Freddie Mac's Primary Mortgage Market Survey®
  Avg. Fees & Points
30YR FRM 4.98 0.7
15YR FRM 4.40 0.6
5YR ARM 4.35 0.6
1YR ARM 4.47 0.5
Copyright 2009, Freddie Mac. Averages are for conforming mortgages with 20% down.t