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Frequently Asked Questions about Freddie Mac

  1. What does Freddie Mac do?
  2. Does Freddie Mac make loans to consumers?
  3. How do I know if Freddie Mac owns my loan? 
  4. How can I find information about Freddie Mac’s foreclosed properties?
  5. How is Freddie Mac helping to improve the housing finance system?
  6. Why is Freddie Mac in conservatorship?
  7. Who regulates Freddie Mac?

  1. What does Freddie Mac do?

    Freddie Mac was chartered by Congress in 1970 to keep money flowing to mortgage lenders in support of homeownership and rental housing. Our statutory mission is to provide liquidity, stability and affordability to the U.S. housing market.
  2. Does Freddie Mac make loans to consumers?

    No. Freddie Mac does not make loans directly to homebuyers. Our primary business is to purchase loans from lenders to replenish their supply of funds so that they can make more mortgage loans to other borrowers. Learn more about Freddie Mac’s role in helping families own or rent a home.
  3. How do I know if Freddie Mac owns my loan?

    You can find out if Freddie Mac owns your loan by using our self-service loan look-up tool.
  4. How can I find information about Freddie Mac's foreclosed properties?

    HomeSteps is the real estate sales unit of Freddie Mac. HomeSteps® offers a free search and information service for homebuyers and real estate professionals. Freddie Mac also has a limited inventory of apartment properties for sale.

  5. How is Freddie Mac helping to improve the housing finance system?

    Freddie Mac is focused on building a better housing finance system by supporting the housing market daily, continuously improving our business, and innovating for the future. Over the last three years we have demonstrated continued progress in this work to build a profitable, sustainable business model that will meet the needs of the nation and all the communities we serve in the years to come. See how we're moving housing forward.

  6. Why is Freddie Mac in conservatorship?

    In September 2008, Freddie Mac was placed into conservatorship in order to help restore confidence in the company, enhance our capacity to fulfill our mission and mitigate the systemic risk that contributed directly to the current instability in the market.

  7. Who regulates Freddie Mac?

    The company is regulated by the Federal Housing Finance Agency.

If you need help with your mortgage, please visit our Mortgage Help Resource Center.

Moving Housing Forward

Moving Housing Forward

See how our commitment to you and the nation is moving housing forward.

Freddie Mac and Your Mortgage

Freddie Mac and Your Mortgage

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