Your Home

Freddie Mac provides a constant stream of mortgage funding that helps you buy, refinance, or rent a home.

By the Numbers

In good economic times and bad, Freddie Mac makes home possible. Since 2009, our funding has helped:

2.0 million
Families buy a home
7.7 million
Families refinance their mortgage
1.6 million
Families rent a home
 

Over the past five years – when the nation
needed it most – we've provided more than
$2.2 TRILLION to support the nation's housing market.

This funding helped approximately 11.3 million families buy, refinance, or rent a home.

That's 1 in 4 Homeowners
That's 1 in 4 Homeowners
And 1 in 5 Renters
And 1 in 5 Renters
 

“The long-term fixed-rate mortgage is the cornerstone of our business. It protects homeowners from future payment shock, insulates investors from high delinquency rates, and provides stability to the nation's economy.”

Frank Nothaft, vice president and chief economist

The 30-year fixed-rate mortgage is
the product of choice for nearly 90 PERCENT of today's homebuyers.

The reasons are simple: affordability, stability, and flexibility.

Product Market Share
 

Making Home Possible

Our employees are working hard to ensure that mortgage funding is available for America's families.

“I like to think that my work here at Freddie Mac has given someone the opportunity to own their own home or maintain ownership of their home.”

“I feel really good about our ability to make the recovery move forward and help the individual borrower.”

“Our job in the multifamily division is to make sure there is appropriate financing available to the owners of multifamily housing so renters can find affordable homes.”

 

Since 2009, our funding has helped more than
620,000 first-time homebuyers
realize the dream of homeownership.

Supporting Every Stage of Life

Freddie Mac's funding supports you during every step, whether you rent or buy.

Since 2009, we've helped fund:

135,700
Homes

STUDENT
HOUSING

1,454,000
Homes

APARTMENT

9,700,000
Homes

SINGLE-FAMILY

43,300
Homes

SENIOR
HOUSING

 

Saving Big with HARP

Homeowners: Vicki and Steve
Location: Kissimmee, FL
Original Interest Rate: 6.37%
New Interest Rate: 4.24%
Amount Underwater: more than $100,000
Monthly Savings: $430

“The process was very easy and took only five or six weeks to complete. Homeowners who are underwater and have a higher interest rate need to do something. Otherwise, you're throwing away money you could be using every month.”

HARP Family
 

Roughly 94% of the rental housing we fund serves families with incomes at or below the area median income.

Making a Difference

Since one-third of America's families rent rather than own, we have a vibrant multifamily business that is making a difference in underserved rental markets.

King-Garvy Square

King-Garvey Square
San Francisco, CA

Located in one of the nation's most expensive rental markets, our funding provided affordable housing for 211 seniors and families.
University Village at Southern

University Village at Southern
Statesboro, GA

Located next to Georgia Southern University, our financing provided 532 university students with an affordable place to live while at school.
Arlington West

Arlington West
Jacksonville, NC

Located less than 10 miles from Marine Corps Base Camp Lejeune, our financing provided safe and secure housing for 324 non-deployed military troops, military families, civilians, and government contractors.