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Income and Assets

Use the following resources to improve your understanding about analyzing and documenting a borrower's assets, acceptable sources of funds, and income and employment history.

Easy to Print References

• Documenting Lawful Residency Status for Non-U.S. Citizens
• Form 90: Verbal Verification of Employment
• Form 91: Income Analysis Form
• Freddie Mac Rental Income Matrix
• Loan Prospector Documentation Matrix   Updated 
• Underwriting Reminders for Loan Prospector Caution Risk Class Mortgages
• Underwriting Training and Education Resources

Online Self-study

• Factors Used in Loan Prospector

Training Events

Workshop    Web Event

• An Overview of Freddie Mac's Requirements for Self-employed Borrowers - 90 min
• Freddie Mac Refinance Programs - 90 min
• Identifying and Documenting Acceptable Sources of Funds - 90 min
• Loan Prospector Documentation Requirements - 2 hr
• The Power of Strong Underwriting Workshop - 2 day
• Underwriting Income and Employment - 2 hrs