Our Mission

Since the Great Depression, federal support for housing has been an enduring national public policy objective. Congress designed Freddie Mac’s charter in support of this objective. The charter provides us with a clear mission:

To provide a stable, liquid and affordable flow of credit to the “conforming” residential mortgage market throughout the nation, in both good and difficult economic times.

To fulfill this goal, the charter requires Freddie Mac to do the following:

• Promote stability in the secondary mortgage market
• Respond appropriately to the private capital market
• Provide ongoing assistance to the secondary mortgage market, including activities relating to mortgages securing housing for low- and moderate-income families (that may involve a reasonable economic return that may be less than the return on other activities) by improving the liquidity of mortgage investments and thereby attracting more capital to the mortgage market
• Promote access to mortgage credit throughout the nation, including underserved areas by improving the liquidity of mortgage investments and thereby attracting more capital to the mortgage market

Freddie Mac’s Congressional charter lays the foundation of our business and the ideals that power our mission. The charter forms the framework for our business lines, shapes the products we bring to market and drives the services we provide to the nation’s housing and mortgage industry.