Keyword: Homeownership

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Crafting Your Home Security Blanket

Whichever security measures you choose to keep your home safe, do your research so that you can be confident with the level of protection it provides.

Get In-The-Know About Escrow

What is escrow and how does it affect your monthly mortgage payment?

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Time to Fix Your ARM?

If you have an ARM that's scheduled to adjust soon, you may want to consider the benefits of a fixed-rate mortgage while rates are still low.

How KonMari Can Help Homeowners

If you're preparing your house to be staged, packing to move, or looking to make better use of the space you already have, here are some Marie Kondo inspired tips to help.

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FYIs about DIY

If you're a homeowner you've probably got ideas for home improvements... so how do DIY home projects compare to professional renovations?

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Reach Your Dreams with 3% Down

Low down payment mortgage options – some requiring as little as 3% down – are available for qualified borrowers and can offer you a path to homeownership.

From Saving Up to Settling Down: The Homebuying Lifecycle

Here are three key phases of homeownership that many people experience during their lifetime.

In It For The Long Run

For the final blog in our avoiding homebuying mistakes series we are talking about the long-term planning involved in homeownership.

Generation Z is Buying Homes

Although Generation Z is early-on in adulthood, they nearly match millennial aspirations for homeownership, 97% of Generation Z believe that they will own a home in the future.

How Much Home Can I Afford?

Finding the answer is one of the most important questions you'll have to answer when buying a home. Learn what matters most.

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Winter is Coming... Are You Prepared?

Here are some helpful tips to keep the cold outside and you and your family warm inside.

Would You Buy a Haunted House?

Your dream home is haunted. Are you still interested?

Self-Employed? Learn How You Can Get a Mortgage

Starting the loan application process can be overwhelming, but even more so for borrowers who are self-employed.

Equity in the West

The Western states have shown strong gains in equity this past year. What can you expect?

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Are Pet Owners More Likely to Rent or Own?

What if owning a pet could predict if you're more likely to rent or own a home?

30 Years of Certainty

30 years may sound like a lifetime with many unknowns, but a 30-year fixed-rate mortgage can provide you with many comforting certainties.

Hurricane Tips from Families In-The-Know

When you learn that a major storm is headed your way, you can never be too prepared. Read up and follow these practical tips from families who've been in your shoes.

Global Perspective

Did you know that the United States has one the most affordable housing markets in the world? It's true.

Mortgage Relief Amid California Wildfires

If you're a homeowner who has been impacted by the California wildfires, contact your mortgage company right away to discuss your mortgage relief options.

10 Best Places for First-Time Homebuyers

Finding the right location is an important factor when looking to buy a home.

Help Around the Corner and Across the Country

Whether you're hoping to buy a home or struggling to pay your mortgage, Borrower Help Centers and Borrower Help Network help.

First-time Buyers Are Finally on the Rise

First-time buyers represented 46 percent of Freddie Mac's purchased loans in the first quarter, which was the largest share in recent history. Can it continue?

Who Is The Borrower of the Future?

As we wrap up National Homeownership Month, what better time to look at the future of homeownership.

5 Reasons to be Optimistic About Homeownership

Find out why Freddie Mac's outlook for homeownership looks bright in coming years.

Your Home, Our Economy

From your hometown to the national stage, the housing market has big impact on the economy. In fact, it accounted for approximately 12.3% of our GDP in 2017.

Helping Families Stay in Their Homes

We're reimagining the mortgage experience to help keep homeowners in their homes through simpler policies and programs.

The Power of Attachment

Did you know that homeownership helps foster stronger, more stable neighborhoods? It's true. Check out all of the social benefits owning a home can bring.

Your Home and Your Community's Bottom Line

As a homeowner, you're not only making an investment in your future, you're investing in your local economy – in up to 26 ways

Get Into a Home This June

This National Homeownership Month we're celebrating borrowers and lenders as we reimagine the mortgage experience to make homeownership possible.

There's No Place Like Home

The pride of homeownership, coupled with a sense of freedom, gives you the power to make your home uniquely yours, from the outside in.

An Employment Leg Up with NextJob Partnership

A new Freddie Mac partnership with NextJob will provide job search assistance to current and aspiring homeowners living in designated underserved markets.

Inflation Protection (It's Real!)

Inflation touches virtually everything we purchase, except your fixed-rate mortgage.

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Adding Equity Up

Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and an avenue to build wealth through equity. Let's see how this equity adds up.

Why Homeownership Matters: The Triple Bottom Line

To celebrate National Homeownership Month, we're launching a blog series to show how homeownership impacts us, from providing social stability to fueling our national economy.

2018 Spring Homebuying Season Quiz

Have you enjoyed our Spring Homebuying Season Blog Series? Prove it!

You're a Homeowner! Now What?

Owning a home comes with responsibilities, but it also comes with a lot of freedom.

Closing: What to Expect

Closing is exciting because it's the final step in purchasing your home, but it can also be overwhelming. Learn what to expect.

Leveraging Your Rate

When it comes to mortgage rates, the lower the better. See how taking the extra time to shop around can help you.

Homeownership: Taking Taxes into Account

2018 ushered in new federal income tax laws that have many homeowners scratching their heads and wondering how the changes will affect them . The answer: It depends.

Putting the ROI in RenOvatIons

Here are six home improvement projects that will almost pay for themselves in resale value.

What's Your Financial IQ?

April is Financial Literacy Month and there is no better time than now to brush up on your financial education and life-long money management skills.

Beyond Your Mortgage: Know What You Can Afford

In addition to your mortgage, there are additional expenses to consider when planning for your financial future once you become a homeowner.

Who Does What?

The homebuying process can be intimidating. The good news? You'll have a team of very important people who will work hard to make your experience as smooth as possible.

2018 Spring Homebuying Season: Meet Nicole

Follow Nicole's homeownership journey this Spring for tips to get into a new home.

Interest Rate vs. APR

Interest Rates and APR are both used when applying for a loan. Understanding the difference between them could save you thousands of dollars.

Will Millennials Move Out?

What happens the newly crowned largest generation decides to start buying homes...and what happens if they don't?

How Will Rising Rates Affect Your Bottom Line

With the heightened talk about rising interest rates, many prospective homebuyers are understandably concerned about whether now is the right time to purchase a home.

Taking Responsibility

While shopping for your home is fun and exciting, it's important to remember the responsibilities and financial commitments you'll have as a homeowner.

When Mortgage Rates Weren't Groovy

The most dramatic increase in mortgage rates came during the late 1970s. What would happen if rates rise like that again?

What is Home Equity and Why Do I Want It?

Let's define the term and calculate how much home equity you have.

Who Do I Call If Disaster Forbearance Is Ending?

Were your monthly mortgage payments suspended temporarily because you were affected by a recent natural disaster? Wondering what happens when this "forbearance period" ends?

Numbers Don't Lie: 2017 Housing Trends

The National Association of REALTORS annual report on home buyers and sellers is full of information on the state of housing in 2017.

What to Expect: Tick Tock

If you're looking to buy your first home, you're likely asking how long the homebuying process takes, soup to nuts. Learn more about the timeline and necessary steps.

Mars vs. Venus and Your Home

It's a fact that men's and women's brains are wired in different ways. Just how much do these differences stack up when looking for a home? Let's find out.

Your Resolution, Your Home

If one of your New Year's resolutions is homeownership, check out our tips to help you reach your goal.

Our Top Ten List

The results are in. Did you read our top most–read blog posts for 2017?

Overcoming the Down Payment Hurdle

You're ready to buy a home, but the down payment seems like an insurmountable hurdle. Don't throw in the towel yet. It might be easier than you think.

The Top Misconceptions About Homebuying

While 2017 may have been the best year for housing in a decade, new data indicates several perceived barriers to homeownership.

The 4 Cs of Qualifying for a Mortgage

Thinking about buying a home but not sure whether you qualify for a mortgage? Here's what lenders look for in a borrower.

Winter is Coming: Brighten Up!

Winter days ahead mean darker and shorter days for most. How can you brighten your home to balance the gray? Check out these solutions.

Mansion or Yurt: What Can You Afford?

Dreaming of owning a home and wondering how much you can afford? You're not alone.

Is Geography Destiny?

We examine the relationship between government regulations, geography, housing supply, house prices and rents.

Mortgage Relief Amid California Wildfires

If you're a homeowner impacted by the wildfires in California, mortgage relief may be available. Contact your mortgage company right away to discuss your options.

Habitat: "She Nailed It!"

During this month's SERVE, we continue our long tradition of working with Habitat for Humanity to create a safe and affordable place for families to call home.

Hurricane Help FAQs

To help you get answers to your hurricane–related questions, we've compiled a list of answers to FAQs due to the recent hurricanes.

Are You Financially Prepared for An Emergency?

Being financially prepared for emergencies is about more than just having savings set aside.

Mortgage Assistance for Hurricane Maria

If you are a homeowner impacted by Hurricane Maria, mortgage relief may be available. Contact your mortgage company right away to discuss your options.

Avoiding Repair Scams After a Disaster

Following natural disasters, scam artists are hard at work trying to take advantage of your situation. Here are some tips to avoid them and stay safe.

Getting Help After a Hurricane

If you've been affected by Hurricane Harvey or Irma, these four important steps can help you get on the path to recovery.

Hurricane Preparedness

Texas and Louisiana just experienced the devastation caused by Hurricane Harvey, and already we are bracing for the impact of another powerful storm, Hurricane Irma.

Getting Help with Hurricane Harvey

If you've been affected by Hurricane Harvey, these four important steps can help you get on the path to recovery.

HARP Bonus: More Time, Low Rates

HARP has been extended until December 31, 2018 and rates are still historically low. All it takes is a few minutes to see if you qualify.

Mortgage Assistance in the Aftermath of Hurricane Harvey

If you are a homeowner impacted by Hurricane Harvey, mortgage relief may be available. Contact your mortgage company right away to discuss your options.

Going Green? Ask Questions First!

If you're looking to finance your energy–efficient home improvements, make sure you ask yourself these three questions first.

Paying Down the Mortgage: Meet Stephen, Brad and Patty

We reached out to three homeowners, all at various stages of their mortgage, and asked them how it felt to be paying off their home. Read what they had to say.

Making (Manufactured) Home Sweeter

Manufactured homes are an affordable option for many people, especially in rural areas. Our support for manufactured housing communities helps keep them that way.

3% Down in Three Easy Steps

Are you looking to take advantage of a 3% down payment? Here are the three steps that you need to know.

Get Smart(er) on Green

Knowing the facts about your home's energy consumption is important for everyone as the country continues to advance its efforts to conserve. How much do you know?

What Does Homeownership Mean? We Asked, They Answered

In honor of National Homeownership Month wrapping up — and our important mission of making home possible —we asked families across the nation, "What does homeownership mean to you?"

Freedoms of Homeownership

When considering the pros and cons of buying a home, one thing you can place in the 'pros' column is the independence owning a home can bring.

Homeownership: Beyond the Mortgage

The financial obligations of owning a home are more than just paying the mortgage. Similar to owning a car, your home will need regular upkeep to keep it safe and in great shape.

The Math Behind Putting Less Than 20% Down

Did you know that you could buy a home with a down payment of less than 20%? Lots of people do. Want to join them? Find out how all of the numbers add up.

How New Homeowners Can Keep Lawns and Wallets Green

Smart landscaping and lawn care are essential to protecting the value of the most expensive thing you are ever likely to buy: your home.

Five Benefits of Homeownership You Need to Know

If you're looking to take the plunge into homeownership, its likely you've made a pros and cons list. Here are five things that should go straight to the top of your pros list.

Celebrating Homeownership

This June we're celebrating National Homeownership Month by providing helpful tips on buying and owning.

How Much Does it Cost to Sell Your Home?

We all know that buying a home costs money, however, selling a home is costing homeowners across the country a surprising amount.

Why the 30-year Fixed Rate Wins "Most Popular"

Of all of the mortgage products out there, the 30–year, fixed–rate mortgage reigns as the most popular. Find out why it's been the favorite for years.

Need a Spring Refresh? Consider Refinishing Your Kitchen Cabinets

Refinishing kitchen cabinets is a popular DIY project that takes time and attention to detail, but the results will revitalize the look of your kitchen at a fraction of the cost of a full remodel.

Who Do I Call...For Mortgage Help After a HAMP Interest-rate Reset?

Have you fallen behind on your monthly mortgage payments since the interest rate reset on your HAMP–modified loan and wondered if there's a way to help you get back on track?

The Importance of Affordable Housing and Homeownership

In commemoration of Black History Month, Freddie Mac held a panel discussion on the company's commitment to affordable housing, particularly in the African American community.

Remodeling Tips for Aging in Your Home

More than 60 percent of homeowners ages 55 and up say they would prefer to age in place versus downsize. Check out some remodeling strategies to ensure a safe and comfortable living environment that meets life's changing needs.

Who Do I Call...If I Need Mortgage Help While I'm Unemployed?

Are you struggling financially because you lost your job and want to know whether there's a way to reduce the strain of trying to make your monthly mortgage payments until you find a new job?

Need Housing Help? Start Here

At one of the 14 Freddie Mac–sponsored borrower help centers across the country, you can get tips and tools to prepare for homeownership.

It's All About You

Homebuyers and homeowners directly influence how Freddie Mac does business even though you're not our direct customers.

Finding "the One"

Today we're wrapping up our new year, new home blog series with tips on how to choose the right location and the right type of home for you.

Who Do I Call...If I Need to Move for a Military or Other Job Relocation?

Do you need to relocate within a tight timeframe because of a permanent change of military station or other job transfer and want to explore options for selling your home quickly?

The Cost of Moving In

Whether you're moving across town or across the country, you'll need to budget for the cost of transporting yourself and everything you own to a new home.

The Down Payment Math Challenge

If you're in the market to buy a home, the amount of your down payment is likely top of mind: three percent, five percent, 10 or 20. There's no right answer for everyone; what is right for you depends on some key factors, namely your savings and monthly budget.

Who Do I Call...For Mortgage Help During Financial Hardship?

If a major event in your personal life has dealt a long–term blow to your finances, are you wondering whether you might have your monthly mortgage payment lowered to fit your reduced income?

Forecasting 2017 with Freddie Mac's Chief Economist

As 2016 gives way to 2017, we move away from recapping the year that was and transition to prognosticating the year to come.

Improve Your Homebuying Odds: Get Pre-Approved

Anyone looking to buy — especially in a competitive market — should ask a reputable lender to pre–approve them for a mortgage.

Hacks for Un-Decking the Hall

The decorations that are so exciting to hang up can be just as daunting to take down as we move from the season of "Deck the Halls" to the season of "What do I do with it all?"

Who Do I Call...About a Letter I Received from Freddie Mac?

Did you receive a letter from Freddie Mac with the subject, "Borrower Notification: Freddie Mac Has Purchased Your Loan" but don't know what it means or what to do about it?

5 Ways to Reduce Heating Bills

There are dozens of ways a homeowner can reduce their heating bills. Here are fives ways that provide a good return on investment, are fairly easy to accomplish and are relatively inexpensive when compared with other energy improvements.

Homebuyers: Is 0,000 Waiting for You?

Eighty–seven percent of U.S. homes are eligible for one or more homeownership programs. The down payment program benefit most frequently found? About 0,000! Could you qualify?

Borrowing Power to Increase Nationwide in 2017

New rules mean you may be able to borrow more next year.

Considering A Manufactured Home?

Forget what you think you know about manufactured homes. With prices averaging 1,300, they might just be the affordable housing option you're looking for.

PMI: Your Top Questions Answered

Private mortgage insurance (PMI) is a big topic for homeowners and homebuyers alike and there is good reason, namely your wallet. Follow along as we share the top questions received today, along with the answers.

What Do Homebuying and High School Have in Common?

Counselors who can help you succeed. A high–school guidance counselor might have advised you on what you needed to do to graduate and the path you might take toward your future. A housing counselor can advise you on how to become and stay a homeowner.

The Energy Revolution and You

The topic of clean energy has been on the table for decades, with many left wondering if it would ever take flight. Well, it has, and it's power is making a big impact on the environment and your wallet.

A Down Payment of Less than 20% Is OK. Really.

Did you know that the average down payment among first–time homebuyers is 6% and it's 13–14% for repeat buyers, according to the National Association of Realtors®? It's possible to put down even less.

Baby Boomer Myths: Up-Close and Personal with Sean Becketti, Chief Economist

Baby Boomers comprise one-quarter of the population but own two-thirds of the housing wealth. Their decisions will reshape our housing market in the coming years. Freddie Mac's chief economist uses our latest survey results to bust some myths about 55+ homeowners and renters.

Myth vs. Fact Quiz

Over the last few months we've been dispelling the top two myths on everything from down payments to renting. See how well you know the facts in today's quiz.

Do You Know Your Energy?

Knowing the facts about energy consumption and conservation is important for all families as the U.S. continues to advance its efforts to conserve. We've hand picked some important facts: do you know your energy?

Energy Costs Across the Country: The Highs, The Lows

Monthly energy costs can vary wildly from state-to-state, with some states seeing nearly double the cost as others. And it's not just about low energy prices, it's about consumption. See how the states stack up.

Myth vs. Fact: Qualifying for a Mortgage

Confused about what it takes to get a mortgage in today's market? Here are the facts to dispel the two biggest myths about qualifying for one.

4 Reasons to Make Your Home More Energy Efficient

It's not just about lower utility bills. Learn about all the reasons that drive today's homebuyers and homeowners to be green at home.

Good News for HARP: More Time, Low Rates

HARP, one of the most successful crisis-era programs for homeowners has been extended to September 30, 2017. If you haven't acted yet, you now have more time to take advantage of today's low rates.

Green? Or Just a Shade of Green?

If you're in the market to buy an energy-efficient home, take note of a practice called "greenwashing" that may oversell the true "green." Is it really energy-efficient or are you being misled by a mere lightbulb?

Myth vs. Fact: 3% Down Mortgage

Not sure you qualify for our 3% down mortgage? Today we're dispelling the top two myths about what it takes.