Steps to Homeownership

Developing a budget, qualifying for a loan, selecting a lender, finding a real estate agent….Where do you begin?  This workshop outlines the steps to homeownership from the importance of good credit, to "thinking like a lender," with a special emphasis on protecting your investment once you own a home.

Workshop Agenda – Steps to Homeownership

• Four-hour Workshop Agenda

Workshop Lesson Plan – Steps to Homeownership

• Four-hour Workshop Lesson Plan

Workshop Presentation – CreditSmart Curriculum

Download our Instructor Guides and Consumer Workbooks. To receive the workshop presentation on a CD, simply view the Delivering the New and Improved CreditSmart pre-recorded Web cast, and complete the request form at the end of the session.

Reinforcement – Steps to Homeownership

Looking for activities, games, and support material to reinforce your lesson?  Find them here.

• Module 1: Your Credit and Why It Is Important
  • High/Low Game
  • Flip Chart Survey (Where did you learn about money? What type of spender are you?)
• Module 2: Managing Your Money
  • Flip Chart Survey (Where did you learn about money? What type of spender are you?)
  • Develop a Spending Plan – Give a fictional scenario they need to develop a spending plan. Then, give another scenario where they are two years later.
• Module 7: Thinking Like a Lender
  • Case Study Scenarios
• Module 11: Becoming a Homeowner
  • Develop a Spending Plan – Give a fictional scenario they need to develop a spending plan.  Then, give another scenario where they are two years later.
  • Coffee Bean Game Instructions and Gameboard
• Module 12: Protecting Your Home Investment
  • Develop a Spending Plan – Give a fictional scenario they need to develop a spending plan. Then, give another scenario where they are two years later.