• Single-Family
  • Making Home Affordable Program
  • Underwrite and Process Loans
  • Sell and Deliver Loans
  • Mortgage Products
  • Service Loans
  • Doing SF Business with Freddie Mac
  • Forms and the Guide
  • The Learning Center
    • Underwriting
    • Selling and Delivery
    • Servicing
    • Mortgage Products
    • Training Events
    • Community Outreach
    • Learning Center Glossary
• Multifamily
• Debt Securities
• Mortgage Securities
• Vendors And Suppliers

Foreclosure and Bankruptcy

Use the following resources to better understand Freddie Mac's foreclosure and bankruptcy requirements and processes.

Easy to Print References
Default Management Training and Education Resources     Updated
Electronic Default Reporting (EDR) Quick Reference Guide     Updated
Expense ManagerSM
Online Submission of Servicing Expense Reimbursement Claims (Form 104SF)
Promoting Responsible Servicing Practices
Timeline Manager
Working with Foreclosure Attorneys to Help Borrowers Avoid Foreclosure - Best Practices
2009 Due Date Calendar for Monthly Reporting and Remitting
2010 Due Date Calendar for Monthly Reporting and Remitting     New

Secured Resources for Servicers
More Foreclosure and Bankruptcy Resources You will need your Servicing Applications ID and password to access these materials.

Online Self-study
Alternatives To Foreclosure Overview - Recorded - 85 min
Electronic Default Reporting (EDR) Recording - 56 min
Home Affordable Modification Program: Electronic Default Requirements - 15 min     New
Servicing Technology Tools Overview - 36 min
Solving Default Challenges: Collections - 18 min
Solving Default Challenges: EDR - 24 min
Solving Default Challenges: Foreclosure Timeline - 60 min
Solving Default Challenges: Servicer Profile - 55 min
Using Form 104SF Recorded - 95 min
Using Workout Prospector® (WP) - 70 min

Training Events Workshop   Web Event
Default Management Bulletin Guide Updates - 90 min
Managing Foreclosures Overview - 2 hrs
Managing Foreclosures and Adverse Matters - 1 day

Additional Online Resources
Disaster Relief Guidelines
Helping Borrowers Avoid Foreclosure
REO Manager®
Servicer Performance Profile
Servicing Applications Sign Up Form
Special Options for Service Members

Freddie Mac's Single-Family Seller/Servicer Guide

Chapter 64: Delinquencies Chapter 66: Foreclosure Chapter 67: Adverse Matters Exhibit 57: 1-4 Unit Property Approved Expense Amounts Exhibit 57A: Approved Attorney Fees and Title Expenses Form 102: Second Mortgage/HIL Servicing Transmittal Form 105: Multipurpose Loan Servicing Transmittal Form 1013: 1-4 Unit Property Inspection Report Form 1036: Request for Release of Documents Form 1092: Broker's Price Opinion Form 1127: BPO Request Form