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Recap of 2017: The Best Year in a Decade

Recap of 2017: The Best Year in a Decade

Despite challenges, the housing markets remain on track for their best year in a decade.

Winter is Coming. Will Home Sales and Prices Cool?

Winter is Coming. Will Home Sales and Prices Cool?

With school back in session now is a good time to look back on how Spring and Summer home sales have fared thus far.

Buying a Home is Still Affordable. Or is it?

Buying a Home is Still Affordable. Or is it?

Is buying a home affordable today? The answer is yes and no. It depends on a variety of factors, including where you live.

What Do Today's Mortgage Rates Mean for You?

What Do Today's Mortgage Rates Mean for You?

Can you afford to buy a house? It's a question that's become more difficult to answer — especially because the data differs for everyone.

Nine Housing Markets Without Room To Stretch

Nine Housing Markets Without Room To Stretch

The April Insight looks at some of the factors that drive the location decisions of ordinary families trying to live in the most expensive metros in the U.S.

Moving Housing Forward

Moving Housing Forward

Our transformation into a more competitive company continues to move housing forward.

Forecasting 2017 with Freddie Mac's Chief Economist

Forecasting 2017 with Freddie Mac's Chief Economist

As 2016 gives way to 2017, we move away from recapping the year that was and transition to prognosticating the year to come.

Six Down, Six to Go

Six Down, Six to Go

We're essentially half way through 2016. So how are homes sales doing?

Making up Ground

Making up Ground

Housing remains a bright spot in the economic outlook and should propel the U.S. economy forward for the balance of this year.

In the Mix

In the Mix

With new home sales data in for March, we're currently running 153,000 home sales (non-seasonally adjusted) below what we saw in March of 2007, however, we're already ahead of last year's home sales at the same time.

You've Got Mail

You've Got Mail

Do you want to know more about buying or renting a home, the housing market and housing finance? It's quick and easy when you sign up for our weekly roundup.

Freddie Mac Leaders Make Industry's Top 50 Influential List

Freddie Mac Leaders Make Industry's Top 50 Influential List

Following a year of strong fundamentals and record purchase volume, two of our Multifamily employees were named to the Commercial Observer magazine's fourth annual 50 Most Important People in Commercial Real Estate Finance list. David Brickman, EVP and head of Multifamily, and John Cannon, SVP of production, sales and marketing, both ranked 22nd on the list.

More Rental Supply, More Renter Demand: New Research

More Rental Supply, More Renter Demand: New Research

With so many new apartment buildings being built, why is the market still so tight? How long will this go on? Freddie Mac's Multifamily Outlook Second Half 2015 answers these questions.

The Best July for Home Sales Since 2006

The Best July for Home Sales Since 2006

How will home sales compare this year?

Where Are Homebuyers Hiding? In Single-Family Rentals

Where Are Homebuyers Hiding? In Single-Family Rentals

The housing industry is wondering who is America's next homebuyer? One group is people renting single-family properties, according to new Freddie Mac research.

June Homes Sales Interactive

June Homes Sales Interactive

With new home sales data out for June, we're currently running 86,000 home sales (non-seasonally adjusted) above the June 2013 rate keeping us on track for the best year in home sales since 2007.

Music Tastes Aside, Austin and Nashville Markets Hit High Notes

Music Tastes Aside, Austin and Nashville Markets Hit High Notes

Austin and Nashville have exceeded national averages for employment and population growth, and have generated some of the highest levels of multifamily rental housing construction among major U.S. metropolitan areas. What led to these successes? Can they be sustained?

10 States with the Highest Foreclosure Rates

10 States with the Highest Foreclosure Rates

The national foreclosure rate reached a 19-month high in May, according to real estate information company RealtyTrac. As reported in USA Today, the rise is largely the result of a bottleneck of older foreclosures finally being pushed through the process.

4 Reasons Home Sales Are Surging

4 Reasons Home Sales Are Surging

Reports the Associated Press: 'Home sales are on pace for their best year since 2007. First-time buyers are streaming back into the market.' Why all the activity now after so many years of sluggishness?

Low Gas Prices Are Great for Vacationers But Not Everyone

Low Gas Prices Are Great for Vacationers But Not Everyone

Summer vacationers can rejoice that gas prices are $1 lower per gallon than a year ago, but there is a downside for some parts of the country – like Midland, Texas, and Casper, Wyo. – where energy-related jobs are an important part of their local economy.

Tipping Point? Do Renters Become Homeowners When Rents Rise?

Tipping Point? Do Renters Become Homeowners When Rents Rise?

Are rising rents driving residents to homeownership? We wanted to know so we asked renters and found that the majority of them are not moving out.

Heading into May, Momentum Builds for Home Sales

Heading into May, Momentum Builds for Home Sales

Last month, we indicated that April would be a make or break month for home sales. So, how are we doing?

April, Make or Break for Home Sales

April, Make or Break for Home Sales

Pending home sales trend bodes well for best home sales since 2007.

Housing Markets Experience Some Winter Doldrums

Housing Markets Experience Some Winter Doldrums

Housing markets weakened slightly, which is no surprise considering the harsh winter and slowdown in economic activity at the outset of 2015.

Which Markets Will Have the Highest Apartment Vacancy Rates

Which Markets Will Have the Highest Apartment Vacancy Rates

This year we will see of one of the largest increases in apartment building completions in recent history with Millenials helping to fill these new units in some markets, based on our Multifamily housing economic outlook for 2015.

U.S. Housing Market Showed a 4.4 Percent Improvement in 2014

U.S. Housing Market Showed a 4.4 Percent Improvement in 2014

Vegas, Denver & Chicago were most improved housing markets last year.

The Affordability Stretch Got A Little Easier

The Affordability Stretch Got A Little Easier

With homebuyer affordability improving, some Americans are feeling the burn a bit less as they stretch to make homeownership a reality.

How Many First Responders Own Homes?

How Many First Responders Own Homes?

Most firefighters, police and paramedics are homeowners, says a new Freddie Mac analysis of data from the U.S. Census and Bureau of Labor Statistics.

Borrowers Who Refinanced in 2014 to Save About $5 Billion in Interest Payments

Borrowers Who Refinanced in 2014 to Save About $5 Billion in Interest Payments

For the first time since 2009, over half of all borrowers who refinanced saw their home equity increase since first taking out their original loan.

How Many Jobs Does It Take to Afford Rent?

How Many Jobs Does It Take to Afford Rent?

How many jobs must minimum wage earners work to afford rent? The answer is 2.6 jobs.

U.S. Housing Stability Improving

U.S. Housing Stability Improving

Overall most markets are improving, with some to keep an eye on.

Top 10 Cities Where Snowbirds Flock

Top 10 Cities Where Snowbirds Flock

El Paso, Texas, and Little Rock, Arkansas, are among the cities where snowbirds and retirees flock to in winter.

Better Momentum for Housing

Better Momentum for Housing

More housing markets are moving in the right direction. Is yours?

Searching for an Affordable Home?

Searching for an Affordable Home?

While most housing markets are still affordable for the typical buyer some markets just keep getting more expensive.

L.I.F.T. Off

L.I.F.T. Off

What's it going to take to achiever a better, faster economic trajectory?

Mortgage Rates Hit New 2014 Lows

Mortgage Rates Hit New 2014 Lows

When was the last time the 30-year fixed rate mortgage averaged a 3 handle?

Seriously Delinquent Rate Reaches Lowest Point in Five Years

Seriously Delinquent Rate Reaches Lowest Point in Five Years

The decline in Freddie Mac's single-family seriously delinquent rate to below 2% is good news for homeowners.

Portrait of a Ruthless Defaulter

Portrait of a Ruthless Defaulter

Why do commercial real estate borrowers default?

Housing Markets Struggle to Keep Stable Momentum

Housing Markets Struggle to Keep Stable Momentum

Two steps forward and one step backward sums up the latest release of MiMi as housing markets struggle to keep stable momentum.

Housing Markets Stabilizing, Fundamentals Normalizing

Housing Markets Stabilizing, Fundamentals Normalizing

The newly updated Multi-Indicator Market IndexSM (MiMiSM) shows the U.S. housing market continuing to plod along with most markets still generally weak, while those with stronger local economies and favorable demographics continue to improve at a much stronger pace.

Nearly 30% of Housing Metros Unaffordable

Nearly 30% of Housing Metros Unaffordable

With the latest data, 47 of the 163 metros are now unaffordable. While that's only 29% of markets, these markets represent roughly 44% of households in our sample.

Multifamily Mid-Year Outlook:  Finding A New Normal

Multifamily Mid-Year Outlook: Finding A New Normal

Multifamily market conditions are strong, with vacancy rates at a 13-year low. How long will this last?

Cash-Out Refinancing Ticks Higher As Boom Ends

Cash-Out Refinancing Ticks Higher As Boom Ends

The share of borrowers refinancing fell below 50 percent for the first time since the third quarter of 2008. This represents the longest boom since Freddie Mac started its quarterly Refinance Report in 1990.

Home Sales Pace Slows in June

Home Sales Pace Slows in June

The housing recovery continues to slog forward, with some markets improving but most remaining flat. This latest reading on new home sales is yet another sign of this slog.

Housing Markets Slog Forward

Housing Markets Slog Forward

Based on the latest release of MiMi more markets moved into their stable range of housing activity including Salt Lake City, Los Angeles, Nashville and Pittsburgh metro areas as well as Idaho and Utah states.

Housing Markets Show Little Improvement

Housing Markets Show Little Improvement

Most housing markets remain weak despite declining mortgage delinquencies, improving local employment, house price gains and attractive mortgage rates due to weak home purchase mortgage applications according to Freddie Mac's new housing stability index aka MiMi.

Are Americans Paying More or Less for Housing?

Are Americans Paying More or Less for Housing?

Did you know that in some states like Maine 3.3% more of its homeowners were spending more than 30% of their income on housing in 2012 than they were in 2005? In California, the opposite occurred. Looking at renters, we see an almost unilateral increase in their cost burden during the same time period.

Millennials Hold on Homeownership

Millennials Hold on Homeownership

Did you know that the homeownership rate for young Americans under 35 is at its lowest ever? The rate is down to 36 percent for Millennials, our largest generation making up 25 percent of the U.S. population.

Taper Tempered:  Mortgage Rates Near 7 Month Lows

Taper Tempered: Mortgage Rates Near 7 Month Lows

Just the talk of tapering sent mortgage rates sharply higher last June from 3 % to mid-4 %. All this happened well before even a smidgen of tapering was actually started by the Fed.

Bigger Pinch: Housing Affordability

Bigger Pinch: Housing Affordability

So where's the most affordable place to buy a home for the typical family? You might be surprised. The NYC metro is actually more affordable than Boulder, San Jose and Barnstable Town, MA. The most affordable metro area in the country is now Decatur, IL.

New Home Sales Slow in March

New Home Sales Slow in March

While the news is certainly not good for new home sales, it's helpful to try to keep the sales data in perspective.

Rents Go Up Faster Than Incomes

Rents Go Up Faster Than Incomes

There's a rental affordability crisis in America. Rents are rising faster than incomes. And, the number of renters is expected to increase by millions in the next ten years. New Freddie Mac research shows how we could make affordable housing more accessible by targeting capital where it’s really needed.

After Winter Chill, Time to Spring Forward

After Winter Chill, Time to Spring Forward

Interested in the forecast for the spring and beyond? In housing, a thaw is underway and we're seeing signs of an emerging purchase market.

Housing's Sweet 16

Housing's Sweet 16

Is there a 'Sweet 16' for the nation's housing markets? Not quite. But we're getting there according to our new housing index – MiMi – just released today.

$1 Trillion: The Economic Benefit of Apartment Housing

$1 Trillion: The Economic Benefit of Apartment Housing

The country's 37 million apartment residents are a key source of local, state, and national economic activity. From writing rent checks to buying a cup of coffee, most of their spending is recycled through their community – supporting businesses and providing jobs.