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CreditSmart A Guide to Help You Understand, Promote, and Deliver the CreditSmart Curriculum

Building a Successful Initiative

Having an achievable plan is the first step to building a successful CreditSmart initiative in your community.  It takes vision, expertise in consumer education, clarity of roles, and adequate resources to get the job done.

Have a Plan

When you are ready to offer CreditSmart, it is best to have a plan for success. Here are some questions you should ask your team as you fully develop your implementation plan.

  • Why is CreditSmart needed in your community?
  • What kind of impact would we like to make on/in the community?
  • How many people would we like to reach with CreditSmart?
  • Do we have the "buy-in" of our board or management?
  • Will there be any obstacles or opposition in our way?
  • Who do you want to reach with CreditSmart?

Clarify Roles

Sponsoring organizations must be prepared to take on a variety of responsibilities when offering these programs. They should assign and clarify roles among staff.  We recommend the following:

  • Oversight/Management
  • Instructor Preparation
    • Select CreditSmart instructors.
    • Schedule and conduct training for CreditSmart instructors (Find out if you're eligible for Freddie Mac's CreditSmart training).
      • Obtain the venue for Instructor training.
      • Order audio/visual equipment and food for the session.
      • Develop a Lesson Plan.
      • Provide materials for instructor training.
  • Workshop Delivery and Support
  • Workshop Promotion

Please see Terms & Conditions for more information.

Ensure Your Resources

  • Do we have the staff to implement this program?
  • Do we have potential CreditSmart instructors?
  • Do we have the ability to answer consumers' questions?
  • Do we have the capacity to handle intake and counseling, including bilingual support if needed?

Elements of a Successful Initiative

Organizations that run CreditSmart initiatives typically have the following characteristics:

  • Experience with consumer education
  • Financial support
  • Established trust in the community
  • Leadership commitment
  • Network of community resources/experts
  • Committed and passionate instructors
  • Alignment with organization's mission

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