Recognizing that consumers often seek information and assistance on credit and homeownership from community-based organizations and/or from housing professionals like you, Freddie Mac developed CreditSmart as a tool to support your efforts in this area. CreditSmart is comprehensive enough to be used on its own or to enhance your organization's existing financial or homeownership education program. By working together to educate consumers, we can equip even more families for a future of financial success.
If you're interested in becoming a CreditSmart Instructor and delivering CreditSmart in your very own community, look no further. This site will provide you with a robust set of tools to help you understand, promote and deliver CreditSmart.
This includes the complete workshop presentation, talking points, guidance in the delivery of the curriculum, full glossary of terms, worksheets, exercises, case studies, and more.
With the Consumer Workbook, each participant can follow along with your Workshop Presentation and take notes. A glossary of terms is found in the back.
An abridged version of the curriculum can be found in a smaller booklet format. This version provides a condensed yet thorough examination of all of the topics covered in the curriculum, from credit to homeownership preservation.
Our newest curriculum module, "Preserving Homeownership: Protecting Your Home Investment," contains a wealth of information on understanding home equity, maintaining and improving your home, preparing for emergencies, and recognizing scams. It also includes a comprehensive section on alternatives to foreclosure. Find out how you can use CreditSmart to conduct foreclosure avoidance workshops in your community.
Exercises, games, and other activities are great reinforcement for learning. It's easy to incorporate them into your lesson plans.