Protecting Your Investment
Planning Ahead
You saved hard to purchase your home, and you'll need to continue saving once you own a home.
Homeownership is a significant commitment and probably your largest investment – protect it by building a sustainable budget and saving's plan for life’s unexpected emergencies.
Learn more about how you can plan ahead
Maintaining Your Home
Maintaining your home not only protects its value and your investment, but it provides safety and comfort for you and your family.
Learn more about how to maintain your home
Refinancing Your Mortgage
Over the course of owning your home, refinancing your mortgage may allow you to lower the interest rate and monthly payment on your mortgage or shorten the term.
Learn more about the benefits of refinancing
Early Warning Signs of Foreclosure
Learn how to recognize the financial warning signs that can lead to foreclosure and who to reach out to for help.
Tools & Resources
Educational Resources
- CreditSmart® Online Training
- Caring for Your Home
- Get the Facts on Foreclosure
- Working with Your Lender
Calculators
Worksheets
Counseling Services
Refinance with HARP
HARP is helping millions refinance into today's low interest rates – even with little or no equity.