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CUSIP Detail

Cusip/ISIN: 3128X4TM3
Instrument Type: MTN Call Type: European
Issue Date: 11/16/2005 Issue Price: 100.0
Amount Issued: $15,000,000 Lockout Period: .5 Year(s)
Currency: USD Denomination: $1,000
First Payment: 12/16/2005 Maturity Date: 06/16/2008
Original Coupon: 4.94500% Current Coupon: 4.94500%
Underwriters: BEAR, STEARNS SECURITIES CORP.
Pricing Supplement for 3128X4TM3

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