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Third-Party Originator: Sponsored Access

Loan Product Advisor Icon Loan Product Advisor®

Find answers and advice for Freddie Mac's enhanced underwriting tool.

Third-Party Originator: Sponsored Access

Please review the following steps in their entirety before beginning the online sign-up process. It will help ensure that your request is processed quickly and efficiently.

Step 1: Sign Up for Your Loan Product Advisor Account

Sign up for a Loan Product Advisor account for your organization and tell us about your affiliation with the wholesale lender who is sponsoring your organization by completing this Customer Registration.

You'll be asked to provide:

  • Your Investor's Freddie Mac Seller/Servicer number.
  • Your full company name as it appears on your business license.
  • An email address for a Point of Contact.
  • Your organization's Tax ID number.
  • Information for a Primary and Alternate Contact
  • Merged Credit Usage information
  • Your seven-digit Third-Party Originator (TPO) number:
    • If you don't already have a seven-digit TPO number, you'll receive one by completing this registration.
    • If you're not sure you have a TPO number, contact the Customer Support Contact Center (800-FREDDIE). Please have your tax identification number available.

Once you receive your seven-digit TPO number and Loan Product Advisor password, contact your wholesale lender for instructions on how to submit loans to Loan Product Advisor through their access portal.

Please bookmark this page for additional wholesale lender affiliations you may establish in the future. At that time, you will only need to repeat Step 1 and Step 3.

Step 2: Request Web Access 

As a Sponsored TPO, you will access Loan Product Advisor through your wholesale lender's system. After your Loan Product Advisor account is established, you may also request web access to use Loan Product Advisor from the Loan Advisor Suite portal.  

This Loan Product Advisor Web Access Form allows you to add, delete, and update Loan Product Advisor access for individuals within your organization. Each user who receives web access will receive two emails.

  • First email: Includes their User ID.
  • Second email: Includes a temporary password that they must reset to a permanent password within 10 days. 

Remember to log in to Loan Product Advisor at least once every 90 days to avoid deactivating your user account.

Step 3: Request Setup for Merged Credit Usage

Loan Product Advisor assesses borrower information provided in merged credit reports. Therefore, your organization must have an account with a participating credit reporting company (CRC) or technical affiliate (TA) to obtain merged credit reports. If you will be using a participating TA (or TAs), please contact the TA(s) directly to request that they update your account to allow your users to obtain merged credit reports through Loan Product Advisor.

Both your organization and your wholesale lender must sign up with the same CRC or TA.

We recommend that you have an account with more than one CRC/TA.

If you work with more than one wholesale lender, please follow the process above for each relationship.

Additional information can be found in our Merged Credit Best Practices document.

Note: Loan Product Advisor assesses only a loan's eligibility for sale to Freddie Mac and does not analyze compliance with laws, regulations or ordinances, or any requirements imposed by your regulator. It is possible that a loan that otherwise meets Freddie Mac's purchase standards may violate a state or local law or regulation; because of that violation, the loan would be ineligible for sale to Freddie Mac. Please consult with your legal counsel and/or a compliance services vendor to ensure that your loans comply with all applicable laws, regulations, etc.

Need Help?

If you have any questions or need any assistance with the sign-up process, please contact Customer Support (800-FREDDIE).

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