Loan Prospector Feedback Messages

Incomplete Status Messages

The following table lists the feedback messages that may be returned from Loan Prospector with an Incomplete status. These messages indicate why data problems prevented the transaction request from being completed and would appear on the Loan Prospector Incomplete Messages page.

 
Updated: September 2012  

 

Code Incomplete Status Messages
08 Error was incurred in the credit report request.
09 Min number of repositories cannot be accessed at this time.
11 No useable credit reports were received for borrower(s).
21 Multiple disputed tradelines; loan not eligible for LP.
B5 Incomplete Processing.
CR Gift Ltr Amt must be >0 when Gift Ltr Source is not “N/A”.
CT Gift Ltr Source cannot be “N/A” when Gift Letter Amt is >0.
DA Transmission Error.
DB Transmission Error.
DC Transmission Error.
DD Transmission Error.
DE Transmission Error.
DF Transmission Error.
DG Transmission Error.
DH Transmission Error.
DI Transmission Error.
DJ Transmission Error.
DK Transmission Error.
DL Transmission Error.
DM Transmission Error.
DN Transmission Error.
DO Transmission Error.
DP Transmission Error.
DQ Transmission Error.
DR Transmission Error.
DS Transmission Error.
DT Transmission Error.
DU Transmission Error.
DV Transmission Error.
DW Transmission Error.
DX Transmission Error.
DY Transmission Error.
DZ Transmission Error.
EA Transmission Error.
EB Transmission Error.
EC Transmission Error.
EE Transmission Error.
EF Transmission Error.
EG Transmission Error.
EH Transmission Error.
EI Transmission Error.
EJ Transmission Error.
EK Transmission Error.
EL Transmission Error.
EM Transmission Error.
EN Transmission Error.
FA Estimated Closing Costs > 20% of Appraised Value on Refi.
FB Borr Paid Closing Costs > 20% of Appr Value on Refinance.
FC Required Invesment must be <= to $999,999.00 on Refinance.
FE Transmission of data occurred/check status.
FF S/E Borr w/out usable credit score - inelig for LP assmnt.
FG For LP, >50% total inc reqd from Borr w/usable credit score.
FH Unusable credit score - C/O refi inelig for LP assmnt.
FJ Unusable credit score - prim residence reqd for LP assmnt.
FK Unusable credit score - all must occupy prop for LP assmnt.
FL Unusable credit score - # units must=1 for LP assmnt.
FN Required Investment must be greater than Negative Loan Amt.
FP ReqdInvest > 120% of (lesser SalesPr or ApprVal) – MtgeAmt.
FR Down Pymnt must be <150% of: Sales Price - (Mtg Amt - MIP).
FS Total Fixed Payment must be between $0 and Monthly Income.
FT Estimated Closing Costs > 20% of Sales Price on Purchase.
FV Merged credit rpt did not contain a date. Please call CRC.
FX Seller Concession Amt must be => $0 and < 20% of Sales Pr.
FY Borr Paid Closing Costs > 20% of Sales Price on Purchase.
FZ Data validation errors.  Contact 1-800-FREDDIE.
GA --------------Invalid Input Field Information--------------
GB Each Credit Report must include Report Type and Report Data.
GC AUS system unable to score loan with data provided.
GD FHA TOTAL Scorecard is not available. Please try later.
GF Underwriting P&I must be greater than $0.
GG 'SSN' must be valid - borrower 1.
GH 'SSN' must be valid - borrower 2.
GJ 'SSN' must be valid - borrower 3.
GK 'SSN' must be valid - borrower 4.
GL 'SSN' must be valid - borrower 5.
GM 'PITI' must be greater than $0 and less than $10,000.
GN Lender ID must be certified via the FHA Connection.
GP Sponsor ID must be certified via the FHA Connection.
GQ FICO Score numbers for SSN2 must be 0 when SSN2 not entered.
GR FICO Score numbers for SSN3 must be 0 when SSN3 not entered.
GS FICO Score numbers for SSN4 must be 0 when SSN4 not entered.
GT FICO Score numbers for SSN5 must be 0 when SSN5 not entered.
GU A zero FICO Score is only permitted for one applicant.
GV One FICO score is required when only one applicant.
GW Data validation errors. Contact 1-800-FREDDIE.
GZ Merged Credit Report is required.
HA Data in AUS system to calculate score is not complete.
HB Invalid FHA Case Number.
HC Combined monthly income must be must >$0 and <=$999,999.
HF Mortgage Insurance Premium cannot be less than $0.
HG Payment Amortization Term must be between 48 and 360 months.
HH ‘Gross Purchase Price’ must be between $9,000 and $1,000,000.
HJ Either Value of Property or Purchase Price is required.
HK Total number of applicants must be between 1 and 5.
HL Number of applicants does not match number of SSNs entered.
HM LTV ratio must be between 11% and 125%.
HN Housing Ratio must be greater than 0% and less than 101%.
HP Debt Ratio must be greater than 0% and less than 101%.
HQ Underwriting Interest Rate must be greater than 0%.
HR FHA Lender ID is required for FHA loans.
HS FHA Lender ID must contain 10 characters.
HT Invalid FHA Lender ID.
HU FHA Lender ID is not active.
HV FHA Sponsor ID is required.
HW FHA Sponsor ID must contain 10 characters.
HX Invalid FHA Sponsor ID.
HY FHA Sponsor ID is not active.
HZ FHA Lender ID and Sponsor ID cannot both be mortgagee type 4.
JA Down Payment amount is not valid.
JB First Time Homebuyer must be "Y" or "N".
JC Counsel Type is not valid.
JD Base Mortgage Amount is not valid.
JE Base LTV is not valid.
ME Merged Credit Error: ~CRC_ME~
ST The credit request has timed-out, please resubmit.

 

Updated: September 2012