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Two young boys riding a go cart in their neighborhood

How is Affordability Influencing Your Zip Code?

Housing affordability is a challenge impacting over half of today's renters and homeowners.

Renovations, Rates and Refinancing

Freddie Mac's new CHOICERenovation mortgage saves both time and money by providing cost-effective options for financing or refinancing home renovations, repairs, or improvements.

What's the Magic Number? Breaking Down Down Payments

Contrary to popular belief, you don't need a 20% downpayment to buy a home.

Agents Make Home Possible

Your real estate agent is responsible for finding the right home for you - at the right price

Pinch Me! How it Pays to be Green

Did you know that going green can save you money?

An Employment Leg Up with NextJob Partnership

A new Freddie Mac partnership with NextJob will provide job search assistance to current and aspiring homeowners living in designated underserved markets.

Credit Risk Transfer:  Trillion Milestone

Credit Risk Transfer: $1 Trillion Milestone

Credit risk transfer is changing the way the U.S. residential housing market is funded – and we're leading the way.

But Wait, There's More

In addition to principal and interest, your monthly mortgage payment may also include an escrow payment and private mortgage insurance payment. So, what are these extra payments?

Will Millennials Move Out?

What happens the newly crowned largest generation decides to start buying homes...and what happens if they don't?

How Will Rising Rates Affect Your Bottom Line

With the heightened talk about rising interest rates, many prospective homebuyers are understandably concerned about whether now is the right time to purchase a home.

When Mortgage Rates Weren't Groovy

The most dramatic increase in mortgage rates came during the late 1970s. What would happen if rates rise like that again?

Who Do I Call If Disaster Forbearance Is Ending?

Were your monthly mortgage payments suspended temporarily because you were affected by a recent natural disaster? Wondering what happens when this "forbearance period" ends?

How Much Will You Bring to the Closing Table?

Before you get the keys to the home that you're buying, you'll go through the closing process, which includes paying certain fees. How much money are we talking about?

One Easy System for Improving Your Credit? Yes!

Looking for an easy, convenient way to better manage your finances, improve your credit, save money, and work toward buying a home? Check out this new Freddie Mac program.

Use Your Assets

Did you know you can use your financial assets to qualify for a conforming, conventional mortgage?

Could a Manufactured Home Be Right for You?

Manufactured homes have improved a lot over time, and are an important source of housing across the country. In Kentucky, a new program can help get you ready to buy one.

Can You Skip the Property Appraisal?

You might be able to skip the traditional property appraisal. Talk to your loan officer to see if you qualify.

Millennials Buy Homes for Their Best Friends

One–third of Millennials had their best friends at heart — dogs, that is — when deciding to buy their first homes, according to a recent survey.

Buying a Home is Still Affordable. Or is it?

Is buying a home affordable today? The answer is yes and no. It depends on a variety of factors, including where you live.

The Facts (and Myths) on Home Inspections

Because home inspections are such an important part of your homebuying journey, it's important to separate the facts from the myths.

An MVP Team Can Help You Score That Home

For something as important as buying a home, you need the right team of housing professionals working with you.

Making (Manufactured) Home Sweeter

Manufactured homes are an affordable option for many people, especially in rural areas. Our support for manufactured housing communities helps keep them that way.

Welcome to Your New Luxury (Manufactured) Home

For high–end finishes at bargain prices, check out today's crop of new manufactured homes.

Could You Chart a Similar Path to Buying a Home?

Meet Layanna, a single mom. Through her commitment and the support of her real estate agent, loan officer, and community, she's a brand–new homeowner.

The Math Behind Putting Less Than 20% Down

Did you know that you could buy a home with a down payment of less than 20%? Lots of people do. Want to join them? Find out how all of the numbers add up.

How New Homeowners Can Keep Lawns and Wallets Green

Smart landscaping and lawn care are essential to protecting the value of the most expensive thing you are ever likely to buy: your home.

Meet the Team: Real Estate Agent

You're going to be spending a lot of time with your agent so it's important to find someone who gets you.

Get the Real Scoop on Down Payments

Believe that you need to make a down payment of at least 20% to buy a home? You have lots of company. Putting down that much money upfront certainly has benefits, but it's not required.

Diversity at Work: When Collaboration Fuels Success

Freddie Mac's Loan Advisor Suite benefits from different perspectives.

Why the 30-year Fixed Rate Wins "Most Popular"

Of all of the mortgage products out there, the 30–year, fixed–rate mortgage reigns as the most popular. Find out why it's been the favorite for years.

Who Do I Call...For Mortgage Help After a HAMP Interest-rate Reset?

Have you fallen behind on your monthly mortgage payments since the interest rate reset on your HAMP–modified loan and wondered if there's a way to help you get back on track?

The Importance of Affordable Housing and Homeownership

In commemoration of Black History Month, Freddie Mac held a panel discussion on the company's commitment to affordable housing, particularly in the African American community.

Who Do I Call...If I Need Mortgage Help While I'm Unemployed?

Are you struggling financially because you lost your job and want to know whether there's a way to reduce the strain of trying to make your monthly mortgage payments until you find a new job?

Who Do I Call...If I Need to Move for a Military or Other Job Relocation?

Do you need to relocate within a tight timeframe because of a permanent change of military station or other job transfer and want to explore options for selling your home quickly?

The Cost of Moving In

Whether you're moving across town or across the country, you'll need to budget for the cost of transporting yourself and everything you own to a new home.

Who Do I Call...For Mortgage Help During Financial Hardship?

If a major event in your personal life has dealt a long–term blow to your finances, are you wondering whether you might have your monthly mortgage payment lowered to fit your reduced income?

3 Benefits of Credit Risk Transfer

Credit risk transfer is changing the way the U.S. residential housing market is funded. Learn about its 3 main benefits.

Improve Your Homebuying Odds: Get Pre-Approved

Anyone looking to buy — especially in a competitive market — should ask a reputable lender to pre–approve them for a mortgage.

This Tool Makes It Easier to Manage Your Money

If your resolution is to get into a new home this year, it's important to understand how to manage your money. In fact, this knowledge is valuable in any case.

Who Do I Call...About a Letter I Received from Freddie Mac?

Did you receive a letter from Freddie Mac with the subject, "Borrower Notification: Freddie Mac Has Purchased Your Loan" but don't know what it means or what to do about it?

Borrowing Power to Increase Nationwide in 2017

New rules mean you may be able to borrow more next year.

Considering A Manufactured Home?

Forget what you think you know about manufactured homes. With prices averaging 1,300, they might just be the affordable housing option you're looking for.

What Do Homebuying and High School Have in Common?

Counselors who can help you succeed. A high–school guidance counselor might have advised you on what you needed to do to graduate and the path you might take toward your future. A housing counselor can advise you on how to become and stay a homeowner.

A Down Payment of Less than 20% Is OK. Really.

Did you know that the average down payment among first–time homebuyers is 6% and it's 13–14% for repeat buyers, according to the National Association of Realtors®? It's possible to put down even less.

Baby Boomer Myths: Up-Close and Personal with Sean Becketti, Chief Economist

Baby Boomers comprise one-quarter of the population but own two-thirds of the housing wealth. Their decisions will reshape our housing market in the coming years. Freddie Mac's chief economist uses our latest survey results to bust some myths about 55+ homeowners and renters.

Sales on Track Despite Limited Housing Stock & Rising House Prices

How are home sales looking now that we're more than half way through 2016?

Chris Boyle Wins HousingWire "Women of Influence" Kudos

Congratulations to Chris Boyle, Freddie Mac Single-Family SVP of Sales & Relationship Management, for being recognized among the housing industry's top "Women of Influence" by HousingWire.

Many Returns of the Day, USDA!

Congratulations to the U.S. Department of Agriculture (USDA) Rural Development on its Single-Family Housing Guaranteed Loan Program's 25th anniversary! Freddie Mac looks forward to working together even more closely over the next 25.

50 Billion And Going Strong

We're celebrating an important corporate milestone — the transfer of a significant amount of mortgage credit risk on 50 billion in unpaid principal balance of single-family and multifamily loans.

HARP: Two Ways to Save

HARP, a federal program launched to help homeowners who owe more on their home than it's worth, helps borrowers save in two ways: through lower rates and lower terms. Find out if you're eligible for HARP and act fast as the program ends soon!