Keyword: Housing Data

Homeownership: Taking Taxes into Account

2018 ushered in new federal income tax laws that have many homeowners scratching their heads and wondering how the changes will affect them . The answer: It depends.

When Mortgage Rates Weren't Groovy

The most dramatic increase in mortgage rates came during the late 1970s. What would happen if rates rise like that again?

Numbers Don't Lie: 2017 Housing Trends

The National Association of REALTORS annual report on home buyers and sellers is full of information on the state of housing in 2017.

The Big, Bad "B" Word

Even as the housing industry continues to recover and grow more stable, many are keeping an eye out for the next house price bubble.

The Importance of Affordable Housing and Homeownership

In commemoration of Black History Month, Freddie Mac held a panel discussion on the company's commitment to affordable housing, particularly in the African American community.

10 Hot Housing Markets for 2017

While most predict that the housing market will cool off slightly next year, 10 cities will remain hot thanks in large part to Millennials and Baby Boomers.

Sales on Track Despite Limited Housing Stock & Rising House Prices

How are home sales looking now that we're more than half way through 2016?

Six Down, Six to Go

We're essentially half way through 2016. So how are homes sales doing?

Expect the Unexpected Housing Choices in Retirement

The way renters age 55 and older predict they'll spend their retirement years can be quite different from what they actually experience, according to the Freddie Mac 55+ Survey findings.

Discount Movie Tickets and Rental Homes

Something you might enjoy in your mid-50s and beyond: Becoming eligible for discounts at movie theaters, restaurants, and other entertainment venues. You also might prefer to sell your home and rent your next one, or move from your current apartment to another. You'd be in good company.

Ahead in May

We still have some ground to make up but housing remains a bright spot in the economy.

First-time Homebuyers Spring Back

Early reports are showing first-time homebuyers coming back into the market.

Who Let the Bugs In?

Spring has sprung and so have the bugs and rodents seeking to invade homes. Whether you are looking at homes to purchase or are a homeowner, there's no time like the present to inspect a home's exterior, especially after the long winter season, which can make it more inviting to house-hunting pests.

In the Mix

With new home sales data in for March, we're currently running 153,000 home sales (non-seasonally adjusted) below what we saw in March of 2007, however, we're already ahead of last year's home sales at the same time.

Cities that Gained the Most New Residents

About three-quarters of U.S. metropolitan areas added to their populations between July 2014 and July 2015, according to the U.S. Census Bureau. In total, the number of people living in metro areas grew by 2.5 million during those 12 months, to 275.3 million.

What Should Home Shoppers Know About Remodeling?

From a home shopper's point of view, buying a recently remodeled house could be a savvy way to buy cool upgrades, like an upscale bathroom, for about half the project's original cost. Remodeling Magazine's latest Cost vs. Value report shows why.

A Slow Start to the Best Year in Home Sales in a Decade

Houses certainly aren't selling at breakneck speed so far this year, but with the spring home buying season upon us we expect them to improve. Our housing tracker shows where we currently stand.

Freddie Mac Leaders Make Industry's Top 50 Influential List

Following a year of strong fundamentals and record purchase volume, two of our Multifamily employees were named to the Commercial Observer magazine's fourth annual 50 Most Important People in Commercial Real Estate Finance list. David Brickman, EVP and head of Multifamily, and John Cannon, SVP of production, sales and marketing, both ranked 22nd on the list.

U.S. Housing Market Continues to Show Strong Improvement

MiMi sees the best housing improvement in a year.

Get More "Apartment for Rent" Signs Ready

It's official: Freddie Mac Multifamily is the leader in U.S. multifamily housing finance for the first time, providing total funding of 7.3 billion in 2015. This achievement represents important contributions to every corner of the multifamily market – including supporting affordability for those who need it most.

U.S. Housing Market Posts Strong Improvement

MiMi sees the best housing improvement since last summer.

November Home Sales

Still on track for the best year in homes sales since 2007.

More Homeowners Tap Equity

An estimated 2.2 billion in net home equity was cashed out during the refinance of conventional prime-credit home mortgages in the third quarter.

What Do Renters Save For: Tahiti or an Emergency Expense?

What are renters' savings priorities? We asked these questions and more in our quarterly renter survey.

Freddie Mac's support for student housing

Student housing is a growing sector of the multifamily market.

More Rental Supply, More Renter Demand: New Research

With so many new apartment buildings being built, why is the market still so tight? How long will this go on? Freddie Mac's Multifamily Outlook Second Half 2015 answers these questions.

August Home Sales

With summer now in the review mirror, how are home sales tracking so far this year?

Freddie Mac: First-Time Homebuyer Gains Hold Steady in 2015

According to the latest numbers, Freddie Mac financed affordable mortgages for nearly one million first-time homebuyers and over 4.5 million low- and moderate-income borrowers between 2009 and 2015.

The Best July for Home Sales Since 2006

How will home sales compare this year?

Where Are Homebuyers Hiding? In Single-Family Rentals

The housing industry is wondering who is America's next homebuyer? One group is people renting single-family properties, according to new Freddie Mac research.

Renting Broadens Its Base, Harvard Study Finds

More people are renting their homes, and it's not only young singles just starting out, the Joint Center for Housing Studies of Harvard University (JCHS) reported in its annual housing study.

June Homes Sales Interactive

With new home sales data out for June, we're currently running 86,000 home sales (non-seasonally adjusted) above the June 2013 rate keeping us on track for the best year in home sales since 2007.

Harvard Study Reveals the Changing Face of American Households

The average age of households has risen as Baby Boomers have moved into their 50s and 60s, but Millennials are now the largest generational group and their influence on housing markets will expand. Also increasing is the percentage of households led by minorities and immigrants.

10 States with the Highest Foreclosure Rates

The national foreclosure rate reached a 19-month high in May, according to real estate information company RealtyTrac. As reported in USA Today, the rise is largely the result of a bottleneck of older foreclosures finally being pushed through the process.

May Home Sales

With new home sales data out for May, we're currently running 17,000 home sales (non-seasonally adjusted) above the May 2013 rate keeping us on track for the best year in home sales since 2007.

Low Gas Prices Are Great for Vacationers But Not Everyone

Summer vacationers can rejoice that gas prices are lower per gallon than a year ago, but there is a downside for some parts of the country – like Midland, Texas, and Casper, Wyo. – where energy-related jobs are an important part of their local economy.

Generation Gap in Household Formations

The total number of U.S. households with at least one member younger than 50 years old shrank between 2004 and 2014; at the same time, the number with at least one member between 50 and 75 grew. What's going on?

April Homes Sales

Currently existing home sales are slightly down 0.7%, and new home sales are up 17% compared to 2013 through April on a non-seasonally adjusted basis.

Nearly 80 Percent of Top 100 U.S. Housing Markets Improving

Strong Buyer Demand Driving Top Performing Markets in MiMi this Month

How Much Longer Can Low Mortgage Rates Keep Homebuyer Affordability Afloat?

Low mortgage rates offset rising house prices to keep homebuyer affordability high in most housing markets at the start of the year.

Tipping Point? Do Renters Become Homeowners When Rents Rise?

Are rising rents driving residents to homeownership? We wanted to know so we asked renters and found that the majority of them are not moving out.

Refinancing Borrowers Saving Over .4 Billion in Mortgage Interest Payments

Equity Cash-Out Activity Increases, But Volume Remains Low

Serious Delinquency Rate Nears 2008 levels

Good news for homeowners. Freddie Mac's single-family serious delinquency rate declined to 1.73% at March 31, 2015, nearing its lowest level since December 2008.

Heading into May, Momentum Builds for Home Sales

Last month, we indicated that April would be a make or break month for home sales. So, how are we doing?

Housing Stability Index Shows 60% of Top 100 U.S. Metro Markets Improving

MiMi now tracks the top 100 metro markets across the country.

No Foolin'

We're not the only ones who believe that a 3% down mortgage product will help boost sales this spring homebuying season.

April, Make or Break for Home Sales

Pending home sales trend bodes well for best home sales since 2007.

Housing Markets Experience Some Winter Doldrums

Housing markets weakened slightly, which is no surprise considering the harsh winter and slowdown in economic activity at the outset of 2015.

The Dress, the WeaselPecker and Housing Data

See how home sales perform this spring with our new interactive housing tracker.

Which Markets Will Have the Highest Apartment Vacancy Rates

This year we will see of one of the largest increases in apartment building completions in recent history with Millenials helping to fill these new units in some markets, based on our Multifamily housing economic outlook for 2015.

U.S. Housing Market Showed a 4.4 Percent Improvement in 2014

Vegas, Denver & Chicago were most improved housing markets last year.

The Affordability Stretch Got A Little Easier

With homebuyer affordability improving, some Americans are feeling the burn a bit less as they stretch to make homeownership a reality.

How Many First Responders Own Homes?

Most firefighters, police and paramedics are homeowners, says a new Freddie Mac analysis of data from the U.S. Census and Bureau of Labor Statistics.

Borrowers Who Refinanced in 2014 to Save About Billion in Interest Payments

For the first time since 2009, over half of all borrowers who refinanced saw their home equity increase since first taking out their original loan.

Are You Making Home Improvements? You're Not Alone

Home improvements and repairs – a 00 billion industry – are back on the rise and now generate about 1.8% of U.S. economic activity. A new report shows the U.S. home improvement industry is faring much better than the broader housing market. So who are our big spenders, and where do they live?

Serious Delinquency Rate at Six Year Low

Freddie Mac's single-family serious delinquency rate declined to 1.88% at December 31, 2014, reaching its lowest level since January 2009.

How Many Jobs Does It Take to Afford Rent?

How many jobs must minimum wage earners work to afford rent? The answer is 2.6 jobs.

Boomerang Buyers Are Bouncing Back

Boomerang buyers, those who lost their home during the crisis, are back in the market. In a new report from RealtyTrac, 7.3 million of them will return to the market over the next eight years, peaking at 1.3 million in 2018.

U.S. Housing Stability Improving

Overall most markets are improving, with some to keep an eye on.

The Lowdown on Mortgage Rates, ARMs: New Surveys

Mortgage rates are hovering near all-time lows - averaging 3.63% for a 30-year fixed. As for ARMs? With rates so low on fixed-rate loans, ARMs are less popular. But more lenders are offering ARMs, and for certain consumers, an adjustable rate product may still make sense.

Baby Boomers & Their Mortgage Debt

Did You Know? Baby Boomers are carrying much more mortgage debt than earlier generations at this stage in life. The amount Boomers (age 50-69) have left on their mortgage has grown 142% since 1992.

Nearly 50% of Homebuyers Aren't Shopping Around

A recent study by the Consumer Financial Protection Bureau and the Federal Housing Finance Agency found that almost half of U.S. homebuyers fail to shop around for mortgages.

Mortgage Rates: New Lows in the New Year

30-year fixed down to 3.73%, the lowest level since May 2013. A year ago, the rate was 4.51%.

Nearly 30% of Housing Metros Unaffordable

With the latest data, 47 of the 163 metros are now unaffordable. While that's only 29% of markets, these markets represent roughly 44% of households in our sample.

Mortgage Rates Once Hit 18.45%

Did you know that the interest rate for a 30-year fixed mortgage hit a record high of 18.45 percent in October 1981?