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ARM Annual Surveys

Freddie Mac conducts an annual survey of primary market interest rates on several ARM products, including "hybrid" ARMs. The surveys capture initial interest rate, margin, points and fees charged, and length of initial time before first adjustment.

Representative Survey Period

  • 2013Freddie Mac Releases 30th Annual ARM Survey Results
    Hybrid ARMs Dominate Product Offerings and Originations

  • 2012Freddie Mac Releases 29th Annual ARM Survey Results
    Hybrid ARMs Dominate Product Offerings and Originations

  • 2011Freddie Mac Releases 28th Annual ARM Survey Results
    Hybrid ARMs Dominate Product Offerings and Originations

  • 2010Freddie Mac Releases 27th Annual ARM Survey Results
    For Third Year, Most Adjustable-Rate Mortgages Have Initial Rate Above Fully-Indexed Rate

  • 2009Freddie Mac Releases 26th Annual ARM Survey Results
    Lenders Find Hybrids Far More Popular With Borrowers Than Annually Adjusting ARMs

  • 2008Freddie Mac Releases 25th Annual ARM Survey Results
    Continued Decline In ARM Share Felt In Current Year

  • 2007Freddie Mac Releases 24th Annual ARM Survey Results
    Small Initial Rate Discounts, Tighter Underwriting Reduce ARM Appeal

View Our Survey Archives

Select by survey period:

1984

Publication Reference Survey Description
Freddie Mac Reports – January 1985 Freddie Mac Releases 1st Annual ARM Survey Results
Survey Findings Reveal Current ARM Design

1985

Publication Reference Survey Description
Freddie Mac Reports – December 1985 Freddie Mac Releases 2nd Annual ARM Survey Results
ARM Survey Reveals Continuing Trend Toward Standardization

1986

Publication Reference Survey Description
Freddie Mac Reports – February 1987 Freddie Mac Releases 3rd Annual ARM Survey Results
ARM Survey Reveals Trend Toward Tighter Underwriting

1987

Publication Reference Survey Description
Freddie Mac Reports – December 1987 Freddie Mac Releases 4th Annual ARM Survey Results
ARM Survey Reveals Big Rate Discounts

1988

Publication Reference Survey Description
Freddie Mac Reports – January 1989 Freddie Mac Releases 5th Annual ARM Survey Results
ARM Survey Reveals Big Rate Discounts

1989

Publication Reference Survey Description
Freddie Mac Reports – January 1990 Freddie Mac Releases 6th Annual ARM Survey Results
ARMs In ARMageddon

Disclaimer

Opinions, estimates, forecasts and other views contained in this page are those of Freddie Mac's Office of the Chief Economist, do not necessarily represent the views of Freddie Mac or its management, should not be construed as indicating Freddie Mac's business prospects or expected results, and are subject to change without notice. Although the Office of the Chief Economist attempts to provide reliable, useful information, it does not guarantee that the information is accurate, current or suitable for any particular purpose. © 2014 by Freddie Mac. Information from this page may be used with proper attribution.

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