Income and Assets
Use the following resources to improve your understanding about analyzing and documenting a borrower's assets, acceptable sources of funds, and income and employment history.
Easy to Print References 
- Documenting Lawful Residency Status for Non-U.S. Citizens
- Form 90: Verbal Verification of Employment
- Form 91: Income Analysis Form
- Freddie Mac Relief Refinance Mortgages Income and Asset Documentation Requirements
- Freddie Mac Rental Income Matrix
- Loan Prospector Documentation Matrix (Effective for Mortgages with Settlement Dates on or after March 1, 2014) Updated
- Loan Prospector Documentation Matrix (Effective for Mortgages with Settlement Dates prior to March 1, 2014)
- Underwriting Reminders for Loan Prospector Caution Risk Class Mortgages
- Underwriting Training and Education Resources
Online Self-study
Training Events
Workshop 
Web Event- Freddie Mac Refinance Mortgages - 90 min
- Identifying and Documenting Acceptable Sources of Funds - 90 min
- Loan Prospector Documentation Requirements - 2 hr
- Underwriting Income and Employment - 2 hrs