• Single-Family
  • Making Home Affordable Program
  • Underwrite and Process Loans
  • Sell and Deliver Loans
  • Mortgage Products
  • Service Loans
    • Servicing Alignment Initiative
    • Home Affordable Modification Program
    • Home Affordable Foreclosure Alternatives Program
    • Default Management
    • Servicer Performance and Incentives
    • Disaster Management
    • Investor Reporting
    • Servicing Tools
    • Document Custody
  • Become a Freddie Mac Single-Family Customer
  • Forms and the Guide
  • Single-Family News Center
  • Subscription Center
  • The Learning Center
• Multifamily
• Debt Securities
• Mortgage Securities
• Credit Securities
• Vendors and Suppliers

Document Custody

Important Updates

Requirement Changes for Living Trusts and Land Trusts

On May 15, 2013, Single-Family Seller/Servicer Guide Bulletin 2013-8 announced requirement changes for Living Trusts and Land Trusts, including:

• Living trusts. Effective for mortgages with note dates on or after September 1, 2013, eligible occupancy types will be expanded to include investment properties, and modifying our signature requirements. However, loan documents may be executed using our revised signature requirements immediately.
• Land trusts. Effective September 1, 2013, mortgages on properties for which the legal and equitable title is held by a land trust will no longer be eligible for purchase under the Guide. Sellers must have a negotiated term of business to sell Freddie Mac such mortgages.

Tools and Resources

• Forms 
• Freddie Mac Contacts for Document Custody – Contact us directly or use our on-line form if you have questions and comments
• Document Custody Procedures Handbook – Find guidelines that will help you meet our requirements for document custody processes
• Implementation Guide for Selling System Export - Document Custodians – Provides the export formats for the ULDD named fields in the selling system
• Certification Functionality for Document Custodians Using the ULDD tutorial
• Training and Resources 

Seller/Servicer Resources

• Get Started – Find the information and forms you need to establish a relationship with the Designated Custodian or with an approved third-party document custodian of your choice.
• Execution of Legal Documents – Learn about preparing documents for Freddie Mac signature