Activities and Reinforcers

Module 1: Your Credit and Why It Is Important

• High/Low Game
• Flip Chart Survey (Where did you learn about money? What type of spender are you?)

Module 2: Managing Your Money

• Flip Chart Survey (Where did you learn about money? What type of spender are you?)
• Develop a Spending Plan – Give a fictional scenario they need to develop a spending plan. Then, give another scenario where they are two years later.

Module 3: Goal Setting

• Goal Setting – Provide a role that the group needs to write a goal for. Then, have each participant write their own personal goal to take home with them.

Module 4: Banking Services: An Important Step

• Match the Function (Match job position to its duties.)

Module 5: Establishing and Maintaining Good Credit

• Self Quiz – (Example question: You can raise your credit score by A, B, C, D.)

Module 6: Understanding Credit Scoring

• Credit Scoring – Illustrative story about a person using credit. Have class discuss "Is this good or bad use of credit?", etc.

Module 7: Thinking Like a Lender

• Case Study Scenarios

Module 8: Avoiding Credit Traps

• Show and Tell (Bring in personal direct mail solicitations.)

Module 9: Restoring Your Credit

• Warning Sign Quiz – Which of these are a warning sign that you have a credit problem?

Module 10: Planning for Your Future

• Develop a Spending Plan – Give a fictional scenario they need to develop a spending plan. Then, give another scenario where they are two years later.
• Coffee Bean Game Instructions and Gameboard

Module 11: Becoming a Homeowner

• Develop a Spending Plan – Give a fictional scenario they need to develop a spending plan.  Then, give another scenario where they are two years later.
• Coffee Bean Game Instructions and Gameboard

Module 12: Protecting Your Home Investment

• Develop a Spending Plan – Give a fictional scenario they need to develop a spending plan. Then, give another scenario where they are two years later.