- Housing Counselors
Housing counselors are important professionals to consider when you begin the homebuying process. They will help you assess your individual financial situation and help you improve your credit to ensure that you are well-prepared for homeownership.
Housing counselors can also help you if you face financial difficulties and have problems paying your mortgage on time.
Freddie Mac Borrower Help Centers
If you are a homeowner with a Freddie Mac-owned mortgage, and you are behind on your monthly bills (including your mortgage), free, confidential financial counseling assistance is available in person or over the phone.
- Foreclosure Prevention Workshops
If you need help with your mortgage, attend a foreclosure prevention event in your area where you can talk in-person with housing counselors and lenders.
Trusted, Legitimate Help
Freddie Mac teams up with national nonprofit organizations to help struggling borrowers with Freddie Mac-owned mortgages avoid foreclosure. If you are 30 – 60 days behind on your mortgage payment, you may receive a call from one of the following HUD approved non-profit counseling agencies we contract with to discuss your financial situation and available options for help:
- Consumer Credit Counseling Service of San Francisco
- Clearpoint Counseling Solutions
- HPF – Home Preservation Foundation
If you are 90+ days behind on your payment, you may receive a call from one of our Borrower Help Centers to provide options to your financial challenges and assess your options to avoid foreclosure.