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Company Profile

Freddie Mac was chartered by Congress in 1970 with a public mission to stabilize the nation's residential mortgage markets and expand opportunities for homeownership and affordable rental housing. Our statutory mission is to provide liquidity, stability and affordability to the U.S. housing market.

We participate in the secondary mortgage market by purchasing mortgage loans and mortgage-related securities for investment and by issuing guaranteed mortgage-related securities, principally those we call PCs. The secondary mortgage market consists of institutions engaged in buying and selling mortgages in the form of whole loans (i.e., mortgages that have not been securitized) and mortgage-related securities. We do not lend money directly to homeowners.

Freddie Mac is operating under a conservatorship that began on September 6, 2008, conducting our business under the direction of the Federal Housing Finance Agency (FHFA).

Read our charter.

Our Business

Our Business

Freddie Mac’s three core business lines provide a constant source of mortgage funding for the nation’s housing markets – helping to make homeownership and rental housing more affordable for America’s families:

Moving Housing Forward

Moving Housing Forward

We're committed to building a better housing finance system for you, your community and the nation. See how we are moving housing forward by:

  • Supporting the housing market
  • Improving our business
  • Innovating for the future

We Welcome Your Input

Duty to Serve

Help us better meet the needs of underserved markets.

Freddie Mac and Your Mortgage

Freddie Mac and Your Mortgage

What is Freddie Mac and what is its role in the housing market? View the video to find out

A Better Housing Finance System

A Better Housing Finance System class=

We're leading the market with our innovative credit risk transfers. Watch our video

New Executive Perspectives

VP Danny Gardner shares tips for growing business during this spring homebuying season. Read more

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