Complete the Present Address data fields, then Former Address and Mailing Address (if applicable) data fields. The present address information is the current address of the borrower. If the loan is an owner-occupied refinance, this information will default to the address of the subject property. The Former Address information is required if the borrower lived at the present address for less than two years. Enter the address to be used for mailing if different from the borrower's present address information.

• Directional words
  (e.g., North should be abbreviated N). Example: 123 N Main ST
• Street types
  (e.g., Alley should be abbreviated ALY). Example: 456 Blues ALY
• Residence types
  (e.g., Apartment should be abbreviated APT). Example: APT 123
• Post office addresses
  (e.g., Post Office Box should be abbreviated POB or PO Box). Example: POB 444 or PO Box 444
• Routes
  (e.g., Route should be abbreviated RT). Example: RT 30 Millers LN

To ensure the information you enter is interpreted correctly, use standard abbreviations for the address-related information. If you send incorrect abbreviations to Loan Prospector, you may receive an Invalid AUS status, which delays a response from Loan Prospector.

Address Guidelines:

Follow these guidelines to enter complete address information into Loan Prospector:

Do:
For Entire Address:

• Enter only US addresses for the present address.
• Enter non US address in former address fields with a country code.
• Enter military addresses with AP or AE for the state.
• Include complete property city, state, and zip code.
• Re-enter property address if it changes.
• Ensure accurate spelling and typing.
  
  

For Street Addresses:

• Place the house number at the beginning of the street address.
• Enter a valid street suffix (e.g., AVE, PKWY, TER).
• Include apartment, suite, or unit numbers or letters.
• Include pre- (e.g., 123 N Main ST) and post- (e.g., 123 18 ST NE) directional abbreviations.
• Enter the full word for the street name if the street name itself is a directional word (e.g., South Street).
  
  

To enter an address that has a fraction as part of the number, use the standard keyboard numbers and include a slash (e.g., 104 1/2 Sheridan Way). To enter city names with punctuation, use standard punctuation (e.g., Winston-Salem, St. Louis, Port St. Lucie).


Do Not:

• Enter blank spaces in the house number.
• Use punctuation with pre- and post-directional words (e.g., NE, SW) or in state abbreviations (e.g., VA, NY).

If applicable, a dropdown list of the co-borrower names for this loan will be displayed beside the text Share present address with: If a co-borrower has the same address as borrower 1, selecting borrower 1’s name, then ‘Copy Present Address from’ option pre-populates the address for the co-borrower. If you make a change to one borrower's Present Address info, and resubmit the loan, all co-borrower addresses will NOT be automatically updated. You will need to repeat the process described above.

Borrower 2 Information subsection:

Borrower 2 Information Present, Former, and Mailing Address subsections: