Ready to Buy
How Much Can You Afford?
Determining how much “home you can afford” depends on several important factors.
Some of these factors include current mortgage rates, the amount of your downpayment, your household income, expenses, credit report, and more.
The Importance of Good Credit
If you’re thinking about buying a home, you need to be aware of your credit because it can affect your ability to qualify for a mortgage.
Choosing the Right Mortgage
Selecting the right mortgage may make a big difference in your monthly payments and the overall cost of your loan.
Avoiding Financial Traps
Follow these helpful tips to protect yourself from organizations that may not have your best interest in mind when you are looking to buy a home.
Tools and Resources
- CreditSmart® Online Training
- Mortgage Rates Hit 50-Year Low
- Step-by-Step Mortgage Guide
- Building Better Credit
- Buying a Home
- Tax Savings Calculator
- How Much Can You Afford Calculator
- Fixed or Adjustable Mortgage Calculator
- More Calculators
Freddie Mac Properties
Learn more about Freddie Mac-owned properties and the benefits they can offer you.