Freddie Mac's Primary Mortgage Market Survey®
	Avg.	Fees & Points
Copyright 2010, Freddie Mac. Averages are for conforming mortgages with 20% down.
30YR FRM	5.01	0.7
15YR FRM	4.40	0.7
5YR ARM	4.27	0.6
1YR ARM	4.22	0.5