Homeownership rates are at an all-time high, thanks to a housing finance system that lowers interest rates and provides a continuous supply of low-cost funds for America’s homebuyers. The secondary market is a key part of that system. If you think of America's mortgage lenders as retail stores where people go to get mortgages, the secondary mortgage market is their supplier. In the decades ahead, the challenge of expanding the wealth-creating benefits of homeownership will demand a continued supply of mortgage funding. And we’ll be there to provide it.