Keyword: Homebuying

Making the "Right" Choice

If you are looking to buy a house, realize that there is likely more than one "right" home for you-every property will have its pros and cons.

Money Management: Bringing Home the Bacon

A home is likely the most expensive investment of your lifetime, so it is important to begin the home buying process by getting your financials in order.

Generation Z is Buying Homes

Although Generation Z is early-on in adulthood, they nearly match millennial aspirations for homeownership, 97% of Generation Z believe that they will own a home in the future.

Making a List, Checking it Twice

As you begin to make your holiday wish list, you might also consider creating a homebuying wish list.

How Much Home Can I Afford?

Finding the answer is one of the most important questions you'll have to answer when buying a home. Learn what matters most.

Would You Buy a Haunted House?

Your dream home is haunted. Are you still interested?

Self-Employed? Learn How You Can Get a Mortgage

Starting the loan application process can be overwhelming, but even more so for borrowers who are self-employed.

Buying from Afar

If you're buying a home from afar you can beat a great deal of the stress with preparation and a strong support system.

Equity in the West

The Western states have shown strong gains in equity this past year. What can you expect?

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Ways to Save for a Down Payment

Look to build your nest egg and reach your homebuying goal with these tips.

5 Tips for Buying New Construction

Buying new construction can provide you with exciting choices, but the buying process is different and warrants some tips for success.

3 Strategies for Winning the Bidding War

Today's market is competitive and bidding wars are not uncommon. So, how do you "win" this war?

30 Years of Certainty

30 years may sound like a lifetime with many unknowns, but a 30-year fixed-rate mortgage can provide you with many comforting certainties.

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Myth vs. Fact: Manufactured Homes

Here are five prevalent manufactured housing myths and the facts that debunk them.

Is the Housing Market Shifting to Favor Buyers?

After years of increasing home prices, the tide is turning to benefit buyers.

Global Perspective

Did you know that the United States has one the most affordable housing markets in the world? It's true.

10 Terms You Should Know

If you're a first-time homebuyer, ask yourself: Am I ready for the "homebuying" lingo? Your words are important and we're here to help you talk wisely.

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ISO A+ Schools

In real estate, the adage "location, location, location" still holds true, but for three-quarters of buyers, this really means "school district, school district, school district."

10 Best Places for First-Time Homebuyers

Finding the right location is an important factor when looking to buy a home.

First-time Buyers Are Finally on the Rise

First-time buyers represented 46 percent of Freddie Mac's purchased loans in the first quarter, which was the largest share in recent history. Can it continue?

5 Reasons to be Optimistic About Homeownership

Find out why Freddie Mac's outlook for homeownership looks bright in coming years.

The Power of Attachment

Did you know that homeownership helps foster stronger, more stable neighborhoods? It's true. Check out all of the social benefits owning a home can bring.

Your Home and Your Community's Bottom Line

As a homeowner, you're not only making an investment in your future, you're investing in your local economy – in up to 26 ways

There's No Place Like Home

The pride of homeownership, coupled with a sense of freedom, gives you the power to make your home uniquely yours, from the outside in.

An Employment Leg Up with NextJob Partnership

A new Freddie Mac partnership with NextJob will provide job search assistance to current and aspiring homeowners living in designated underserved markets.

Inflation Protection (It's Real!)

Inflation touches virtually everything we purchase, except your fixed-rate mortgage.

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Adding Equity Up

Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and an avenue to build wealth through equity. Let's see how this equity adds up.

2018 Spring Homebuying Season Quiz

Have you enjoyed our Spring Homebuying Season Blog Series? Prove it!

You're a Homeowner! Now What?

Owning a home comes with responsibilities, but it also comes with a lot of freedom.

Closing: What to Expect

Closing is exciting because it's the final step in purchasing your home, but it can also be overwhelming. Learn what to expect.

Leveraging Your Rate

When it comes to mortgage rates, the lower the better. See how taking the extra time to shop around can help you.

Let's Get to the Point

While shopping for a mortgage you'll be offered the option to buy "discount points". What are they and do you need them?

Amore Your Amortization Schedule

What exactly is amortization, what is an amortization schedule, and why does it matter?

Homeownership: Taking Taxes into Account

2018 ushered in new federal income tax laws that have many homeowners scratching their heads and wondering how the changes will affect them . The answer: It depends.

Putting the ROI in RenOvatIons

Here are six home improvement projects that will almost pay for themselves in resale value.

Should You Fix It or Adjust It?

Take the time to learn the important features and benefits of the two most prominent mortgage types.

Want to Buy a Home? Answer These 5 Questions

Before purchasing your home, it's important to get a full picture of your financial situation.

Debunking the 20% Down Myth

Don't let the 20% myth keep you from purchasing a home this spring homebuying season.

Don't Leave Money on the Table

Shopping around for a better a mortgage rate could save you hundreds or thousands of dollars.

Beyond Your Mortgage: Know What You Can Afford

In addition to your mortgage, there are additional expenses to consider when planning for your financial future once you become a homeowner.

But Wait, There's More

In addition to principal and interest, your monthly mortgage payment may also include an escrow payment and private mortgage insurance payment. So, what are these extra payments?

Understanding the Homebuying Timeline

We've outlined the main steps involved in the homebuying process to help get you started.

Who Does What?

The homebuying process can be intimidating. The good news? You'll have a team of very important people who will work hard to make your experience as smooth as possible.

2018 Spring Homebuying Season: Meet Nicole

Follow Nicole's homeownership journey this Spring for tips to get into a new home.

The Fiercest Spring Homebuying Season in a Decade

This year's spring homebuying season is predicted to be even more competitive than years past. Learn how you can get a head start on the competition.

Interest Rate vs. APR

Interest Rates and APR are both used when applying for a loan. Understanding the difference between them could save you thousands of dollars.

Will Millennials Move Out?

What happens the newly crowned largest generation decides to start buying homes...and what happens if they don't?

How Will Rising Rates Affect Your Bottom Line

With the heightened talk about rising interest rates, many prospective homebuyers are understandably concerned about whether now is the right time to purchase a home.

Taking Responsibility

While shopping for your home is fun and exciting, it's important to remember the responsibilities and financial commitments you'll have as a homeowner.

4 Tips for Buying a HomeSteps Home

If you're shopping for a home, it's definitely worth taking a look at HomeSteps homes. Here are 4 tips for buying one.

How Your Tax Refund Can Help You Buy a Home

If you're expecting a tax refund this year, check out these three ways your refund could bring you closer to homeownership.

Renting Vs. Buying: 5 Questions to Ask Yourself

Answer these five questions and you'll be ready to make major decisions by the time the spring thaw comes.

Numbers Don't Lie: 2017 Housing Trends

The National Association of REALTORS annual report on home buyers and sellers is full of information on the state of housing in 2017.

How Much Will You Bring to the Closing Table?

Before you get the keys to the home that you're buying, you'll go through the closing process, which includes paying certain fees. How much money are we talking about?

Pros and Cons of Buying a Home in Winter

Just because Spring is a busier real estate season than the others doesn't make it better for buyers.

One Easy System for Improving Your Credit? Yes!

Looking for an easy, convenient way to better manage your finances, improve your credit, save money, and work toward buying a home? Check out this new Freddie Mac program.

What to Expect: Tick Tock

If you're looking to buy your first home, you're likely asking how long the homebuying process takes, soup to nuts. Learn more about the timeline and necessary steps.

Mars vs. Venus and Your Home

It's a fact that men's and women's brains are wired in different ways. Just how much do these differences stack up when looking for a home? Let's find out.

Let's Talk About 3% Down

If you think buying a home is out of reach because you don't have enough for a 20% down payment, get the facts about 3% down options.

Our Top Ten List

The results are in. Did you read our top most–read blog posts for 2017?

The Top Misconceptions About Homebuying

While 2017 may have been the best year for housing in a decade, new data indicates several perceived barriers to homeownership.

When Should You Buy that Starter Home?

While Spring is traditionally thought of as the peak season for buying a new home, those looking for a starter home should wait until the leaves start to fall.

3 Reasons to Buy a Home This Fall

Fall is a great time of the year with changing leaves, football, a bit of chill in the air, and - for homebuyers. Find out why.

Could a Manufactured Home Be Right for You?

Manufactured homes have improved a lot over time, and are an important source of housing across the country. In Kentucky, a new program can help get you ready to buy one.

The Big, Bad "B" Word

Even as the housing industry continues to recover and grow more stable, many are keeping an eye out for the next house price bubble.

Be Wicked Smart About Identity Theft

Join us in our final National Cyber Security Awareness Month post to learn how to keep yourself and your information secure.

Can You Skip the Property Appraisal?

You might be able to skip the traditional property appraisal. Talk to your loan officer to see if you qualify.

Let's Talk About 4, 8 and 13

If you believe in superstitions and are looking to buy or sell a home, put aside the 4s and 13s and embrace the 8.

Be Wicked Smart About Online Rental Scams

We're continuing our "Be Wicked Smart" series in celebration of National Cyber Security Awareness Month. Today's topic - online rental scams.

Be Wicked Smart About Phishing

It's October AND National Cyber Security Month – be wicked smart.

Millennials Buy Homes for Their Best Friends

One–third of Millennials had their best friends at heart — dogs, that is — when deciding to buy their first homes, according to a recent survey.

Did You Know Over 93% of U.S. Homes Have Positive Equity?

You often hear that buying a home is a good way to build equity. But what does that mean?

Buying a Home is Still Affordable. Or is it?

Is buying a home affordable today? The answer is yes and no. It depends on a variety of factors, including where you live.

The Facts (and Myths) on Home Inspections

Because home inspections are such an important part of your homebuying journey, it's important to separate the facts from the myths.

Paying Down the Mortgage: Meet Stephen, Brad and Patty

We reached out to three homeowners, all at various stages of their mortgage, and asked them how it felt to be paying off their home. Read what they had to say.

The Facts (and Myths) on Down Payments and PMI

Before accepting the 20% down myth, it's important to do your homework, weigh the pros and cons regarding your down payment options and separate the facts from the myths.

An MVP Team Can Help You Score That Home

For something as important as buying a home, you need the right team of housing professionals working with you.

33% of Homeowners Do This. Would You?

Last year, 19% of survey respondents said they would buy a house sight unseen. This year, 33%. Find out why.

Low Rates = High Purchasing Power

Mortgage rates are a still a steal for buyers.

Welcome to Your New Luxury (Manufactured) Home

For high–end finishes at bargain prices, check out today's crop of new manufactured homes.

Could You Chart a Similar Path to Buying a Home?

Meet Layanna, a single mom. Through her commitment and the support of her real estate agent, loan officer, and community, she's a brand–new homeowner.

Freedoms of Homeownership

When considering the pros and cons of buying a home, one thing you can place in the 'pros' column is the independence owning a home can bring.

The Math Behind Putting Less Than 20% Down

Did you know that you could buy a home with a down payment of less than 20%? Lots of people do. Want to join them? Find out how all of the numbers add up.

Meet the Team: Lender

Lenders will help you understand your mortgage options, terms, closing costs, and more.

Meet the Team: Real Estate Agent

You're going to be spending a lot of time with your agent so it's important to find someone who gets you.

Meet the Team: Housing Counselor

While many people want to jump straight into the house–hunting part of the buying process, it's important to understand what the process entails first.

Spring Homebuying Season: Quiz #2

How much have you learned about the difference between the first and second–time homebuying experience? Take the quiz and let us know if you're a homebuying all–star.

What's the Point?

Today's infographic considers 3 important questions to help you get the point on points.

The Right Fit

When it comes to home buying, which should come first? The house or the mortgage?

The Chicken or The Egg of Real Estate

If you're looking to buy your second, or "move up" home, you may be faced with the difficult decision of what to do first: list your home or make an offer. Follow along as we detail some important factors that may help you on your journey.

2 x 10 Toes = We Need More Room!

Our first home was absolutely perfect — until kids came along and we quickly outgrew it. Follow my journey of "moving up" and moving out.

Spring Homebuying Season: Quiz Time!

How much have you learned about the first–time homebuying experience? Test your knowledge!

Closing the Deal: Sign Here and Here and...

Check out the infographic which highlights the traditional closing process, so you can know what to expect on your closing day!

Keep Breathing: You've Decided to Make an Offer

Here's an outline of the traditional offer process so you can know what to except when it's your turn to make the deal!

How Far Will Your Funds Go?

Steps to get a handle on how much you can borrow.

Get the Real Scoop on Down Payments

Believe that you need to make a down payment of at least 20% to buy a home? You have lots of company. Putting down that much money upfront certainly has benefits, but it's not required.

Urban or Suburban?

Buying a home is a big deal, so finding the right one that fits your needs is especially important and can have long–term impacts on both your wallet and your quality of life.

PROVE You're Serious by Getting Pre-APPROVED

This year's Spring Homebuying Season is hot! Improve your odds of getting into a home by getting pre–approved.

Say What? Learning the Homebuying Language

Here's a quick cheat sheet of must–know terms that'll help you navigate the homebuying process. Print it out or pull it up on your phone and you'll sound like a pro in no time!

Kicking off the Spring Homebuying Season: Meet Nicole

As a recent first–time homebuyer, I'm excited to share my journey with you over the next couple of weeks!

What's that Sizzle? It's the 2017 Homebuying Season.

The 2017 Spring homebuying season is already off to a hot start and activity is expected to grow throughout the year. Why so fast out of the gate? Let's find out.

March Madness: Host City Advantage

As hopeful fans cheer on their teams during the 2017 NCAA March Madness Basketball Tournament, the housing industry is revving up for Spring Homebuying Season.

Saturdays + Spring = Seller's Sweet Spot

Homes listed during these two weeks sell on average nine days faster and for 1 percent more (about ,500) than the average listing.

The Importance of Affordable Housing and Homeownership

In commemoration of Black History Month, Freddie Mac held a panel discussion on the company's commitment to affordable housing, particularly in the African American community.

Roses are Red, Violets are Blue, What Can Your Tax Return Do for You?

Have you gotten your refund already or are you planning on filing soon? Here are 3 ways your tax return could bring you closer to homeownership.

Need Housing Help? Start Here

At one of the 14 Freddie Mac–sponsored borrower help centers across the country, you can get tips and tools to prepare for homeownership.

Forecasting 2017 with Freddie Mac's Chief Economist

As 2016 gives way to 2017, we move away from recapping the year that was and transition to prognosticating the year to come.

Improve Your Homebuying Odds: Get Pre-Approved

Anyone looking to buy — especially in a competitive market — should ask a reputable lender to pre–approve them for a mortgage.

This Tool Makes It Easier to Manage Your Money

If your resolution is to get into a new home this year, it's important to understand how to manage your money. In fact, this knowledge is valuable in any case.

Are You On the Right Track? Understanding Your Credit Score.

Your credit score is a vital piece of a lender's credit decision, influencing the credit that's made available to you and the terms that you're offered. How is your score calculated?

Calculating Renting vs. Buying

Our rent vs. buy calculator can help you map out the financial differences between renting and buying.

Renting & Buying: Meet the Pros

Both renting and buying have a lot of pros. Meet them now.

Homebuyers: Is 0,000 Waiting for You?

Eighty–seven percent of U.S. homes are eligible for one or more homeownership programs. The down payment program benefit most frequently found? About 0,000! Could you qualify?

10 Hot Housing Markets for 2017

While most predict that the housing market will cool off slightly next year, 10 cities will remain hot thanks in large part to Millennials and Baby Boomers.

Borrowing Power to Increase Nationwide in 2017

New rules mean you may be able to borrow more next year.

Considering A Manufactured Home?

Forget what you think you know about manufactured homes. With prices averaging 1,300, they might just be the affordable housing option you're looking for.

What Do Homebuying and High School Have in Common?

Counselors who can help you succeed. A high–school guidance counselor might have advised you on what you needed to do to graduate and the path you might take toward your future. A housing counselor can advise you on how to become and stay a homeowner.

Baby Boomer Myths: Up-Close and Personal with Sean Becketti, Chief Economist

Baby Boomers comprise one-quarter of the population but own two-thirds of the housing wealth. Their decisions will reshape our housing market in the coming years. Freddie Mac's chief economist uses our latest survey results to bust some myths about 55+ homeowners and renters.

Myth vs. Fact Quiz

Over the last few months we've been dispelling the top two myths on everything from down payments to renting. See how well you know the facts in today's quiz.

Myth vs. Fact: Home Inspections

Home inspections are so important because they give you the opportunity to thoroughly inspect the home with a professional before you spend any of your hard-earned money to buy it. Because of this, today we're tackling the two biggest myths.

Myth vs. Fact: Qualifying for a Mortgage

Confused about what it takes to get a mortgage in today's market? Here are the facts to dispel the two biggest myths about qualifying for one.

Myth vs. Fact: Down Payments

Down payment requirements are one of the biggest misconceptions in the market. Today we're debunking the top 2 myths.

Making an Offer: Getting Started

You've found the perfect home and you're ready to make an offer. Where should you start? The first step is understanding what you can afford.

Six Down, Six to Go

We're essentially half way through 2016. So how are homes sales doing?

ISO Down Payment Help?

If you're in the market to buy your first home, but know you'll need some help with your down payment or closing costs, assistance may be right under your nose.

Time to Test Your Homebuying Smarts

Take the time to see what you learned in our "It's About Time" blog series quiz.

Many Returns of the Day, USDA!

Congratulations to the U.S. Department of Agriculture (USDA) Rural Development on its Single-Family Housing Guaranteed Loan Program's 25th anniversary! Freddie Mac looks forward to working together even more closely over the next 25.

Beware of Phishers Trying to Hook Your Closing Costs

Homebuying season can be open season for scams. Don't get caught.

Calculating Ways Homeowners Can Save Money

During the homebuying process, you're probably focused on all of the related costs. Why not think a bit about how you might save money once you're a homeowner? Freddie Mac's calculators and worksheets can help.

Down Payments: There's Help for That

"If only I could afford the down payment, I could buy that home." You might be able to do both. An acceptable down payment might be smaller than you think (hint: less than 20%). On top of that, you might be eligible for down payment assistance.

Dear Seller, Pick Me

Congratulations, you've found the home of your dreams! Before you submit an offer, you may want to include one thing to set you apart from the competition — a letter to the seller.

Try, Try Again: Responding to a Counteroffer

You've found the right team. You've found the right home. You're all set to name a price and start moving in furniture, right? Wrong! Making the initial offer is often just the first of several steps before signing the contract.

Take the Anxiety Out of Your First Home Offer

Here's how to put together an opening bid on a house without making yourself a nervous wreck.

First-time Homebuyers Spring Back

Early reports are showing first-time homebuyers coming back into the market.

Down Payments and PMI: Get the Facts

Does word on the street have you believing you need to put 20% down to buy a home? The fact is that you don't and we encourage you to do your homework and work with a housing professional to find the best option for you.

Job Interview Questions for Your Next Lender

Questions you'll want to ask to find that lender who will follow through on their promises, close your loan on time, and get you the best deal you can afford.

Homework and a Home Purchase

Before making a major purchase, consumers are routinely advised to "do their homework first." What does this mean in the context of buying a house? It's more than just getting your financial house in order — you also need to study where you live now.

Do You Know Your Housing Lingo?

If you've just dipped your toe into the house-hunting world, it's easy to feel overwhelmed — especially when everyone seems to be speaking an unfamiliar language.

Putting Together a Homebuying Dream Team - Part 2

The last two positions for your dream team of home buying professionals are critical for catching costly issues early and avoiding legal complications when its time to close.

Putting Together a Homebuying Dream Team - Part 1

A dream team of home buying professionals can help you save time and money by catching costly issues early and avoiding legal complications in the closing.

Mortgage Rates: Still Something to Celebrate

Today's mortgage rates remain near historic lows and this has an important and direct effect on how much home you can afford.

What Should Home Shoppers Know About Remodeling?

From a home shopper's point of view, buying a recently remodeled house could be a savvy way to buy cool upgrades, like an upscale bathroom, for about half the project's original cost. Remodeling Magazine's latest Cost vs. Value report shows why.

Top 5 Cities for Walking, Biking, and Transit

Why is location so important? Because it's about convenience, quality of life, and being close to things that matter most.

3 Tips to Find "the One"

You've pored over local real estate listings and watched hours of house hunting shows. You're ready to take the plunge and start seriously looking for a new home. How can you make sure you pick the right one? Follow these 3 tips.

3 Tips to Find "the One"

You've pored over local real estate listings and watched hours of house hunting shows. You're ready to take the plunge and start seriously looking for a new home. How can you make sure you pick the right one?

How Much Home Can You Afford?

Condo? Fixer-upper? McMansion? Starter home? Town house? Tiny house? Before you start looking seriously at buying ANY kind of home this spring, you'll first need to answer the single-most important question: How much home can I afford?

Spring Forward to Spring Homebuying

Today kicks off our "It's About Time" blog series that will help you be ready in time for spring homebuying.

You've Got Mail

Do you want to know more about buying or renting a home, the housing market and housing finance? It's quick and easy when you sign up for our weekly roundup.

Did it Work? Test Your Knowledge

Take our quiz to test your knowledge on How it Works.

How It Works: The Mortgage Loan Application Process

Read on to see what the mortgage application process is all about.

HomeSteps: More Questions Answered

More questions answered about HomeSteps just in time for spring homebuying.

How It Works: The Closing Process

You'll sign many important documents at closing, the final step in the homebuying process when the property is legally transferred to you. Learn more about what to expect at closing and how it all comes together.

How it Works: Making an Offer

Learn about the process for making an offer in our How it Works series.

HomeSteps: Your Top Questions Answered

Today we answer your top questions to help you start your home search at HomeSteps.

How it Works: Amortization

Your amortization table outlines every monthly payment you make on your loan and its contribution toward equity. Find out how it works and why it's important.

How It Works: PMI

If you're in the market to buy a home, you've likely heard the acronym "PMI." What is it and how does it work?

The Top 10

The results are in. We've run the numbers and here are 10 most-read posts of 2015. See what interesting topics you might have missed.

Tips, Bits & Lists: It's a Wrap

Today we wrap up our 12 days of tips, bits & lists blog series with an overview of the financial obligations that come with homeownership.

Tips, Bits & Lists: Day 11

On the 11th day of tips, bits & lists, we introduce you to 11 online calculators designed to help demystify mortgages.

Tips, Bits & Lists: Day 10

On the 10th day of tips, bits & lists, we take on the 10 words you'll want to brush up on if you're in the market to buy a home.

Tips, Bits & Lists: Day 8

Today's 8-question quiz will test your knowledge on down payments.

Tips, Bits & Lists: Day 7

Today in our tips, bits & lists blog series learn about the 7 factors that affect your mortgage interest rate.

Tips, Bits & Lists: Day 6

On the 6th day of tips, bits & lists, we talk about the six things to know about apartment leases.

Tips, Bits & Lists: Day 5

On the 5th day of tips, bits & lists, we give graduates tips for improving their credit – or establishing it in the first place.

Tips, Bits & Lists: Day 4

On the 4th day of tips, bits & lists, we're focused on the 4 Cs. You're probably thinking diamonds, but actually we're talking about the 4 Cs of qualifying for a mortgage.

Tips, Bits & Lists: Day 2

In October 2015, two new mortgage disclosure forms went into effect as part of the Consumer Financial Protection Bureau's Know Before You Owe mortgage rule. What are these forms and how can they help you? Find out here.

12 Days of Housing Tips, Bits & Lists

On these 12 days of Christmas and all through the year, Freddie Mac is serving up housing tips to those far and near. There will be tidbits and resources and quizzes too, but nowhere will you find a turtle dove or two. Today's tips are just for you. Fresh Look; Same Quality Difference

Freddie has affordable and repaired homes available across the country just waiting for an owner. Now looking for one just got easier, thanks to HomeSteps®' redesigned website.

The Closing Process: What to Expect

You've saved for it, searched for it, found it, and negotiated over it. Finally, you're ready to take possession of it — your new home. Before that can happen, however, comes the closing process.

Paperwork: What to Expect

Many people feel overwhelmed with the homebuying process because of the amount of paperwork and signatures required. How can you ease the anxiety? Get familiar with the documents before closing and lean on your team.

Your Answers Are Just a Click Away

At home or on the go, My Home is built to share and connect people with in-depth and user-friendly information that answers important questions about home. Find out why it's worth getting connected.

Home Inspections: What to Expect

Home inspections are so important because they give you the opportunity to thoroughly inspect the home with a professional before you spend any of your hard-earned money to buy it. Here's what you can expect from yours.

Down Payments: What to Expect

If you're in the market to buy a home, your down payment is probably top of mind. Here's what you should expect.

Giving Credit Where Credit Is Due

It's International Credit Union Day – and we're giving credit where credit is due.

Teaming Up in Tampa

Freddie Mac is teaming up to help make the dream of homeownership a reality for families in Florida.

Meet the Experts: Housing Counseling

Learn 3 ways housing counselors can help you.

Meet the Experts: Home Purchase Costs

Watch this video to understand the 3 main costs of buying a home.

Freddie Mac: First-Time Homebuyer Gains Hold Steady in 2015

According to the latest numbers, Freddie Mac financed affordable mortgages for nearly one million first-time homebuyers and over 4.5 million low- and moderate-income borrowers between 2009 and 2015.

Top 5 Concerns of Potential Homebuyers

What's the biggest concern about buying a home? Redfin posed that question to more than 3,500 households. Check out this year's top five and how they compare to last year's.

All in a Rate: 7 Key Factors

Become a savvier shopper by learning what 7 factors affect your interest rate.

Floor Plans of TV's Most Famous Fictional Families

Big fan of The Simpsons? How about The Big Bang Theory? Or maybe Friends, or even Frasier? It's easier than ever to live like your favorite TV character.

Getting Down to Brass Tacks: Equity Matters

Homeownership sounds appealing for many reasons, and the chatter about "building equity" has you particularly intrigued. But what exactly does building equity mean and how does it work?

The First Rule of Mortgage Applications Is: You Do Not Lie on Mortgage Applications

A recent column by Ken Harney highlights why borrowers should never stretch the truth on a loan application to get a mortgage or a better interest rate.

Counseling Without the Couch: What a Housing Counselor Can Do for You

A housing counselor can be a great ally for a homebuyer – especially for someone navigating the process for the first time.

Down Payment Hurdles May Be Easier to Clear Than You Thought

Lack of funds for a down payment is the reason often given for not buying a home. Contrary to what some believe, the down payment doesn't need to be 20% or more of the purchase price. And for eligible homebuyers, financial help with the down payment is available.

4 Reasons Home Sales Are Surging

Reports the Associated Press: "Home sales are on pace for their best year since 2007. First-time buyers are streaming back into the market." Why all the activity now after so many years of sluggishness?

May Home Sales

With new home sales data out for May, we're currently running 17,000 home sales (non-seasonally adjusted) above the May 2013 rate keeping us on track for the best year in home sales since 2007.

Get Ready, Set Before Going to Shop for Your First Home

Buying your first home is a huge and often intimidating step. How to start? Read on for tips from the Independent Community Bankers of America.

5 Tips for a Better Credit Score

Your credit score influences a lender's decision to give you a single-family home mortgage loan – or not. These five tips can help you gain or maintain solid credit.

Spring Homebuying: Test Your Knowledge

We hope you enjoyed our series on spring homebuying. Take today's quiz to test your knowledge.

What Home Means

In honor of National Homeownership Month and our important mission to make home possible we asked, "What does home mean to you?" See what people from across the nation said.

5 Tips for House Hunting With Kids

Including your children in your home search can help them better adapt to change and ease anxiety. Here are 5 tips to help make your house hunt an enjoyable family task.

4 Ways to Bridge the Cash Gap

Need help with cash for down payments and closing costs? Here are 4 ways to close that gap.

Use Your Assets

Good news for retiring Baby Boomers and other savvy homebuyers who have limited incomes but substantial financial assets – these will help you to qualify for a low-rate mortgage.

Choosing a Neighborhood: 5 Considerations for First-time Buyers

Choosing a neighborhood is about more than location, location, location. These 5 considerations can help you buy a home that is a good fit, will serve you well and will be a good investment for your future.

Did You Know?

If you're in the market to buy a home, it's good to be in-the-know. We're here to share some fun and interesting housing-related facts to keep you sharp and entertained.

April, Make or Break for Home Sales

Pending home sales trend bodes well for best home sales since 2007.

Spring Homebuying Kicks Off Best Year for Homes Sales in Seven Years

In the March edition of RealtyTrac's HousingNewsReport, Freddie Mac Deputy Chief Economist Len Kiefer outlines the top three reasons why he's optimistic about this year's spring homebuying season and 2015 home sales.

Homes from Seattle to Miami: Start Your Search Here

Are you looking for a 2 bed, 2 bath home in Seattle? Or perhaps you have your sights set on a 2 bed, 2 bath condo in Miami. HomeSteps® has homes just like these and more across the country – one of them may be the home you've been dreaming of.

5 Tips for First-time Homebuyers

Buying a home is an exciting experience, but it can also be overwhelming if you don't understand the entire mortgage process. Check out these five tips from to make it easier.

Freddie Mac: Your Top Questions Answered

Today we answer your top questions.

Spring Forward to Buying a Home

The crocuses will be poking up soon, and, with the change in weather, the housing market, too, will be warming up. Our new blog series on the Spring Homebuying Season starts this week – to help you get ready to buy a home.

5 Tips for First-time Homebuyers

Buying a home is an exciting experience, but it can also be overwhelming if you don't understand the entire mortgage process. Check out these five tips from to make it easier.

Looking for Happiness? Try These Towns.

Happiness can't be bought, but it can be found. Where? For starters: Sea Ranch, CA; Cedar Rapids, IA; and Kansas City, MO. If you're looking to buy a home and be near happy people everywhere, check out these ZIP codes.

87% of U.S. Homes Qualify for Down Payment Assistance

You could get down payment help for more than 68 million homes across the country.

4 Tips to Finding a House You Love

Buying a home can be an emotional experience. It's a big investment, and you want to be happy with your home. If you're ready to buy, here are a few tips — along with pitfalls to avoid. Let's start with 'Don’t fall in love with a house you can't afford'.

3 Ways Your Tax Refund Can Bring You Closer to Homeownership

Over the course of the next few months, nearly 8 out of 10 tax filers will get a refund. Here are three ways yours could bring you closer to making your dream of homeownership a reality.

The Affordability Stretch Got A Little Easier

With homebuyer affordability improving, some Americans are feeling the burn a bit less as they stretch to make homeownership a reality.

Double-Digit Rates? 1 in 3 Consumers Would Still Prefer to Buy

A new poll finds that many consumers view buying a home as a better investment than renting, even if mortgage rates were to climb.

How Many First Responders Own Homes?

Most firefighters, police and paramedics are homeowners, says a new Freddie Mac analysis of data from the U.S. Census and Bureau of Labor Statistics.

Punxsutawney Phil's Prediction

Today is Groundhog Day. And in a time honored tradition, all eyes were on Punxsutawney Phil. Is spring coming early or is it still 6 weeks away?

Treasury Announces k Bonus to HAMP Borrowers in Good Standing

Eligible HAMP borrowers in good standing for six years will receive invitations from to apply for a ,000 lump sum payment from the Treasury to reduce the balances on their Freddie Mac mortgages.

The Urban Flock

Remember when families flocked to the suburbs to trade the "congestion and pollution" of city life for tree-lined streets and manicured lawns? We do, too, but today's market is eyeing the urban core.

4 Tips for Buying a HomeSteps Home

HomeSteps homes are definitely worth a look if you're shopping for a home. Buying one is even easier with these 4 tips.

Nearly 50% of Homebuyers Aren't Shopping Around

A recent study by the Consumer Financial Protection Bureau and the Federal Housing Finance Agency found that almost half of U.S. homebuyers fail to shop around for mortgages.

Best Bang for the Condo Buck

In today's purchase market, condos could be the answer for many first-time homebuyers and those with lower and/or limited incomes. See where you get the best bang for your buck.

In Good Faith

Closing costs average about ,539 – so it's important to understand what your costs will be before you commit to the loan. That's where the Good Faith Estimate comes in.

3% Down: More Questions Answered

Since lenders will soon begin taking applications, today we're answering more questions about our new 3% down mortgage - Home Possible Advantage.