Educational Resources
Considering a Home – Homebuying Resources
- CreditSmart® Online Training
Look to CreditSmart to build important financial skills such as money management, credit, and homeownership. - Mortgage Rates Hit 50-Year Low
What homebuyers need to know about the new rules of getting a mortgage. - Step-by-Step Mortgage Guide
Understand the mortgage process, from application to closing. - Choosing the Mortgage Option for You
Learn more about the components of a mortgage and the most common types of mortgages. - Understanding the Mortgage Documents
Learn more about completing the mortgage documents required for home purchase.
- Building Better Credit
Important steps to build and improve your credit. - Avoiding Financial Traps
Learn how to recognize and steer clear of scams and financial traps. - Roles and Responsibilities
Key housing professionals and the services they provide. - Our Role State-by-State
Important housing and economic data at the local, regional and national levels. - Glossary of Terms
Important financial and economic terms and definitions.
Keeping Your Home – Homeowner Resources
- CreditSmart® Online Training
Look to CreditSmart to learn about rebuilding your credit, getting help with your mortgage, and much more. - Get the Facts on Foreclosure
Video series dispels five of the most common myths about foreclosure.- Myth #1: Will you ever be able to buy a home again after losing your home to foreclosure?
- Myth #2: Should you stop making your mortgage payments to get help?
- Myth #3: Will missing just one mortgage payment cause you to lose your home?
- Myth #4: Are all offers for mortgage assistance scams?
- Myth #5: Should you give up and face foreclosure if you can't reach your lender?
- Working with Your Lender
Gather your paperwork before you call your lender to get mortgage help quickly.
- Foreclosure Scams 101
Learn how to spot a foreclosure scam and avoid becoming victim to home foreclosure fraud.
- Report Foreclosure Scams
If you believe you've been the victim of foreclosure rescue or loan modification fraud, report it immediately! - Hardest Hit FundSM
Providing targeted aid to families in states hit hard by the economic and housing market downturn.
- Our Role State-by-State
Important housing and economic data at the local, regional and national levels. - Find a HARP Lender
If your mortgage is owned by Freddie Mac, follow our step-by-step process to find a lender who can work with you. - HARP Frequently Asked Questions
Read our list of the most frequently asked questions regarding this program. - Getting Back on Track After Foreclosure
Learn how to pick up the financial pieces after you’ve lost your home to foreclosure. - Avoiding Foreclosure
Learn how to identify the early warning signs and pursue alternatives to foreclosure. - Caring for Your Home
Understand the importance of maintaining your property and how to plan for the unexpected. - Step-by-Step Mortgage Guide
Understand the mortgage process, from application to closing. - Roles and Responsibilities
Key housing professionals and the services they provide. - Glossary of Terms
Important financial and economic terms and definitions.