Keyword: Mortgages

30 Years of Certainty

30 years may sound like a lifetime with many unknowns, but a 30-year fixed-rate mortgage can provide you with many comforting certainties.

Amore Your Amortization Schedule

What exactly is amortization, what is an amortization schedule, and why does it matter?

Homeownership: Taking Taxes into Account

2018 ushered in new federal income tax laws that have many homeowners scratching their heads and wondering how the changes will affect them . The answer: It depends.

Interest Rate vs. APR

Interest Rates and APR are both used when applying for a loan. Understanding the difference between them could save you thousands of dollars.

How Will Rising Rates Affect Your Bottom Line

With the heightened talk about rising interest rates, many prospective homebuyers are understandably concerned about whether now is the right time to purchase a home.

Your Buying Power Just Increased

New loan limit increases may help you reach your goal of buying a home.

What is Home Equity and Why Do I Want It?

Let's define the term and calculate how much home equity you have.

How Your Tax Refund Can Help You Buy a Home

If you're expecting a tax refund this year, check out these three ways your refund could bring you closer to homeownership.

How Much Will You Bring to the Closing Table?

Before you get the keys to the home that you're buying, you'll go through the closing process, which includes paying certain fees. How much money are we talking about?

Mortgage Relief for Hurricane Irma

If you are a homeowner impacted by Hurricane Irma, mortgage relief may be available. Contact your mortgage company right away to discuss your options.

Mortgage Assistance in the Aftermath of Hurricane Harvey

If you are a homeowner impacted by Hurricane Harvey, mortgage relief may be available. Contact your mortgage company right away to discuss your options.

Paying Down the Mortgage: Meet Stephen, Brad and Patty

We reached out to three homeowners, all at various stages of their mortgage, and asked them how it felt to be paying off their home. Read what they had to say.

The Facts (and Myths) on Down Payments and PMI

Before accepting the 20% down myth, it's important to do your homework, weigh the pros and cons regarding your down payment options and separate the facts from the myths.

3% Down in Three Easy Steps

Are you looking to take advantage of a 3% down payment? Here are the three steps that you need to know.

The Math Behind Putting Less Than 20% Down

Did you know that you could buy a home with a down payment of less than 20%? Lots of people do. Want to join them? Find out how all of the numbers add up.

What's the Point?

Today's infographic considers 3 important questions to help you get the point on points.

The Right Fit

When it comes to home buying, which should come first? The house or the mortgage?

Diversity at Work: When Collaboration Fuels Success

Freddie Mac's Loan Advisor Suite benefits from different perspectives.

Forecasting 2017 with Freddie Mac's Chief Economist

As 2016 gives way to 2017, we move away from recapping the year that was and transition to prognosticating the year to come.

Improve Your Homebuying Odds: Get Pre-Approved

Anyone looking to buy — especially in a competitive market — should ask a reputable lender to pre–approve them for a mortgage.

Baby Boomer Myths: Up-Close and Personal with Sean Becketti, Chief Economist

Baby Boomers comprise one-quarter of the population but own two-thirds of the housing wealth. Their decisions will reshape our housing market in the coming years. Freddie Mac's chief economist uses our latest survey results to bust some myths about 55+ homeowners and renters.

50 Billion And Going Strong

We're celebrating an important corporate milestone — the transfer of a significant amount of mortgage credit risk on 50 billion in unpaid principal balance of single-family and multifamily loans.

Freddie Mac Earns Three Mortgage-Backed Securities Awards

For the second consecutive year Freddie Mac's Structured Agency Credit Risk (STACR®) debt notes have been named RMBS Deal of the Year by Global Capital, a leading financial news and data service covering the capital markets. Freddie Mac also earned top honors for Best Overall Securitization Issuer and Best RMBS Issuer.

Who Let the Bugs In?

Spring has sprung and so have the bugs and rodents seeking to invade homes. Whether you are looking at homes to purchase or are a homeowner, there's no time like the present to inspect a home's exterior, especially after the long winter season, which can make it more inviting to house-hunting pests.

Do You Know Your Housing Lingo?

If you've just dipped your toe into the house-hunting world, it's easy to feel overwhelmed — especially when everyone seems to be speaking an unfamiliar language.

Why Was My Mortgage Sold?

Did you receive a letter stating that Freddie Mac purchased your loan? If so, do not be alarmed and check out our most frequently asked questions.

A Slow Start to the Best Year in Home Sales in a Decade

Houses certainly aren't selling at breakneck speed so far this year, but with the spring home buying season upon us we expect them to improve. Our housing tracker shows where we currently stand.

More than 3.3 Million People Have Saved With HARP. Could you?

If you owe more on your mortgage than your home is worth and haven't refinanced into a lower interest rate yet, then HARP is designed for you.

How It Works: The Mortgage Loan Application Process

Read on to see what the mortgage application process is all about.

The Best Year in Home Sales Since 2007!

Expect home sales to carry this momentum forward in 2016.

How it Works: Adjustable Rate Mortgages (ARMs)

Is an ARM right for you? Learn how they work before making your decision.

How It Works: The Secondary Mortgage Market

Follow along with our new blog series, where we discuss how things work in the mortgage market, from underwriting your loan to credit risk transfer. To kick off the series, we introduce you to the inner workings of the secondary mortgage market.

The Top 10

The results are in. We've run the numbers and here are 10 most-read posts of 2015. See what interesting topics you might have missed.