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About Homeownership

About Homeownership

Whether you are considering homeownership for the first time or currently own a home and need help with your mortgage, our online resource center provides you with the important tools and resources you need today.

Freddie Mac does not work directly with consumers to get mortgages or provide foreclosure alternative options; however, we have developed many helpful tools for you to use in your discussions with your lender.

Tools and Resources

Educational Resources

Videos, brochures & more

Loan Look-up

Do we own your loan?

Calculators

Mortgages, taxes & more

Worksheets

Budget, call log & more

Counseling Services

Pre-purchase & mortgage help


Considering a Home

Considering a Home

In today’s market, buying a home is more affordable than ever for families with stable incomes and good credit. Spend a few minutes on our pages to determine if homeownership is right for you.

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Rent or Buy

The advantages of owning or renting are different for everyone, so be sure to consider important personal situations and long-term goals before making your decision.
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Ready to Buy

As you prepare to look for homes, make sure that you know how much you can comfortably afford. Also, you’ll want to know how your credit and the type of mortgage you choose can affect your monthly payments and overall cost of the loan.
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The Mortgage Process

Buying a home is an exciting experience, but it can also be overwhelming if you don’t understand the entire mortgage process. Knowing what to expect will help you make the right decisions about your home purchase.
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Keeping Your Home

Keeping Your Home

If you're a homeowner, we provide you with valuable tools and resources to help you protect your investment, prevent foreclosure, and get assistance if you're having trouble paying your mortgage.

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Protecting Your Investment

Signing your mortgage documents is only the beginning of your homeownership responsibilities. Owning a home is an ongoing commitment that requires time and financial preparation for life’s uncertainties.
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Mortgage Help Resource Center

If you need help to make your mortgage payments more affordable and sustainable, there are many options available. Remember that Freddie Mac and your lender want to help you. The sooner you reach out for help, the better.
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After Foreclosure

If you recently lost your home to foreclosure and are looking to find an affordable place to live and rebuild your credit – don’t give up! Rest assured that there are many options for finding a place to rent and you can regain control of your finances.
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