Making an Offer

Making an offer on a home is an exciting step - you've found the house you want and you're working towards making it your home.

Be sure you're serious about buying before you make an offer. If the seller accepts your offer, it becomes a legal contract after a few days.

Details and planning are important. Know what you would like to pay but also think about the most you're willing to pay and the total pre-approved loan amount. Be specific, and put everything in writing.

What are the steps in making an offer?

• Negotiate a sales price. Negotiating is a standard practice in real estate, and something that your real estate agent will do on your behalf. Learn more about it so it works for you.

• Make an offer in writing. Understand what should be included in your offer.