Preparing For Homeownership
All About Mortgages
- Fixed or Adjustable-Rate?
Understand the financial differences between the fixed- and adjustable-rate mortgage.
- Adjustable-Rate Mortgages
Find out how much monthly mortgage payments might be with an adjustable-rate mortgage.
- Fixed-Rate Mortgages
Find out how much monthly mortgage payments might be with a fixed-rate mortgage.
- 15-year or 30-year Term?
Learn how a different term affects your mortgage payment and overall cost of the loan.
- Closing Costs
Estimate what your closing costs might be.
- Down Payments
Research how much of a down payment you should consider.
- Refinancing Costs
Understand what your refinancing costs might be.
- Extra Payments
Learn how advantageous extra monthly mortgage payments might be.
- Paying Points
Find out how paying extra points might lower your mortgage rate.
- Mortgage Insurance
Understand how to possibly reduce mortgage insurance.