Income and Assets

Use the following resources to improve your understanding about analyzing and documenting a borrower's assets, acceptable sources of funds, and income and employment history.

Easy to Print References
Business Cash Flow Analysis Worksheet [PDF 16K]
Cash Flow Analysis Worksheet [PDF 23K]
Conventional/Conforming Rental Income Matrix [PDF 40K]
Documenting Lawful Residency Status for Non-U.S. Citizens
Loan Prospector® Documentation Matrix [PDF 104K]
Refinance Programs [PDF 123K]
Schedule Analysis Worksheet [PDF 19K]
Underwriting Training and Education Resources [PDF 137K]     Updated

Online Self-study
Factors Used in Loan Prospector
Understand & Document the Self-Employed Borrower - 50 min
Understanding and Documenting Self-Employed Borrowers
Underwriting Self-Employed Borrowers in an S Corporation
Underwriting Self-Employed Borrowers in General and Limited Partnerships
Underwriting Self-Employed Borrowers in Limited Liability Company
Underwriting Self-Employed Borrowers in Sole Proprietorship
Underwriting Self-Employed Borrowers in U.S. Corporations

Training Events Workshop     Web Event
Benefits of Minimum Documentation - 2 hr
Documenting Income and Employment - 90 min
Loan Prospector - Getting to Yes! - 1 day