Keyword: Homebuying
JUN 14, 2018
There's No Place Like Home
Homeownership
The pride of homeownership, coupled with a sense of freedom, gives you the power to make your home uniquely yours, from the outside in.
JUN 14, 2018
An Employment Leg Up with NextJob Partnership
Notable
A new Freddie Mac partnership with NextJob will provide job search assistance to current and aspiring homeowners living in designated underserved markets.
JUN 12, 2018
Inflation Protection (It's Real!)
Homeownership
Inflation touches virtually everything we purchase, except your fixed-rate mortgage.
JUN 6, 2018
Adding Equity Up
Homeownership
Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and an avenue to build wealth through equity. Let's see how this equity adds up.
MAY 31, 2018
2018 Spring Homebuying Season Quiz
Homeownership
Have you enjoyed our Spring Homebuying Season Blog Series? Prove it!
MAY 30, 2018
You're a Homeowner! Now What?
Homeownership
Owning a home comes with responsibilities, but it also comes with a lot of freedom.
MAY 25, 2018
Closing: What to Expect
Homeownership
Closing is exciting because it's the final step in purchasing your home, but it can also be overwhelming. Learn what to expect.
MAY 22, 2018
Leveraging Your Rate
Homeownership
When it comes to mortgage rates, the lower the better. See how taking the extra time to shop around can help you.
MAY 17, 2018
Let's Get to the Point
Homeownership
While shopping for a mortgage you'll be offered the option to buy "discount points". What are they and do you need them?
MAY 14, 2018
Amore Your Amortization Schedule
Homeownership
What exactly is amortization, what is an amortization schedule, and why does it matter?
MAY 11, 2018
Homeownership: Taking Taxes into Account
Homeownership
2018 ushered in new federal income tax laws that have many homeowners scratching their heads and wondering how the changes will affect them . The answer: It depends.
MAY 9, 2018
Putting the ROI in RenOvatIons
Homeownership
Here are six home improvement projects that will almost pay for themselves in resale value.
MAY 2, 2018
Should You Fix It or Adjust It?
Homeownership
Take the time to learn the important features and benefits of the two most prominent mortgage types.
APR 26, 2018
Want to Buy a Home? Answer These 5 Questions
Homeownership
Before purchasing your home, it's important to get a full picture of your financial situation.
APR 20, 2018
Debunking the 20% Down Myth
Homeownership
Don't let the 20% myth keep you from purchasing a home this spring homebuying season.
APR 19, 2018
Don't Leave Money on the Table
Homeownership
Shopping around for a better a mortgage rate could save you hundreds or thousands of dollars.
APR 17, 2018
Beyond Your Mortgage: Know What You Can Afford
Homeownership
In addition to your mortgage, there are additional expenses to consider when planning for your financial future once you become a homeowner.
APR 13, 2018
But Wait, There's More
Homeownership
In addition to principal and interest, your monthly mortgage payment may also include an escrow payment and private mortgage insurance payment. So, what are these extra payments?
APR 10, 2018
Understanding the Homebuying Timeline
Homeownership
We've outlined the main steps involved in the homebuying process to help get you started.
APR 4, 2018
Who Does What?
Homeownership
The homebuying process can be intimidating. The good news? You'll have a team of very important people who will work hard to make your experience as smooth as possible.
APR 2, 2018
2018 Spring Homebuying Season: Meet Nicole
Homeownership
Follow Nicole's homeownership journey this Spring for tips to get into a new home.
MAR 29, 2018
The Fiercest Spring Homebuying Season in a Decade
Homeownership
This year's spring homebuying season is predicted to be even more competitive than years past. Learn how you can get a head start on the competition.
MAR 28, 2018
Interest Rate vs. APR
Homeownership
Interest Rates and APR are both used when applying for a loan. Understanding the difference between them could save you thousands of dollars.
MAR 20, 2018
Will Millennials Move Out?
Research and Analysis
What happens the newly crowned largest generation decides to start buying homes...and what happens if they don't?
MAR 19, 2018
How Will Rising Rates Affect Your Bottom Line
Homeownership
With the heightened talk about rising interest rates, many prospective homebuyers are understandably concerned about whether now is the right time to purchase a home.
MAR 13, 2018
Taking Responsibility
Homeownership
While shopping for your home is fun and exciting, it's important to remember the responsibilities and financial commitments you'll have as a homeowner.
MAR 9, 2018
4 Tips for Buying a HomeSteps Home
Homeownership
If you're shopping for a home, it's definitely worth taking a look at HomeSteps homes. Here are 4 tips for buying one.
FEB 22, 2018
How Your Tax Refund Can Help You Buy a Home
Homeownership
If you're expecting a tax refund this year, check out these three ways your refund could bring you closer to homeownership.
FEB 21, 2018
Renting Vs. Buying: 5 Questions to Ask Yourself
Homeownership
Answer these five questions and you'll be ready to make major decisions by the time the spring thaw comes.
FEB 6, 2018
Numbers Don't Lie: 2017 Housing Trends
Homeownership
The National Association of REALTORS annual report on home buyers and sellers is full of information on the state of housing in 2017.
FEB 1, 2018
How Much Will You Bring to the Closing Table?
Homeownership
Before you get the keys to the home that you're buying, you'll go through the closing process, which includes paying certain fees. How much money are we talking about?
JAN 29, 2018
Pros and Cons of Buying a Home in Winter
Homeownership
Just because Spring is a busier real estate season than the others doesn't make it better for buyers.
JAN 25, 2018
One Easy System for Improving Your Credit? Yes!
Homeownership
Looking for an easy, convenient way to better manage your finances, improve your credit, save money, and work toward buying a home? Check out this new Freddie Mac program.
JAN 12, 2018
What to Expect: Tick Tock
Homeownership
If you're looking to buy your first home, you're likely asking how long the homebuying process takes, soup to nuts. Learn more about the timeline and necessary steps.
JAN 9, 2018
Mars vs. Venus and Your Home
Homeownership
It's a fact that men's and women's brains are wired in different ways. Just how much do these differences stack up when looking for a home? Let's find out.
JAN 3, 2018
Let's Talk About 3% Down
Homeownership
If you think buying a home is out of reach because you don't have enough for a 20% down payment, get the facts about 3% down options.
DEC 20, 2017
Our Top Ten List
Notable
The results are in. Did you read our top most–read blog posts for 2017?
DEC 7, 2017
The Top Misconceptions About Homebuying
Homeownership
While 2017 may have been the best year for housing in a decade, new data indicates several perceived barriers to homeownership.
NOV 28, 2017
When Should You Buy that Starter Home?
Homeownership
While Spring is traditionally thought of as the peak season for buying a new home, those looking for a starter home should wait until the leaves start to fall.
NOV 16, 2017
3 Reasons to Buy a Home This Fall
Homeownership
Fall is a great time of the year with changing leaves, football, a bit of chill in the air, and - for homebuyers. Find out why.
NOV 14, 2017
Could a Manufactured Home Be Right for You?
Homeownership
Manufactured homes have improved a lot over time, and are an important source of housing across the country. In Kentucky, a new program can help get you ready to buy one.
NOV 13, 2017
The Big, Bad "B" Word
Research and Analysis
Even as the housing industry continues to recover and grow more stable, many are keeping an eye out for the next house price bubble.
OCT 26, 2017
Be Wicked Smart About Identity Theft
Homeownership
Join us in our final National Cyber Security Awareness Month post to learn how to keep yourself and your information secure.
OCT 18, 2017
Can You Skip the Property Appraisal?
Homeownership
You might be able to skip the traditional property appraisal. Talk to your loan officer to see if you qualify.
OCT 13, 2017
Let's Talk About 4, 8 and 13
Homeownership
If you believe in superstitions and are looking to buy or sell a home, put aside the 4s and 13s and embrace the 8.
OCT 10, 2017
Be Wicked Smart About Online Rental Scams
Rental Housing
We're continuing our "Be Wicked Smart" series in celebration of National Cyber Security Awareness Month. Today's topic - online rental scams.
OCT 5, 2017
Be Wicked Smart About Phishing
Homeownership
It's October AND National Cyber Security Month – be wicked smart.
OCT 3, 2017
Millennials Buy Homes for Their Best Friends
Homeownership
One–third of Millennials had their best friends at heart — dogs, that is — when deciding to buy their first homes, according to a recent survey.
AUG 25, 2017
Did You Know Over 93% of U.S. Homes Have Positive Equity?
Homeownership
You often hear that buying a home is a good way to build equity. But what does that mean?
AUG 22, 2017
Buying a Home is Still Affordable. Or is it?
Homeownership
Is buying a home affordable today? The answer is yes and no. It depends on a variety of factors, including where you live.
AUG 17, 2017
The Facts (and Myths) on Home Inspections
Homeownership
Because home inspections are such an important part of your homebuying journey, it's important to separate the facts from the myths.
AUG 15, 2017
Paying Down the Mortgage: Meet Stephen, Brad and Patty
Homeownership
We reached out to three homeowners, all at various stages of their mortgage, and asked them how it felt to be paying off their home. Read what they had to say.
AUG 10, 2017
The Facts (and Myths) on Down Payments and PMI
Homeownership
Before accepting the 20% down myth, it's important to do your homework, weigh the pros and cons regarding your down payment options and separate the facts from the myths.
AUG 8, 2017
An MVP Team Can Help You Score That Home
Homeownership
For something as important as buying a home, you need the right team of housing professionals working with you.
AUG 3, 2017
33% of Homeowners Do This. Would You?
Homeownership
Last year, 19% of survey respondents said they would buy a house sight unseen. This year, 33%. Find out why.
JUL 21, 2017
Low Rates = High Purchasing Power
Homeownership
Mortgage rates are a still a steal for buyers.
JUL 19, 2017
Welcome to Your New Luxury (Manufactured) Home
Homeownership
For high–end finishes at bargain prices, check out today's crop of new manufactured homes.
JUL 12, 2017
Could You Chart a Similar Path to Buying a Home?
Homeownership
Meet Layanna, a single mom. Through her commitment and the support of her real estate agent, loan officer, and community, she's a brand–new homeowner.
JUN 27, 2017
Freedoms of Homeownership
Homeownership
When considering the pros and cons of buying a home, one thing you can place in the 'pros' column is the independence owning a home can bring.
JUN 20, 2017
The Math Behind Putting Less Than 20% Down
Homeownership
Did you know that you could buy a home with a down payment of less than 20%? Lots of people do. Want to join them? Find out how all of the numbers add up.
JUN 9, 2017
Meet the Team: Lender
Homeownership
Lenders will help you understand your mortgage options, terms, closing costs, and more.
JUN 7, 2017
Meet the Team: Real Estate Agent
Homeownership
You're going to be spending a lot of time with your agent so it's important to find someone who gets you.
JUN 5, 2017
Meet the Team: Housing Counselor
Homeownership
While many people want to jump straight into the house–hunting part of the buying process, it's important to understand what the process entails first.
JUN 2, 2017
Spring Homebuying Season: Quiz #2
Homeownership
How much have you learned about the difference between the first and second–time homebuying experience? Take the quiz and let us know if you're a homebuying all–star.
MAY 31, 2017
What's the Point?
Homeownership
Today's infographic considers 3 important questions to help you get the point on points.
MAY 9, 2017
The Right Fit
Homeownership
When it comes to home buying, which should come first? The house or the mortgage?
MAY 4, 2017
The Chicken or The Egg of Real Estate
Homeownership
If you're looking to buy your second, or "move up" home, you may be faced with the difficult decision of what to do first: list your home or make an offer. Follow along as we detail some important factors that may help you on your journey.
MAY 1, 2017
2 x 10 Toes = We Need More Room!
Homeownership
Our first home was absolutely perfect — until kids came along and we quickly outgrew it. Follow my journey of "moving up" and moving out.
APR 28, 2017
Spring Homebuying Season: Quiz Time!
Homeownership
How much have you learned about the first–time homebuying experience? Test your knowledge!
APR 25, 2017
Closing the Deal: Sign Here and Here and...
Homeownership
Check out the infographic which highlights the traditional closing process, so you can know what to expect on your closing day!
APR 20, 2017
Keep Breathing: You've Decided to Make an Offer
Homeownership
Here's an outline of the traditional offer process so you can know what to except when it's your turn to make the deal!
APR 13, 2017
How Far Will Your Funds Go?
Homeownership
Steps to get a handle on how much you can borrow.
APR 11, 2017
Get the Real Scoop on Down Payments
Homeownership
Believe that you need to make a down payment of at least 20% to buy a home? You have lots of company. Putting down that much money upfront certainly has benefits, but it's not required.
APR 7, 2017
Urban or Suburban?
Homeownership
Buying a home is a big deal, so finding the right one that fits your needs is especially important and can have long–term impacts on both your wallet and your quality of life.
APR 5, 2017
PROVE You're Serious by Getting Pre-APPROVED
Homeownership
This year's Spring Homebuying Season is hot! Improve your odds of getting into a home by getting pre–approved.
MAR 30, 2017
Say What? Learning the Homebuying Language
Homeownership
Here's a quick cheat sheet of must–know terms that'll help you navigate the homebuying process. Print it out or pull it up on your phone and you'll sound like a pro in no time!
MAR 27, 2017
Kicking off the Spring Homebuying Season: Meet Nicole
Homeownership
As a recent first–time homebuyer, I'm excited to share my journey with you over the next couple of weeks!
MAR 20, 2017
What's that Sizzle? It's the 2017 Homebuying Season.
Homeownership
The 2017 Spring homebuying season is already off to a hot start and activity is expected to grow throughout the year. Why so fast out of the gate? Let's find out.
MAR 13, 2017
March Madness: Host City Advantage
Homeownership
As hopeful fans cheer on their teams during the 2017 NCAA March Madness Basketball Tournament, the housing industry is revving up for Spring Homebuying Season.
MAR 6, 2017
Saturdays + Spring = Seller's Sweet Spot
Homeownership
Homes listed during these two weeks sell on average nine days faster and for 1 percent more (about ,500) than the average listing.
FEB 28, 2017
The Importance of Affordable Housing and Homeownership
Homeownership
In commemoration of Black History Month, Freddie Mac held a panel discussion on the company's commitment to affordable housing, particularly in the African American community.
FEB 14, 2017
Roses are Red, Violets are Blue, What Can Your Tax Return Do for You?
Homeownership
Have you gotten your refund already or are you planning on filing soon? Here are 3 ways your tax return could bring you closer to homeownership.
FEB 8, 2017
Need Housing Help? Start Here
Homeownership
At one of the 14 Freddie Mac–sponsored borrower help centers across the country, you can get tips and tools to prepare for homeownership.
JAN 20, 2017
Forecasting 2017 with Freddie Mac's Chief Economist
Research and Analysis
As 2016 gives way to 2017, we move away from recapping the year that was and transition to prognosticating the year to come.
JAN 19, 2017
Improve Your Homebuying Odds: Get Pre-Approved
Homeownership
Anyone looking to buy — especially in a competitive market — should ask a reputable lender to pre–approve them for a mortgage.
JAN 17, 2017
This Tool Makes It Easier to Manage Your Money
Homeownership
If your resolution is to get into a new home this year, it's important to understand how to manage your money. In fact, this knowledge is valuable in any case.
JAN 10, 2017
Are You On the Right Track? Understanding Your Credit Score.
Homeownership
Your credit score is a vital piece of a lender's credit decision, influencing the credit that's made available to you and the terms that you're offered. How is your score calculated?
JAN 5, 2017
Calculating Renting vs. Buying
Homeownership
Our rent vs. buy calculator can help you map out the financial differences between renting and buying.
JAN 3, 2017
Renting & Buying: Meet the Pros
Homeownership
Both renting and buying have a lot of pros. Meet them now.
DEC 8, 2016
Homebuyers: Is 0,000 Waiting for You?
Homeownership
Eighty–seven percent of U.S. homes are eligible for one or more homeownership programs. The down payment program benefit most frequently found? About 0,000! Could you qualify?
DEC 7, 2016
10 Hot Housing Markets for 2017
Homeownership
While most predict that the housing market will cool off slightly next year, 10 cities will remain hot thanks in large part to Millennials and Baby Boomers.
NOV 30, 2016
Borrowing Power to Increase Nationwide in 2017
Homeownership
New rules mean you may be able to borrow more next year.
NOV 16, 2016
Considering A Manufactured Home?
Homeownership
Forget what you think you know about manufactured homes. With prices averaging 1,300, they might just be the affordable housing option you're looking for.
OCT 28, 2016
What Do Homebuying and High School Have in Common?
Homeownership
Counselors who can help you succeed. A high–school guidance counselor might have advised you on what you needed to do to graduate and the path you might take toward your future. A housing counselor can advise you on how to become and stay a homeowner.
OCT 18, 2016
Baby Boomer Myths: Up-Close and Personal with Sean Becketti, Chief Economist
Research and Analysis
Baby Boomers comprise one-quarter of the population but own two-thirds of the housing wealth. Their decisions will reshape our housing market in the coming years. Freddie Mac's chief economist uses our latest survey results to bust some myths about 55+ homeowners and renters.
OCT 10, 2016
Myth vs. Fact Quiz
Homeownership
Over the last few months we've been dispelling the top two myths on everything from down payments to renting. See how well you know the facts in today's quiz.
SEP 29, 2016
Myth vs. Fact: Home Inspections
Homeownership
Home inspections are so important because they give you the opportunity to thoroughly inspect the home with a professional before you spend any of your hard-earned money to buy it. Because of this, today we're tackling the two biggest myths.
SEP 13, 2016
Myth vs. Fact: Qualifying for a Mortgage
Homeownership
Confused about what it takes to get a mortgage in today's market? Here are the facts to dispel the two biggest myths about qualifying for one.
SEP 8, 2016
Myth vs. Fact: Down Payments
Homeownership
Down payment requirements are one of the biggest misconceptions in the market. Today we're debunking the top 2 myths.
SEP 6, 2016
Making an Offer: Getting Started
Homeownership
You've found the perfect home and you're ready to make an offer. Where should you start? The first step is understanding what you can afford.
JUL 28, 2016
Six Down, Six to Go
Research and Analysis
We're essentially half way through 2016. So how are homes sales doing?
JUL 13, 2016
ISO Down Payment Help?
Homeownership
If you're in the market to buy your first home, but know you'll need some help with your down payment or closing costs, assistance may be right under your nose.
JUN 28, 2016
Time to Test Your Homebuying Smarts
Homeownership
Take the time to see what you learned in our "It's About Time" blog series quiz.
JUN 22, 2016
Many Returns of the Day, USDA!
Notable
Congratulations to the U.S. Department of Agriculture (USDA) Rural Development on its Single-Family Housing Guaranteed Loan Program's 25th anniversary! Freddie Mac looks forward to working together even more closely over the next 25.
JUN 8, 2016
Beware of Phishers Trying to Hook Your Closing Costs
Homeownership
Homebuying season can be open season for scams. Don't get caught.
JUN 2, 2016
Calculating Ways Homeowners Can Save Money
Homeownership
During the homebuying process, you're probably focused on all of the related costs. Why not think a bit about how you might save money once you're a homeowner? Freddie Mac's calculators and worksheets can help.
MAY 19, 2016
Down Payments: There's Help for That
Homeownership
"If only I could afford the down payment, I could buy that home." You might be able to do both. An acceptable down payment might be smaller than you think (hint: less than 20%). On top of that, you might be eligible for down payment assistance.
MAY 17, 2016
Dear Seller, Pick Me
Homeownership
Congratulations, you've found the home of your dreams! Before you submit an offer, you may want to include one thing to set you apart from the competition — a letter to the seller.
MAY 12, 2016
Try, Try Again: Responding to a Counteroffer
Homeownership
You've found the right team. You've found the right home. You're all set to name a price and start moving in furniture, right? Wrong! Making the initial offer is often just the first of several steps before signing the contract.
MAY 9, 2016
Take the Anxiety Out of Your First Home Offer
Homeownership
Here's how to put together an opening bid on a house without making yourself a nervous wreck.
MAY 5, 2016
First-time Homebuyers Spring Back
Notable
Early reports are showing first-time homebuyers coming back into the market.
MAY 2, 2016
Down Payments and PMI: Get the Facts
Homeownership
Does word on the street have you believing you need to put 20% down to buy a home? The fact is that you don't and we encourage you to do your homework and work with a housing professional to find the best option for you.
APR 25, 2016
Job Interview Questions for Your Next Lender
Homeownership
Questions you'll want to ask to find that lender who will follow through on their promises, close your loan on time, and get you the best deal you can afford.
APR 20, 2016
Homework and a Home Purchase
Homeownership
Before making a major purchase, consumers are routinely advised to "do their homework first." What does this mean in the context of buying a house? It's more than just getting your financial house in order — you also need to study where you live now.
APR 15, 2016
Do You Know Your Housing Lingo?
Homeownership
If you've just dipped your toe into the house-hunting world, it's easy to feel overwhelmed — especially when everyone seems to be speaking an unfamiliar language.
APR 14, 2016
Putting Together a Homebuying Dream Team - Part 2
Homeownership
The last two positions for your dream team of home buying professionals are critical for catching costly issues early and avoiding legal complications when its time to close.
APR 13, 2016
Putting Together a Homebuying Dream Team - Part 1
Homeownership
A dream team of home buying professionals can help you save time and money by catching costly issues early and avoiding legal complications in the closing.
APR 7, 2016
Mortgage Rates: Still Something to Celebrate
Homeownership
Today's mortgage rates remain near historic lows and this has an important and direct effect on how much home you can afford.
APR 4, 2016
What Should Home Shoppers Know About Remodeling?
Homeownership
From a home shopper's point of view, buying a recently remodeled house could be a savvy way to buy cool upgrades, like an upscale bathroom, for about half the project's original cost. Remodeling Magazine's latest Cost vs. Value report shows why.
MAR 31, 2016
Top 5 Cities for Walking, Biking, and Transit
Homeownership
Why is location so important? Because it's about convenience, quality of life, and being close to things that matter most.
MAR 29, 2016
3 Tips to Find "the One"
Homeownership
You've pored over local real estate listings and watched hours of house hunting shows. You're ready to take the plunge and start seriously looking for a new home. How can you make sure you pick the right one? Follow these 3 tips.
MAR 29, 2016
3 Tips to Find "the One"
Homeownership
You've pored over local real estate listings and watched hours of house hunting shows. You're ready to take the plunge and start seriously looking for a new home. How can you make sure you pick the right one?
MAR 16, 2016
How Much Home Can You Afford?
Homeownership
Condo? Fixer-upper? McMansion? Starter home? Town house? Tiny house? Before you start looking seriously at buying ANY kind of home this spring, you'll first need to answer the single-most important question: How much home can I afford?
MAR 14, 2016
Spring Forward to Spring Homebuying
Homeownership
Today kicks off our "It's About Time" blog series that will help you be ready in time for spring homebuying.
MAR 9, 2016
You've Got Mail
Notable
Do you want to know more about buying or renting a home, the housing market and housing finance? It's quick and easy when you sign up for our weekly roundup.
MAR 3, 2016
Did it Work? Test Your Knowledge
Homeownership
Take our quiz to test your knowledge on How it Works.
FEB 23, 2016
How It Works: The Mortgage Loan Application Process
Homeownership
Read on to see what the mortgage application process is all about.
FEB 23, 2016
HomeSteps: More Questions Answered
Homeownership
More questions answered about HomeSteps just in time for spring homebuying.
FEB 17, 2016
How It Works: The Closing Process
Homeownership
You'll sign many important documents at closing, the final step in the homebuying process when the property is legally transferred to you. Learn more about what to expect at closing and how it all comes together.
FEB 12, 2016
How it Works: Making an Offer
Homeownership
Learn about the process for making an offer in our How it Works series.
FEB 10, 2016
HomeSteps: Your Top Questions Answered
Homeownership
Today we answer your top questions to help you start your home search at HomeSteps.
FEB 10, 2016
How it Works: Amortization
Homeownership
Your amortization table outlines every monthly payment you make on your loan and its contribution toward equity. Find out how it works and why it's important.
FEB 3, 2016
How It Works: PMI
Homeownership
If you're in the market to buy a home, you've likely heard the acronym "PMI." What is it and how does it work?
JAN 6, 2016
The Top 10
Notable
The results are in. We've run the numbers and here are 10 most-read posts of 2015. See what interesting topics you might have missed.
DEC 30, 2015
Tips, Bits & Lists: It's a Wrap
Homeownership
Today we wrap up our 12 days of tips, bits & lists blog series with an overview of the financial obligations that come with homeownership.
DEC 29, 2015
Tips, Bits & Lists: Day 11
Homeownership
On the 11th day of tips, bits & lists, we introduce you to 11 online calculators designed to help demystify mortgages.
DEC 28, 2015
Tips, Bits & Lists: Day 10
Homeownership
On the 10th day of tips, bits & lists, we take on the 10 words you'll want to brush up on if you're in the market to buy a home.
DEC 23, 2015
Tips, Bits & Lists: Day 8
Homeownership
Today's 8-question quiz will test your knowledge on down payments.
DEC 22, 2015
Tips, Bits & Lists: Day 7
Homeownership
Today in our tips, bits & lists blog series learn about the 7 factors that affect your mortgage interest rate.
DEC 21, 2015
Tips, Bits & Lists: Day 6
Rental Housing
On the 6th day of tips, bits & lists, we talk about the six things to know about apartment leases.
DEC 18, 2015
Tips, Bits & Lists: Day 5
Notable
On the 5th day of tips, bits & lists, we give graduates tips for improving their credit – or establishing it in the first place.
DEC 17, 2015
Tips, Bits & Lists: Day 4
Homeownership
On the 4th day of tips, bits & lists, we're focused on the 4 Cs. You're probably thinking diamonds, but actually we're talking about the 4 Cs of qualifying for a mortgage.
DEC 15, 2015
Tips, Bits & Lists: Day 2
Homeownership
In October 2015, two new mortgage disclosure forms went into effect as part of the Consumer Financial Protection Bureau's Know Before You Owe mortgage rule. What are these forms and how can they help you? Find out here.
DEC 14, 2015
12 Days of Housing Tips, Bits & Lists
Notable
On these 12 days of Christmas and all through the year, Freddie Mac is serving up housing tips to those far and near. There will be tidbits and resources and quizzes too, but nowhere will you find a turtle dove or two. Today's tips are just for you.
DEC 2, 2015
HomeSteps.com: Fresh Look; Same Quality Difference
Homeownership
Freddie has affordable and repaired homes available across the country just waiting for an owner. Now looking for one just got easier, thanks to HomeSteps®' redesigned website.
NOV 12, 2015
The Closing Process: What to Expect
Homeownership
You've saved for it, searched for it, found it, and negotiated over it. Finally, you're ready to take possession of it — your new home. Before that can happen, however, comes the closing process.
OCT 29, 2015
Paperwork: What to Expect
Homeownership
Many people feel overwhelmed with the homebuying process because of the amount of paperwork and signatures required. How can you ease the anxiety? Get familiar with the documents before closing and lean on your team.
OCT 28, 2015
Your Answers Are Just a Click Away
Homeownership
At home or on the go, My Home is built to share and connect people with in-depth and user-friendly information that answers important questions about home. Find out why it's worth getting connected.
OCT 27, 2015
Home Inspections: What to Expect
Homeownership
Home inspections are so important because they give you the opportunity to thoroughly inspect the home with a professional before you spend any of your hard-earned money to buy it. Here's what you can expect from yours.
OCT 22, 2015
Down Payments: What to Expect
Homeownership
If you're in the market to buy a home, your down payment is probably top of mind. Here's what you should expect.
OCT 15, 2015
Giving Credit Where Credit Is Due
Homeownership
It's International Credit Union Day – and we're giving credit where credit is due.
SEP 28, 2015
Teaming Up in Tampa
Homeownership
Freddie Mac is teaming up to help make the dream of homeownership a reality for families in Florida.
SEP 23, 2015
Meet the Experts: Housing Counseling
Homeownership
Learn 3 ways housing counselors can help you.
SEP 16, 2015
Meet the Experts: Home Purchase Costs
Homeownership
Watch this video to understand the 3 main costs of buying a home.
SEP 14, 2015
Freddie Mac: First-Time Homebuyer Gains Hold Steady in 2015
Notable
According to the latest numbers, Freddie Mac financed affordable mortgages for nearly one million first-time homebuyers and over 4.5 million low- and moderate-income borrowers between 2009 and 2015.
SEP 10, 2015
Top 5 Concerns of Potential Homebuyers
Research and Analysis
What's the biggest concern about buying a home? Redfin posed that question to more than 3,500 households. Check out this year's top five and how they compare to last year's.
AUG 10, 2015
All in a Rate: 7 Key Factors
Homeownership
Become a savvier shopper by learning what 7 factors affect your interest rate.
JUL 17, 2015
Floor Plans of TV's Most Famous Fictional Families
Notable
Big fan of The Simpsons? How about The Big Bang Theory? Or maybe Friends, or even Frasier? It's easier than ever to live like your favorite TV character.
JUL 15, 2015
Getting Down to Brass Tacks: Equity Matters
Homeownership
Homeownership sounds appealing for many reasons, and the chatter about "building equity" has you particularly intrigued. But what exactly does building equity mean and how does it work?
JUL 9, 2015
The First Rule of Mortgage Applications Is: You Do Not Lie on Mortgage Applications
Homeownership
A recent column by Ken Harney highlights why borrowers should never stretch the truth on a loan application to get a mortgage or a better interest rate.
JUL 6, 2015
Counseling Without the Couch: What a Housing Counselor Can Do for You
Homeownership
A housing counselor can be a great ally for a homebuyer – especially for someone navigating the process for the first time.
JUN 29, 2015
Down Payment Hurdles May Be Easier to Clear Than You Thought
Homeownership
Lack of funds for a down payment is the reason often given for not buying a home. Contrary to what some believe, the down payment doesn't need to be 20% or more of the purchase price. And for eligible homebuyers, financial help with the down payment is available.
JUN 24, 2015
4 Reasons Home Sales Are Surging
Homeownership
Reports the Associated Press: "Home sales are on pace for their best year since 2007. First-time buyers are streaming back into the market." Why all the activity now after so many years of sluggishness?
JUN 24, 2015
Get Ready, Set Before Going to Shop for Your First Home
Homeownership
Buying your first home is a huge and often intimidating step. How to start? Read on for tips from the Independent Community Bankers of America.
JUN 24, 2015
May Home Sales
Research and Analysis
With new home sales data out for May, we're currently running 17,000 home sales (non-seasonally adjusted) above the May 2013 rate keeping us on track for the best year in home sales since 2007.
JUN 15, 2015
5 Tips for a Better Credit Score
Homeownership
Your credit score influences a lender's decision to give you a single-family home mortgage loan – or not. These five tips can help you gain or maintain solid credit.
JUN 10, 2015
Spring Homebuying: Test Your Knowledge
Homeownership
We hope you enjoyed our series on spring homebuying. Take today's quiz to test your knowledge.
JUN 3, 2015
What Home Means
Homeownership
In honor of National Homeownership Month and our important mission to make home possible we asked, "What does home mean to you?" See what people from across the nation said.
JUN 2, 2015
5 Tips for House Hunting With Kids
Homeownership
Including your children in your home search can help them better adapt to change and ease anxiety. Here are 5 tips to help make your house hunt an enjoyable family task.
MAY 14, 2015
4 Ways to Bridge the Cash Gap
Homeownership
Need help with cash for down payments and closing costs? Here are 4 ways to close that gap.
MAY 12, 2015
Use Your Assets
Homeownership
Good news for retiring Baby Boomers and other savvy homebuyers who have limited incomes but substantial financial assets – these will help you to qualify for a low-rate mortgage.
APR 23, 2015
Choosing a Neighborhood: 5 Considerations for First-time Buyers
Homeownership
Choosing a neighborhood is about more than location, location, location. These 5 considerations can help you buy a home that is a good fit, will serve you well and will be a good investment for your future.
APR 9, 2015
Did You Know?
Homeownership
If you're in the market to buy a home, it's good to be in-the-know. We're here to share some fun and interesting housing-related facts to keep you sharp and entertained.
MAR 30, 2015
April, Make or Break for Home Sales
Research and Analysis
Pending home sales trend bodes well for best home sales since 2007.
MAR 26, 2015
Spring Homebuying Kicks Off Best Year for Homes Sales in Seven Years
Homeownership
In the March edition of RealtyTrac's HousingNewsReport, Freddie Mac Deputy Chief Economist Len Kiefer outlines the top three reasons why he's optimistic about this year's spring homebuying season and 2015 home sales.
MAR 24, 2015
Homes from Seattle to Miami: Start Your Search Here
Homeownership
Are you looking for a 2 bed, 2 bath home in Seattle? Or perhaps you have your sights set on a 2 bed, 2 bath condo in Miami. HomeSteps® has homes just like these and more across the country – one of them may be the home you've been dreaming of.
MAR 10, 2015
5 Tips for First-time Homebuyers
Homeownership
Buying a home is an exciting experience, but it can also be overwhelming if you don't understand the entire mortgage process. Check out these five tips from Bankrate.com to make it easier.
MAR 2, 2015
Spring Forward to Buying a Home
Homeownership
The crocuses will be poking up soon, and, with the change in weather, the housing market, too, will be warming up. Our new blog series on the Spring Homebuying Season starts this week – to help you get ready to buy a home.
FEB 25, 2015
5 Tips for First-time Homebuyers
Homeownership
Buying a home is an exciting experience, but it can also be overwhelming if you don't understand the entire mortgage process. Check out these five tips from Bankrate.com to make it easier.
FEB 23, 2015
Looking for Happiness? Try These Towns.
Homeownership
Happiness can't be bought, but it can be found. Where? For starters: Sea Ranch, CA; Cedar Rapids, IA; and Kansas City, MO. If you're looking to buy a home and be near happy people everywhere, check out these ZIP codes.
FEB 18, 2015
87% of U.S. Homes Qualify for Down Payment Assistance
Homeownership
You could get down payment help for more than 68 million homes across the country.
FEB 13, 2015
4 Tips to Finding a House You Love
Homeownership
Buying a home can be an emotional experience. It's a big investment, and you want to be happy with your home. If you're ready to buy, here are a few tips — along with pitfalls to avoid. Let's start with 'Don’t fall in love with a house you can't afford'.
FEB 12, 2015
3 Ways Your Tax Refund Can Bring You Closer to Homeownership
Homeownership
Over the course of the next few months, nearly 8 out of 10 tax filers will get a refund. Here are three ways yours could bring you closer to making your dream of homeownership a reality.
FEB 11, 2015
Double-Digit Rates? 1 in 3 Consumers Would Still Prefer to Buy
Homeownership
A new poll finds that many consumers view buying a home as a better investment than renting, even if mortgage rates were to climb.
FEB 11, 2015
The Affordability Stretch Got A Little Easier
Research and Analysis
With homebuyer affordability improving, some Americans are feeling the burn a bit less as they stretch to make homeownership a reality.
FEB 10, 2015
How Many First Responders Own Homes?
Notable
Most firefighters, police and paramedics are homeowners, says a new Freddie Mac analysis of data from the U.S. Census and Bureau of Labor Statistics.
FEB 2, 2015
Punxsutawney Phil's Prediction
Homeownership
Today is Groundhog Day. And in a time honored tradition, all eyes were on Punxsutawney Phil. Is spring coming early or is it still 6 weeks away?
JAN 29, 2015
Treasury Announces k Bonus to HAMP Borrowers in Good Standing
Notable
Eligible HAMP borrowers in good standing for six years will receive invitations from to apply for a ,000 lump sum payment from the Treasury to reduce the balances on their Freddie Mac mortgages.
JAN 29, 2015
The Urban Flock
Homeownership
Remember when families flocked to the suburbs to trade the "congestion and pollution" of city life for tree-lined streets and manicured lawns? We do, too, but today's market is eyeing the urban core.
JAN 21, 2015
4 Tips for Buying a HomeSteps Home
Homeownership
HomeSteps homes are definitely worth a look if you're shopping for a home. Buying one is even easier with these 4 tips.
JAN 14, 2015
Nearly 50% of Homebuyers Aren't Shopping Around
Research and Analysis
A recent study by the Consumer Financial Protection Bureau and the Federal Housing Finance Agency found that almost half of U.S. homebuyers fail to shop around for mortgages.
JAN 13, 2015
Best Bang for the Condo Buck
Homeownership
In today's purchase market, condos could be the answer for many first-time homebuyers and those with lower and/or limited incomes. See where you get the best bang for your buck.
JAN 7, 2015
In Good Faith
Homeownership
Closing costs average about ,539 – so it's important to understand what your costs will be before you commit to the loan. That's where the Good Faith Estimate comes in.
JAN 7, 2015
3% Down: More Questions Answered
Homeownership
Since lenders will soon begin taking applications, today we're answering more questions about our new 3% down mortgage - Home Possible Advantage.
DEC 8, 2014
3% Down: Your Top Questions Answered
Homeownership
Get the answers to your top questions about our new 3% down mortgage.
NOV 5, 2014
The .5 M Question: Rent vs. Buy?
Homeownership
Mike and Jen can afford ,400 per month on housing and have saved 0,000 for a down payment. But, they're left wondering which option – renting or buying – makes best financial sense. Lets find out.
OCT 21, 2014
More Possible Home Possible
Homeownership
Next month, enhancements to Freddie Mac's Home Possible® Mortgages will make more homes possible for families nationwide.
SEP 15, 2014
How Much Will You Bring to Closing?
Homeownership
The average closing costs are ,539, but they can vary widely depending on where you live. See where your state stacks up.
SEP 9, 2014
Good to Knows about REOs
Homeownership
If you're looking to buy a home, you'll likely come across homes for sale referred to as "REO" or "bank-owned." What are these properties and should you consider looking at them? Lets take a look.
AUG 14, 2014
Nearly 30% of Housing Metros Unaffordable
Research and Analysis
With the latest data, 47 of the 163 metros are now unaffordable. While that's only 29% of markets, these markets represent roughly 44% of households in our sample.
AUG 13, 2014
The Math Challenge: Whether to Rent or Buy?
Rental Housing
Find out which is the better option when the monthly payment is the same.
JUN 25, 2014
Down Payments and PMI: Get the Low Down
Homeownership
If you're in the market to buy a home, you've probably heard the rule of thumb that you shouldn't buy a home unless you can put down 20% to avoid paying Private Mortgage Insurance (PMI). Why is 20% the magic number and what is PMI?
JUN 16, 2014
5 Percent Down Payment? You Bet.
Notable
Did you know 40 percent of today's homebuyers using mortgage financing are making down payments that are less than 10 percent?
JUN 12, 2014
Use Your Assets
Notable
Did you know that you can use your financial assets to qualify for a conforming, conventional mortgage?
JUN 9, 2014
Price Per Square: A Global Perspective
Notable
Did you know that housing in major U.S. cities is relatively inexpensive compared to other cities around the world?
JUN 5, 2014
Mortgage Rates Once Hit 18.45%
Notable
Did you know that the interest rate for a 30-year fixed mortgage hit a record high of 18.45 percent in October 1981?
JUN 3, 2014
Buying a Home? Get CreditSmart
Homeownership
There's a good reason why we dream of owning a home. And, there's also a good reason to prepare and become financially literate first. Why? Because educated borrowers are better prepared for successful, long-term homeownership and overall financial stability. Get smart through CreditSmart, our free financial education program.
MAY 7, 2014
The 4 Cs of Qualifying for a Mortgage
Homeownership
Thinking about buying a home but not sure whether you qualify for a mortgage? Here's what lenders look for in a borrower.
MAR 27, 2014
Taxes Are Not the Only Thing Due April 15th
Homeownership
Taxes are not the only thing due April 15th – it's also the deadline for homebuyers and real estate agents to take advantage of the HomeSteps Winter Sale Promotion.