Articles and Commentary

News articles, op-eds, features and online columns addressing GSE regulatory reform legislation, the subprime market, and other housing finance issues.

• GSE Regulatory Reform
• Freddie Mac and the Subprime Market
• Fulfilling Our Mission

GSE Regulatory Reform

• GSE Regulatory Reform: CEO Syron Testifies Before House Financial Services Committee
  • Syron oral testimony
  • Syron written testimony [PDF 137K]
• Syron Discusses Demographics, Economics and Legislation at Home Builders Annual Meeting
• Syron Rejects Charge of Systemic Risk
• Business Strong, Progress Underway on Remediation, Says CEO Syron
• Independent, Small Banks Caution Against Over-Regulation of the GSEs [PDF 95K ]
• Keep GSEs' Capacity Strong for Mississippi Housing Recovery [PDF 67K]
• CEO Syron Warns Against Changes to a System that Works
• Syron Examines Systemic Risk, Highlights Freddie Mac's Risk Management Advantages
• Montana State Rep. Bob Lake Cautions Against Extensive GSE Reform
• Former HUD Secretary Kemp Urges Homeownership Support Needed
• GSE Reform Must be Sensible, Says UCLA Professor Richard Roll
• Industry Leader Warns of Opening "Pandora's Box"
• Miller Advises Against Setting a Dangerous Precedent by "Downsizing" the GSEs
• Freddie Mac CEO Richard F. Syron Says, "Don't Weaken GSEs' Ability to Expand Homeownership"
• Washington Post Columnist Steven Pearlstein Cautions Against Limits for the GSEs
• Duane D. Freese Examines Impact of Fixed-Rate, Prepayable Mortgages on America's Mobility
• Credit Union Executive Asks, "Bright Lines? More Like Dark Shadows"
• Harvard Scholar Defends Preservation of GSEs' Mission
• James K. Glassman Asks "Why Change a System That's Working?"

Freddie Mac and the Subprime Market

• Securitization Activities, Retained Portfolio, Together Making a Difference in Liquidity Crunch
• Freddie Mac CEO Richard F. Syron Testifies [PDF 231K] Before House Financial Services Committee Hearing, "Legislative and Regulatory Options for Mitigating Mortgage Foreclosure," September 20, 2007
  • Jumbo Mortgage Rates [PDF 24K] Have Spiked to Record Levels
• Freddie Mac Responds to the Subprime Crisis [PDF 544K]
• Freddie Mac CEO Discusses Subprime Market Disruption
• Transitioning the Subprime Market into a Stable Source of Financing
• Freddie Mac CEO Addresses National Urban League
• Syron Discusses Housing Issues on Bloomberg
• Letter to the Editor of Topeka Capital Journal: Preserving Homeownership
• Houston Business Journal Commentary: Keeping the Dream Alive
• Freddie Mac Submits Comments [PDF 218K] in Response to Federal Financial Institution Regulatory Agencies’ Proposed Statement on Subprime Mortgage Lending
• PA County Commissioner Says Assistance and Education Programs for Homebuyers Can Make a Difference
• Atlanta Journal-Constitution: GSEs didn't create subprime crisis, but are helping to solve it
• Freddie Mac CEO Richard Syron Analyzes Housing Affordability, Describes Special Role GSEs Can Play in Subprime Solution
• Freddie Mac Announces $20 Billion Subprime Commitment
• Subprime Market: CEO Syron Testifies Before House Financial Services Committee
  • Syron oral testimony
  • Syron written testimony

Fulfilling Our Mission

• Syron Discusses Demographics, Economics and Legislation at Home Builders Annual Meeting
• Keep GSEs' Capacity Strong for Mississippi Housing Recovery
• Syron Examines Systemic Risk, Highlights Freddie Mac's Risk Management Advantages
• Don't Impede GSEs' Core Homeownership Mission, Says NCLR Housing Analyst Janice Bowdler
• Credit Union Executive Asks, "Bright Lines? More Like Dark Shadows
• Harvard Scholar Defends Preservation of GSEs' Mission
• The American Mortgage and Economic Stability by Freddie Mac's Chief Economist Frank Nothaft
• Freddie Mac and Fannie Mae: Their Funding Advantage & Benefits to Consumers