Keyword: Mortgages
AUG 13, 2019
How is Affordability Influencing Your Zip Code?
Research and Analysis
Housing affordability is a challenge impacting over half of today's renters and homeowners.
JUL 11, 2019
Renovations, Rates and Refinancing
Homeownership
Freddie Mac's new CHOICERenovation mortgage saves both time and money by providing cost-effective options for financing or refinancing home renovations, repairs, or improvements.
JUN 13, 2019
What's the Magic Number? Breaking Down Down Payments
Homeownership
Contrary to popular belief, you don't need a 20% downpayment to buy a home.
JUN 11, 2019
Agents Make Home Possible
Homeownership
Your real estate agent is responsible for finding the right home for you - at the right price
MAR 15, 2019
Pinch Me! How it Pays to be Green
Notable
Did you know that going green can save you money?
JUN 14, 2018
An Employment Leg Up with NextJob Partnership
Notable
A new Freddie Mac partnership with NextJob will provide job search assistance to current and aspiring homeowners living in designated underserved markets.
JUN 13, 2018
Credit Risk Transfer: $1 Trillion Milestone
Notable
Credit risk transfer is changing the way the U.S. residential housing market is funded – and we're leading the way.
APR 13, 2018
But Wait, There's More
Homeownership
In addition to principal and interest, your monthly mortgage payment may also include an escrow payment and private mortgage insurance payment. So, what are these extra payments?
MAR 20, 2018
Will Millennials Move Out?
Research and Analysis
What happens the newly crowned largest generation decides to start buying homes...and what happens if they don't?
MAR 19, 2018
How Will Rising Rates Affect Your Bottom Line
Homeownership
With the heightened talk about rising interest rates, many prospective homebuyers are understandably concerned about whether now is the right time to purchase a home.
MAR 1, 2018
When Mortgage Rates Weren't Groovy
Research and Analysis
The most dramatic increase in mortgage rates came during the late 1970s. What would happen if rates rise like that again?
FEB 12, 2018
Who Do I Call If Disaster Forbearance Is Ending?
Homeownership
Were your monthly mortgage payments suspended temporarily because you were affected by a recent natural disaster? Wondering what happens when this "forbearance period" ends?
FEB 1, 2018
How Much Will You Bring to the Closing Table?
Homeownership
Before you get the keys to the home that you're buying, you'll go through the closing process, which includes paying certain fees. How much money are we talking about?
JAN 25, 2018
One Easy System for Improving Your Credit? Yes!
Homeownership
Looking for an easy, convenient way to better manage your finances, improve your credit, save money, and work toward buying a home? Check out this new Freddie Mac program.
JAN 17, 2018
Use Your Assets
Homeownership
Did you know you can use your financial assets to qualify for a conforming, conventional mortgage?
NOV 14, 2017
Could a Manufactured Home Be Right for You?
Homeownership
Manufactured homes have improved a lot over time, and are an important source of housing across the country. In Kentucky, a new program can help get you ready to buy one.
OCT 18, 2017
Can You Skip the Property Appraisal?
Homeownership
You might be able to skip the traditional property appraisal. Talk to your loan officer to see if you qualify.
OCT 3, 2017
Millennials Buy Homes for Their Best Friends
Homeownership
One–third of Millennials had their best friends at heart — dogs, that is — when deciding to buy their first homes, according to a recent survey.
AUG 22, 2017
Buying a Home is Still Affordable. Or is it?
Homeownership
Is buying a home affordable today? The answer is yes and no. It depends on a variety of factors, including where you live.
AUG 17, 2017
The Facts (and Myths) on Home Inspections
Homeownership
Because home inspections are such an important part of your homebuying journey, it's important to separate the facts from the myths.
AUG 8, 2017
An MVP Team Can Help You Score That Home
Homeownership
For something as important as buying a home, you need the right team of housing professionals working with you.
JUL 28, 2017
Making (Manufactured) Home Sweeter
Homeownership
Manufactured homes are an affordable option for many people, especially in rural areas. Our support for manufactured housing communities helps keep them that way.
JUL 19, 2017
Welcome to Your New Luxury (Manufactured) Home
Homeownership
For high–end finishes at bargain prices, check out today's crop of new manufactured homes.
JUL 12, 2017
Could You Chart a Similar Path to Buying a Home?
Homeownership
Meet Layanna, a single mom. Through her commitment and the support of her real estate agent, loan officer, and community, she's a brand–new homeowner.
JUN 20, 2017
The Math Behind Putting Less Than 20% Down
Homeownership
Did you know that you could buy a home with a down payment of less than 20%? Lots of people do. Want to join them? Find out how all of the numbers add up.
JUN 14, 2017
How New Homeowners Can Keep Lawns and Wallets Green
Homeownership
Smart landscaping and lawn care are essential to protecting the value of the most expensive thing you are ever likely to buy: your home.
JUN 7, 2017
Meet the Team: Real Estate Agent
Homeownership
You're going to be spending a lot of time with your agent so it's important to find someone who gets you.
APR 11, 2017
Get the Real Scoop on Down Payments
Homeownership
Believe that you need to make a down payment of at least 20% to buy a home? You have lots of company. Putting down that much money upfront certainly has benefits, but it's not required.
MAR 31, 2017
Diversity at Work: When Collaboration Fuels Success
Notable
Freddie Mac's Loan Advisor Suite benefits from different perspectives.
MAR 24, 2017
Why the 30-year Fixed Rate Wins "Most Popular"
Homeownership
Of all of the mortgage products out there, the 30–year, fixed–rate mortgage reigns as the most popular. Find out why it's been the favorite for years.
MAR 9, 2017
Who Do I Call...For Mortgage Help After a HAMP Interest-rate Reset?
Homeownership
Have you fallen behind on your monthly mortgage payments since the interest rate reset on your HAMP–modified loan and wondered if there's a way to help you get back on track?
FEB 28, 2017
The Importance of Affordable Housing and Homeownership
Homeownership
In commemoration of Black History Month, Freddie Mac held a panel discussion on the company's commitment to affordable housing, particularly in the African American community.
FEB 9, 2017
Who Do I Call...If I Need Mortgage Help While I'm Unemployed?
Homeownership
Are you struggling financially because you lost your job and want to know whether there's a way to reduce the strain of trying to make your monthly mortgage payments until you find a new job?
FEB 1, 2017
Who Do I Call...If I Need to Move for a Military or Other Job Relocation?
Homeownership
Do you need to relocate within a tight timeframe because of a permanent change of military station or other job transfer and want to explore options for selling your home quickly?
JAN 31, 2017
The Cost of Moving In
Homeownership
Whether you're moving across town or across the country, you'll need to budget for the cost of transporting yourself and everything you own to a new home.
JAN 25, 2017
Who Do I Call...For Mortgage Help During Financial Hardship?
Homeownership
If a major event in your personal life has dealt a long–term blow to your finances, are you wondering whether you might have your monthly mortgage payment lowered to fit your reduced income?
JAN 19, 2017
3 Benefits of Credit Risk Transfer
Notable
Credit risk transfer is changing the way the U.S. residential housing market is funded. Learn about its 3 main benefits.
JAN 19, 2017
Improve Your Homebuying Odds: Get Pre-Approved
Homeownership
Anyone looking to buy — especially in a competitive market — should ask a reputable lender to pre–approve them for a mortgage.
JAN 17, 2017
This Tool Makes It Easier to Manage Your Money
Homeownership
If your resolution is to get into a new home this year, it's important to understand how to manage your money. In fact, this knowledge is valuable in any case.
DEC 20, 2016
Who Do I Call...About a Letter I Received from Freddie Mac?
Homeownership
Did you receive a letter from Freddie Mac with the subject, "Borrower Notification: Freddie Mac Has Purchased Your Loan" but don't know what it means or what to do about it?
NOV 30, 2016
Borrowing Power to Increase Nationwide in 2017
Homeownership
New rules mean you may be able to borrow more next year.
NOV 16, 2016
Considering A Manufactured Home?
Homeownership
Forget what you think you know about manufactured homes. With prices averaging 1,300, they might just be the affordable housing option you're looking for.
OCT 28, 2016
What Do Homebuying and High School Have in Common?
Homeownership
Counselors who can help you succeed. A high–school guidance counselor might have advised you on what you needed to do to graduate and the path you might take toward your future. A housing counselor can advise you on how to become and stay a homeowner.
OCT 20, 2016
A Down Payment of Less than 20% Is OK. Really.
Homeownership
Did you know that the average down payment among first–time homebuyers is 6% and it's 13–14% for repeat buyers, according to the National Association of Realtors®? It's possible to put down even less.
OCT 18, 2016
Baby Boomer Myths: Up-Close and Personal with Sean Becketti, Chief Economist
Research and Analysis
Baby Boomers comprise one-quarter of the population but own two-thirds of the housing wealth. Their decisions will reshape our housing market in the coming years. Freddie Mac's chief economist uses our latest survey results to bust some myths about 55+ homeowners and renters.
AUG 24, 2016
Sales on Track Despite Limited Housing Stock & Rising House Prices
Research and Analysis
How are home sales looking now that we're more than half way through 2016?
AUG 1, 2016
Chris Boyle Wins HousingWire "Women of Influence" Kudos
Notable
Congratulations to Chris Boyle, Freddie Mac Single-Family SVP of Sales & Relationship Management, for being recognized among the housing industry's top "Women of Influence" by HousingWire.
JUN 22, 2016
Many Returns of the Day, USDA!
Notable
Congratulations to the U.S. Department of Agriculture (USDA) Rural Development on its Single-Family Housing Guaranteed Loan Program's 25th anniversary! Freddie Mac looks forward to working together even more closely over the next 25.
JUN 20, 2016
50 Billion And Going Strong
Notable
We're celebrating an important corporate milestone — the transfer of a significant amount of mortgage credit risk on 50 billion in unpaid principal balance of single-family and multifamily loans.
JUN 16, 2016
HARP: Two Ways to Save
Homeownership
HARP, a federal program launched to help homeowners who owe more on their home than it's worth, helps borrowers save in two ways: through lower rates and lower terms. Find out if you're eligible for HARP and act fast as the program ends soon!