About Homeownership
Whether you are considering homeownership for the first time or currently own a home and need help with your mortgage, our online resource center provides you with the important tools and resources you need today.
Freddie Mac does not work directly with consumers to get mortgages or provide foreclosure alternative options; however, we have developed many helpful tools for you to use in your discussions with your lender.
Tools and Resources
Educational Resources
Loan Look-up
Calculators
Worksheets
Counseling Services
Considering a Home
In today’s market, buying a home is more affordable than ever for families with stable incomes and good credit. Spend a few minutes on our pages to determine if homeownership is right for you.
Rent or Buy
The advantages of owning or renting are different for everyone, so be sure to consider important personal situations and long-term goals before making your decision.
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Ready to Buy
As you prepare to look for homes, make sure that you know how much you can comfortably afford. Also, you’ll want to know how your credit and the type of mortgage you choose can affect your monthly payments and overall cost of the loan.
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The Mortgage Process
Buying a home is an exciting experience, but it can also be overwhelming if you don’t understand the entire mortgage process. Knowing what to expect will help you make the right decisions about your home purchase.
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Keeping Your Home
If you're a homeowner, we provide you with valuable tools and resources to help you protect your investment, prevent foreclosure, and get assistance if you're having trouble paying your mortgage.
Protecting Your Investment
Signing your mortgage documents is only the beginning of your homeownership responsibilities. Owning a home is an ongoing commitment that requires time and financial preparation for life’s uncertainties.
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Avoiding Foreclosure Resource Center
If you've fallen behind on your mortgage payments or are struggling to make them on time, help is available. Remember that neither Freddie Mac nor your bank wants your home – we want to work with you and keep you in your home.
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After Foreclosure
If you recently lost your home to foreclosure and are looking to find an affordable place to live and rebuild your credit – don’t give up! Rest assured that there are many options for finding a place to rent and you can regain control of your finances.
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