Keyword: Homeownership
JUN 15, 2018
Get Into a Home This June
Homeownership
This National Homeownership Month we're celebrating borrowers and lenders as we reimagine the mortgage experience to make homeownership possible.
JUN 14, 2018
An Employment Leg Up with NextJob Partnership
Notable
A new Freddie Mac partnership with NextJob will provide job search assistance to current and aspiring homeowners living in designated underserved markets.
JUN 12, 2018
Inflation Protection (It's Real!)
Homeownership
Inflation touches virtually everything we purchase, except your fixed-rate mortgage.
JUN 6, 2018
Adding Equity Up
Homeownership
Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and an avenue to build wealth through equity. Let's see how this equity adds up.
JUN 4, 2018
Why Homeownership Matters: The Triple Bottom Line
Homeownership
To celebrate National Homeownership Month, we're launching a blog series to show how homeownership impacts us, from providing social stability to fueling our national economy.
MAY 31, 2018
2018 Spring Homebuying Season Quiz
Homeownership
Have you enjoyed our Spring Homebuying Season Blog Series? Prove it!
MAY 30, 2018
You're a Homeowner! Now What?
Homeownership
Owning a home comes with responsibilities, but it also comes with a lot of freedom.
MAY 25, 2018
Closing: What to Expect
Homeownership
Closing is exciting because it's the final step in purchasing your home, but it can also be overwhelming. Learn what to expect.
MAY 22, 2018
Leveraging Your Rate
Homeownership
When it comes to mortgage rates, the lower the better. See how taking the extra time to shop around can help you.
MAY 11, 2018
Homeownership: Taking Taxes into Account
Homeownership
2018 ushered in new federal income tax laws that have many homeowners scratching their heads and wondering how the changes will affect them . The answer: It depends.
MAY 9, 2018
Putting the ROI in RenOvatIons
Homeownership
Here are six home improvement projects that will almost pay for themselves in resale value.
APR 24, 2018
What's Your Financial IQ?
Homeownership
April is Financial Literacy Month and there is no better time than now to brush up on your financial education and life-long money management skills.
APR 17, 2018
Beyond Your Mortgage: Know What You Can Afford
Homeownership
In addition to your mortgage, there are additional expenses to consider when planning for your financial future once you become a homeowner.
APR 4, 2018
Who Does What?
Homeownership
The homebuying process can be intimidating. The good news? You'll have a team of very important people who will work hard to make your experience as smooth as possible.
APR 2, 2018
2018 Spring Homebuying Season: Meet Nicole
Homeownership
Follow Nicole's homeownership journey this Spring for tips to get into a new home.
MAR 28, 2018
Interest Rate vs. APR
Homeownership
Interest Rates and APR are both used when applying for a loan. Understanding the difference between them could save you thousands of dollars.
MAR 20, 2018
Will Millennials Move Out?
Research and Analysis
What happens the newly crowned largest generation decides to start buying homes...and what happens if they don't?
MAR 19, 2018
How Will Rising Rates Affect Your Bottom Line
Homeownership
With the heightened talk about rising interest rates, many prospective homebuyers are understandably concerned about whether now is the right time to purchase a home.
MAR 13, 2018
Taking Responsibility
Homeownership
While shopping for your home is fun and exciting, it's important to remember the responsibilities and financial commitments you'll have as a homeowner.
MAR 1, 2018
When Mortgage Rates Weren't Groovy
Research and Analysis
The most dramatic increase in mortgage rates came during the late 1970s. What would happen if rates rise like that again?
FEB 26, 2018
What is Home Equity and Why Do I Want It?
Homeownership
Let's define the term and calculate how much home equity you have.
FEB 12, 2018
Who Do I Call If Disaster Forbearance Is Ending?
Homeownership
Were your monthly mortgage payments suspended temporarily because you were affected by a recent natural disaster? Wondering what happens when this "forbearance period" ends?
FEB 6, 2018
Numbers Don't Lie: 2017 Housing Trends
Homeownership
The National Association of REALTORS annual report on home buyers and sellers is full of information on the state of housing in 2017.
JAN 12, 2018
What to Expect: Tick Tock
Homeownership
If you're looking to buy your first home, you're likely asking how long the homebuying process takes, soup to nuts. Learn more about the timeline and necessary steps.
JAN 9, 2018
Mars vs. Venus and Your Home
Homeownership
It's a fact that men's and women's brains are wired in different ways. Just how much do these differences stack up when looking for a home? Let's find out.
JAN 5, 2018
Your Resolution, Your Home
Homeownership
If one of your New Year's resolutions is homeownership, check out our tips to help you reach your goal.
DEC 20, 2017
Our Top Ten List
Notable
The results are in. Did you read our top most–read blog posts for 2017?
DEC 14, 2017
Overcoming the Down Payment Hurdle
Homeownership
You're ready to buy a home, but the down payment seems like an insurmountable hurdle. Don't throw in the towel yet. It might be easier than you think.
DEC 7, 2017
The Top Misconceptions About Homebuying
Homeownership
While 2017 may have been the best year for housing in a decade, new data indicates several perceived barriers to homeownership.
DEC 4, 2017
The 4 Cs of Qualifying for a Mortgage
Homeownership
Thinking about buying a home but not sure whether you qualify for a mortgage? Here's what lenders look for in a borrower.
NOV 9, 2017
Winter is Coming: Brighten Up!
Homeownership
Winter days ahead mean darker and shorter days for most. How can you brighten your home to balance the gray? Check out these solutions.
NOV 6, 2017
Mansion or Yurt: What Can You Afford?
Homeownership
Dreaming of owning a home and wondering how much you can afford? You're not alone.
OCT 20, 2017
Is Geography Destiny?
Research and Analysis
We examine the relationship between government regulations, geography, housing supply, house prices and rents.
OCT 13, 2017
Mortgage Relief Amid California Wildfires
Notable
If you're a homeowner impacted by the wildfires in California, mortgage relief may be available. Contact your mortgage company right away to discuss your options.
OCT 12, 2017
Habitat: "She Nailed It!"
Notable
During this month's SERVE, we continue our long tradition of working with Habitat for Humanity to create a safe and affordable place for families to call home.
SEP 29, 2017
Hurricane Help FAQs
Homeownership
To help you get answers to your hurricane–related questions, we've compiled a list of answers to FAQs due to the recent hurricanes.
SEP 27, 2017
Are You Financially Prepared for An Emergency?
Notable
Being financially prepared for emergencies is about more than just having savings set aside.
SEP 21, 2017
Mortgage Assistance for Hurricane Maria
Notable
If you are a homeowner impacted by Hurricane Maria, mortgage relief may be available. Contact your mortgage company right away to discuss your options.
SEP 14, 2017
Avoiding Repair Scams After a Disaster
Homeownership
Following natural disasters, scam artists are hard at work trying to take advantage of your situation. Here are some tips to avoid them and stay safe.
SEP 8, 2017
Getting Help After a Hurricane
Homeownership
If you've been affected by Hurricane Harvey or Irma, these four important steps can help you get on the path to recovery.
SEP 6, 2017
Hurricane Preparedness
Homeownership
Texas and Louisiana just experienced the devastation caused by Hurricane Harvey, and already we are bracing for the impact of another powerful storm, Hurricane Irma.
SEP 6, 2017
Getting Help with Hurricane Harvey
Homeownership
If you've been affected by Hurricane Harvey, these four important steps can help you get on the path to recovery.
AUG 30, 2017
HARP Bonus: More Time, Low Rates
Homeownership
HARP has been extended until December 31, 2018 and rates are still historically low. All it takes is a few minutes to see if you qualify.
AUG 29, 2017
Mortgage Assistance in the Aftermath of Hurricane Harvey
Homeownership
If you are a homeowner impacted by Hurricane Harvey, mortgage relief may be available. Contact your mortgage company right away to discuss your options.
AUG 21, 2017
Going Green? Ask Questions First!
Homeownership
If you're looking to finance your energy–efficient home improvements, make sure you ask yourself these three questions first.
AUG 15, 2017
Paying Down the Mortgage: Meet Stephen, Brad and Patty
Homeownership
We reached out to three homeowners, all at various stages of their mortgage, and asked them how it felt to be paying off their home. Read what they had to say.
JUL 28, 2017
Making (Manufactured) Home Sweeter
Homeownership
Manufactured homes are an affordable option for many people, especially in rural areas. Our support for manufactured housing communities helps keep them that way.
JUL 25, 2017
3% Down in Three Easy Steps
Homeownership
Are you looking to take advantage of a 3% down payment? Here are the three steps that you need to know.
JUL 10, 2017
Get Smart(er) on Green
Homeownership
Knowing the facts about your home's energy consumption is important for everyone as the country continues to advance its efforts to conserve. How much do you know?
JUN 30, 2017
What Does Homeownership Mean? We Asked, They Answered
Homeownership
In honor of National Homeownership Month wrapping up — and our important mission of making home possible —we asked families across the nation, "What does homeownership mean to you?"
JUN 27, 2017
Freedoms of Homeownership
Homeownership
When considering the pros and cons of buying a home, one thing you can place in the 'pros' column is the independence owning a home can bring.
JUN 22, 2017
Homeownership: Beyond the Mortgage
Homeownership
The financial obligations of owning a home are more than just paying the mortgage. Similar to owning a car, your home will need regular upkeep to keep it safe and in great shape.
JUN 20, 2017
The Math Behind Putting Less Than 20% Down
Homeownership
Did you know that you could buy a home with a down payment of less than 20%? Lots of people do. Want to join them? Find out how all of the numbers add up.
JUN 14, 2017
How New Homeowners Can Keep Lawns and Wallets Green
Homeownership
Smart landscaping and lawn care are essential to protecting the value of the most expensive thing you are ever likely to buy: your home.
JUN 13, 2017
Five Benefits of Homeownership You Need to Know
Homeownership
If you're looking to take the plunge into homeownership, its likely you've made a pros and cons list. Here are five things that should go straight to the top of your pros list.
JUN 1, 2017
Celebrating Homeownership
Homeownership
This June we're celebrating National Homeownership Month by providing helpful tips on buying and owning.
MAY 25, 2017
How Much Does it Cost to Sell Your Home?
Homeownership
We all know that buying a home costs money, however, selling a home is costing homeowners across the country a surprising amount.
MAR 24, 2017
Why the 30-year Fixed Rate Wins "Most Popular"
Homeownership
Of all of the mortgage products out there, the 30–year, fixed–rate mortgage reigns as the most popular. Find out why it's been the favorite for years.
MAR 21, 2017
Need a Spring Refresh? Consider Refinishing Your Kitchen Cabinets
Homeownership
Refinishing kitchen cabinets is a popular DIY project that takes time and attention to detail, but the results will revitalize the look of your kitchen at a fraction of the cost of a full remodel.
MAR 9, 2017
Who Do I Call...For Mortgage Help After a HAMP Interest-rate Reset?
Homeownership
Have you fallen behind on your monthly mortgage payments since the interest rate reset on your HAMP–modified loan and wondered if there's a way to help you get back on track?
FEB 28, 2017
The Importance of Affordable Housing and Homeownership
Homeownership
In commemoration of Black History Month, Freddie Mac held a panel discussion on the company's commitment to affordable housing, particularly in the African American community.
FEB 21, 2017
Remodeling Tips for Aging in Your Home
Homeownership
More than 60 percent of homeowners ages 55 and up say they would prefer to age in place versus downsize. Check out some remodeling strategies to ensure a safe and comfortable living environment that meets life's changing needs.
FEB 9, 2017
Who Do I Call...If I Need Mortgage Help While I'm Unemployed?
Homeownership
Are you struggling financially because you lost your job and want to know whether there's a way to reduce the strain of trying to make your monthly mortgage payments until you find a new job?
FEB 8, 2017
Need Housing Help? Start Here
Homeownership
At one of the 14 Freddie Mac–sponsored borrower help centers across the country, you can get tips and tools to prepare for homeownership.
FEB 6, 2017
It's All About You
Homeownership
Homebuyers and homeowners directly influence how Freddie Mac does business even though you're not our direct customers.
FEB 2, 2017
Finding "the One"
Homeownership
Today we're wrapping up our new year, new home blog series with tips on how to choose the right location and the right type of home for you.
FEB 1, 2017
Who Do I Call...If I Need to Move for a Military or Other Job Relocation?
Homeownership
Do you need to relocate within a tight timeframe because of a permanent change of military station or other job transfer and want to explore options for selling your home quickly?
JAN 31, 2017
The Cost of Moving In
Homeownership
Whether you're moving across town or across the country, you'll need to budget for the cost of transporting yourself and everything you own to a new home.
JAN 26, 2017
The Down Payment Math Challenge
Homeownership
If you're in the market to buy a home, the amount of your down payment is likely top of mind: three percent, five percent, 10 or 20. There's no right answer for everyone; what is right for you depends on some key factors, namely your savings and monthly budget.
JAN 25, 2017
Who Do I Call...For Mortgage Help During Financial Hardship?
Homeownership
If a major event in your personal life has dealt a long–term blow to your finances, are you wondering whether you might have your monthly mortgage payment lowered to fit your reduced income?
JAN 20, 2017
Forecasting 2017 with Freddie Mac's Chief Economist
Research and Analysis
As 2016 gives way to 2017, we move away from recapping the year that was and transition to prognosticating the year to come.
JAN 19, 2017
Improve Your Homebuying Odds: Get Pre-Approved
Homeownership
Anyone looking to buy — especially in a competitive market — should ask a reputable lender to pre–approve them for a mortgage.
JAN 4, 2017
Hacks for Un-Decking the Hall
Homeownership
The decorations that are so exciting to hang up can be just as daunting to take down as we move from the season of "Deck the Halls" to the season of "What do I do with it all?"
DEC 20, 2016
Who Do I Call...About a Letter I Received from Freddie Mac?
Homeownership
Did you receive a letter from Freddie Mac with the subject, "Borrower Notification: Freddie Mac Has Purchased Your Loan" but don't know what it means or what to do about it?
DEC 15, 2016
5 Ways to Reduce Heating Bills
Homeownership
There are dozens of ways a homeowner can reduce their heating bills. Here are fives ways that provide a good return on investment, are fairly easy to accomplish and are relatively inexpensive when compared with other energy improvements.
DEC 8, 2016
Homebuyers: Is 0,000 Waiting for You?
Homeownership
Eighty–seven percent of U.S. homes are eligible for one or more homeownership programs. The down payment program benefit most frequently found? About 0,000! Could you qualify?
NOV 30, 2016
Borrowing Power to Increase Nationwide in 2017
Homeownership
New rules mean you may be able to borrow more next year.
NOV 16, 2016
Considering A Manufactured Home?
Homeownership
Forget what you think you know about manufactured homes. With prices averaging 1,300, they might just be the affordable housing option you're looking for.
NOV 9, 2016
PMI: Your Top Questions Answered
Homeownership
Private mortgage insurance (PMI) is a big topic for homeowners and homebuyers alike and there is good reason, namely your wallet. Follow along as we share the top questions received today, along with the answers.
OCT 28, 2016
What Do Homebuying and High School Have in Common?
Homeownership
Counselors who can help you succeed. A high–school guidance counselor might have advised you on what you needed to do to graduate and the path you might take toward your future. A housing counselor can advise you on how to become and stay a homeowner.
OCT 27, 2016
The Energy Revolution and You
Homeownership
The topic of clean energy has been on the table for decades, with many left wondering if it would ever take flight. Well, it has, and it's power is making a big impact on the environment and your wallet.
OCT 20, 2016
A Down Payment of Less than 20% Is OK. Really.
Homeownership
Did you know that the average down payment among first–time homebuyers is 6% and it's 13–14% for repeat buyers, according to the National Association of Realtors®? It's possible to put down even less.
OCT 18, 2016
Baby Boomer Myths: Up-Close and Personal with Sean Becketti, Chief Economist
Research and Analysis
Baby Boomers comprise one-quarter of the population but own two-thirds of the housing wealth. Their decisions will reshape our housing market in the coming years. Freddie Mac's chief economist uses our latest survey results to bust some myths about 55+ homeowners and renters.
OCT 10, 2016
Myth vs. Fact Quiz
Homeownership
Over the last few months we've been dispelling the top two myths on everything from down payments to renting. See how well you know the facts in today's quiz.
OCT 6, 2016
Do You Know Your Energy?
Homeownership
Knowing the facts about energy consumption and conservation is important for all families as the U.S. continues to advance its efforts to conserve. We've hand picked some important facts: do you know your energy?
SEP 15, 2016
Energy Costs Across the Country: The Highs, The Lows
Homeownership
Monthly energy costs can vary wildly from state-to-state, with some states seeing nearly double the cost as others. And it's not just about low energy prices, it's about consumption. See how the states stack up.
SEP 13, 2016
Myth vs. Fact: Qualifying for a Mortgage
Homeownership
Confused about what it takes to get a mortgage in today's market? Here are the facts to dispel the two biggest myths about qualifying for one.
SEP 1, 2016
4 Reasons to Make Your Home More Energy Efficient
Homeownership
It's not just about lower utility bills. Learn about all the reasons that drive today's homebuyers and homeowners to be green at home.
AUG 25, 2016
Good News for HARP: More Time, Low Rates
Homeownership
HARP, one of the most successful crisis-era programs for homeowners has been extended to September 30, 2017. If you haven't acted yet, you now have more time to take advantage of today's low rates.
AUG 24, 2016
Green? Or Just a Shade of Green?
Homeownership
If you're in the market to buy an energy-efficient home, take note of a practice called "greenwashing" that may oversell the true "green." Is it really energy-efficient or are you being misled by a mere lightbulb?
AUG 23, 2016
Myth vs. Fact: 3% Down Mortgage
Homeownership
Not sure you qualify for our 3% down mortgage? Today we're dispelling the top two myths about what it takes.
AUG 18, 2016
Myth vs. Fact: PMI
Homeownership
Confused about PMI? You're not alone. So today we're dispelling the top two myths.
AUG 16, 2016
Knowledge is Power. Really.
Homeownership
One of the first steps for saving on your utility bills is to determine how much energy your appliances use. What trumps what — the computer, dishwasher or clothes dryer — for making your bills soar? Find out.
AUG 11, 2016
15 Low-Cost Money-Saving Energy Tips: You've Got the Power
Homeownership
The typical U.S. family spends at least ,200 a year on home utility bills. These bills are a part of life, however many don't realize the power they have to cut this figure by up to 25%. Find out how and start saving today.
AUG 10, 2016
3.4 Million Homeowners Have Saved Big 11074$ Through HARP. Could You?
Homeownership
If you're underwater on your mortgage and could use extra cash in your wallet, call your lender today and ask if HARP can help you.
AUG 3, 2016
Going Green: Tax Credits & Rebates
Homeownership
In the market to make energy-efficient improvements to your home? Be sure to check out federal tax credits and product rebates from your state and local governments and utility company to help offset your up front costs.
JUL 27, 2016
Financing Your Green: Three Critical Questions to Ask
Homeownership
If you're looking to finance energy efficient improvements for your home, your first step is to get educated on today's programs to avoid financial pitfalls in the future. Dig in and get clear answers to your questions.
JUL 7, 2016
3 Steps to 3% Down
Homeownership
3% down in today's market is the real deal. Today we're sharing 3 steps to a 3% down Freddie Mac Home Possible Advantage mortgage.
JUN 28, 2016
HARP: Get the Facts and Act Fast
Homeownership
Over 3.4 million homeowners have been helped through HARP, yet many eligible homeowners are still sitting on the sidelines due to common myths about the program. Follow along as we deliver the facts.
JUN 20, 2016
50 Billion And Going Strong
Notable
We're celebrating an important corporate milestone — the transfer of a significant amount of mortgage credit risk on 50 billion in unpaid principal balance of single-family and multifamily loans.
JUN 16, 2016
HARP: Two Ways to Save
Homeownership
HARP, a federal program launched to help homeowners who owe more on their home than it's worth, helps borrowers save in two ways: through lower rates and lower terms. Find out if you're eligible for HARP and act fast as the program ends soon!
JUN 16, 2016
Who to Contact After Closing
Homeownership
You were lucky enough to find and buy your dream home during this spring homebuying season. Now you have questions about your loan, so who should you call?
JUN 13, 2016
4 Tips to Keep Your Cool on Closing Day
Homeownership
The thing you'll probably remember years later about your closing is how many times you had to sign your name. No need to feel overwhelmed! Following these tips will help you stay calm, cool, and collected during your closing.
JUN 2, 2016
Calculating Ways Homeowners Can Save Money
Homeownership
During the homebuying process, you're probably focused on all of the related costs. Why not think a bit about how you might save money once you're a homeowner? Freddie Mac's calculators and worksheets can help.
MAY 17, 2016
Dear Seller, Pick Me
Homeownership
Congratulations, you've found the home of your dreams! Before you submit an offer, you may want to include one thing to set you apart from the competition — a letter to the seller.
MAY 12, 2016
Try, Try Again: Responding to a Counteroffer
Homeownership
You've found the right team. You've found the right home. You're all set to name a price and start moving in furniture, right? Wrong! Making the initial offer is often just the first of several steps before signing the contract.
MAY 9, 2016
Take the Anxiety Out of Your First Home Offer
Homeownership
Here's how to put together an opening bid on a house without making yourself a nervous wreck.
APR 28, 2016
Who Let the Bugs In?
Homeownership
Spring has sprung and so have the bugs and rodents seeking to invade homes. Whether you are looking at homes to purchase or are a homeowner, there's no time like the present to inspect a home's exterior, especially after the long winter season, which can make it more inviting to house-hunting pests.
APR 25, 2016
Job Interview Questions for Your Next Lender
Homeownership
Questions you'll want to ask to find that lender who will follow through on their promises, close your loan on time, and get you the best deal you can afford.
APR 18, 2016
Borrower Help Centers Guide the Path to Homeownership
Homeownership
The journey toward owning a home can seem long and winding, especially if you're a first-time homebuyer. A housing counselor can help you map a clear path and guide your way forward. Freddie Mac's Borrower Help Centers and Borrower Help Network offer the trustworthy, one-to-one help you may want.
APR 15, 2016
Do You Know Your Housing Lingo?
Homeownership
If you've just dipped your toe into the house-hunting world, it's easy to feel overwhelmed — especially when everyone seems to be speaking an unfamiliar language.
APR 12, 2016
Why Was My Mortgage Sold?
Homeownership
Did you receive a letter stating that Freddie Mac purchased your loan? If so, do not be alarmed and check out our most frequently asked questions.
APR 7, 2016
Mortgage Rates: Still Something to Celebrate
Homeownership
Today's mortgage rates remain near historic lows and this has an important and direct effect on how much home you can afford.
APR 4, 2016
What Should Home Shoppers Know About Remodeling?
Homeownership
From a home shopper's point of view, buying a recently remodeled house could be a savvy way to buy cool upgrades, like an upscale bathroom, for about half the project's original cost. Remodeling Magazine's latest Cost vs. Value report shows why.
MAR 31, 2016
Top 5 Cities for Walking, Biking, and Transit
Homeownership
Why is location so important? Because it's about convenience, quality of life, and being close to things that matter most.
MAR 29, 2016
3 Tips to Find "the One"
Homeownership
You've pored over local real estate listings and watched hours of house hunting shows. You're ready to take the plunge and start seriously looking for a new home. How can you make sure you pick the right one? Follow these 3 tips.
MAR 29, 2016
3 Tips to Find "the One"
Homeownership
You've pored over local real estate listings and watched hours of house hunting shows. You're ready to take the plunge and start seriously looking for a new home. How can you make sure you pick the right one?
MAR 22, 2016
Avoid These 7 Borrowing Pitfalls
Homeownership
Because lending transactions often seem complicated, it's not unusual for borrowers to rely on the expertise of professionals for guidance. But what if the "professional" you choose is actually a scam artist or predator looking to push you into a costly or risky situation?
MAR 16, 2016
How Much Home Can You Afford?
Homeownership
Condo? Fixer-upper? McMansion? Starter home? Town house? Tiny house? Before you start looking seriously at buying ANY kind of home this spring, you'll first need to answer the single-most important question: How much home can I afford?
MAR 9, 2016
You've Got Mail
Notable
Do you want to know more about buying or renting a home, the housing market and housing finance? It's quick and easy when you sign up for our weekly roundup.
MAR 2, 2016
3 Ways Your Tax Refund Can Bring You Closer to Homeownership
Homeownership
The average 2015 tax refund is ,120 so far - what will you do with yours?
FEB 24, 2016
More than 3.3 Million People Have Saved With HARP. Could you?
Homeownership
If you owe more on your mortgage than your home is worth and haven't refinanced into a lower interest rate yet, then HARP is designed for you.
FEB 23, 2016
How It Works: The Mortgage Loan Application Process
Homeownership
Read on to see what the mortgage application process is all about.
FEB 17, 2016
How It Works: The Closing Process
Homeownership
You'll sign many important documents at closing, the final step in the homebuying process when the property is legally transferred to you. Learn more about what to expect at closing and how it all comes together.
FEB 10, 2016
How it Works: Amortization
Homeownership
Your amortization table outlines every monthly payment you make on your loan and its contribution toward equity. Find out how it works and why it's important.
FEB 1, 2016
How it Works: Adjustable Rate Mortgages (ARMs)
Homeownership
Is an ARM right for you? Learn how they work before making your decision.
JAN 25, 2016
How It Works: The Secondary Mortgage Market
Homeownership
Follow along with our new blog series, where we discuss how things work in the mortgage market, from underwriting your loan to credit risk transfer. To kick off the series, we introduce you to the inner workings of the secondary mortgage market.
JAN 6, 2016
The Top 10
Notable
The results are in. We've run the numbers and here are 10 most-read posts of 2015. See what interesting topics you might have missed.
DEC 29, 2015
Tips, Bits & Lists: Day 11
Homeownership
On the 11th day of tips, bits & lists, we introduce you to 11 online calculators designed to help demystify mortgages.
DEC 28, 2015
Tiny Houses: Just Right for Retirement?
Homeownership
Tiny houses and micro-units typically bring to mind Millennials and Generation Xers shrinking their housing costs and environmental impacts. But they could be gaining popularity among Baby Boomers, too.
DEC 23, 2015
Get Ready, Here Comes Winter
Homeownership
Winter is off to a mild start in many places across the country but, depending on where you live, that'll change soon enough. So take this time to prepare yourself and your home for the wintry weather ahead.
NOV 18, 2015
What Do Renters Save For: Tahiti or an Emergency Expense?
Research and Analysis
What are renters' savings priorities? We asked these questions and more in our quarterly renter survey.
NOV 17, 2015
Refinancing: What to Expect
Homeownership
Throughout the term of your mortgage, you may choose to refinance. Find out what you can you expect from the refinance process and how it can affect your wallet – short- and long-term.
NOV 12, 2015
The Closing Process: What to Expect
Homeownership
You've saved for it, searched for it, found it, and negotiated over it. Finally, you're ready to take possession of it — your new home. Before that can happen, however, comes the closing process.
NOV 10, 2015
Financial Obligations: What to Expect
Homeownership
There are many financial obligations that come with homeownership. Here's what you can expect.
OCT 28, 2015
Your Answers Are Just a Click Away
Homeownership
At home or on the go, My Home is built to share and connect people with in-depth and user-friendly information that answers important questions about home. Find out why it's worth getting connected.
OCT 15, 2015
Giving Credit Where Credit Is Due
Homeownership
It's International Credit Union Day – and we're giving credit where credit is due.
OCT 15, 2015
Making an Offer: What to Expect
Homeownership
You've found the home you've been searching for and now it's time to make your offer. Learn what steps to expect in the process.
OCT 13, 2015
Your Team: What to Expect
Homeownership
Learn what to expect from your home buying team.
OCT 9, 2015
Freddie Mac's support for student housing
Research and Analysis
Student housing is a growing sector of the multifamily market.
SEP 23, 2015
Meet the Experts: Housing Counseling
Homeownership
Learn 3 ways housing counselors can help you.
SEP 16, 2015
Meet the Experts: Home Purchase Costs
Homeownership
Watch this video to understand the 3 main costs of buying a home.
SEP 9, 2015
Meet the Experts: Down Payments
Homeownership
Learn 3 facts about down payments that may surprise you in our Meet the Expert video series.
AUG 27, 2015
Help for Borrowers Struggling to Make Higher HAMP Payments
Homeownership
If higher HAMP payments have left you struggling, you may be eligible to have your loan re-modified.
AUG 25, 2015
Where Are Homebuyers Hiding? In Single-Family Rentals
Rental Housing
The housing industry is wondering who is America's next homebuyer? One group is people renting single-family properties, according to new Freddie Mac research.
AUG 25, 2015
4 Tips to Help You Plan for Home Maintenance
Homeownership
Maintenance will cost you time and money, but it can protect your home's value and ensure the comfort and safety of your family. These 4 tips can help you plan.
AUG 20, 2015
Remodeling? 6 Tips for Hiring Professionals
Homeownership
Chances are you'll need to hire professional help for at least part of your remodeling project. Keep these 6 in mind when hiring one:
AUG 12, 2015
Getting Down to Brass Tacks: APR
Homeownership
If you're shopping for a mortgage and you're confused about why mortgage rates are quoted in terms of interest rate and APR, you're not alone.
AUG 5, 2015
Getting Down to Brass Tacks: Escrow
Homeownership
You've done your homework and are ready to own a home. You know what you can afford and understand your rate and terms. And just when you thought you had all the real estate lingo down, a new term came along: escrow. What is it and do I need it?
AUG 3, 2015
Attention Service Members, Veterans, Educators, First Responders in Jacksonville FL
Homeownership
Freddie Mac's HomeSteps® REO Sales Division is holding its Second Annual Housing Fair and Open House on August 8 to provide free homeownership counseling and bus tours of available homes to service personnel, educators, first responders, and city workers.
JUL 29, 2015
Getting Down to Brass Tacks: Taxes and Insurance
Homeownership
If you've visited online calculators to find out how much home you can afford, you've likely come across the asterisk by the resulting payment, noting that it doesn't include taxes and insurance. Why? And how do I budget for them? Let's dig in.
JUL 28, 2015
Take Root Milwaukee Celebrates Fifth Year of Stabilizing Neighborhoods
Homeownership
Since Freddie Mac launched Take Root Milwaukee in 2010, the 32 member lenders, real estate firms, and government agencies have helped more than 16,400 residents buy a home, fix a home, build their finances, and avoid foreclosure.
JUL 22, 2015
Getting Down to Brass Tacks: The Amortization Schedule
Homeownership
You've decided to become a homeowner and are trying to make sense of many new and important terms, such as amortization. What is it and how does it benefit me? Think consistency.
JUL 21, 2015
10 Tips to Keep Burglars at Bay While You're Away
Homeownership
According to the FBI, burglary victims lost an estimated .5 billion in property in 2013. The average dollar loss per case was ,322.
JUL 17, 2015
Floor Plans of TV's Most Famous Fictional Families
Notable
Big fan of The Simpsons? How about The Big Bang Theory? Or maybe Friends, or even Frasier? It's easier than ever to live like your favorite TV character.
JUL 15, 2015
Getting Down to Brass Tacks: Equity Matters
Homeownership
Homeownership sounds appealing for many reasons, and the chatter about "building equity" has you particularly intrigued. But what exactly does building equity mean and how does it work?
JUN 29, 2015
Are You Ready to Have "The Talk" About ... Mortgages?
Homeownership
A large percentage of new renters and homebuyers rely on parents or advice. My Home by Freddie Mac can help family and friends answer the tough questions about mortgages, leases, closing costs and other housing matters.
JUN 26, 2015
10 States with the Highest Foreclosure Rates
Homeownership
The national foreclosure rate reached a 19-month high in May, according to real estate information company RealtyTrac. As reported in USA Today, the rise is largely the result of a bottleneck of older foreclosures finally being pushed through the process.
JUN 24, 2015
4 Reasons Home Sales Are Surging
Homeownership
Reports the Associated Press: "Home sales are on pace for their best year since 2007. First-time buyers are streaming back into the market." Why all the activity now after so many years of sluggishness?
JUN 24, 2015
May Home Sales
Research and Analysis
With new home sales data out for May, we're currently running 17,000 home sales (non-seasonally adjusted) above the May 2013 rate keeping us on track for the best year in home sales since 2007.
MAY 11, 2015
You've Got Questions? We've Got Answers
Homeownership
What's on your mind these days when it comes to housing? Thanks to our consumer response specialists who answer your questions every day, we've got a pretty good idea. Here are five of the questions they hear most often.
MAY 8, 2015
HARP Refi Extended through 2016
Homeownership
Freddie Mac is extending a successful program that has helped millions of homeowners.
MAY 7, 2015
Spring Homebuying Tips in a Seller's Market
Homeownership
In a seller's market, you need to be smart and prepared to get the right house at the right price. Here are 12 tips for buying a home this spring.
APR 30, 2015
Get CreditSmart
Homeownership
April is National Financial Literacy Month and a good reminder of how important it is to be financially literate. It's especially key if you're thinking about buying a home. Learn more about the tools you need to become a successful homeowner.
APR 24, 2015
Heading into May, Momentum Builds for Home Sales
Research and Analysis
Last month, we indicated that April would be a make or break month for home sales. So, how are we doing?
APR 23, 2015
Choosing a Neighborhood: 5 Considerations for First-time Buyers
Homeownership
Choosing a neighborhood is about more than location, location, location. These 5 considerations can help you buy a home that is a good fit, will serve you well and will be a good investment for your future.
APR 21, 2015
Looking to Buy a Home? Let's Get Started
Homeownership
Is your goal to buy a home? Here's one of the first things you need to do: Figure out how much you can afford. It's quick and easy with our online calculators.
APR 16, 2015
Mortgage Rates: Still the Deal of the Century
Homeownership
If you are in the market to buy a home, today's average mortgage rates are something to celebrate compared to almost any year since 1971.
APR 9, 2015
Did You Know?
Homeownership
If you're in the market to buy a home, it's good to be in-the-know. We're here to share some fun and interesting housing-related facts to keep you sharp and entertained.
APR 6, 2015
The 4 Cs You Need for a Home Mortgage
Homeownership
What do mortgage lenders look for in a borrower? Do you have what it takes to qualify?
APR 2, 2015
4 Tips for Nipping Closing Day Jitters
Homeownership
Follow these four tips to help you nip those closing day jitters.
APR 1, 2015
No Foolin'
Research and Analysis
We're not the only ones who believe that a 3% down mortgage product will help boost sales this spring homebuying season.
MAR 30, 2015
3% Down Checklist
Homeownership
Our checklist can help determine if our new 3% down mortgage is right for you.
MAR 26, 2015
Spring Homebuying Kicks Off Best Year for Homes Sales in Seven Years
Homeownership
In the March edition of RealtyTrac's HousingNewsReport, Freddie Mac Deputy Chief Economist Len Kiefer outlines the top three reasons why he's optimistic about this year's spring homebuying season and 2015 home sales.
MAR 24, 2015
Help for Borrowers Struggling to Make Higher HAMP Payments
Homeownership
If you're struggling to make a higher mortgage payment because of an interest rate reset on your HAMP modification, help is now available.
MAR 24, 2015
Homes from Seattle to Miami: Start Your Search Here
Homeownership
Are you looking for a 2 bed, 2 bath home in Seattle? Or perhaps you have your sights set on a 2 bed, 2 bath condo in Miami. HomeSteps® has homes just like these and more across the country – one of them may be the home you've been dreaming of.
MAR 19, 2015
America's Sweethearts - The Top 10
Homeownership
To usher in the 2015 home buying season, a recent survey reveals America's most desired, or "hottest," neighborhoods. Did your neighborhood make the list?
MAR 17, 2015
Life, The Unexpected and Mortgage Applications
Homeownership
After submitting your mortgage applications, tell lenders about job changes, new debts and other life events to avoid costly delays and disappointments .
MAR 11, 2015
From ARMs to PMI, 10 Terms You Should Know
Homeownership
In just a short time, you'll notice For Sale signs sprinkled throughout your neighborhood. If you're a first-time homebuyer, ask yourself: Am I ready to talk the housing market talk? Your words are important and we're here to help you talk wisely.
MAR 10, 2015
5 Tips for First-time Homebuyers
Homeownership
Buying a home is an exciting experience, but it can also be overwhelming if you don't understand the entire mortgage process. Check out these five tips from Bankrate.com to make it easier.
MAR 2, 2015
Spring Forward to Buying a Home
Homeownership
The crocuses will be poking up soon, and, with the change in weather, the housing market, too, will be warming up. Our new blog series on the Spring Homebuying Season starts this week – to help you get ready to buy a home.
FEB 25, 2015
5 Tips for First-time Homebuyers
Homeownership
Buying a home is an exciting experience, but it can also be overwhelming if you don't understand the entire mortgage process. Check out these five tips from Bankrate.com to make it easier.
FEB 23, 2015
Looking for Happiness? Try These Towns.
Homeownership
Happiness can't be bought, but it can be found. Where? For starters: Sea Ranch, CA; Cedar Rapids, IA; and Kansas City, MO. If you're looking to buy a home and be near happy people everywhere, check out these ZIP codes.
FEB 13, 2015
4 Tips to Finding a House You Love
Homeownership
Buying a home can be an emotional experience. It's a big investment, and you want to be happy with your home. If you're ready to buy, here are a few tips — along with pitfalls to avoid. Let's start with 'Don’t fall in love with a house you can't afford'.
FEB 12, 2015
3 Ways Your Tax Refund Can Bring You Closer to Homeownership
Homeownership
Over the course of the next few months, nearly 8 out of 10 tax filers will get a refund. Here are three ways yours could bring you closer to making your dream of homeownership a reality.
FEB 11, 2015
Double-Digit Rates? 1 in 3 Consumers Would Still Prefer to Buy
Homeownership
A new poll finds that many consumers view buying a home as a better investment than renting, even if mortgage rates were to climb.
FEB 10, 2015
How Many First Responders Own Homes?
Notable
Most firefighters, police and paramedics are homeowners, says a new Freddie Mac analysis of data from the U.S. Census and Bureau of Labor Statistics.
FEB 5, 2015
Location, Location, Location... And Your Commute
Homeownership
The "location, location, location" mantra is important for many reasons — including your commute. Where you decide to live can mean the difference between commuting 15 or 90 minutes each way. Before you buy, do your homework and test the drive, not just once but twice.
FEB 3, 2015
Are You Making Home Improvements? You're Not Alone
Research and Analysis
Home improvements and repairs – a 00 billion industry – are back on the rise and now generate about 1.8% of U.S. economic activity. A new report shows the U.S. home improvement industry is faring much better than the broader housing market. So who are our big spenders, and where do they live?
FEB 2, 2015
Punxsutawney Phil's Prediction
Homeownership
Today is Groundhog Day. And in a time honored tradition, all eyes were on Punxsutawney Phil. Is spring coming early or is it still 6 weeks away?
JAN 29, 2015
The Urban Flock
Homeownership
Remember when families flocked to the suburbs to trade the "congestion and pollution" of city life for tree-lined streets and manicured lawns? We do, too, but today's market is eyeing the urban core.
JAN 28, 2015
Boomerang Buyers Are Bouncing Back
Homeownership
Boomerang buyers, those who lost their home during the crisis, are back in the market. In a new report from RealtyTrac, 7.3 million of them will return to the market over the next eight years, peaking at 1.3 million in 2018.
JAN 26, 2015
The Lowdown on Mortgage Rates, ARMs: New Surveys
Research and Analysis
Mortgage rates are hovering near all-time lows - averaging 3.63% for a 30-year fixed. As for ARMs? With rates so low on fixed-rate loans, ARMs are less popular. But more lenders are offering ARMs, and for certain consumers, an adjustable rate product may still make sense.
JAN 20, 2015
10 Weeks & 10 Homes
Notable
Did You Know? The typical homebuyer searches for 10 weeks and looks at 10 homes before buying.
JAN 14, 2015
Baby Boomers & Their Mortgage Debt
Notable
Did You Know? Baby Boomers are carrying much more mortgage debt than earlier generations at this stage in life. The amount Boomers (age 50-69) have left on their mortgage has grown 142% since 1992.
JAN 13, 2015
Best Bang for the Condo Buck
Homeownership
In today's purchase market, condos could be the answer for many first-time homebuyers and those with lower and/or limited incomes. See where you get the best bang for your buck.
JAN 8, 2015
4 Resolutions for Prospective Homebuyers
Homeownership
Look online and you'll find that the most popular New Year's resolutions are to lose weight, get organized and spend less/save more. If you're thinking of buying a home in 2015, we hope you'll add the following 4 resolutions to your list...
JAN 7, 2015
In Good Faith
Homeownership
Closing costs average about ,539 – so it's important to understand what your costs will be before you commit to the loan. That's where the Good Faith Estimate comes in.
JAN 7, 2015
3% Down: More Questions Answered
Homeownership
Since lenders will soon begin taking applications, today we're answering more questions about our new 3% down mortgage - Home Possible Advantage.
NOV 5, 2014
The .5 M Question: Rent vs. Buy?
Homeownership
Mike and Jen can afford ,400 per month on housing and have saved 0,000 for a down payment. But, they're left wondering which option – renting or buying – makes best financial sense. Lets find out.
OCT 21, 2014
More Possible Home Possible
Homeownership
Next month, enhancements to Freddie Mac's Home Possible® Mortgages will make more homes possible for families nationwide.
SEP 15, 2014
How Much Will You Bring to Closing?
Homeownership
The average closing costs are ,539, but they can vary widely depending on where you live. See where your state stacks up.
JUN 9, 2014
Price Per Square: A Global Perspective
Notable
Did you know that housing in major U.S. cities is relatively inexpensive compared to other cities around the world?