CUSIP Detail

ISIN: US3137EABF53

Instrument Type: Reference Notes

Issue Date: 01/14/2008

Amount Issued: $3,000,000,000

Currency: USD

First Payment: 08/25/2008

Underwriters:

• J.P. MORGAN SECURITIES LLC
• BEAR, STEARNS SECURITIES CORP.
• UBS SECURITIES LLC

Original Coupon: 3.25000%

Call Type: N/A

Issue Price: 99.731999999999999

Lockout Period: N/A

Denomination: $100,000

Maturity Date: 02/25/2011

Current Coupon: 3.25000%