Freddie Mac - Executive Perspectives

New Tool Helps Homeowners Navigate Expanded Relief Options

SVP Tracy Mooney — Mon, 17 Jun 2013 18:06:00 GMT

Today, homeowners visiting FreddieMac.com looking for help with their mortgage will have a better experience in navigating and understanding available relief options thanks to the Mortgage Help Navigator – a new online tool that steers borrowers to information about options that may best meet their personal circumstances. Over the past 18 months, we greatly enhanced and expanded our foreclosure prevention policies and programs so we designed the Mortgage Help Navigator to help ensure that homeowners are learning about the right ones for their individual needs.

Buying a Home? Get CreditSmart

VP of Housing and Community Outreach Christina Diaz-Malone — Mon, 03 Jun 2013 18:19:00 GMT

By VP of Housing and Community Outreach Christina Diaz-Malone

June is National Homeownership Month, so it’s an appropriate time to ask: Have you ever thought about buying your own home? With mortgage rates near all-time lows, it may be the perfect time to get started.

Using Financial Assets to Qualify for a New Mortgage

Fri, 10 May 2013 13:10:00 GMT

By Vice President, Interim Head of Single-Family Sales & Relationship Management Christina K. Boyle

A little-known change in Freddie Mac’s rules could be a big help to qualifying retiring Baby Boomers and other savvy homebuyers who have limited incomes but substantial financial assets, for a low-rate conforming, conventional mortgage.

Mortgage Market Standardization and the Common Securitization Platform

SVP of Conservatorship & Corporate Initiatives Stephen Clinton — Mon, 29 Apr 2013 20:14:00 GMT

By SVP of Conservatorship & Corporate Initiatives Stephen Clinton

This is a time of substantial progress in the mortgage market – progress that's very real, even if it's not very glamorous. In the words of Freddie Mac CEO Don Layton, all of us in this industry are "present at the creation" of a better and more resilient system of mortgage finance. And it's one that can last for many years if we do it right.

Pre-purchase Counseling Is Getting Better All the Time

SVP of Models, Mission & Research Robert Tsien — Mon, 15 Apr 2013 16:07:00 GMT

By SVP of Models, Mission & Research Robert Tsien

Pre-purchase financial counseling may reduce, by an average of 29 percent, the likelihood of a first-time homebuyer becoming seriously delinquent, according to the initial findings of a new analysis of 38,000 Freddie Mac mortgages made to first-time homebuyers and low- to moderate-income families between 2000 and 2008.