Skip to Page Content | Skip to Site Navigation

Loan Product Advisor®

Loan Product Advisor Icon Loan Product Advisor®

What's New

AIM for self-employed makes it easier to expand your business in this growing borrower segment.

screen shot of the Loan Product Advisor interface
Access Freddie Mac Loan Product Advisor

Enhanced Underwriting Workflow

screen shot of the Loan Product Advisor interface












Loan Product Advisor – the cornerstone of Freddie Mac Loan AdvisorSM – gives you access to Freddie Mac credit requirements and view of credit risk so you can easily assess your loan's overall underwriting risk.

We're continuously innovating and improving to better meet your needs – using big data and advanced analytics to create powerful enhancements, including:

  • Automated collateral evaluation (ACE) – our innovative offering that allows lenders to originate certain loans, including condo loans, without a traditional appraisal. Increases efficiency and reduces costs in the origination process for lenders and homebuyers, while also providing immediate certainty with respect to the appraisal.
  • Asset and income modeler (AIM) to speed up the loan origination process, reduce documentation, quicken borrower qualifications and save you and your borrowers time.
  • AIM for Self-employed – the first and only AUS-integrated solution in the industry to simplify the complex task of assessing self-employed income.

Cut costs, improve efficiency and deliver a better borrower experience. Get your edge.

  • Expanded homeownership opportunities for borrowers with no credit score, the ability to evaluate borrowers without a credit score.

  • Immediate certainty for collateral rep and warranty relief gives you confidence in the loans you sell to us. You'll receive notification of eligibility through an indicator in Loan Product Advisor.

  • Improved feedback and layout of results, allows you to quickly and easily find and execute clear underwriting feedback for faster processing.

  • Intuitive and easy to navigate.

  • Take full advantage of the entire Freddie Mac credit box and suite of loan programs to originate more loans.

  • Source more correspondent business with an improved overall experience, including enhanced Loan Product Advisor workflow and ease-of-use through a loan origination system vendor.

Reliable Origination Capabilities

screen shot of the Loan Product Advisor interface

Loan Product Advisor gives you superior origination capabilities, improved functionality, and usability. It’s a better tool offering an even better experience.

  • The Loan Product Advisor Feedback Certificate helps you quickly identify and understand key results:

    • Feedback messages are logically grouped by category (e.g., Employment and Income).

    • Simple navigation and data visualization makes finding specific results fast and easy.

    • Actionable feedback messages provide more loan-specific underwriting direction.

  • Loan Product Advisor is free for all users – lenders, correspondents and third-party originators – through Freddie Mac or several loan origination system vendors.

  • Provides superior risk assessment capabilities that help predict a borrower’s ability to repay their loan.

  • Assesses a broad range of products, such as fixed-rate mortgages, ARMs, FHA, VA loans, super conforming loans, Freddie Mac Home Possible® mortgages and Relief Refinance MortgagesSM – Open Access.

  • Provides Home Value Explorer® point value estimates for HARP transactions and other lender activities.

Learning Center

Everything you need to get started and get the most from our entire suite of products.

Learn More

Be an Insider

Get the latest Loan Advisor Suite news delivered straight to your inbox.


Back to Top