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CreditSmart A Guide to Help You Understand, Promote, and Deliver the CreditSmart Curriculum

Steps to Homeownership

Developing a budget, qualifying for a loan, selecting a lender, finding a real estate agent….Where do you begin?  This workshop outlines the steps to homeownership from the importance of good credit, to "thinking like a lender," with a special emphasis on protecting your investment once you own a home.

Workshop Agenda – Steps to Homeownership

Workshop Lesson Plan – Steps to Homeownership

Workshop Presentation – CreditSmart Curriculum

Download our Instructor Guides and Participant Presentations.

Reinforcement – Steps to Homeownership

Looking for activities, games, and support material to reinforce your lesson?  Find them here.

  • Module 1: Your Credit and Why It Is Important
  • Module 2: Managing Your Money
    • Flip Chart Survey (Where did you learn about money? What type of spender are you?)
    • Develop a Spending Plan – Give a fictional scenario they need to develop a spending plan. Then, give another scenario where they are two years later.
  • Module 7: Thinking Like a Lender
  • Module 11: Becoming a Homeowner
  • Module 12: Protecting Your Home Investment
    • Develop a Spending Plan – Give a fictional scenario they need to develop a spending plan. Then, give another scenario where they are two years later.

Review the Terms & Conditions

Learn more about the "do's and don'ts" of Conducting CreditSmart workshops from our Terms & Conditions.

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