With your investment, our work to build a strong new book of business and minimize legacy losses is paying off. We're returning value to taxpayers, supporting sustainable housing opportunities, and moving
the housing market forward.
The work we do is making a difference – for taxpayers, the industry, and the broader economy.
Since 2009, we've returned
$41 BILLION*
in dividends to the U.S. taxpayer
Our profitability has helped return more than $17 billion to taxpayers in 2013 alone.
*Includes September 2013 payment
The expertise of our people positions us well to help shape the future of housing finance.
"I'm doing something that I feel is important for the nation – and it helps people. It's rebuilding the entire mortgage finance system."
"At Freddie Mac, we are on the ground floor helping the industry to understand what is going on in the market today, how it is changing, and how it is likely to change in the future."
"What we strive to do is continue to work with our servicers, the administration, and our regulator to preserve homeownership for America's families."
Our serious delinquency rates are among the lowest in the industry.
*Source: Mortgage Bankers Association, 1Q 2013
**Source: TREPP (CMBS multifamily 60+ delinquency rate, excluding REO)
We are shifting risk away from taxpayers to private investors, paving the way for the future of housing finance.
For example, we've significantly grown our issuance of Multifamily mortgage-backed securities, from $2.14 billion in 2009 to more than $16 billion in the first half of 2013.
We bring timely and relevant housing and economic information to the market – helping the industry better understand current conditions and plan for the future.
Since 2008, we've strengthened our credit and eligibility standards. The result is a strong book of business that fosters sustainable homeownership and protects taxpayers.
We're setting industry standards that improve the efficiency, accuracy, and transparency of housing finance.
Establishing consistent policies and processes for servicers working with distressed homeowners – keeping more homeowners in their homes.
Developing consistent data standards for loans and appraisals – providing more certainty in the underwriting process.
Launching tools and new requirements to manage risk – fostering better quality loan originations and underwriting.
"It's exciting to be part of this important endeavor. We are present at the creation of something truly significant."
Stephen Clinton, senior vice president of Conservatorship & Corporate Initiatives
