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Third-Party Originator: Sponsored Access

Loan Product Advisor Icon Loan Product Advisor®

Find answers and advice for Freddie Mac's enhanced underwriting tool.

Third-Party Originator: Sponsored Access

If you're a licensed originator of mortgage loans who will submit loans through a wholesale lender's system, please sign up to establish a Loan Product Advisor third-party originator (TPO) number and affiliation with that lender. By using this sign-up process, you represent that you have an established and ongoing business relationship with one or more approved Freddie Mac Seller/Servicers.

Please review the following steps in their entirety before beginning the online sign-up process. It will help ensure that your request is processed quickly and efficiently.

Step 1: Loan Product Advisor TPO Numbers

  • If you don't have a TPO number, please complete the sign-up process to receive a Loan Product Advisor TPO number and password for submitting loans through your sponsoring wholesale lender's system.
  • If you already have a TPO number, please provide it during the sign-up process to affiliate your TPO number to your new sponsoring wholesale lender.
  • If you're not sure whether or not you have a TPO number, please contact Customer Support Contact Center (800-FREDDIE). When calling, please have your company name, address and tax identification number available so we can assist you promptly.

Step 2: Wholesale Lender ID Number

  • You'll need your sponsoring wholesale lender's Freddie Mac Seller/Servicer identification number to complete the sign-up process.
  • If your wholesale lender has provided you with an identification number, you'll be asked to provide it during the sign-up process.

Step 3: Designate a Point of Contact

  • You'll be asked to provide an email address for your organization's designated point of contact. This individual will receive all communications regarding your sign-up.

Step 4: Contact Credit Reporting Companies

Loan Product Advisor now requires the use of merged credit for all new customers. To access merged credit through Loan Product Advisor, contact participating credit reporting companies (CRCs) or technical affiliates that your sponsoring wholesale lender uses once you receive your TPO number.

Even if you have existing relationships with the CRCs, in order to use the Loan Product Advisor’s merged credit report option, you'll still need to update your account with your TPO number to access merged credit reports and/or merged credit reference numbers through Loan Product Advisor.

Step 5: Sign Up

You're now ready to begin the sign-up process. Please complete all the fields/screens on this secure sign-up form, then print and document your confirmation number. If you exit midway through the process, your data will not be saved.

Step 6: Log In

Remember to log in to Loan Product Advisor at least once every 90 days to avoid deactivating your user identification number.

Please note that Loan Product Advisor assesses only a loan's eligibility for sale to Freddie Mac and does not analyze compliance with laws, regulations or ordinances, or any requirements imposed by your regulator. It is possible that a loan that otherwise meets Freddie Mac's purchase standards may violate a state or local law or regulation; because of that violation, the loan would be ineligible for sale to Freddie Mac. Please consult with your legal counsel and/or a compliance services vendor to ensure that your loans comply with all applicable laws, regulations, etc.

Need Help?

If you have any questions or need any assistance during the sign-up process, please review the FAQ's or contact Customer Support (800-FREDDIE).

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