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Home Possible Income & Property Eligibility

Home Possible Income & Property Requirements

Home Possible® and Home Possible Advantage® mortgages income limits assist in helping low- to moderate-income borrowers’ reach their dreams of homeownership. 

Home Possible Income and Property Requirements are as follows:

  • The borrower’s income must not exceed 100 percent of the area median income (AMI), except if the property is located within a low-income census tract.
  • There will continue to be no income limit for properties located in low-income census tracts, where the median income is at or below 80 percent AMI.
  • Loan Product Advisor (LPA) and the Home Possible Property Income & Eligibility Tool (HPIPE Tool) automatically evaluate eligibility for Home Possible mortgages against current AMI limits, based on property address.

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