Giant Prefix Eligibility Chart
The Giant Prefix Chart helps determine which PC prefixes may be pooled
together in a single Giant PC. Please see the Pooling Requirements for Fixed-Rate Gold Giant PCs
Fixed-rate Giant PCs
|
Giant PC Prefix |
Product Type |
Collateral Prefix |
|---|---|---|
G0 |
30-year |
A0-A9, B2-B3, C0-C9, D0-D9, F8-F9, G0, G3, Z4 |
G1 |
15-year |
B0-B1, B4-B5, E0-E9, G1, J0-J9, Z5 |
G3 |
20-year |
C9, D9, F8-F9, G3, Z6 |
G4 |
7-year Balloon |
L6, L8, M8, N8, N9, G4 |
G5 |
5-year Balloon |
L5, L7, L9, M0, M1, M9, G5 |
K3 |
40-year |
K3, K5 |
PCs with Special Mortgage Characteristics
Giant PC Prefix |
Product Type |
Collateral Prefix |
|---|---|---|
G2 |
30-year FHA/VA |
B6-B9, G2 |
G7 |
15-year FHA/VA |
F6, F7 |
H0 |
10/20 Initial InterestSM Fixed-rate (30-year) |
H0 |
H1 |
15/15 Initial Interest Fixed-rate (30-year) |
H1 |
H2 |
10/10 Initial Interest Fixed-rate (20-year) |
H2 |
H3 |
10/20 Initial Interest (30-year) SafeSteps |
H3 |
H4 |
Jumbo Conforming 10/20 Initial Interest, Fixed-rate |
H4 |
H5 |
10/5 Initial Interest Fixed-rate (15-year) | H5 |
H6 |
10/5 Initial Interest Fixed-rate Various PPM | H6 |
H7 |
10/10 Initial Interest Fixed-rate Various PPM | H7 |
H8 |
10/20 Various PPM |
H8 |
K0 |
30-year, Fixed-rate, Reduced minimum servicing less than 12.5 bps |
K0 |
K1 |
15-year, Fixed-rate, Reduced minimum servicing less than 12.5 bps |
K1 |
K2 |
20-year, Fixed-rate, Reduced minimum servicing less than 12.5 bps |
K2 |
K8 |
40-year, Fixed-rate, Reduced minimum servicing less than 25 bps |
K8 |
L0 |
30-year, Fixed-rate, Reduced minimum servicing 12.5 bps |
L0 |
L2 |
20-year, Fixed-rate, Reduced minimum servicing 12.5 bps |
L2 |
L4 |
15-year, Fixed-rate, Reduced minimum servicing 12.5 bps |
L4 |
N3 |
30-year Relocation |
N2, N3 |
M3 |
15-year Relocation |
M2, M3 |
N7 |
30-year Cooperative Share |
N6, N7 |
M7 |
15-year Cooperative Share |
M6, M7 |
N5 |
30-year Biweekly Convertible |
N5 |
M5 |
15-year Biweekly Convertible |
M5 |
P0 |
30-year Prepayment Penalty Mortgages, 3-year/2% |
P0 |
P1 |
15-year Prepayment Penalty Mortgages, 3-year/2% |
P1 |
P2 |
30-year Prepayment Penalty Mortgages, 5-year/6-month |
P2 |
P3 |
15-year Prepayment Penalty Mortgages, 5-year/6-month |
P3 |
P4 |
40-year, Various Prepayment Penalties |
P4 |
P5 |
30-year, Various Prepayment Penalties |
P5 |
P6 |
15-year, Various Prepayment Penalties |
P6 |
T4 |
Jumbo Conforming 15-year, Fixed-rate | T4 |
T5 |
Jumbo Conforming 20-year, Fixed-rate | T5 |
T6 |
Jumbo Conforming 30-year, Fixed-rate | T5, T6 |
T9 |
Jumbo Conforming 40-year, Fixed-rate | T9 |
U4 |
15-year, High LTV, >105% | U4 |
U5 |
20-year, High LTV, >105% | U5 |
U6 |
30-year, High LTV, >105% | U5, U6 |
V2 |
5/25 Initial Interest Fixed-rate (30-year) | V2 |
V3 |
5/25 Initial Interest Fixed-rate Various PPM | V3 |
V4 |
5/10 Initial Interest Fixed-rate (15-year) | V4 |
V5 |
5/10 Initial Interest Fixed-rate Various PPM | V5 |
Z4 |
30-year Reverse REMIC | Z4 |
Z5 |
15-year Reverse REMIC | Z5 |
Z6 |
20-year Reverse REMIC | Z6 |
GNMA-backed Giant Securities
Giant PC Prefix |
Product Type |
Collateral Prefix |
|---|---|---|
G8 |
GNMA 30-year |
Single-family I and II |
G9 |
GNMA 15-year |
Single-family I and II |
ARM Giant PCs
Giant PC Prefix |
Product Type |
Collateral Prefix | |
|---|---|---|---|
| Non-convertible | Convertible | ||
| Rate-Capped ARM PCs | |||
84 |
Annual, 1-year Treasury, 2% Periodic Cap |
35, 60, 61, 84 | 40, 41, 71, 84 |
84 |
Annual, 1-year Treasury, 1% Periodic Cap |
37, 64, 84 | 63, 72, 84 |
84 |
Annual, 1-year, (3/1, 5/1, 7/1, 10/1), Various Caps |
78, 1L, 84 | 78, 1L, 84 |
84 |
5-year Treasury, Various Caps |
76, 84 | 76, 84 |
84 |
3-year Treasury, Various Caps |
86, 84 | 86, 84 |
84 |
Semiannual, 6-month LIBOR, Various Caps |
870001-874999, 84 | 870001-874999, 84 |
84 |
Semiannual, 6-month LIBOR, (3/1, 5/1, 7/1, 10/1), Various Caps |
1A, 84 | NA |
84 |
Annual, 1-year LIBOR, 2% Periodic Cap |
1C, 84 | 1E, 84 |
84 |
Annual, 1-year LIBOR, 3% Periodic Cap |
1D, 84 | 1F, 84 |
84 |
Annual, 1-year LIBOR, (3/1, 5/1, 7/1, 10/1), Various Caps |
1B, 2B, 84 | 1B, 2B, 84 |
1Q |
Annual, 1-year LIBOR, Initial Interest Hybrid ARMs, Various Caps |
1G, 1Q | N/A |
1Q |
Annual, 1-year Treasury, Initial Interest Hybrid ARMs, Various Caps |
1H, 1Q | N/A |
1Q |
Annual, 1-year LIBOR, 1-year Initial Interest Hybrid ARMs, Various Caps | 1U, 1Q | N/A |
1Q |
Annual, 1-year LIBOR, 10-year Initial Interest Hybrid ARMs, Various Caps |
1J, 1Q | N/A |
1Q |
Annual, 1-year Treasury, 10-year Initial Interest Hybrid ARMs, Various Caps |
1K, 1Q | N/A |
1Q |
Annual, 1-year LIBOR, Non-Standard Initial Interest Hybrid ARMs, Various Caps |
1V, 1Q | N/A |
1Q |
Semiannual, 6-month LIBOR, Initial Interest Hybrid ARMs, Various Caps |
1M, 1Q | N/A |
1Q |
Semiannual, 6-month LIBOR, 10-year Initial Interest Hybrid ARMs, Various Caps |
1N, 1Q | N/A |
1Q |
Semiannual, 6-month LIBOR, 10-year Initial Interest ARMs, Various Caps |
1P, 1Q | N/A |
| Pay-capped ARM PCs | |||
1R |
Monthly 11th COFI |
39, 42, 1R | N/A |
1R |
Federal Costs of Funds |
5A, 1R | N/A |
1R |
Various Treasury |
94, 1R | N/A |
1R |
Various LIBOR |
96, 1R | N/A |