All About Credit

When it comes to owning a home or planning for your financial future, good credit is critical to success. This workshop covers how to establish and maintain credit, the basics of credit scoring and reporting, and how to avoid credit traps.

Workshop Agenda – All About Credit

• Four-hour Workshop Agenda

Workshop Lesson Plan – All About Credit

• Four-hour Workshop Lesson Plan

Workshop Presentation – All About Credit

Download our Instructor Guides and Consumer Workbooks.

Reinforcement – All About Credit

Looking for activities, games, and support material to reinforce your lesson? Find them here.

• Module 1: Your Credit and Why It Is Important
  • High/Low Game
  • Flip Chart Survey (Where did you learn about money? What type of spender are you?)
• Module 5: Establishing and Maintaining Good Credit
  • Self Quiz – (Example question: You can raise your credit score by A, B, C, D.)
• Module 6: Understanding Credit Scoring
  • Credit Scoring – Illustrative story about a person using credit. Have class discuss "Is this good or bad use of credit?", etc.
• Module 8: Avoiding Credit Traps
  • Show and Tell (Bring in personal direct mail solicitations.)
• Module 9: Restoring Your Credit
  • Warning Sign Quiz – Which of these are a warning sign that you have a credit problem?