Rent or Buy
Is Buying or Renting Right for You?

Buying or renting – which route is right for you? Ultimately, the answer depends on your financial situation, your future plans and the lifestyle you wish to live.
Both options have their own set of benefits that you need to carefully consider before making your decision.
Learn more about these benefits
Buying a Home
While homeownership comes with many financial responsibilities and personal commitments, there are also many benefits. From providing shelter for you and a chance for your family to build long-term financial security and independence -- buying a home could be the right choice for you.
Learn more about these benefits
Buying a Freddie Mac-owned Property
You may want to begin searching for your new home at HomeSteps®, Freddie Mac’s real estate sales unit. HomeSteps offers you a variety of desirable and affordable Freddie Mac-owned properties with an exclusive opportunity to buy 15 days before investors interested in buying can purchase, along with discounts on closing costs, warranties and new appliances.
Learn more about these benefits
Renting a Home
The decision to buy or rent is a big decision that requires a lot of homework, discussion and evaluation. Homeownership is not necessarily right, or good, for everyone. About one-third of America’s families still rent today out of personal choice or financial ability.
Tools and Resources
Educational Resources
- CreditSmart® Online Training
- Mortgage Rates Hit 50-Year Low
- Buying a Home
- Step-by-Step Mortgage Guide
LOAN LOOK-UP
Calculators
- Tax Savings Calculator
- How Much Can You Borrow Calculator
- Fixed or Adjustable Mortgage Calculator
- More Calculators
Worksheets
Counseling Services
Freddie Mac Properties
Learn more about Freddie Mac-owned properties and the benefits they can offer you.
