Keyword: Homeownership

Lenders Make Home Possible

Buying a home can be an overwhelming experience, but lenders provide a steadying hand.

What's the Magic Number? Breaking Down Down Payments

Contrary to popular belief, you don't need a 20% downpayment to buy a home.

Agents Make Home Possible

Your real estate agent is responsible for finding the right home for you - at the right price

Housing Counselors Make Home Possible

Buying a home can be intimidating - if you're not sure how to get started, consider working with an experienced housing counselor.

Making Home Possible

We're proud to be part of the industry that helps turn dreams into reality for people like first-time homebuyer Patrick Mineo of Scranton, Pennsylvania.

Memory Lane: Spring Homebuying

That's a wrap! Test your knowledge in our homebuying quiz to see what you've learn this spring.

Cruise Control: Settling into Homeownership

You purchased your dream home and you're a homeowner. Now what?

Amortization: Filling Up Your Tank

Learn how this important table serves as the financial fuel gauge of your mortgage.

Last Stop: Closing Day

Your destination is on the horizon and it's time to close the deal. Here's what to expect on closing day.

Making Your Offer: No U-turns

You’re moving full speed ahead and preparing to make an offer on your dream home. Here's what you need to know.

Beginner's Guide to Home Equity

What is equity and how can you build it?

Stuck at a Crossroads? How to Find the Right Home

There are many different routes you can take on your journey to homeownership, how do you decide which home is right for you?

Pit Stop: Time to Test Your Knowledge

You're half-way through the homebuying road trip. Let's take a quick break to see what you've learned so far.

Interest Rates: How to Navigate the Roads Ahead

Lenders set interest rates based on several factors- here's what steps you can take to secure the best rate possible.

Know About Mortgages Before You Go

Which mortgage product is best for you?

Budgeting for Your Journey: Part II

Now is when the rubber meets the road, finalizing your loan and preparing for your monthly mortgage payments.

Budgeting for Your Journey

Budgeting for your journey is never as much fun as the trip itself, but it's a critical part of the ride.

Gas Up for Your Down Payment

Be sure you have the right tools when thinking about your down payment.

Pre-approval Letter: Passport to Homeownership

What is a pre-approval letter and how do you get one?

Map It Out: The Homebuying Timeline

Before you hit the road, you should be able to answer the question: what are the steps in the homebuying process?

Co-Pilot(s): Assembling your Team

There are many people involved in your homebuying journey, and having the right people along for the ride can help navigate through the process.

Three young millennials playing music from the back of their car

Listen Now: Hottest Homebuying Playlist

Playlists can make any journey more enjoyable and smooth sailing (even dancing!).

red race car

Is There a Faster Way to Be Mortgage Free?

90% of today's homebuyers choose a 30-year fixed-rate mortgage, but what if you could be mortgage free faster?

3 Reasons to Love Tax Season

There is just over a month until Tax Day 2019. If you’re expecting a refund, here's how it can bring you closer to homeownership.

a dog hiding under a blanket

Crafting Your Home Security Blanket

Whichever security measures you choose to keep your home safe, do your research so that you can be confident with the level of protection it provides.

Get In-The-Know About Escrow

What is escrow and how does it affect your monthly mortgage payment?

image of an hourglass with blue sand

Time to Fix Your ARM?

If you have an ARM that's scheduled to adjust soon, you may want to consider the benefits of a fixed-rate mortgage while rates are still low.

How KonMari Can Help Homeowners

If you're preparing your house to be staged, packing to move, or looking to make better use of the space you already have, here are some Marie Kondo inspired tips to help.

young boy and dog wearing construction hats

FYIs about DIY

If you're a homeowner you've probably got ideas for home improvements... so how do DIY home projects compare to professional renovations?

image of a a native american dream catcher

Reach Your Dreams with 3% Down

Low down payment mortgage options – some requiring as little as 3% down – are available for qualified borrowers and can offer you a path to homeownership.

From Saving Up to Settling Down: The Homebuying Lifecycle

Here are three key phases of homeownership that many people experience during their lifetime.

In It For The Long Run

For the final blog in our avoiding homebuying mistakes series we are talking about the long-term planning involved in homeownership.

Generation Z is Buying Homes

Although Generation Z is early-on in adulthood, they nearly match millennial aspirations for homeownership, 97% of Generation Z believe that they will own a home in the future.

How Much Home Can I Afford?

Finding the answer is one of the most important questions you'll have to answer when buying a home. Learn what matters most.

image of cat peeking out of knitted sweaters

Winter is Coming... Are You Prepared?

Here are some helpful tips to keep the cold outside and you and your family warm inside.

Would You Buy a Haunted House?

Your dream home is haunted. Are you still interested?

Self-Employed? Learn How You Can Get a Mortgage

Starting the loan application process can be overwhelming, but even more so for borrowers who are self-employed.

Equity in the West

The Western states have shown strong gains in equity this past year. What can you expect?

puppy sitting in a chair with a green ball

Are Pet Owners More Likely to Rent or Own?

What if owning a pet could predict if you're more likely to rent or own a home?

30 Years of Certainty

30 years may sound like a lifetime with many unknowns, but a 30-year fixed-rate mortgage can provide you with many comforting certainties.

Hurricane Tips from Families In-The-Know

When you learn that a major storm is headed your way, you can never be too prepared. Read up and follow these practical tips from families who've been in your shoes.

Global Perspective

Did you know that the United States has one the most affordable housing markets in the world? It's true.

Mortgage Relief Amid California Wildfires

If you're a homeowner who has been impacted by the California wildfires, contact your mortgage company right away to discuss your mortgage relief options.

10 Best Places for First-Time Homebuyers

Finding the right location is an important factor when looking to buy a home.

Help Around the Corner and Across the Country

Whether you're hoping to buy a home or struggling to pay your mortgage, Borrower Help Centers and Borrower Help Network help.

First-time Buyers Are Finally on the Rise

First-time buyers represented 46 percent of Freddie Mac's purchased loans in the first quarter, which was the largest share in recent history. Can it continue?

Who Is The Borrower of the Future?

As we wrap up National Homeownership Month, what better time to look at the future of homeownership.

5 Reasons to be Optimistic About Homeownership

Find out why Freddie Mac's outlook for homeownership looks bright in coming years.

Your Home, Our Economy

From your hometown to the national stage, the housing market has big impact on the economy. In fact, it accounted for approximately 12.3% of our GDP in 2017.

Helping Families Stay in Their Homes

We're reimagining the mortgage experience to help keep homeowners in their homes through simpler policies and programs.

The Power of Attachment

Did you know that homeownership helps foster stronger, more stable neighborhoods? It's true. Check out all of the social benefits owning a home can bring.

Your Home and Your Community's Bottom Line

As a homeowner, you're not only making an investment in your future, you're investing in your local economy – in up to 26 ways

Get Into a Home This June

This National Homeownership Month we're celebrating borrowers and lenders as we reimagine the mortgage experience to make homeownership possible.

There's No Place Like Home

The pride of homeownership, coupled with a sense of freedom, gives you the power to make your home uniquely yours, from the outside in.

An Employment Leg Up with NextJob Partnership

A new Freddie Mac partnership with NextJob will provide job search assistance to current and aspiring homeowners living in designated underserved markets.

Inflation Protection (It's Real!)

Inflation touches virtually everything we purchase, except your fixed-rate mortgage.

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Adding Equity Up

Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and an avenue to build wealth through equity. Let's see how this equity adds up.

Why Homeownership Matters: The Triple Bottom Line

To celebrate National Homeownership Month, we're launching a blog series to show how homeownership impacts us, from providing social stability to fueling our national economy.

2018 Spring Homebuying Season Quiz

Have you enjoyed our Spring Homebuying Season Blog Series? Prove it!

You're a Homeowner! Now What?

Owning a home comes with responsibilities, but it also comes with a lot of freedom.

Closing: What to Expect

Closing is exciting because it's the final step in purchasing your home, but it can also be overwhelming. Learn what to expect.

Leveraging Your Rate

When it comes to mortgage rates, the lower the better. See how taking the extra time to shop around can help you.

Homeownership: Taking Taxes into Account

2018 ushered in new federal income tax laws that have many homeowners scratching their heads and wondering how the changes will affect them . The answer: It depends.

Putting the ROI in RenOvatIons

Here are six home improvement projects that will almost pay for themselves in resale value.

What's Your Financial IQ?

April is Financial Literacy Month and there is no better time than now to brush up on your financial education and life-long money management skills.

Beyond Your Mortgage: Know What You Can Afford

In addition to your mortgage, there are additional expenses to consider when planning for your financial future once you become a homeowner.

Who Does What?

The homebuying process can be intimidating. The good news? You'll have a team of very important people who will work hard to make your experience as smooth as possible.

2018 Spring Homebuying Season: Meet Nicole

Follow Nicole's homeownership journey this Spring for tips to get into a new home.

Interest Rate vs. APR

Interest Rates and APR are both used when applying for a loan. Understanding the difference between them could save you thousands of dollars.

Will Millennials Move Out?

What happens the newly crowned largest generation decides to start buying homes...and what happens if they don't?

How Will Rising Rates Affect Your Bottom Line

With the heightened talk about rising interest rates, many prospective homebuyers are understandably concerned about whether now is the right time to purchase a home.

Taking Responsibility

While shopping for your home is fun and exciting, it's important to remember the responsibilities and financial commitments you'll have as a homeowner.

When Mortgage Rates Weren't Groovy

The most dramatic increase in mortgage rates came during the late 1970s. What would happen if rates rise like that again?

What is Home Equity and Why Do I Want It?

Let's define the term and calculate how much home equity you have.

Who Do I Call If Disaster Forbearance Is Ending?

Were your monthly mortgage payments suspended temporarily because you were affected by a recent natural disaster? Wondering what happens when this "forbearance period" ends?

Numbers Don't Lie: 2017 Housing Trends

The National Association of REALTORS annual report on home buyers and sellers is full of information on the state of housing in 2017.

What to Expect: Tick Tock

If you're looking to buy your first home, you're likely asking how long the homebuying process takes, soup to nuts. Learn more about the timeline and necessary steps.

Mars vs. Venus and Your Home

It's a fact that men's and women's brains are wired in different ways. Just how much do these differences stack up when looking for a home? Let's find out.

Your Resolution, Your Home

If one of your New Year's resolutions is homeownership, check out our tips to help you reach your goal.

Our Top Ten List

The results are in. Did you read our top most–read blog posts for 2017?

Overcoming the Down Payment Hurdle

You're ready to buy a home, but the down payment seems like an insurmountable hurdle. Don't throw in the towel yet. It might be easier than you think.

The Top Misconceptions About Homebuying

While 2017 may have been the best year for housing in a decade, new data indicates several perceived barriers to homeownership.

The 4 Cs of Qualifying for a Mortgage

Thinking about buying a home but not sure whether you qualify for a mortgage? Here's what lenders look for in a borrower.

Winter is Coming: Brighten Up!

Winter days ahead mean darker and shorter days for most. How can you brighten your home to balance the gray? Check out these solutions.

Mansion or Yurt: What Can You Afford?

Dreaming of owning a home and wondering how much you can afford? You're not alone.

Is Geography Destiny?

We examine the relationship between government regulations, geography, housing supply, house prices and rents.

Mortgage Relief Amid California Wildfires

If you're a homeowner impacted by the wildfires in California, mortgage relief may be available. Contact your mortgage company right away to discuss your options.

Habitat: "She Nailed It!"

During this month's SERVE, we continue our long tradition of working with Habitat for Humanity to create a safe and affordable place for families to call home.

Hurricane Help FAQs

To help you get answers to your hurricane–related questions, we've compiled a list of answers to FAQs due to the recent hurricanes.

Are You Financially Prepared for An Emergency?

Being financially prepared for emergencies is about more than just having savings set aside.

Mortgage Assistance for Hurricane Maria

If you are a homeowner impacted by Hurricane Maria, mortgage relief may be available. Contact your mortgage company right away to discuss your options.

Avoiding Repair Scams After a Disaster

Following natural disasters, scam artists are hard at work trying to take advantage of your situation. Here are some tips to avoid them and stay safe.

Getting Help After a Hurricane

If you've been affected by Hurricane Harvey or Irma, these four important steps can help you get on the path to recovery.

Hurricane Preparedness

Texas and Louisiana just experienced the devastation caused by Hurricane Harvey, and already we are bracing for the impact of another powerful storm, Hurricane Irma.

Getting Help with Hurricane Harvey

If you've been affected by Hurricane Harvey, these four important steps can help you get on the path to recovery.

HARP Bonus: More Time, Low Rates

HARP has been extended until December 31, 2018 and rates are still historically low. All it takes is a few minutes to see if you qualify.

Mortgage Assistance in the Aftermath of Hurricane Harvey

If you are a homeowner impacted by Hurricane Harvey, mortgage relief may be available. Contact your mortgage company right away to discuss your options.

Going Green? Ask Questions First!

If you're looking to finance your energy–efficient home improvements, make sure you ask yourself these three questions first.

Paying Down the Mortgage: Meet Stephen, Brad and Patty

We reached out to three homeowners, all at various stages of their mortgage, and asked them how it felt to be paying off their home. Read what they had to say.

Making (Manufactured) Home Sweeter

Manufactured homes are an affordable option for many people, especially in rural areas. Our support for manufactured housing communities helps keep them that way.

3% Down in Three Easy Steps

Are you looking to take advantage of a 3% down payment? Here are the three steps that you need to know.

Get Smart(er) on Green

Knowing the facts about your home's energy consumption is important for everyone as the country continues to advance its efforts to conserve. How much do you know?

What Does Homeownership Mean? We Asked, They Answered

In honor of National Homeownership Month wrapping up — and our important mission of making home possible —we asked families across the nation, "What does homeownership mean to you?"

Freedoms of Homeownership

When considering the pros and cons of buying a home, one thing you can place in the 'pros' column is the independence owning a home can bring.

Homeownership: Beyond the Mortgage

The financial obligations of owning a home are more than just paying the mortgage. Similar to owning a car, your home will need regular upkeep to keep it safe and in great shape.

The Math Behind Putting Less Than 20% Down

Did you know that you could buy a home with a down payment of less than 20%? Lots of people do. Want to join them? Find out how all of the numbers add up.

How New Homeowners Can Keep Lawns and Wallets Green

Smart landscaping and lawn care are essential to protecting the value of the most expensive thing you are ever likely to buy: your home.

Five Benefits of Homeownership You Need to Know

If you're looking to take the plunge into homeownership, its likely you've made a pros and cons list. Here are five things that should go straight to the top of your pros list.

Celebrating Homeownership

This June we're celebrating National Homeownership Month by providing helpful tips on buying and owning.

How Much Does it Cost to Sell Your Home?

We all know that buying a home costs money, however, selling a home is costing homeowners across the country a surprising amount.

Why the 30-year Fixed Rate Wins "Most Popular"

Of all of the mortgage products out there, the 30–year, fixed–rate mortgage reigns as the most popular. Find out why it's been the favorite for years.

Need a Spring Refresh? Consider Refinishing Your Kitchen Cabinets

Refinishing kitchen cabinets is a popular DIY project that takes time and attention to detail, but the results will revitalize the look of your kitchen at a fraction of the cost of a full remodel.

Who Do I Call...For Mortgage Help After a HAMP Interest-rate Reset?

Have you fallen behind on your monthly mortgage payments since the interest rate reset on your HAMP–modified loan and wondered if there's a way to help you get back on track?

The Importance of Affordable Housing and Homeownership

In commemoration of Black History Month, Freddie Mac held a panel discussion on the company's commitment to affordable housing, particularly in the African American community.

Remodeling Tips for Aging in Your Home

More than 60 percent of homeowners ages 55 and up say they would prefer to age in place versus downsize. Check out some remodeling strategies to ensure a safe and comfortable living environment that meets life's changing needs.

Who Do I Call...If I Need Mortgage Help While I'm Unemployed?

Are you struggling financially because you lost your job and want to know whether there's a way to reduce the strain of trying to make your monthly mortgage payments until you find a new job?

Need Housing Help? Start Here

At one of the 14 Freddie Mac–sponsored borrower help centers across the country, you can get tips and tools to prepare for homeownership.

It's All About You

Homebuyers and homeowners directly influence how Freddie Mac does business even though you're not our direct customers.

Finding "the One"

Today we're wrapping up our new year, new home blog series with tips on how to choose the right location and the right type of home for you.

Who Do I Call...If I Need to Move for a Military or Other Job Relocation?

Do you need to relocate within a tight timeframe because of a permanent change of military station or other job transfer and want to explore options for selling your home quickly?