Keyword: Homeownership

Generation Z is Buying Homes

Although Generation Z is early-on in adulthood, they nearly match millennial aspirations for homeownership, 97% of Generation Z believe that they will own a home in the future.

How Much Home Can I Afford?

Finding the answer is one of the most important questions you'll have to answer when buying a home. Learn what matters most.

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Winter is Coming... Are You Prepared?

Here are some helpful tips to keep the cold outside and you and your family warm inside.

Would You Buy a Haunted House?

Your dream home is haunted. Are you still interested?

Self-Employed? Learn How You Can Get a Mortgage

Starting the loan application process can be overwhelming, but even more so for borrowers who are self-employed.

Equity in the West

The Western states have shown strong gains in equity this past year. What can you expect?

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Are Pet Owners More Likely to Rent or Own?

What if owning a pet could predict if you're more likely to rent or own a home?

30 Years of Certainty

30 years may sound like a lifetime with many unknowns, but a 30-year fixed-rate mortgage can provide you with many comforting certainties.

Hurricane Tips from Families In-The-Know

When you learn that a major storm is headed your way, you can never be too prepared. Read up and follow these practical tips from families who've been in your shoes.

Global Perspective

Did you know that the United States has one the most affordable housing markets in the world? It's true.

Mortgage Relief Amid California Wildfires

If you're a homeowner who has been impacted by the California wildfires, contact your mortgage company right away to discuss your mortgage relief options.

10 Best Places for First-Time Homebuyers

Finding the right location is an important factor when looking to buy a home.

Help Around the Corner and Across the Country

Whether you're hoping to buy a home or struggling to pay your mortgage, Borrower Help Centers and Borrower Help Network help.

First-time Buyers Are Finally on the Rise

First-time buyers represented 46 percent of Freddie Mac's purchased loans in the first quarter, which was the largest share in recent history. Can it continue?

Who Is The Borrower of the Future?

As we wrap up National Homeownership Month, what better time to look at the future of homeownership.

5 Reasons to be Optimistic About Homeownership

Find out why Freddie Mac's outlook for homeownership looks bright in coming years.

Your Home, Our Economy

From your hometown to the national stage, the housing market has big impact on the economy. In fact, it accounted for approximately 12.3% of our GDP in 2017.

Helping Families Stay in Their Homes

We're reimagining the mortgage experience to help keep homeowners in their homes through simpler policies and programs.

The Power of Attachment

Did you know that homeownership helps foster stronger, more stable neighborhoods? It's true. Check out all of the social benefits owning a home can bring.

Your Home and Your Community's Bottom Line

As a homeowner, you're not only making an investment in your future, you're investing in your local economy – in up to 26 ways

Get Into a Home This June

This National Homeownership Month we're celebrating borrowers and lenders as we reimagine the mortgage experience to make homeownership possible.

There's No Place Like Home

The pride of homeownership, coupled with a sense of freedom, gives you the power to make your home uniquely yours, from the outside in.

An Employment Leg Up with NextJob Partnership

A new Freddie Mac partnership with NextJob will provide job search assistance to current and aspiring homeowners living in designated underserved markets.

Inflation Protection (It's Real!)

Inflation touches virtually everything we purchase, except your fixed-rate mortgage.

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Adding Equity Up

Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and an avenue to build wealth through equity. Let's see how this equity adds up.

Why Homeownership Matters: The Triple Bottom Line

To celebrate National Homeownership Month, we're launching a blog series to show how homeownership impacts us, from providing social stability to fueling our national economy.

2018 Spring Homebuying Season Quiz

Have you enjoyed our Spring Homebuying Season Blog Series? Prove it!

You're a Homeowner! Now What?

Owning a home comes with responsibilities, but it also comes with a lot of freedom.

Closing: What to Expect

Closing is exciting because it's the final step in purchasing your home, but it can also be overwhelming. Learn what to expect.

Leveraging Your Rate

When it comes to mortgage rates, the lower the better. See how taking the extra time to shop around can help you.

Homeownership: Taking Taxes into Account

2018 ushered in new federal income tax laws that have many homeowners scratching their heads and wondering how the changes will affect them . The answer: It depends.

Putting the ROI in RenOvatIons

Here are six home improvement projects that will almost pay for themselves in resale value.

What's Your Financial IQ?

April is Financial Literacy Month and there is no better time than now to brush up on your financial education and life-long money management skills.

Beyond Your Mortgage: Know What You Can Afford

In addition to your mortgage, there are additional expenses to consider when planning for your financial future once you become a homeowner.

Who Does What?

The homebuying process can be intimidating. The good news? You'll have a team of very important people who will work hard to make your experience as smooth as possible.

2018 Spring Homebuying Season: Meet Nicole

Follow Nicole's homeownership journey this Spring for tips to get into a new home.

Interest Rate vs. APR

Interest Rates and APR are both used when applying for a loan. Understanding the difference between them could save you thousands of dollars.

Will Millennials Move Out?

What happens the newly crowned largest generation decides to start buying homes...and what happens if they don't?

How Will Rising Rates Affect Your Bottom Line

With the heightened talk about rising interest rates, many prospective homebuyers are understandably concerned about whether now is the right time to purchase a home.

Taking Responsibility

While shopping for your home is fun and exciting, it's important to remember the responsibilities and financial commitments you'll have as a homeowner.

When Mortgage Rates Weren't Groovy

The most dramatic increase in mortgage rates came during the late 1970s. What would happen if rates rise like that again?

What is Home Equity and Why Do I Want It?

Let's define the term and calculate how much home equity you have.

Who Do I Call If Disaster Forbearance Is Ending?

Were your monthly mortgage payments suspended temporarily because you were affected by a recent natural disaster? Wondering what happens when this "forbearance period" ends?

Numbers Don't Lie: 2017 Housing Trends

The National Association of REALTORS annual report on home buyers and sellers is full of information on the state of housing in 2017.

What to Expect: Tick Tock

If you're looking to buy your first home, you're likely asking how long the homebuying process takes, soup to nuts. Learn more about the timeline and necessary steps.

Mars vs. Venus and Your Home

It's a fact that men's and women's brains are wired in different ways. Just how much do these differences stack up when looking for a home? Let's find out.

Your Resolution, Your Home

If one of your New Year's resolutions is homeownership, check out our tips to help you reach your goal.

Our Top Ten List

The results are in. Did you read our top most–read blog posts for 2017?

Overcoming the Down Payment Hurdle

You're ready to buy a home, but the down payment seems like an insurmountable hurdle. Don't throw in the towel yet. It might be easier than you think.

The Top Misconceptions About Homebuying

While 2017 may have been the best year for housing in a decade, new data indicates several perceived barriers to homeownership.

The 4 Cs of Qualifying for a Mortgage

Thinking about buying a home but not sure whether you qualify for a mortgage? Here's what lenders look for in a borrower.

Winter is Coming: Brighten Up!

Winter days ahead mean darker and shorter days for most. How can you brighten your home to balance the gray? Check out these solutions.

Mansion or Yurt: What Can You Afford?

Dreaming of owning a home and wondering how much you can afford? You're not alone.

Is Geography Destiny?

We examine the relationship between government regulations, geography, housing supply, house prices and rents.

Mortgage Relief Amid California Wildfires

If you're a homeowner impacted by the wildfires in California, mortgage relief may be available. Contact your mortgage company right away to discuss your options.

Habitat: "She Nailed It!"

During this month's SERVE, we continue our long tradition of working with Habitat for Humanity to create a safe and affordable place for families to call home.

Hurricane Help FAQs

To help you get answers to your hurricane–related questions, we've compiled a list of answers to FAQs due to the recent hurricanes.

Are You Financially Prepared for An Emergency?

Being financially prepared for emergencies is about more than just having savings set aside.

Mortgage Assistance for Hurricane Maria

If you are a homeowner impacted by Hurricane Maria, mortgage relief may be available. Contact your mortgage company right away to discuss your options.

Avoiding Repair Scams After a Disaster

Following natural disasters, scam artists are hard at work trying to take advantage of your situation. Here are some tips to avoid them and stay safe.

Getting Help After a Hurricane

If you've been affected by Hurricane Harvey or Irma, these four important steps can help you get on the path to recovery.

Hurricane Preparedness

Texas and Louisiana just experienced the devastation caused by Hurricane Harvey, and already we are bracing for the impact of another powerful storm, Hurricane Irma.

Getting Help with Hurricane Harvey

If you've been affected by Hurricane Harvey, these four important steps can help you get on the path to recovery.

HARP Bonus: More Time, Low Rates

HARP has been extended until December 31, 2018 and rates are still historically low. All it takes is a few minutes to see if you qualify.

Mortgage Assistance in the Aftermath of Hurricane Harvey

If you are a homeowner impacted by Hurricane Harvey, mortgage relief may be available. Contact your mortgage company right away to discuss your options.

Going Green? Ask Questions First!

If you're looking to finance your energy–efficient home improvements, make sure you ask yourself these three questions first.

Paying Down the Mortgage: Meet Stephen, Brad and Patty

We reached out to three homeowners, all at various stages of their mortgage, and asked them how it felt to be paying off their home. Read what they had to say.

Making (Manufactured) Home Sweeter

Manufactured homes are an affordable option for many people, especially in rural areas. Our support for manufactured housing communities helps keep them that way.

3% Down in Three Easy Steps

Are you looking to take advantage of a 3% down payment? Here are the three steps that you need to know.

Get Smart(er) on Green

Knowing the facts about your home's energy consumption is important for everyone as the country continues to advance its efforts to conserve. How much do you know?

What Does Homeownership Mean? We Asked, They Answered

In honor of National Homeownership Month wrapping up — and our important mission of making home possible —we asked families across the nation, "What does homeownership mean to you?"

Freedoms of Homeownership

When considering the pros and cons of buying a home, one thing you can place in the 'pros' column is the independence owning a home can bring.

Homeownership: Beyond the Mortgage

The financial obligations of owning a home are more than just paying the mortgage. Similar to owning a car, your home will need regular upkeep to keep it safe and in great shape.

The Math Behind Putting Less Than 20% Down

Did you know that you could buy a home with a down payment of less than 20%? Lots of people do. Want to join them? Find out how all of the numbers add up.

How New Homeowners Can Keep Lawns and Wallets Green

Smart landscaping and lawn care are essential to protecting the value of the most expensive thing you are ever likely to buy: your home.

Five Benefits of Homeownership You Need to Know

If you're looking to take the plunge into homeownership, its likely you've made a pros and cons list. Here are five things that should go straight to the top of your pros list.

Celebrating Homeownership

This June we're celebrating National Homeownership Month by providing helpful tips on buying and owning.

How Much Does it Cost to Sell Your Home?

We all know that buying a home costs money, however, selling a home is costing homeowners across the country a surprising amount.

Why the 30-year Fixed Rate Wins "Most Popular"

Of all of the mortgage products out there, the 30–year, fixed–rate mortgage reigns as the most popular. Find out why it's been the favorite for years.

Need a Spring Refresh? Consider Refinishing Your Kitchen Cabinets

Refinishing kitchen cabinets is a popular DIY project that takes time and attention to detail, but the results will revitalize the look of your kitchen at a fraction of the cost of a full remodel.

Who Do I Call...For Mortgage Help After a HAMP Interest-rate Reset?

Have you fallen behind on your monthly mortgage payments since the interest rate reset on your HAMP–modified loan and wondered if there's a way to help you get back on track?

The Importance of Affordable Housing and Homeownership

In commemoration of Black History Month, Freddie Mac held a panel discussion on the company's commitment to affordable housing, particularly in the African American community.

Remodeling Tips for Aging in Your Home

More than 60 percent of homeowners ages 55 and up say they would prefer to age in place versus downsize. Check out some remodeling strategies to ensure a safe and comfortable living environment that meets life's changing needs.

Who Do I Call...If I Need Mortgage Help While I'm Unemployed?

Are you struggling financially because you lost your job and want to know whether there's a way to reduce the strain of trying to make your monthly mortgage payments until you find a new job?

Need Housing Help? Start Here

At one of the 14 Freddie Mac–sponsored borrower help centers across the country, you can get tips and tools to prepare for homeownership.

It's All About You

Homebuyers and homeowners directly influence how Freddie Mac does business even though you're not our direct customers.

Finding "the One"

Today we're wrapping up our new year, new home blog series with tips on how to choose the right location and the right type of home for you.

Who Do I Call...If I Need to Move for a Military or Other Job Relocation?

Do you need to relocate within a tight timeframe because of a permanent change of military station or other job transfer and want to explore options for selling your home quickly?

The Cost of Moving In

Whether you're moving across town or across the country, you'll need to budget for the cost of transporting yourself and everything you own to a new home.

The Down Payment Math Challenge

If you're in the market to buy a home, the amount of your down payment is likely top of mind: three percent, five percent, 10 or 20. There's no right answer for everyone; what is right for you depends on some key factors, namely your savings and monthly budget.

Who Do I Call...For Mortgage Help During Financial Hardship?

If a major event in your personal life has dealt a long–term blow to your finances, are you wondering whether you might have your monthly mortgage payment lowered to fit your reduced income?

Forecasting 2017 with Freddie Mac's Chief Economist

As 2016 gives way to 2017, we move away from recapping the year that was and transition to prognosticating the year to come.

Improve Your Homebuying Odds: Get Pre-Approved

Anyone looking to buy — especially in a competitive market — should ask a reputable lender to pre–approve them for a mortgage.

Hacks for Un-Decking the Hall

The decorations that are so exciting to hang up can be just as daunting to take down as we move from the season of "Deck the Halls" to the season of "What do I do with it all?"

Who Do I Call...About a Letter I Received from Freddie Mac?

Did you receive a letter from Freddie Mac with the subject, "Borrower Notification: Freddie Mac Has Purchased Your Loan" but don't know what it means or what to do about it?

5 Ways to Reduce Heating Bills

There are dozens of ways a homeowner can reduce their heating bills. Here are fives ways that provide a good return on investment, are fairly easy to accomplish and are relatively inexpensive when compared with other energy improvements.

Homebuyers: Is 0,000 Waiting for You?

Eighty–seven percent of U.S. homes are eligible for one or more homeownership programs. The down payment program benefit most frequently found? About 0,000! Could you qualify?

Borrowing Power to Increase Nationwide in 2017

New rules mean you may be able to borrow more next year.

Considering A Manufactured Home?

Forget what you think you know about manufactured homes. With prices averaging 1,300, they might just be the affordable housing option you're looking for.

PMI: Your Top Questions Answered

Private mortgage insurance (PMI) is a big topic for homeowners and homebuyers alike and there is good reason, namely your wallet. Follow along as we share the top questions received today, along with the answers.

What Do Homebuying and High School Have in Common?

Counselors who can help you succeed. A high–school guidance counselor might have advised you on what you needed to do to graduate and the path you might take toward your future. A housing counselor can advise you on how to become and stay a homeowner.

The Energy Revolution and You

The topic of clean energy has been on the table for decades, with many left wondering if it would ever take flight. Well, it has, and it's power is making a big impact on the environment and your wallet.

A Down Payment of Less than 20% Is OK. Really.

Did you know that the average down payment among first–time homebuyers is 6% and it's 13–14% for repeat buyers, according to the National Association of Realtors®? It's possible to put down even less.

Baby Boomer Myths: Up-Close and Personal with Sean Becketti, Chief Economist

Baby Boomers comprise one-quarter of the population but own two-thirds of the housing wealth. Their decisions will reshape our housing market in the coming years. Freddie Mac's chief economist uses our latest survey results to bust some myths about 55+ homeowners and renters.

Myth vs. Fact Quiz

Over the last few months we've been dispelling the top two myths on everything from down payments to renting. See how well you know the facts in today's quiz.

Do You Know Your Energy?

Knowing the facts about energy consumption and conservation is important for all families as the U.S. continues to advance its efforts to conserve. We've hand picked some important facts: do you know your energy?

Energy Costs Across the Country: The Highs, The Lows

Monthly energy costs can vary wildly from state-to-state, with some states seeing nearly double the cost as others. And it's not just about low energy prices, it's about consumption. See how the states stack up.

Myth vs. Fact: Qualifying for a Mortgage

Confused about what it takes to get a mortgage in today's market? Here are the facts to dispel the two biggest myths about qualifying for one.

4 Reasons to Make Your Home More Energy Efficient

It's not just about lower utility bills. Learn about all the reasons that drive today's homebuyers and homeowners to be green at home.

Good News for HARP: More Time, Low Rates

HARP, one of the most successful crisis-era programs for homeowners has been extended to September 30, 2017. If you haven't acted yet, you now have more time to take advantage of today's low rates.

Green? Or Just a Shade of Green?

If you're in the market to buy an energy-efficient home, take note of a practice called "greenwashing" that may oversell the true "green." Is it really energy-efficient or are you being misled by a mere lightbulb?

Myth vs. Fact: 3% Down Mortgage

Not sure you qualify for our 3% down mortgage? Today we're dispelling the top two myths about what it takes.

Myth vs. Fact: PMI

Confused about PMI? You're not alone. So today we're dispelling the top two myths.

Knowledge is Power. Really.

One of the first steps for saving on your utility bills is to determine how much energy your appliances use. What trumps what — the computer, dishwasher or clothes dryer — for making your bills soar? Find out.

15 Low-Cost Money-Saving Energy Tips: You've Got the Power

The typical U.S. family spends at least ,200 a year on home utility bills. These bills are a part of life, however many don't realize the power they have to cut this figure by up to 25%. Find out how and start saving today.

3.4 Million Homeowners Have Saved Big 11074$ Through HARP. Could You?

If you're underwater on your mortgage and could use extra cash in your wallet, call your lender today and ask if HARP can help you.

Going Green: Tax Credits & Rebates

In the market to make energy-efficient improvements to your home? Be sure to check out federal tax credits and product rebates from your state and local governments and utility company to help offset your up front costs.

Financing Your Green: Three Critical Questions to Ask

If you're looking to finance energy efficient improvements for your home, your first step is to get educated on today's programs to avoid financial pitfalls in the future. Dig in and get clear answers to your questions.

3 Steps to 3% Down

3% down in today's market is the real deal. Today we're sharing 3 steps to a 3% down Freddie Mac Home Possible Advantage mortgage.

HARP: Get the Facts and Act Fast

Over 3.4 million homeowners have been helped through HARP, yet many eligible homeowners are still sitting on the sidelines due to common myths about the program. Follow along as we deliver the facts.

50 Billion And Going Strong

We're celebrating an important corporate milestone — the transfer of a significant amount of mortgage credit risk on 50 billion in unpaid principal balance of single-family and multifamily loans.

HARP: Two Ways to Save

HARP, a federal program launched to help homeowners who owe more on their home than it's worth, helps borrowers save in two ways: through lower rates and lower terms. Find out if you're eligible for HARP and act fast as the program ends soon!

Who to Contact After Closing

You were lucky enough to find and buy your dream home during this spring homebuying season. Now you have questions about your loan, so who should you call?

4 Tips to Keep Your Cool on Closing Day

The thing you'll probably remember years later about your closing is how many times you had to sign your name. No need to feel overwhelmed! Following these tips will help you stay calm, cool, and collected during your closing.

Calculating Ways Homeowners Can Save Money

During the homebuying process, you're probably focused on all of the related costs. Why not think a bit about how you might save money once you're a homeowner? Freddie Mac's calculators and worksheets can help.

Dear Seller, Pick Me

Congratulations, you've found the home of your dreams! Before you submit an offer, you may want to include one thing to set you apart from the competition — a letter to the seller.

Try, Try Again: Responding to a Counteroffer

You've found the right team. You've found the right home. You're all set to name a price and start moving in furniture, right? Wrong! Making the initial offer is often just the first of several steps before signing the contract.

Take the Anxiety Out of Your First Home Offer

Here's how to put together an opening bid on a house without making yourself a nervous wreck.

Who Let the Bugs In?

Spring has sprung and so have the bugs and rodents seeking to invade homes. Whether you are looking at homes to purchase or are a homeowner, there's no time like the present to inspect a home's exterior, especially after the long winter season, which can make it more inviting to house-hunting pests.

Job Interview Questions for Your Next Lender

Questions you'll want to ask to find that lender who will follow through on their promises, close your loan on time, and get you the best deal you can afford.

Borrower Help Centers Guide the Path to Homeownership

The journey toward owning a home can seem long and winding, especially if you're a first-time homebuyer. A housing counselor can help you map a clear path and guide your way forward. Freddie Mac's Borrower Help Centers and Borrower Help Network offer the trustworthy, one-to-one help you may want.

Do You Know Your Housing Lingo?

If you've just dipped your toe into the house-hunting world, it's easy to feel overwhelmed — especially when everyone seems to be speaking an unfamiliar language.

Why Was My Mortgage Sold?

Did you receive a letter stating that Freddie Mac purchased your loan? If so, do not be alarmed and check out our most frequently asked questions.

Mortgage Rates: Still Something to Celebrate

Today's mortgage rates remain near historic lows and this has an important and direct effect on how much home you can afford.

What Should Home Shoppers Know About Remodeling?

From a home shopper's point of view, buying a recently remodeled house could be a savvy way to buy cool upgrades, like an upscale bathroom, for about half the project's original cost. Remodeling Magazine's latest Cost vs. Value report shows why.

Top 5 Cities for Walking, Biking, and Transit

Why is location so important? Because it's about convenience, quality of life, and being close to things that matter most.

3 Tips to Find "the One"

You've pored over local real estate listings and watched hours of house hunting shows. You're ready to take the plunge and start seriously looking for a new home. How can you make sure you pick the right one? Follow these 3 tips.

3 Tips to Find "the One"

You've pored over local real estate listings and watched hours of house hunting shows. You're ready to take the plunge and start seriously looking for a new home. How can you make sure you pick the right one?

Avoid These 7 Borrowing Pitfalls

Because lending transactions often seem complicated, it's not unusual for borrowers to rely on the expertise of professionals for guidance. But what if the "professional" you choose is actually a scam artist or predator looking to push you into a costly or risky situation?

How Much Home Can You Afford?

Condo? Fixer-upper? McMansion? Starter home? Town house? Tiny house? Before you start looking seriously at buying ANY kind of home this spring, you'll first need to answer the single-most important question: How much home can I afford?

You've Got Mail

Do you want to know more about buying or renting a home, the housing market and housing finance? It's quick and easy when you sign up for our weekly roundup.

3 Ways Your Tax Refund Can Bring You Closer to Homeownership

The average 2015 tax refund is ,120 so far - what will you do with yours?

More than 3.3 Million People Have Saved With HARP. Could you?

If you owe more on your mortgage than your home is worth and haven't refinanced into a lower interest rate yet, then HARP is designed for you.

How It Works: The Mortgage Loan Application Process

Read on to see what the mortgage application process is all about.

How It Works: The Closing Process

You'll sign many important documents at closing, the final step in the homebuying process when the property is legally transferred to you. Learn more about what to expect at closing and how it all comes together.

How it Works: Amortization

Your amortization table outlines every monthly payment you make on your loan and its contribution toward equity. Find out how it works and why it's important.

How it Works: Adjustable Rate Mortgages (ARMs)

Is an ARM right for you? Learn how they work before making your decision.

How It Works: The Secondary Mortgage Market

Follow along with our new blog series, where we discuss how things work in the mortgage market, from underwriting your loan to credit risk transfer. To kick off the series, we introduce you to the inner workings of the secondary mortgage market.

The Top 10

The results are in. We've run the numbers and here are 10 most-read posts of 2015. See what interesting topics you might have missed.

Tips, Bits & Lists: Day 11

On the 11th day of tips, bits & lists, we introduce you to 11 online calculators designed to help demystify mortgages.

Tiny Houses: Just Right for Retirement?

Tiny houses and micro-units typically bring to mind Millennials and Generation Xers shrinking their housing costs and environmental impacts. But they could be gaining popularity among Baby Boomers, too.

Get Ready, Here Comes Winter

Winter is off to a mild start in many places across the country but, depending on where you live, that'll change soon enough. So take this time to prepare yourself and your home for the wintry weather ahead.

What Do Renters Save For: Tahiti or an Emergency Expense?

What are renters' savings priorities? We asked these questions and more in our quarterly renter survey.

Refinancing: What to Expect

Throughout the term of your mortgage, you may choose to refinance. Find out what you can you expect from the refinance process and how it can affect your wallet – short- and long-term.

The Closing Process: What to Expect

You've saved for it, searched for it, found it, and negotiated over it. Finally, you're ready to take possession of it — your new home. Before that can happen, however, comes the closing process.

Financial Obligations: What to Expect

There are many financial obligations that come with homeownership. Here's what you can expect.

Your Answers Are Just a Click Away

At home or on the go, My Home is built to share and connect people with in-depth and user-friendly information that answers important questions about home. Find out why it's worth getting connected.

Giving Credit Where Credit Is Due

It's International Credit Union Day – and we're giving credit where credit is due.

Making an Offer: What to Expect

You've found the home you've been searching for and now it's time to make your offer. Learn what steps to expect in the process.

Your Team: What to Expect

Learn what to expect from your home buying team.

Freddie Mac's support for student housing

Student housing is a growing sector of the multifamily market.

Meet the Experts: Housing Counseling

Learn 3 ways housing counselors can help you.

Meet the Experts: Home Purchase Costs

Watch this video to understand the 3 main costs of buying a home.

Meet the Experts: Down Payments

Learn 3 facts about down payments that may surprise you in our Meet the Expert video series.

Help for Borrowers Struggling to Make Higher HAMP Payments

If higher HAMP payments have left you struggling, you may be eligible to have your loan re-modified.

Where Are Homebuyers Hiding? In Single-Family Rentals

The housing industry is wondering who is America's next homebuyer? One group is people renting single-family properties, according to new Freddie Mac research.

4 Tips to Help You Plan for Home Maintenance

Maintenance will cost you time and money, but it can protect your home's value and ensure the comfort and safety of your family. These 4 tips can help you plan.

Remodeling? 6 Tips for Hiring Professionals

Chances are you'll need to hire professional help for at least part of your remodeling project. Keep these 6 in mind when hiring one:

Getting Down to Brass Tacks: APR

If you're shopping for a mortgage and you're confused about why mortgage rates are quoted in terms of interest rate and APR, you're not alone.

Getting Down to Brass Tacks: Escrow

You've done your homework and are ready to own a home. You know what you can afford and understand your rate and terms. And just when you thought you had all the real estate lingo down, a new term came along: escrow. What is it and do I need it?

Attention Service Members, Veterans, Educators, First Responders in Jacksonville FL

Freddie Mac's HomeSteps® REO Sales Division is holding its Second Annual Housing Fair and Open House on August 8 to provide free homeownership counseling and bus tours of available homes to service personnel, educators, first responders, and city workers.

Getting Down to Brass Tacks: Taxes and Insurance

If you've visited online calculators to find out how much home you can afford, you've likely come across the asterisk by the resulting payment, noting that it doesn't include taxes and insurance. Why? And how do I budget for them? Let's dig in.

Take Root Milwaukee Celebrates Fifth Year of Stabilizing Neighborhoods

Since Freddie Mac launched Take Root Milwaukee in 2010, the 32 member lenders, real estate firms, and government agencies have helped more than 16,400 residents buy a home, fix a home, build their finances, and avoid foreclosure.

Getting Down to Brass Tacks: The Amortization Schedule

You've decided to become a homeowner and are trying to make sense of many new and important terms, such as amortization. What is it and how does it benefit me? Think consistency.

10 Tips to Keep Burglars at Bay While You're Away

According to the FBI, burglary victims lost an estimated .5 billion in property in 2013. The average dollar loss per case was ,322.

Floor Plans of TV's Most Famous Fictional Families

Big fan of The Simpsons? How about The Big Bang Theory? Or maybe Friends, or even Frasier? It's easier than ever to live like your favorite TV character.

Getting Down to Brass Tacks: Equity Matters

Homeownership sounds appealing for many reasons, and the chatter about "building equity" has you particularly intrigued. But what exactly does building equity mean and how does it work?

Are You Ready to Have "The Talk" About ... Mortgages?

A large percentage of new renters and homebuyers rely on parents or advice. My Home by Freddie Mac can help family and friends answer the tough questions about mortgages, leases, closing costs and other housing matters.

10 States with the Highest Foreclosure Rates

The national foreclosure rate reached a 19-month high in May, according to real estate information company RealtyTrac. As reported in USA Today, the rise is largely the result of a bottleneck of older foreclosures finally being pushed through the process.

4 Reasons Home Sales Are Surging

Reports the Associated Press: "Home sales are on pace for their best year since 2007. First-time buyers are streaming back into the market." Why all the activity now after so many years of sluggishness?

May Home Sales

With new home sales data out for May, we're currently running 17,000 home sales (non-seasonally adjusted) above the May 2013 rate keeping us on track for the best year in home sales since 2007.

You've Got Questions? We've Got Answers

What's on your mind these days when it comes to housing? Thanks to our consumer response specialists who answer your questions every day, we've got a pretty good idea. Here are five of the questions they hear most often.

HARP Refi Extended through 2016

Freddie Mac is extending a successful program that has helped millions of homeowners.

Spring Homebuying Tips in a Seller's Market

In a seller's market, you need to be smart and prepared to get the right house at the right price. Here are 12 tips for buying a home this spring.

Get CreditSmart

April is National Financial Literacy Month and a good reminder of how important it is to be financially literate. It's especially key if you're thinking about buying a home. Learn more about the tools you need to become a successful homeowner.

Heading into May, Momentum Builds for Home Sales

Last month, we indicated that April would be a make or break month for home sales. So, how are we doing?

Choosing a Neighborhood: 5 Considerations for First-time Buyers

Choosing a neighborhood is about more than location, location, location. These 5 considerations can help you buy a home that is a good fit, will serve you well and will be a good investment for your future.

Looking to Buy a Home? Let's Get Started

Is your goal to buy a home? Here's one of the first things you need to do: Figure out how much you can afford. It's quick and easy with our online calculators.

Mortgage Rates: Still the Deal of the Century

If you are in the market to buy a home, today's average mortgage rates are something to celebrate compared to almost any year since 1971.

Did You Know?

If you're in the market to buy a home, it's good to be in-the-know. We're here to share some fun and interesting housing-related facts to keep you sharp and entertained.

The 4 Cs You Need for a Home Mortgage

What do mortgage lenders look for in a borrower? Do you have what it takes to qualify?

4 Tips for Nipping Closing Day Jitters

Follow these four tips to help you nip those closing day jitters.

No Foolin'

We're not the only ones who believe that a 3% down mortgage product will help boost sales this spring homebuying season.

3% Down Checklist

Our checklist can help determine if our new 3% down mortgage is right for you.

Spring Homebuying Kicks Off Best Year for Homes Sales in Seven Years

In the March edition of RealtyTrac's HousingNewsReport, Freddie Mac Deputy Chief Economist Len Kiefer outlines the top three reasons why he's optimistic about this year's spring homebuying season and 2015 home sales.

Help for Borrowers Struggling to Make Higher HAMP Payments

If you're struggling to make a higher mortgage payment because of an interest rate reset on your HAMP modification, help is now available.

Homes from Seattle to Miami: Start Your Search Here

Are you looking for a 2 bed, 2 bath home in Seattle? Or perhaps you have your sights set on a 2 bed, 2 bath condo in Miami. HomeSteps® has homes just like these and more across the country – one of them may be the home you've been dreaming of.

America's Sweethearts - The Top 10

To usher in the 2015 home buying season, a recent survey reveals America's most desired, or "hottest," neighborhoods. Did your neighborhood make the list?

Life, The Unexpected and Mortgage Applications

After submitting your mortgage applications, tell lenders about job changes, new debts and other life events to avoid costly delays and disappointments .

From ARMs to PMI, 10 Terms You Should Know

In just a short time, you'll notice For Sale signs sprinkled throughout your neighborhood. If you're a first-time homebuyer, ask yourself: Am I ready to talk the housing market talk? Your words are important and we're here to help you talk wisely.

5 Tips for First-time Homebuyers

Buying a home is an exciting experience, but it can also be overwhelming if you don't understand the entire mortgage process. Check out these five tips from to make it easier.

Spring Forward to Buying a Home

The crocuses will be poking up soon, and, with the change in weather, the housing market, too, will be warming up. Our new blog series on the Spring Homebuying Season starts this week – to help you get ready to buy a home.

5 Tips for First-time Homebuyers

Buying a home is an exciting experience, but it can also be overwhelming if you don't understand the entire mortgage process. Check out these five tips from to make it easier.

Looking for Happiness? Try These Towns.

Happiness can't be bought, but it can be found. Where? For starters: Sea Ranch, CA; Cedar Rapids, IA; and Kansas City, MO. If you're looking to buy a home and be near happy people everywhere, check out these ZIP codes.

4 Tips to Finding a House You Love

Buying a home can be an emotional experience. It's a big investment, and you want to be happy with your home. If you're ready to buy, here are a few tips — along with pitfalls to avoid. Let's start with 'Don’t fall in love with a house you can't afford'.

3 Ways Your Tax Refund Can Bring You Closer to Homeownership

Over the course of the next few months, nearly 8 out of 10 tax filers will get a refund. Here are three ways yours could bring you closer to making your dream of homeownership a reality.

Double-Digit Rates? 1 in 3 Consumers Would Still Prefer to Buy

A new poll finds that many consumers view buying a home as a better investment than renting, even if mortgage rates were to climb.

How Many First Responders Own Homes?

Most firefighters, police and paramedics are homeowners, says a new Freddie Mac analysis of data from the U.S. Census and Bureau of Labor Statistics.

Location, Location, Location... And Your Commute

The "location, location, location" mantra is important for many reasons — including your commute. Where you decide to live can mean the difference between commuting 15 or 90 minutes each way. Before you buy, do your homework and test the drive, not just once but twice.

Are You Making Home Improvements? You're Not Alone

Home improvements and repairs – a 00 billion industry – are back on the rise and now generate about 1.8% of U.S. economic activity. A new report shows the U.S. home improvement industry is faring much better than the broader housing market. So who are our big spenders, and where do they live?

Punxsutawney Phil's Prediction

Today is Groundhog Day. And in a time honored tradition, all eyes were on Punxsutawney Phil. Is spring coming early or is it still 6 weeks away?

The Urban Flock

Remember when families flocked to the suburbs to trade the "congestion and pollution" of city life for tree-lined streets and manicured lawns? We do, too, but today's market is eyeing the urban core.

Boomerang Buyers Are Bouncing Back

Boomerang buyers, those who lost their home during the crisis, are back in the market. In a new report from RealtyTrac, 7.3 million of them will return to the market over the next eight years, peaking at 1.3 million in 2018.

The Lowdown on Mortgage Rates, ARMs: New Surveys

Mortgage rates are hovering near all-time lows - averaging 3.63% for a 30-year fixed. As for ARMs? With rates so low on fixed-rate loans, ARMs are less popular. But more lenders are offering ARMs, and for certain consumers, an adjustable rate product may still make sense.

10 Weeks & 10 Homes

Did You Know? The typical homebuyer searches for 10 weeks and looks at 10 homes before buying.

Baby Boomers & Their Mortgage Debt

Did You Know? Baby Boomers are carrying much more mortgage debt than earlier generations at this stage in life. The amount Boomers (age 50-69) have left on their mortgage has grown 142% since 1992.

Best Bang for the Condo Buck

In today's purchase market, condos could be the answer for many first-time homebuyers and those with lower and/or limited incomes. See where you get the best bang for your buck.

4 Resolutions for Prospective Homebuyers

Look online and you'll find that the most popular New Year's resolutions are to lose weight, get organized and spend less/save more. If you're thinking of buying a home in 2015, we hope you'll add the following 4 resolutions to your list...

In Good Faith

Closing costs average about ,539 – so it's important to understand what your costs will be before you commit to the loan. That's where the Good Faith Estimate comes in.

3% Down: More Questions Answered

Since lenders will soon begin taking applications, today we're answering more questions about our new 3% down mortgage - Home Possible Advantage.