Keyword: Education and Tools

How Much Home Can You Afford?

Condo? Fixer-upper? McMansion? Starter home? Town house? Tiny house? Before you start looking seriously at buying ANY kind of home this spring, you'll first need to answer the single-most important question: How much home can I afford?

How it Works: Making an Offer

Learn about the process for making an offer in our How it Works series.

How It Works: The Secondary Mortgage Market

Follow along with our new blog series, where we discuss how things work in the mortgage market, from underwriting your loan to credit risk transfer. To kick off the series, we introduce you to the inner workings of the secondary mortgage market.

Counseling Without the Couch: What a Housing Counselor Can Do for You

A housing counselor can be a great ally for a homebuyer – especially for someone navigating the process for the first time.

The .5 M Question: Rent vs. Buy?

Mike and Jen can afford ,400 per month on housing and have saved 0,000 for a down payment. But, they're left wondering which option – renting or buying – makes best financial sense. Lets find out.

The Math Challenge: Whether to Rent or Buy?

Find out which is the better option when the monthly payment is the same.

How Do Mortgage Fraudsters Find Their Targets?

Borrower desperation simplifies the fraudsters' job to the point where all they have to do is advertise a promise and post a phone number or e-mail address.

HARP: It's the Real Deal

Today, we're swatting down one of the answers we hear most when we ask eligible borrowers why they haven't HARPed: They think it's a scam. Here's why it's not.

Help Around the Corner and Across the Country

Whether you're struggling with your mortgage or hoping to buy a home, Freddie Mac's Borrower Help Centers and Borrower Help Network offer you trustworthy, one-to-one help.

Down Payments and PMI: Get the Low Down

If you're in the market to buy a home, you've probably heard the rule of thumb that you shouldn't buy a home unless you can put down 20% to avoid paying Private Mortgage Insurance (PMI). Why is 20% the magic number and what is PMI?

5 Percent Down Payment? You Bet.

Did you know 40 percent of today's homebuyers using mortgage financing are making down payments that are less than 10 percent?

Use Your Assets

Did you know that you can use your financial assets to qualify for a conforming, conventional mortgage?

Buying a Home? Get CreditSmart

There's a good reason why we dream of owning a home. And, there's also a good reason to prepare and become financially literate first. Why? Because educated borrowers are better prepared for successful, long-term homeownership and overall financial stability. Get smart through CreditSmart, our free financial education program.

The 4 Cs of Qualifying for a Mortgage

Thinking about buying a home but not sure whether you qualify for a mortgage? Here's what lenders look for in a borrower.