Freddie Mac's Primary Mortgage Market Survey®
	Avg.	Fees & Points
Copyright 2009, Freddie Mac. Averages are for conforming mortgages with 20% down.
30YR FRM	4.83	0.7
15YR FRM	4.32	0.6
5YR ARM	4.25	0.6
1YR ARM	4.35	0.6