share of borrowers refinancing fell below 50 percent for the first time since the third quarter of 2008. This represents the longest boom since Freddie Mac started its quarterly Refinance Report in 1990.

HARP: It's the Real Deal

HARP: It's the Real Deal

Today, we're swatting down one of the answers we hear most when we ask eligible borrowers why they haven't HARPed: They think it's a scam. Here's why it's not.

This Week's Housing Headlines

This Week's Housing Headlines

From mortgage scams to cautious optimism the housing recovery will continue, we've gathered up some of the key housing stories for the week.

Home Sales Pace Slows in June

Home Sales Pace Slows in June

The housing recovery continues to slog forward, with some markets improving but most remaining flat. This latest reading on new home sales is yet another sign of this slog.

Help Around the Corner and Across the Country

Help Around the Corner and Across the Country

Whether you're struggling with your mortgage or hoping to buy a home, Freddie Mac's Borrower Help Centers and Borrower Help Network offer you trustworthy, one-to-one help.

Housing Markets Slog Forward

Housing Markets Slog Forward

Based on the latest release of MiMi more markets moved into their stable range of housing activity including Salt Lake City, Los Angeles, Nashville and Pittsburgh metro areas as well as Idaho and Utah states.

Freddie Mac Hires More Veterans

Freddie Mac Hires More Veterans

The transition to civilian life can be a challenge for new veterans who face higher unemployment rates than non-veterans. Through the new V.E.T.S. program, Freddie Mac provides IT jobs to help those who've served launch civilian careers.

This Week's Housing Headlines

This Week's Housing Headlines

There's news for homeowners, future homeowners, and renters in our roundup of some of this week's top housing stories.

Taking Responsibility

Taking Responsibility

While shopping for your home is fun and exciting, it's important to remember the responsibilities and financial commitments you'll have as a homeowner. Saving for your down payment and signing on the dotted line are simply the first steps to homeownership.

Diet of New Multifamily Construction Leaves Supply Too Thin

Diet of New Multifamily Construction Leaves Supply Too Thin

Renovating, rehabilitating, and otherwise preserving existing apartments could mean the difference between having enough multifamily rental housing to meet growing demand – or not.

Are you Leaving Money on the Table?

Are you Leaving Money on the Table?

There are about 675,000 homeowners who could save money by refinancing through HARP, but have yet to take advantage of the program. Are you one of them?

This Week's Housing Headlines

This Week's Housing Headlines

HARP gets a high-profile boost in Chicago. That's among the stories featured in our summary of the week's housing news.

What Homeowners Will Do to Sell Their Homes

What Homeowners Will Do to Sell Their Homes

Beyond lowering the price, 71% of homeowners are willing to make additional concessions to sell their home in today's market – whether it's including appliances, their furniture or paying for a buyer's closing costs.

Three Ways to Improve Your Credit Score Today

Three Ways to Improve Your Credit Score Today

Your credit is a key factor in qualifying for a mortgage, and the higher the score the better. If your credit score is lower than you'd like, don't despair. These three steps can help you begin rebuilding it today.

Give Me Liberty... and Eagle, Independence and Freedom

Give Me Liberty... and Eagle, Independence and Freedom

Can you guess how many U.S. cities have liberty in their names? Recognizing patriotic-sounding city names where July 4th is likely to be extra red, white and blue.

Taking Aim at Targeted Affordable Housing

Taking Aim at Targeted Affordable Housing

It hasn't been this hard to find affordable rental housing in 50 years – especially for lower-income renters. Attracting private capital to housing that's affordable to lower-income renters is challenging. Government subsidies help. Freddie Mac Multifamily's Targeted Affordable Housing team helps navigate the complexities of funding subsidized – or targeted affordable – housing.

It's a Wrap

It's a Wrap

Did you know it's the last day of National Homeownership Month? Today we wrap-up our month-long blog series and recap the favorites.

This Week's Housing Headlines

This Week's Housing Headlines

Lots of economic news in this week's headlines, along with some excellent analysis on what it means for housing.

Nation's Largest Apartment Communities

Nation's Largest Apartment Communities

Did you know that the Stuyvesant Town-Peter Cooper Village in Manhattan's lower east side is home to about as many people who live in Fairbanks, Alaska? That's 30,000 people!

Housing Markets Show Little Improvement

Housing Markets Show Little Improvement

Most housing markets remain weak despite declining mortgage delinquencies, improving local employment, house price gains and attractive mortgage rates due to weak home purchase mortgage applications according to Freddie Mac's new housing stability index aka MiMi.

Are Americans Paying More or Less for Housing?

Are Americans Paying More or Less for Housing?

Did you know that in some states like Maine 3.3% more of its homeowners were spending more than 30% of their income on housing in 2012 than they were in 2005? In California, the opposite occurred. Looking at renters, we see an almost unilateral increase in their cost burden during the same time period.

Five Generations in Housing

Five Generations in Housing

Did you know that 76% of first-time homebuyers are Gen Y? And that only 55% of The Silent Generation finances their home purchase? No matter our age, we all play an important role in today's housing market.

Down Payments and PMI:  Get the Low Down

Down Payments and PMI: Get the Low Down

If you're in the market to buy a home, you've probably heard the rule of thumb that you shouldn't buy a home unless you can put down 20% to avoid paying Private Mortgage Insurance (PMI). Why is 20% the magic number and what is PMI?

Dissecting High, Medium and Low Homeownership Rates

Dissecting High, Medium and Low Homeownership Rates

Did you know homeownership rates are very high (80 percent or more) in former Eastern Bloc nations like Romania (97 percent), Slovakia (90 percent), and Bulgaria (87 percent) because a wave of mass privatization following the fall of Communism in the 1990s enabled families living in public housing to take title to their flats at little or no cost?

Millennials Hold on Homeownership

Millennials Hold on Homeownership

Did you know that the homeownership rate for young Americans under 35 is at its lowest ever? The rate is down to 36 percent for Millennials, our largest generation making up 25 percent of the U.S. population.

This Week's Housing Headlines

This Week's Housing Headlines

Among this week's notable housing headlines: relief for renters and an economic update from the Fed.

Rent, Swap or Share: Growing Vacation Trends

Rent, Swap or Share: Growing Vacation Trends

Did you know that over half of U.S. travelers plan to stay in a vacation rental this year? That's nearly five times more than just six years ago according to a survey by TripAdvisor.

What $769 Buys You

What $769 Buys You

Did you know that the U.S. median apartment rent is $769 a month? For that amount of money you get an apartment that ranges in size from 242 to 1,059 square feet depending on where you live.

Renovation Projects with the Best ROI

Renovation Projects with the Best ROI

Did you know fixing up your home's exterior will give you the biggest bang for your buck when renovating?

Student Housing: Goodbye Bunk Beds, Hello Bowling Alleys

Student Housing: Goodbye Bunk Beds, Hello Bowling Alleys

Did you know that apartments geared for college students feature many amenities that could include flat screen TVs, coffee bars, bowling alleys and golf simulators?

Where Inventory is Better

Where Inventory is Better

Did you know that Florida metros boast some of the best opportunities to buy a home based on inventory? Based on the number of homes for sale per household, Miami-Ft. Lauderdale-Pompano Beach and Tampa-St. Petersburg-Clearwater top the list in inventory across the nation's major metropolitan areas.

5 Percent Down Payment?  You Bet.

5 Percent Down Payment? You Bet.

Did you know 40 percent of today's homebuyers using mortgage financing are making down payments that are less than 10 percent?

This Week's Housing Headlines

This Week's Housing Headlines

On track or stalled? Experts weigh in on the economic recovery in this week's notable housing news.

Home Improvement Shows 'Bring the House Down'

Home Improvement Shows 'Bring the House Down'

Did you know that nearly 40 percent of people planning home improvements this year were motivated by popular DIY and design TV shows, like This Old House?

Use Your Assets

Use Your Assets

Did you know that you can use your financial assets to qualify for a conforming, conventional mortgage?

Williston, N.D., Most Expensive Rent in U.S.

Williston, N.D., Most Expensive Rent in U.S.

Did You Know that Williston, N.D., is the most expensive place to rent an entry-level apartment in the United States?

One Loan Per Second

One Loan Per Second

Did you know that it used to take up to two years worth of documentation and two months wait time to find out if your mortgage would be approved?

Small Towns, Odd Names:  We're Here

Small Towns, Odd Names: We're Here

Whether you live in New York City with over eight million others or Chicken, AK with just seven, we're funding loans right where you live. Big or small, north or south, whatever the name, we're here.

Price Per Square: A Global Perspective

Price Per Square: A Global Perspective

Did you know that housing in major U.S. cities is relatively inexpensive compared to other cities around the world?

This Week's Housing Headlines

This Week's Housing Headlines

Reviews from the latest housing and economic reports are mixed. Read the good and the could-be-better in this week's roundup of top housing headlines.

Coming in First...Second

Coming in First...Second

Did you know that the most common street name in the U.S. is 2nd or Second Street?

Mortgage Rates Once Hit 18.45%

Mortgage Rates Once Hit 18.45%

Did you know that the interest rate for a 30-year fixed mortgage hit a record high of 18.45 percent in October 1981?

Look Who's Renting Now

Look Who's Renting Now

Did you know that more than one-third of U.S. households rent their homes today? In fact, renting is more popular now than it's been in almost 20 years.

Buying a Home? Get CreditSmart

Buying a Home? Get CreditSmart

There's a good reason why we dream of owning a home. And, there's also a good reason to prepare and become financially literate first. Why? Because educated borrowers are better prepared for successful, long-term homeownership and overall financial stability. Get smart through CreditSmart, our free financial education program.

All in the Family

All in the Family

Did you know that 14 percent of recent homebuyers purchased a home to accommodate growing households as their adult children, siblings or aging parents move in?

Celebrate National Homeownership Month

Celebrate National Homeownership Month

Today kicks off National Homeownership Month and our month-long Did You Know? blog series featuring interesting and fun facts about housing.

Fixing to Sell REO in Today's Market

Fixing to Sell REO in Today's Market

In order to compete for value conscious buyers in today's market, Freddie Mac's HomeSteps® sales division repaired nearly half of the REO homes it sold in 2013, up from about a third in a typical year. Examples of winning kitchen and bathroom upgrades can be seen here.

This Week's Housing Headlines

This Week's Housing Headlines

Another week, another drop in fixed mortgage rates. See this week's housing headlines for that story and more.

Test Your IQ: K-Deals

Test Your IQ: K-Deals

Freddie Mac Multifamily's K-Deal securitization program is designed to help support multifamily rental housing while reduce taxpayers exposure to risk by attracting private capital to the market. In this way, we're fulfilling the goals of a future housing finance system today.

Blog Email Subscription: Special Delivery for You

Blog Email Subscription: Special Delivery for You

At your request, we've added an email subscription to the Freddie Mac Blog. With our weekly roundup, it'll be easier than ever to get the latest insights on buying or renting a home, the housing market, and housing finance.

This Week's Housing Headlines

This Week's Housing Headlines

Why is the housing recovery taking so long? And what does that mean for homebuyers and sellers? A lot of people are asking those questions lately – check out the week’s top headlines to see what the experts are saying.

Taper Tempered:  Mortgage Rates Near 7 Month Lows

Taper Tempered: Mortgage Rates Near 7 Month Lows

Just the talk of tapering sent mortgage rates sharply higher last June from 3 % to mid-4 %. All this happened well before even a smidgen of tapering was actually started by the Fed.

Down Payment Assistance:  It's The Real Deal

Down Payment Assistance: It's The Real Deal

You've found your first home and your lender has approved you for a mortgage. But there's one catch you're short of the cash you need for a down payment. Don't sweat - help may be available.

Help Could Be Right Around the Corner

Help Could Be Right Around the Corner

If you're having trouble paying your mortgage and need advice, help could be right around the corner.

Bigger Pinch: Housing Affordability

Bigger Pinch: Housing Affordability

So where's the most affordable place to buy a home for the typical family? You might be surprised. The NYC metro is actually more affordable than Boulder, San Jose and Barnstable Town, MA. The most affordable metro area in the country is now Decatur, IL.

This Week's Housing Headlines

This Week's Housing Headlines

'Change' was a common theme running throughout much of this week's housing finance news. Here are some key stories that explain the changes underway and help put them into context.

Mansion or Yurt: What Can You Afford?

Mansion or Yurt: What Can You Afford?

Dreaming of owning a home and wondering how much you can afford? You're not alone. It's one of the most important questions you'll need to answer before you can begin house hunting – and many factors, aside from your income and car payment, come into play.

Providing Multifamily Financing to Manufactured Housing Community Owners

Providing Multifamily Financing to Manufactured Housing Community Owners

Freddie Mac Multifamily recently announced it will purchase and securitize Manufactured Housing Community loans as part of its efforts to increase access to affordable housing.

Harp, Harp, Harp

Harp, Harp, Harp

If you owe more on your mortgage than your home is worth and haven't refinanced into a lower interest rate, this HARP is for you.

Freddie Mac Earns Two Deal of the Year Awards

Freddie Mac Earns Two Deal of the Year Awards

Our innovative credit risk initiatives recently earned honors from influential and respected publications.

This Week's Housing Headlines

This Week's Housing Headlines

Time to buy? Mortgage rates hit a low for the year. Check out that story and more in our weekly roundup of key housing headlines.

Our Commitment in Numbers

Our Commitment in Numbers

As reported in our 1st quarter 2014 financial results released today, we continue to return value to the nation and move housing forward.

The 4 Cs of Qualifying for a Mortgage

The 4 Cs of Qualifying for a Mortgage

Thinking about buying a home but not sure whether you qualify for a mortgage? Here's what lenders look for in a borrower.

Interest Rate vs. APR

Interest Rate vs. APR

Ever wonder why mortgage rates are quoted both in terms of interest rate and APR? And what the difference is?

This Week's Housing Headlines

This Week's Housing Headlines

A dip in mortgage rates and some encouraging words from the Fed are among the stories we've been tracking this week.

Mortgage Myths Busted

Mortgage Myths Busted

What do unicorns, leprechauns, and the mandatory 20 percent home down payment have in common? They're all myths.

Five Quick Tips About Apartment Leases

Five Quick Tips About Apartment Leases

Moving can be very exciting, especially if it's your first time living on your own in an apartment. However, it's important to be informed before you sign a lease, which is a legally-binding contract between a landlord and a tenant.

Three Tips for Mortgage Newbies

Three Tips for Mortgage Newbies

More tips on how to safely apply for a mortgage.

Attention Renters:  Opportunity is Knocking

Attention Renters: Opportunity is Knocking

With rates near historic lows and a rebounding housing market, opportunities for first-time homebuyers abound. Plus, factor in the current rent vs. buy cost analysis and you may find that homeownership makes good financial sense.

This Week's Housing Headlines

This Week's Housing Headlines

A raft of new economic data provides color on the state of the nation's housing markets – but there's little certainty about what it all means.

BBC News:  U.S. Firms Give Autistic Workers a Chance to Shine

BBC News: U.S. Firms Give Autistic Workers a Chance to Shine

Watch a BBC News piece featuring an interview with new Freddie Mac employee Aaron Cohen, a data analyst, who took part in our autism internship program and is now a full-time employee.

New Home Sales Slow in March

New Home Sales Slow in March

While the news is certainly not good for new home sales, it's helpful to try to keep the sales data in perspective.

Green is Part of Our Culture

Green is Part of Our Culture

Freddie Mac employees join more than a billion people around the world today to observe Earth Day 2014, learning what they can do to help the environment and about the efforts to keep Freddie Mac green.

What's the Point?

What's the Point?

Your financial house is in order and you're ready to make your dream of homeownership a reality. Now it's time to get a mortgage. As you shop around, you'll see that many lenders offer a menu of mortgage rate-point combinations. So what are these so called 'points' and is there a point in paying them?

This Week's Housing Headlines

This Week's Housing Headlines

Noisy data and mixed signals about the economy dominate this week's housing headlines.

Financially Speaking, What's Your IQ?

Financially Speaking, What's Your IQ?

April is Financial Literacy Month – an ideal time to brush up on your financial education and life-long money management skills. To get started, let's take a look at your financial IQ.

Rents Go Up Faster Than Incomes

Rents Go Up Faster Than Incomes

There's a rental affordability crisis in America. Rents are rising faster than incomes. And, the number of renters is expected to increase by millions in the next ten years. New Freddie Mac research shows how we could make affordable housing more accessible by targeting capital where it’s really needed.

This Week's Housing Headlines

This Week's Housing Headlines

The spring homebuying season is in full bloom. Our housing headlines this week feature news of note for anyone in the market for a new home.

After Winter Chill, Time to Spring Forward

After Winter Chill, Time to Spring Forward

Interested in the forecast for the spring and beyond? In housing, a thaw is underway and we're seeing signs of an emerging purchase market.

Beware of Phony Rental Ads

Beware of Phony Rental Ads

Fraudsters continue to con house hunters out of rent money and personal credit information by falsely advertising foreclosed homes they don't own as rentals. Here are some tips to avoid the scam.

Freddie Mac VP Recognized as Mortgage Banking Tech All-Star

Freddie Mac VP Recognized as Mortgage Banking Tech All-Star

Mortgage Banking Magazine just recognized Freddie Mac's own Eric Lyon and eight others for being technology superheroes in mortgage technology.

Protect Your Mortgage Application from Identity Thieves

Protect Your Mortgage Application from Identity Thieves

Mortgage applications are a gold mine for identity thieves. Here's a common sense tip for keeping your personal data away from prying eyes.

This Week's Housing Headlines

This Week's Housing Headlines

Looking to finance a new home? Or looking for an apartment? Check out this week's notable housing headlines for some helpful information.

Hot or Not?

Hot or Not?

Whether you live in a hot or cold real estate market could be the best determinant for setting your home's listing price. New research shows that the largest driver for the optimal initial listing strategy is the health of the local market, not the underlying value of the home.

Autism as an Asset in the Workplace

Autism as an Asset in the Workplace

Just released data estimates the number of U.S. children with autism has surged to one in 68. So more and more people with autism will be entering the workforce. A recent Wall Street Journal article highlights the efforts of companies, like Freddie Mac and SAP, to hire these individuals.

Do You Know How You're Scored?

Do You Know How You're Scored?

Your FICO® score is an important part of a lender's credit decision, influencing the credit that's made available to you and the terms that you're offered. It's calculated using information from several pieces of data from your credit report. Scores range from 300 (worst) to 850 (best). Find out how a FICO Score breaks down.

This Week's Housing Headlines

This Week's Housing Headlines

Read some of the key articles related to the mortgage market, the GSEs and housing.

Taxes Are Not the Only Thing Due April 15th

Taxes Are Not the Only Thing Due April 15th

Taxes are not the only thing due April 15th – it's also the deadline for homebuyers and real estate agents to take advantage of the HomeSteps Winter Sale Promotion.

Housing's Sweet 16

Housing's Sweet 16

Is there a 'Sweet 16' for the nation's housing markets? Not quite. But we're getting there according to our new housing index – MiMi – just released today.

First Steps for Homebuyers

First Steps for Homebuyers

With the spring home buying season upon us, here are some rules of the road to know before you buy a home in today's market.

Mortgage Rates: From Dirt Cheap, to Cheap

Mortgage Rates: From Dirt Cheap, to Cheap

The same home you considered buying a year ago with a $200,000 mortgage would now cost about $90 more in interest payments per month, or about $1,080 per year, given the general rise in mortgage rates since last year. But let's put this increase into perspective – and take the long view.

Welcome to Our New Blog

Welcome to Our New Blog

Welcome to the new Freddie Mac blog. We'll discuss owning or renting a home, the housing market, and housing finance – plus how they all impact the broader economy. Get tips on buying a home and avoiding scams. Find out where your housing market is headed – and about the next generation of homebuyers.

$1 Trillion: The Economic Benefit of Apartment Housing

$1 Trillion: The Economic Benefit of Apartment Housing

The country's 37 million apartment residents are a key source of local, state, and national economic activity. From writing rent checks to buying a cup of coffee, most of their spending is recycled through their community – supporting businesses and providing jobs.