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Mortgage Help Resource Center

Over the past five years, we've helped 987,000 families avoid foreclosure

Mortgage Help: Understanding Your Options

Mortgage Help Resource Center

There are many options available to help you make your mortgage payments more affordable or to avoid foreclosure. Remember that neither Freddie Mac nor your bank wants your home – we want to work with you and keep you in your home.

Freddie Mac does not work directly with consumers to get mortgages or provide mortgage relief options; however, we have developed many helpful tools for you to use in your discussions with your lender.

Learn more about your options


Working with Your Lender

Your lender is your biggest ally if you are struggling with your mortgage payments and the sooner you contact them, the more likely they can help. When you reach out, it is important that you are well prepared and know what to expect.

Find out how to prepare and what to expect

Who to Contact for Help

If you've fallen behind on your mortgage payments or are currently struggling to make them on time, there are several trusted sources who will help you understand your options to avoid foreclosure and provide free financial counseling.

Learn who to call for help

Avoiding Fraud

As mortgage fraud has become increasingly common during the housing crisis, be sure to educate and protect yourself by learning how to identify and report mortgage fraud.

Learn how to identify and report fraud

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