Keyword: Homebuying

Gas Up for Your Down Payment

Be sure you have the right tools when thinking about your down payment.

Pre-approval Letter: Passport to Homeownership

What is a pre-approval letter and how do you get one?

Map It Out: The Homebuying Timeline

Before you hit the road, you should be able to answer the question: what are the steps in the homebuying process?

Co-Pilot(s): Assembling your Team

There are many people involved in your homebuying journey, and having the right people along for the ride can help navigate through the process.

Three young millennials playing music from the back of their car

Listen Now: Hottest Homebuying Playlist

Playlists can make any journey more enjoyable and smooth sailing (even dancing!).

Spring Break or Spring Homebuying?

This spring homebuying season we're taking you on a road trip.

March Madness: The Final Four Cs

How do you get a loan? What do lenders look for? Housing's big dance happening off the basketball court.

An exhausted husband with many bags laying across a prop bed waiting for his wife who is shopping for sheets

Keep Calm and Shop On

Spring home buying season is here, did you know shopping for a better mortgage rate could save you hundreds or even thousands of dollars?

red race car

Is There a Faster Way to Be Mortgage Free?

90% of today's homebuyers choose a 30-year fixed-rate mortgage, but what if you could be mortgage free faster?

New Job, New Home

You've taken a new job in a new city- here's how to find a new place to call home during your move.

two red traffic lights

The Tolls of Your Commute

Today's average commute is longer than ever before, Be sure to factor in the cost of your commute, including time and money, when making your move.

Get In-The-Know About Escrow

What is escrow and how does it affect your monthly mortgage payment?

mountain lion hunting in the wild

Open Season: House Hunting with Kids

Before you begin touring homes, here are a few tips for parents to consider.

Planning Your Move

The excitement of buying a new home is frequently followed with the dread of having to move. We've put together some tips to make your move as seamless as possible.

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6 Steps to Achieve your Homebuying Resolution

If one of your resolutions for 2019 is to become a homeowner, we have 6 ways to make the homebuying process easier.

In It For The Long Run

For the final blog in our avoiding homebuying mistakes series we are talking about the long-term planning involved in homeownership.

Do Your Homework

We're explaining the importance of choosing a home that meets your long-run needs and stressing the first rule of real estate: location, location, location.

Making the "Right" Choice

If you are looking to buy a house, realize that there is likely more than one "right" home for you-every property will have its pros and cons.

Money Management: Bringing Home the Bacon

A home is likely the most expensive investment of your lifetime, so it is important to begin the home buying process by getting your financials in order.

Generation Z is Buying Homes

Although Generation Z is early-on in adulthood, they nearly match millennial aspirations for homeownership, 97% of Generation Z believe that they will own a home in the future.

Making a List, Checking it Twice

As you begin to make your holiday wish list, you might also consider creating a homebuying wish list.

How Much Home Can I Afford?

Finding the answer is one of the most important questions you'll have to answer when buying a home. Learn what matters most.

Would You Buy a Haunted House?

Your dream home is haunted. Are you still interested?

Self-Employed? Learn How You Can Get a Mortgage

Starting the loan application process can be overwhelming, but even more so for borrowers who are self-employed.

Buying from Afar

If you're buying a home from afar you can beat a great deal of the stress with preparation and a strong support system.

Equity in the West

The Western states have shown strong gains in equity this past year. What can you expect?

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Ways to Save for a Down Payment

Look to build your nest egg and reach your homebuying goal with these tips.

5 Tips for Buying New Construction

Buying new construction can provide you with exciting choices, but the buying process is different and warrants some tips for success.

3 Strategies for Winning the Bidding War

Today's market is competitive and bidding wars are not uncommon. So, how do you "win" this war?

30 Years of Certainty

30 years may sound like a lifetime with many unknowns, but a 30-year fixed-rate mortgage can provide you with many comforting certainties.

image of manufactured house

Myth vs. Fact: Manufactured Homes

Here are five prevalent manufactured housing myths and the facts that debunk them.

Is the Housing Market Shifting to Favor Buyers?

After years of increasing home prices, the tide is turning to benefit buyers.

Global Perspective

Did you know that the United States has one the most affordable housing markets in the world? It's true.

10 Terms You Should Know

If you're a first-time homebuyer, ask yourself: Am I ready for the "homebuying" lingo? Your words are important and we're here to help you talk wisely.

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ISO A+ Schools

In real estate, the adage "location, location, location" still holds true, but for three-quarters of buyers, this really means "school district, school district, school district."

10 Best Places for First-Time Homebuyers

Finding the right location is an important factor when looking to buy a home.

First-time Buyers Are Finally on the Rise

First-time buyers represented 46 percent of Freddie Mac's purchased loans in the first quarter, which was the largest share in recent history. Can it continue?

5 Reasons to be Optimistic About Homeownership

Find out why Freddie Mac's outlook for homeownership looks bright in coming years.

The Power of Attachment

Did you know that homeownership helps foster stronger, more stable neighborhoods? It's true. Check out all of the social benefits owning a home can bring.

Your Home and Your Community's Bottom Line

As a homeowner, you're not only making an investment in your future, you're investing in your local economy – in up to 26 ways

There's No Place Like Home

The pride of homeownership, coupled with a sense of freedom, gives you the power to make your home uniquely yours, from the outside in.

An Employment Leg Up with NextJob Partnership

A new Freddie Mac partnership with NextJob will provide job search assistance to current and aspiring homeowners living in designated underserved markets.

Inflation Protection (It's Real!)

Inflation touches virtually everything we purchase, except your fixed-rate mortgage.

image of houses with coins

Adding Equity Up

Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and an avenue to build wealth through equity. Let's see how this equity adds up.

2018 Spring Homebuying Season Quiz

Have you enjoyed our Spring Homebuying Season Blog Series? Prove it!

You're a Homeowner! Now What?

Owning a home comes with responsibilities, but it also comes with a lot of freedom.

Closing: What to Expect

Closing is exciting because it's the final step in purchasing your home, but it can also be overwhelming. Learn what to expect.

Leveraging Your Rate

When it comes to mortgage rates, the lower the better. See how taking the extra time to shop around can help you.

Let's Get to the Point

While shopping for a mortgage you'll be offered the option to buy "discount points". What are they and do you need them?

Amore Your Amortization Schedule

What exactly is amortization, what is an amortization schedule, and why does it matter?

Homeownership: Taking Taxes into Account

2018 ushered in new federal income tax laws that have many homeowners scratching their heads and wondering how the changes will affect them . The answer: It depends.

Putting the ROI in RenOvatIons

Here are six home improvement projects that will almost pay for themselves in resale value.

Should You Fix It or Adjust It?

Take the time to learn the important features and benefits of the two most prominent mortgage types.

Want to Buy a Home? Answer These 5 Questions

Before purchasing your home, it's important to get a full picture of your financial situation.

Debunking the 20% Down Myth

Don't let the 20% myth keep you from purchasing a home this spring homebuying season.

Don't Leave Money on the Table

Shopping around for a better a mortgage rate could save you hundreds or thousands of dollars.

Beyond Your Mortgage: Know What You Can Afford

In addition to your mortgage, there are additional expenses to consider when planning for your financial future once you become a homeowner.

But Wait, There's More

In addition to principal and interest, your monthly mortgage payment may also include an escrow payment and private mortgage insurance payment. So, what are these extra payments?

Understanding the Homebuying Timeline

We've outlined the main steps involved in the homebuying process to help get you started.

Who Does What?

The homebuying process can be intimidating. The good news? You'll have a team of very important people who will work hard to make your experience as smooth as possible.

2018 Spring Homebuying Season: Meet Nicole

Follow Nicole's homeownership journey this Spring for tips to get into a new home.

The Fiercest Spring Homebuying Season in a Decade

This year's spring homebuying season is predicted to be even more competitive than years past. Learn how you can get a head start on the competition.

Interest Rate vs. APR

Interest Rates and APR are both used when applying for a loan. Understanding the difference between them could save you thousands of dollars.

Will Millennials Move Out?

What happens the newly crowned largest generation decides to start buying homes...and what happens if they don't?

How Will Rising Rates Affect Your Bottom Line

With the heightened talk about rising interest rates, many prospective homebuyers are understandably concerned about whether now is the right time to purchase a home.

Taking Responsibility

While shopping for your home is fun and exciting, it's important to remember the responsibilities and financial commitments you'll have as a homeowner.

4 Tips for Buying a HomeSteps Home

If you're shopping for a home, it's definitely worth taking a look at HomeSteps homes. Here are 4 tips for buying one.

How Your Tax Refund Can Help You Buy a Home

If you're expecting a tax refund this year, check out these three ways your refund could bring you closer to homeownership.

Renting Vs. Buying: 5 Questions to Ask Yourself

Answer these five questions and you'll be ready to make major decisions by the time the spring thaw comes.

Numbers Don't Lie: 2017 Housing Trends

The National Association of REALTORS annual report on home buyers and sellers is full of information on the state of housing in 2017.

How Much Will You Bring to the Closing Table?

Before you get the keys to the home that you're buying, you'll go through the closing process, which includes paying certain fees. How much money are we talking about?

Pros and Cons of Buying a Home in Winter

Just because Spring is a busier real estate season than the others doesn't make it better for buyers.

One Easy System for Improving Your Credit? Yes!

Looking for an easy, convenient way to better manage your finances, improve your credit, save money, and work toward buying a home? Check out this new Freddie Mac program.

What to Expect: Tick Tock

If you're looking to buy your first home, you're likely asking how long the homebuying process takes, soup to nuts. Learn more about the timeline and necessary steps.

Mars vs. Venus and Your Home

It's a fact that men's and women's brains are wired in different ways. Just how much do these differences stack up when looking for a home? Let's find out.

Let's Talk About 3% Down

If you think buying a home is out of reach because you don't have enough for a 20% down payment, get the facts about 3% down options.

Our Top Ten List

The results are in. Did you read our top most–read blog posts for 2017?

The Top Misconceptions About Homebuying

While 2017 may have been the best year for housing in a decade, new data indicates several perceived barriers to homeownership.

When Should You Buy that Starter Home?

While Spring is traditionally thought of as the peak season for buying a new home, those looking for a starter home should wait until the leaves start to fall.

3 Reasons to Buy a Home This Fall

Fall is a great time of the year with changing leaves, football, a bit of chill in the air, and - for homebuyers. Find out why.

Could a Manufactured Home Be Right for You?

Manufactured homes have improved a lot over time, and are an important source of housing across the country. In Kentucky, a new program can help get you ready to buy one.

The Big, Bad "B" Word

Even as the housing industry continues to recover and grow more stable, many are keeping an eye out for the next house price bubble.

Be Wicked Smart About Identity Theft

Join us in our final National Cyber Security Awareness Month post to learn how to keep yourself and your information secure.

Can You Skip the Property Appraisal?

You might be able to skip the traditional property appraisal. Talk to your loan officer to see if you qualify.

Let's Talk About 4, 8 and 13

If you believe in superstitions and are looking to buy or sell a home, put aside the 4s and 13s and embrace the 8.

Be Wicked Smart About Online Rental Scams

We're continuing our "Be Wicked Smart" series in celebration of National Cyber Security Awareness Month. Today's topic - online rental scams.

Be Wicked Smart About Phishing

It's October AND National Cyber Security Month – be wicked smart.

Millennials Buy Homes for Their Best Friends

One–third of Millennials had their best friends at heart — dogs, that is — when deciding to buy their first homes, according to a recent survey.

Did You Know Over 93% of U.S. Homes Have Positive Equity?

You often hear that buying a home is a good way to build equity. But what does that mean?

Buying a Home is Still Affordable. Or is it?

Is buying a home affordable today? The answer is yes and no. It depends on a variety of factors, including where you live.

The Facts (and Myths) on Home Inspections

Because home inspections are such an important part of your homebuying journey, it's important to separate the facts from the myths.

Paying Down the Mortgage: Meet Stephen, Brad and Patty

We reached out to three homeowners, all at various stages of their mortgage, and asked them how it felt to be paying off their home. Read what they had to say.

The Facts (and Myths) on Down Payments and PMI

Before accepting the 20% down myth, it's important to do your homework, weigh the pros and cons regarding your down payment options and separate the facts from the myths.

An MVP Team Can Help You Score That Home

For something as important as buying a home, you need the right team of housing professionals working with you.

33% of Homeowners Do This. Would You?

Last year, 19% of survey respondents said they would buy a house sight unseen. This year, 33%. Find out why.

Low Rates = High Purchasing Power

Mortgage rates are a still a steal for buyers.

Welcome to Your New Luxury (Manufactured) Home

For high–end finishes at bargain prices, check out today's crop of new manufactured homes.

Could You Chart a Similar Path to Buying a Home?

Meet Layanna, a single mom. Through her commitment and the support of her real estate agent, loan officer, and community, she's a brand–new homeowner.

Freedoms of Homeownership

When considering the pros and cons of buying a home, one thing you can place in the 'pros' column is the independence owning a home can bring.

The Math Behind Putting Less Than 20% Down

Did you know that you could buy a home with a down payment of less than 20%? Lots of people do. Want to join them? Find out how all of the numbers add up.

Meet the Team: Lender

Lenders will help you understand your mortgage options, terms, closing costs, and more.

Meet the Team: Real Estate Agent

You're going to be spending a lot of time with your agent so it's important to find someone who gets you.

Meet the Team: Housing Counselor

While many people want to jump straight into the house–hunting part of the buying process, it's important to understand what the process entails first.

Spring Homebuying Season: Quiz #2

How much have you learned about the difference between the first and second–time homebuying experience? Take the quiz and let us know if you're a homebuying all–star.

What's the Point?

Today's infographic considers 3 important questions to help you get the point on points.

The Right Fit

When it comes to home buying, which should come first? The house or the mortgage?

The Chicken or The Egg of Real Estate

If you're looking to buy your second, or "move up" home, you may be faced with the difficult decision of what to do first: list your home or make an offer. Follow along as we detail some important factors that may help you on your journey.

2 x 10 Toes = We Need More Room!

Our first home was absolutely perfect — until kids came along and we quickly outgrew it. Follow my journey of "moving up" and moving out.

Spring Homebuying Season: Quiz Time!

How much have you learned about the first–time homebuying experience? Test your knowledge!

Closing the Deal: Sign Here and Here and...

Check out the infographic which highlights the traditional closing process, so you can know what to expect on your closing day!

Keep Breathing: You've Decided to Make an Offer

Here's an outline of the traditional offer process so you can know what to except when it's your turn to make the deal!

How Far Will Your Funds Go?

Steps to get a handle on how much you can borrow.

Get the Real Scoop on Down Payments

Believe that you need to make a down payment of at least 20% to buy a home? You have lots of company. Putting down that much money upfront certainly has benefits, but it's not required.

Urban or Suburban?

Buying a home is a big deal, so finding the right one that fits your needs is especially important and can have long–term impacts on both your wallet and your quality of life.

PROVE You're Serious by Getting Pre-APPROVED

This year's Spring Homebuying Season is hot! Improve your odds of getting into a home by getting pre–approved.

Say What? Learning the Homebuying Language

Here's a quick cheat sheet of must–know terms that'll help you navigate the homebuying process. Print it out or pull it up on your phone and you'll sound like a pro in no time!

Kicking off the Spring Homebuying Season: Meet Nicole

As a recent first–time homebuyer, I'm excited to share my journey with you over the next couple of weeks!

What's that Sizzle? It's the 2017 Homebuying Season.

The 2017 Spring homebuying season is already off to a hot start and activity is expected to grow throughout the year. Why so fast out of the gate? Let's find out.

March Madness: Host City Advantage

As hopeful fans cheer on their teams during the 2017 NCAA March Madness Basketball Tournament, the housing industry is revving up for Spring Homebuying Season.

Saturdays + Spring = Seller's Sweet Spot

Homes listed during these two weeks sell on average nine days faster and for 1 percent more (about ,500) than the average listing.