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CreditSmart A Guide to Help You Understand, Promote, and Deliver the CreditSmart Curriculum

Activities and Reinforcers

Module 1: Your Credit and Why It Is Important

Module 2: Managing Your Money

  • Flip Chart Survey (Where did you learn about money? What type of spender are you?)
  • Develop a Spending Plan – Give a fictional scenario they need to develop a spending plan. Then, give another scenario where they are two years later.

Module 3: Goal Setting

  • Goal Setting – Provide a role that the group needs to write a goal for. Then, have each participant write their own personal goal to take home with them.

Module 4: Banking Services: An Important Step

Module 5: Establishing and Maintaining Good Credit

  • Self Quiz – (Example question: You can raise your credit score by A, B, C, D.)

Module 6: Understanding Credit Scoring

  • Credit Scoring – Illustrative story about a person using credit. Have class discuss "Is this good or bad use of credit?", etc.

Module 7: Thinking Like a Lender

Module 8: Avoiding Credit Traps

Module 9: Restoring Your Credit

  • Warning Sign Quiz – Which of these are a warning sign that you have a credit problem?

Module 10: Planning for Your Future

Module 11: Becoming a Homeowner

Module 12: Protecting Your Home Investment

  • Develop a Spending Plan – Give a fictional scenario they need to develop a spending plan. Then, give another scenario where they are two years later.

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